Cambridge bancorp (CATC)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17
CASH FLOWS FROM OPERATING ACTIVITIES
Net income

26,291

25,257

23,452

22,435

24,274

23,881

0

0

0

-

-

-

-

Net income

-

-

-

-

-

-

-

-

-

-

-

-

0

Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses

5,097

3,004

3,388

1,675

1,000

1,502

0

0

0

-

-

-

-

Provision for loan losses

-

-

-

-

-

-

-

-

-

-

0

0

0

Amortization of deferred charges and fees, net

18

166

479

573

813

777

928

902

811

972

0

0

0

Depreciation and amortization

1,689

2,004

1,837

1,850

1,817

1,888

1,932

1,868

1,921

1,948

0

0

0

Bank owned life insurance income

645

612

587

551

525

526

529

539

550

584

0

0

0

Loss/(gain) on disposition of investment securities

-

-79

0

0

0

-

-

-

-

-

-

-

-

Loss/(gain) on disposition of investment securities

-

-

-

-

-

-

-

-

-

-

-

-

0

Share based compensation

2,622

2,170

1,794

2,021

2,197

2,633

2,378

1,981

1,499

2,052

0

0

0

Change in accrued interest receivable

-268

162

295

1,078

953

634

637

685

760

501

0

0

0

Deferred income tax expense/(benefit)

-1,173

-110

110

186

289

721

-3,062

-2,920

-2,639

-2,687

0

0

0

Change in other assets, net

-31

11,667

18,029

11,844

42,726

12,231

9,612

6,561

4,427

758

0

0

0

Change in other liabilities, net

141

11,166

15,829

6,927

35,722

7,455

5,191

3,960

5,210

2,264

0

0

0

Change in loans held for sale

0

-

-

-

-

-

-

-

-

-6,506

0

0

0

Net cash provided by operating activities

32,626

28,793

24,901

21,838

21,415

24,022

0

0

0

-

-

-

-

CASH FLOWS FROM INVESTING ACTIVITIES
Net cash provided by operating activities

-

-

-

-

-

-

-

-

-

-

-

-

0

Origination of loans

840,625

790,097

765,634

624,536

572,255

596,259

490,590

449,098

420,171

354,657

0

0

0

Proceeds from principal payments of loans

539,894

524,907

476,043

405,401

398,925

387,537

394,536

376,170

349,157

323,632

0

0

0

Proceeds from calls/maturities of securities available for sale

66,566

49,832

43,736

38,521

39,032

35,415

27,057

33,211

34,168

47,955

0

0

0

Proceeds from sales of securities available for sale

-

-

-

-

-

-

-

-

-

-

0

0

0

Proceeds from sales of securities available for sale and held to maturity

-

-

-

-

0

-

-

-

-

-

-

-

-

Purchase of securities available for sale

-

-

-

-

-

-

-

-

-

-

0

0

0

Proceeds from calls/maturities of securities held to maturity

68,912

72,655

55,863

48,080

40,169

33,064

33,138

45,010

39,869

34,488

0

0

0

Purchase of securities held to maturity

-

48,906

55,259

55,259

75,102

84,261

84,781

84,781

140,205

184,505

0

0

0

Proceeds from settlement of bank owned life insurance policies

-

-

-

-

-

676

0

0

0

-

-

-

-

Redemption of FHLB of Boston stock

2,130

-456

0

0

0

-

-

-

-

-

-

0

0

Purchase of banking premises and equipment

1,726

1,896

1,669

1,309

1,219

1,155

1,266

1,033

988

807

0

0

0

Net cash (used in) provided by investing activities

-123,385

-113,472

-192,810

-163,155

-152,265

-226,883

0

0

0

-

-

-

-

CASH FLOWS FROM FINANCING ACTIVITIES
Net cash used by investing activities

-

-

-

-

-

-

-

-

-

-

-

-

0

Change in demand, interest bearing, money market and savings accounts

123,233

171,961

242,576

98,009

96,974

74,421

99,632

206,057

128,599

100,694

0

0

0

Change in certificates of deposit

-112,727

-101,928

-43,375

-33,949

22,959

-38,467

-45,337

-33,823

-23,862

-11,411

0

0

0

Change in short-term borrowings

0

-

-

0

0

-

-

-

-

-

-

-

-

Repayment of long-term borrowings

-

-

-

0

0

-

-

0

167

-

0

0

0

Cash dividends paid on common stock

10,288

9,517

9,098

8,675

8,171

8,041

7,906

7,772

7,682

7,582

0

0

0

Net cash provided by (used in) financing activities

96,742

127,541

220,427

144,755

111,591

117,743

0

0

0

-

-

-

-

Net (decrease)/increase in cash and cash equivalents

0

-

-

-

0

-

-

-

-

-

-

-

-

Net cash provided by financing activities

-

-

-

-

-

-

-

-

-

-

-

-

0

Net (decrease)/increase in cash and cash equivalents

-

-

-

-

-

-

-

0

28,567

-

0

0

0

SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Cash paid during the period for:
Interest

18,851

17,918

9,733

11,102

7,245

5,457

0

0

0

-

-

-

-

Interest

-

-

-

-

-

-

-

-

-

-

-

-

0

Income taxes

-

7,770

0

0

0

-

-

-

-

10,100

0

0

0

Significant non-cash transactions
Right-of-use assets for lessee operating leases

-

33,587

0

0

0

-

-

-

-

-

-

-

-

Right-of-use liabilities for lessee operating leases

-

-

-

-

0

-

-

-

-

-

-

-

-

Transfer of other real estate owned

0

-

-

-

-

-

-

-

-

-

-

-

-