Cambridge bancorp (CATC)
Income statement / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Sep'16
Interest and dividend income
Interest on taxable loans

91,436

84,382

76,542

68,070

60,847

57,941

55,590

53,820

52,243

51,238

50,288

0

0

0

Interest on tax-exempt loans

693

584

477

396

364

371

384

414

461

496

507

0

0

0

Interest on taxable investment securities

7,706

7,963

7,961

7,919

7,723

7,457

7,129

6,905

6,641

6,321

5,877

0

0

0

Interest on tax-exempt investment securities

2,313

2,289

2,296

2,324

2,353

2,404

2,451

2,501

2,557

2,600

2,654

0

0

0

Dividends on FHLB of Boston stock

415

390

366

335

312

287

255

269

254

245

244

0

0

0

Interest on overnight investments

753

731

667

531

442

595

605

576

494

291

0

0

0

-

Interest on overnight investments

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Total interest and dividend income

103,316

96,339

88,309

79,575

72,041

69,055

66,414

64,485

62,650

61,191

59,762

0

0

0

Interest expense
Interest on deposits

16,269

15,641

13,222

9,888

6,562

5,023

4,232

3,766

3,396

3,125

2,952

0

0

0

Interest on borrowed funds

2,212

2,002

1,589

1,069

783

444

230

299

458

462

460

0

0

0

Total interest expense

18,481

17,643

14,811

10,957

7,345

5,467

4,462

4,065

3,854

3,587

3,412

0

0

0

Net interest and dividend income

84,835

78,696

73,498

68,618

64,696

63,588

61,952

60,420

58,796

57,604

56,350

0

0

0

Provision (Release) for Credit Losses

0

-

-

-

0

-

-

-

-

-

-

-

-

-

Provision for Loan Losses

-

-

-

-

-

-

-

-

-

-

0

0

-

-

Provision for Loan Losses

-

-

3,388

1,675

-

1,502

0

0

0

-

-

-

0

0

Net interest and dividend income after provision (release) for credit losses

79,738

75,692

70,110

66,943

63,696

62,086

61,163

59,778

58,055

57,242

55,877

0

0

0

Noninterest income
Wealth management revenue

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Deposit account fees

-

-

-

-

-

-

-

-

-

-

-

-

0

0

ATM/Debit card income

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Bank owned life insurance income

645

612

587

551

525

526

529

539

550

584

597

0

0

0

Loss on disposition of investment securities

-

-79

-77

0

0

-

-

0

-

-

-

0

-

-

(Loss) gain on disposition of investment securities

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Gain on loans sold

1,273

1,170

508

85

88

99

113

115

147

355

629

0

0

0

Loan related derivative income

1,748

1,674

2,002

1,508

1,615

1,651

1,353

1,001

1,064

780

1,039

0

0

0

Other income

1,904

1,927

1,254

1,155

1,192

1,269

1,294

1,304

1,249

1,155

1,124

0

0

0

Total noninterest income

37,262

36,401

34,506

33,069

32,768

32,989

32,526

31,574

31,075

30,224

30,264

0

0

0

Noninterest expense
Salaries and employee benefits

49,683

47,494

44,723

42,982

41,966

41,212

40,271

38,945

37,372

36,455

35,646

0

0

0

Occupancy and equipment

11,332

10,855

10,149

9,647

9,175

9,072

9,094

9,129

0

-

0

0

-

-

Occupancy and equipment

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Data processing

6,571

6,232

5,861

5,538

5,293

5,177

4,974

4,756

4,863

4,956

5,109

0

0

0

Professional services

3,675

3,623

3,192

3,109

3,178

3,258

3,201

3,394

3,391

3,374

3,304

0

0

0

Marketing

1,612

1,760

2,035

2,367

2,195

2,229

1,891

1,651

1,788

1,620

1,561

0

0

0

FDIC insurance

0

-

0

0

-

574

600

603

619

629

642

0

0

0

Nonoperating expenses

0

-

-

-

0

-

-

-

-

-

-

-

-

-

Merger expenses

-

-

0

0

-

-

-

-

-

-

-

-

-

-

Other expenses

3,501

3,199

3,044

2,656

2,337

2,264

2,306

2,549

2,726

3,144

2,967

0

0

0

Total noninterest expense

81,727

78,175

73,591

70,607

64,859

63,987

62,157

60,880

59,847

59,292

58,443

0

0

0

Income before income taxes

35,273

33,918

31,025

29,405

31,605

31,088

31,532

30,472

29,283

28,174

27,698

0

0

0

Income tax expense

8,982

8,661

7,573

6,970

7,331

7,207

11,993

12,582

12,990

13,358

9,271

0

0

0

Net income

26,291

25,257

23,452

22,435

24,274

23,881

19,539

17,890

16,293

14,816

18,427

0

0

0

Share data:
Weighted average number of shares outstanding, basic

5,397

4,946

4,815

4,682

4,073

4,068

4,064

4,059

4,053

4,038

4,037

4,034

4,011

3,996

Weighted average number of shares outstanding, diluted

5,432

4,981

4,842

4,715

4,107

4,126

4,101

4,094

4,071

4,073

4,070

4,068

4,050

4,043

Basic earnings per share

1.34

1.41

1.58

0.91

1.51

1.29

1.62

1.49

1.42

0.23

1.23

1.11

1.07

1.13

Diluted earnings per share

1.33

1.41

1.57

0.90

1.49

1.27

1.61

1.48

1.41

0.23

1.22

1.10

1.06

1.13

Wealth Management Revenue
Noninterest income

27,002

26,499

25,723

25,469

25,189

25,191

0

0

0

-

-

-

-

-

Deposit Account Fees
Noninterest income

3,238

3,185

3,160

3,128

3,059

3,071

0

0

0

-

-

-

-

-

ATM/Debit Card Income
Noninterest income

1,444

1,413

1,351

1,254

1,185

1,180

0

0

0

-

-

-

-

-