CASS INFORMATION SYSTEMS, INC. CASS Balance Sheet

Cass information systems, inc. (CASS)

Balance Sheet / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Dec'10
Assets
Cash and due from banks
18	18	24	16	15	15	11	13	10	17	13	14	11	11	13	7	11	9	11	13	11	11	11	19	17	11	21	11	9	18	9	11	10	12	13	10	12
Interest-bearing deposits in other financial institutions
137	172	114	73	113	179	145	111	178	152	90	99	80	136	117	141	122	176	128	105	166	200	136	108	130	160	148	116	89	108	124	85	89	123	120	78	67
Federal funds sold and other short-term investments
6	13	83	93	55	36	22	1	11	58	137	186	51	118	171	124	10	67	85	39	31	82	90	53	51	53	69	141	67	13	86	59	59	99	200	114	59
Cash and cash equivalents
163	203	222	183	184	230	180	126	199	228	242	301	143	266	303	274	145	253	226	158	208	294	238	181	199	225	240	269	166	141	219	156	159	235	334	204	138
Securities available-for-sale, at fair value
387	422	427	435	441	441	446	440	454	470	457	431	426	390	382	368	373	375	363	347	322	356	339	327	325	317	308	276	307	341	367	322	309	310	274	264	264
Loans
854	772	767	790	751	721	726	714	702	686	658	671	675	664	684	698	684	659	670	675	683	669	677	665	665	652	635	669	679	687	681	693	690	671	692	718	708
Less: Allowance for loan losses
10	10	10	10	10	10	10	10	10	10	10	10	10	10	10	10	10	11	11	11	11	11	11	11	11	11	11	11	11	12	12	12	12	12	13	13	11
Loans, net
843	762	756	780	740	711	716	704	691	676	647	661	665	654	674	687	673	647	658	663	671	657	665	653	653	640	623	658	668	675	668	680	677	658	679	705	696
Payments in excess of funding
208	206	208	174	162	160	161	153	157	139	119	111	121	105	111	117	110	105	108	120	125	120	141	124	100	77	88	73	69	63	74	69	65	61	63	57	33
Premises and equipment, net
19	20	20	21	21	22	22	22	22	21	21	21	21	21	20	20	19	19	18	18	17	16	15	14	13	13	12	12	11	10	9	9	9	9	9	9	9
Investment in bank-owned life insurance
17	17	17	17	17	17	17	17	17	16	16	16	16	16	16	16	16	15	15	15	15	15	15	15	15	15	15	15	15	14	14	14	14	14	14	14	14
Goodwill
14	14	15	12	12	12	12	12	12	12	12	12	11	11	11	11	11	11	11	11	11	11	11	11	11	11	11	11	11	11	11	11	11	7	7	7	7
Other intangible assets, net
4	4	3	1	1	1	1	1	1	1	2	2	2	1	2	2	2	2	2	2	2	2	2	2	3	3	3	3	3	3	3	4	3	0	0	0	0
Other assets
72	112	108	102	102	97	120	90	93	90	37	34	37	36	25	23	23	24	27	27	24	25	18	19	20	21	25	27	25	24	21	22	23	21	21	25	22
Total assets
1,731	1,764	1,781	1,728	1,684	1,695	1,678	1,570	1,650	1,657	1,556	1,593	1,447	1,504	1,547	1,521	1,377	1,455	1,433	1,366	1,400	1,500	1,450	1,351	1,341	1,326	1,329	1,348	1,280	1,287	1,391	1,291	1,273	1,319	1,405	1,287	1,188
Liabilities and Shareholders' Equity
Liabilities:
Deposits:
Noninterest-bearing
288	351	310	259	271	313	270	265	257	281	211	201	195	214	202	195	184	181	172	162	160	158	139	147	159	143	147	135	133	144	140	132	125	131	125	134	113
Interest-bearing
438	406	400	377	384	408	364	360	381	396	397	403	382	407	421	435	421	464	404	393	454	459	445	403	421	438	413	405	403	419	407	378	390	416	423	387	405
Total deposits
726	757	711	636	655	721	634	625	639	678	609	605	578	621	624	630	605	646	577	555	615	618	585	551	581	582	560	541	536	563	548	511	515	548	549	521	518
Accounts and drafts payable
702	684	762	794	739	694	769	673	747	715	687	729	623	642	682	650	536	577	625	584	556	655	645	585	554	543	564	606	542	522	648	592	574	595	683	600	516
Short-term borrowings
-	18	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other liabilities
62	60	61	56	55	49	44	44	41	38	36	37	32	32	28	28	25	24	31	29	28	26	12	11	9	9	25	26	25	26	19	18	19	15	11	13	11
Total liabilities
1,490	1,520	1,534	1,488	1,450	1,465	1,448	1,343	1,428	1,432	1,332	1,371	1,233	1,296	1,335	1,310	1,167	1,248	1,234	1,169	1,200	1,300	1,243	1,149	1,145	1,135	1,150	1,173	1,103	1,113	1,216	1,122	1,110	1,158	1,244	1,135	1,045
Shareholders' Equity:
Preferred stock, par value $.50 per share; 2,000,000 shares authorized and no shares issued
-	-	-	-	-	-	0	0	0	-	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Common stock, par value $.50 per share; 40,000,000 shares authorized and 15,505,772 shares issued at March 31, 2020 and December 31, 2019
7	7	7	7	7	7	6	6	6	6	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	4	4	4
Additional paid-in capital
203	205	205	205	205	205	204	204	204	204	129	128	128	128	126	125	125	126	125	125	125	126	126	125	125	125	124	124	124	125	80	80	80	80	47	46	46
Retained earnings
93	90	87	83	79	75	73	68	64	59	130	126	122	118	114	110	107	103	100	96	93	90	87	83	79	75	72	68	64	60	102	98	93	89	120	115	107
Common shares in treasury, at cost (1,092,200 shares at March 31, 2020 and 991,406 shares at December 31, 2019)
49	45	45	46	44	39	32	32	32	32	32	29	30	30	30	30	25	22	21	17	15	12	11	10	11	10	11	11	11	11	12	12	12	12	12	12	13
Accumulated other comprehensive loss
-14	-13	-8	-9	-13	-18	-23	-21	-20	-13	-9	-9	-12	-14	-3	-1	-4	-6	-11	-13	-9	-9	-0	-1	-3	-5	-14	-13	-7	-6	-2	-3	-4	-2	1	-2	-3
Total shareholders' equity
241	244	246	240	234	229	229	226	222	225	223	221	213	208	212	210	209	207	199	197	200	200	206	202	196	190	178	174	176	174	174	168	163	160	160	152	142
Total liabilities and shareholders' equity
1,731	1,764	1,781	1,728	1,684	1,695	1,678	1,570	1,650	1,657	1,556	1,593	1,447	1,504	1,547	1,521	1,377	1,455	1,433	1,366	1,400	1,500	1,450	1,351	1,341	1,326	1,329	1,348	1,280	1,287	1,391	1,291	1,273	1,319	1,405	1,287	1,188