Cambridge bancorp (CATC)
CashFlow / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17
CASH FLOWS FROM OPERATING ACTIVITIES
Net income

7,232

7,111

7,676

4,272

6,198

5,306

6,659

6,111

5,805

-

-

-

-

Net income

-

-

-

-

-

-

-

-

-

-

-

-

4,328

Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses

2,000

331

2,170

596

-93

715

457

-79

409

-

-

-

-

Provision for loan losses

-

-

-

-

-

-

-

-

-

-

310

20

30

Amortization of deferred charges and fees, net

51

-212

123

56

199

101

217

296

163

252

191

205

324

Depreciation and amortization

78

601

522

488

393

434

535

455

464

478

471

508

491

Bank owned life insurance income

160

158

165

162

127

133

129

136

128

136

139

147

162

Loss/(gain) on disposition of investment securities

-

0

2

6

-87

-

-

-

-

-

-

-

-

Loss/(gain) on disposition of investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-2

Share based compensation

437

859

412

914

-15

483

639

1,090

421

228

242

608

974

Change in accrued interest receivable

-180

93

-526

345

250

226

257

220

-69

229

305

295

-328

Deferred income tax expense/(benefit)

-2,265

345

430

317

-1,202

565

506

420

-770

-3,218

648

701

-818

Change in other assets, net

23,741

-3,833

9,640

-29,579

35,439

2,529

3,455

1,303

4,944

-90

404

-831

1,275

Change in other liabilities, net

19,613

-1,573

11,965

-29,864

30,638

3,090

3,063

-1,069

2,371

826

1,832

181

-575

Change in loans held for sale

1,329

-

-

-

-

-

-

-

-

-560

136

-294

-5,788

Net cash provided by operating activities

6,626

10,568

10,852

4,580

2,793

6,676

7,789

4,157

5,400

-

-

-

-

CASH FLOWS FROM INVESTING ACTIVITIES
Net cash provided by operating activities

-

-

-

-

-

-

-

-

-

-

-

-

11,071

Origination of loans

158,477

226,858

289,854

165,436

107,949

202,395

148,756

113,155

131,953

96,726

107,264

84,228

66,439

Proceeds from principal payments of loans

127,572

143,310

168,878

100,134

112,585

94,446

98,236

93,658

101,197

101,445

79,870

66,645

75,672

Proceeds from calls/maturities of securities available for sale

25,559

20,427

15,529

5,051

8,825

14,331

10,314

5,562

5,208

5,973

16,468

6,519

18,995

Proceeds from sales of securities available for sale

-

-

-

-

-

-

-

-

-

-

0

44,668

32,701

Proceeds from sales of securities available for sale and held to maturity

-

-

-

-

15,913

-

-

-

-

-

-

-

-

Purchase of securities available for sale

-

-

-

-

-

-

-

-

-

-

0

0

5,091

Proceeds from calls/maturities of securities held to maturity

11,139

24,106

16,333

17,334

14,882

7,314

8,550

9,423

7,777

7,388

20,422

4,282

2,396

Purchase of securities held to maturity

-

12,948

0

4,992

30,966

19,301

0

24,835

40,125

19,821

0

80,259

84,425

Proceeds from settlement of bank owned life insurance policies

-

-

-

-

-

0

0

0

676

-

-

-

-

Redemption of FHLB of Boston stock

-1,586

-1,305

914

4,107

-4,172

-

-

-

-

-

-

3,508

553

Purchase of banking premises and equipment

364

402

614

346

534

175

254

256

470

286

21

211

289

Net cash (used in) provided by investing activities

7,015

-26,620

-63,718

-40,062

16,928

-105,958

-34,063

-29,172

-57,690

-

-

-

-

CASH FLOWS FROM FINANCING ACTIVITIES
Net cash used by investing activities

-

-

-

-

-

-

-

-

-

-

-

-

-27,033

Change in demand, interest bearing, money market and savings accounts

-5,600

1,724

111,188

15,921

43,128

72,339

-33,379

14,886

20,575

97,550

73,046

-62,572

-7,330

Change in certificates of deposit

37,026

-50,771

-33,067

-65,915

47,825

7,782

-23,641

-9,007

-13,601

912

-12,127

954

-1,150

Change in short-term borrowings

-60,544

-

-

89,541

-90,000

-

-

-

-

-

-

-

-

Repayment of long-term borrowings

-

-

-

43

43

-

-

43

42

-

42

41

42

Cash dividends paid on common stock

2,869

2,473

2,475

2,471

2,098

2,054

2,052

1,967

1,968

1,919

1,918

1,877

1,868

Net cash provided by (used in) financing activities

-31,987

8,438

83,258

37,033

-1,188

101,324

7,586

3,869

4,964

-

-

-

-

Net (decrease)/increase in cash and cash equivalents

-18,346

-

-

-

18,533

-

-

-

-

-

-

-

-

Net cash provided by financing activities

-

-

-

-

-

-

-

-

-

-

-

-

-10,390

Net (decrease)/increase in cash and cash equivalents

-

-

-

-

-

-

-

-21,146

-47,326

-

-19,421

5,391

-26,352

SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Cash paid during the period for:
Interest

3,696

10,126

73

4,956

2,763

1,941

1,442

1,099

975

-

-

-

-

Interest

-

-

-

-

-

-

-

-

-

-

-

-

709

Income taxes

-

2,010

1,700

3,090

970

-

-

-

-

2,795

3,060

3,405

840

Significant non-cash transactions
Right-of-use assets for lessee operating leases

-

-966

-2,997

5,575

31,975

-

-

-

-

-

-

-

-

Right-of-use liabilities for lessee operating leases

-

-

-

-

33,263

-

-

-

-

-

-

-

-

Transfer of other real estate owned

2,293

-

-

-

-

-

-

-

-

-

-

-

-