Cambridge bancorp (CATC)
Balance Sheet / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Dec'16
Assets
Cash and cash equivalents

43

61

68

38

37

18

16

35

56

103

13

54

Investment securities
Available for sale, at fair value (amortized cost $115,485 and $141,109, respectively)

117

140

148

153

144

168

-

-

-

205

-

-

Available for sale, at fair value (amortized cost $186,715 and $208,911, respectively)

-

-

-

-

-

-

180

191

197

-

212

325

Held to maturity, at amortized cost (fair value $256,860 and $264,114, respectively)

246

258

269

286

298

282

271

279

264

232

219

82

Total investment securities

364

398

417

439

443

451

451

470

462

437

432

408

Loans held for sale, at lower of cost or fair value

2

1

2

-

-

-

-

-

-

-

-

-

Loans held for sale, at lower of cost or fair value

-

-

-

0

-

-

-

0

-

-

0

6

Loans
Residential mortgage

-

-

-

938

613

-

573

549

541

538

537

534

Commercial mortgage

-

-

-

905

749

-

688

662

656

633

631

616

Home equity

-

-

-

85

68

-

70

71

71

74

76

75

Commercial & Industrial

-

-

-

134

90

-

82

80

75

65

65

59

Consumer

-

-

-

32

33

-

37

36

36

38

44

34

Total loans

2,255

2,226

2,179

2,096

1,555

1,559

1,451

1,401

1,381

1,350

1,355

1,320

Less: allowance for credit losses on loans

20

18

18

17

16

16

16

15

15

15

15

15

Net loans

2,235

2,208

2,161

2,079

1,538

1,543

1,435

1,385

1,366

1,335

1,340

1,304

Federal Home Loan Bank of Boston Stock, at cost

6

7

9

8

2

6

6

4

4

4

4

4

Bank owned life insurance

37

37

37

36

31

30

30

30

30

31

30

30

Banking premises and equipment, net

14

14

14

14

8

8

8

9

9

9

9

10

Right-of-use asset operating leases

32

33

34

-

-

-

-

-

-

-

-

-

Deferred income taxes, net

3

8

7

7

7

8

8

8

7

8

13

13

Accrued interest receivable

6

7

6

7

6

5

5

5

5

5

4

4

Goodwill

31

31

31

31

-

0

-

-

-

-

-

-

Merger related intangibles, net

3

3

3

3

-

-

-

-

-

-

-

-

Other assets

70

42

46

73

63

27

24

21

20

15

13

12

Total assets

2,852

2,855

2,841

2,741

2,138

2,101

1,988

1,971

1,961

1,949

1,864

1,848

Liabilities
Deposits
Demand

608

630

654

587

490

494

505

547

503

493

465

472

Interest bearing checking

506

450

429

422

385

431

385

408

436

462

387

430

Money market

175

181

214

200

146

135

119

81

63

69

64

72

Savings

880

914

876

853

709

628

606

613

632

589

600

539

Certificates of deposit

219

182

232

265

169

121

113

137

146

159

158

171

Total deposits

2,390

2,358

2,407

2,329

1,902

1,811

1,731

1,788

1,782

1,775

1,676

1,686

Short-term borrowings

75

135

113

103

-

90

66

-

-

-

11

-

Long-term borrowings

-

-

-

3

3

3

3

3

3

3

3

3

Operating lease liabilities

33

35

35

-

-

-

-

-

-

-

-

-

Other liabilities

55

39

40

68

60

29

26

23

24

22

26

24

Total liabilities

2,554

2,569

2,598

2,504

1,966

1,934

1,828

1,815

1,810

1,801

1,718

1,714

Shareholders’ Equity
Common stock, par value $1.00; Authorized: 10,000,000 shares; Outstanding: 5,417,983 shares and 5,400,868 shares, respectively

5

5

4

4

4

4

4

4

4

4

4

4

Additional paid-in capital

137

136

98

97

38

38

37

37

36

35

35

33

Retained earnings

150

146

142

137

135

131

127

123

119

114

115

107

Accumulated other comprehensive income (loss)

4

-2

-1

-2

-5

-6

-9

-8

-8

-5

-8

-9

Total shareholders’ equity

297

286

243

237

172

167

160

155

150

147

146

134

Total liabilities and shareholders’ equity

2,852

2,855

2,841

2,741

2,138

2,101

1,988

1,971

1,961

1,949

1,864

1,848

Residential Mortgage
Total loans

917

917

909

-

-

604

-

-

-

-

-

-

Less: allowance for credit losses on loans

-

-

5

-

-

4

-

-

-

-

-

-

Commercial Mortgage
Total loans

1,089

1,060

1,016

-

-

757

-

-

-

-

-

-

Less: allowance for loan losses

-

-

10

-

-

9

-

-

-

-

-

-

Home Equity
Total loans

83

80

82

-

-

69

-

-

-

-

-

-

Less: allowance for credit losses on loans

-

-

0

-

-

0

-

-

-

-

-

-

Commercial & Industrial
Total loans

127

133

138

-

-

93

-

-

-

-

-

-

Less: allowance for credit losses on loans

-

-

1

-

-

1

-

-

-

-

-

-

Consumer
Total loans

38

34

32

-

-

34

-

-

-

-

-

-

Less: allowance for credit losses on loans

-

-

0

-

-

0

-

-

-

-

-

-