Cbm bancorp, inc. (CBMB)
CashFlow / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18
Cash flows from operating activities:
Net income

173

161

301

172

272

-123

324

216

256

Adjustments to reconcile net income to net cash provided by operating activities:
Amortization and accretion of securities

-4

12

-23

-9

-6

-0

3

1

1

Gain on sale of loans held for sale

114

151

29

19

15

18

41

61

65

Originations of loans held for sale

5,210

5,428

3,387

332

1,237

770

1,546

2,565

2,431

Proceeds from sales of loans held for sale

4,415

5,603

1,664

817

996

1,001

1,659

2,792

3,055

Gain on sale of available for sale securities

46

-

-

-

-

-

-

-

-

Amortization of deferred loan origination costs, net of fees

56

71

105

68

23

33

21

15

17

Provision for loan losses

175

85

-60

60

90

350

75

75

75

Increase in accrued interest receivable

42

-42

-54

-10

66

112

63

40

-47

Increase in cash surrender value of life insurance

18

18

57

19

18

18

67

19

18

Depreciation and amortization

36

37

38

40

42

41

40

41

39

ESOP compensation expense

112

121

115

115

108

-

-

-

-

Stock based compensation expense

168

-

-

-

-

-

-

-

-

Deferred income tax benefit

-78

-

-

-

-4

-

-

-

80

Increase in prepaid expenses and other assets

70

-255

184

-55

58

-14

-158

103

82

Increase in accounts payable and other liabilities

101

-55

231

-125

97

-97

143

-96

-57

Net cash (used in) provided by operating activities

-449

719

-1,204

829

190

576

743

295

878

Cash flows from investing activities:
Net maturities (purchases) of time deposits in other banks

496

744

745

-1,984

-497

-2,976

1,240

-1,488

1,240

Proceeds from maturities, payments and calls of held to maturity securities

-

-

-

-

-

0

139

203

137

Purchases of available for sale securities

-

0

4,971

4,612

8,037

-

-

-

-

Proceeds from maturities, payments and calls of available for sale securities

3,431

4,688

5,269

5,864

2,787

-

-

-

-

Proceeds from Sale of Available-for-sale Securities

1,565

-

-

-

-

-

-

-

-

Purchases of Federal Home Loan Bank stock

429

21

0

0

33

0

0

0

3

Net increase in loans

4,164

12,534

2,294

-1,643

2,646

-630

4,226

-823

987

Proceeds from redemption of bank owned life insurance

-

-

-

-

-

0

0

0

882

Purchases of premises and equipment

1

18

33

6

6

89

37

62

11

Net cash provided by (used in) investing activities

896

-7,140

-1,284

904

-8,434

-29,997

-1,885

-1,481

1,257

Cash flows from financing activities:
Net increase in deposits

1,500

1,193

-2,528

3,383

642

-1,926

-4,374

3,681

1,583

Net increase in advances by borrowers

386

-156

-491

339

369

-177

-660

347

401

Net increase in FHLB advances

10,000

-

-

-

-

-

-

-

-

Repurchase common stock

4,757

-

-

-

-

-

-

-

-

Net cash provided by financing activities

7,129

2,255

-3,932

3,226

1,011

-2,426

32,842

4,029

1,984

Net increase (decrease) increase in cash and cash equivalents

7,577

-

-

-

-7,231

-

-

-

-

Net (decrease) increase in cash and cash equivalents

-

-

-

-

-

-

31,700

2,843

4,120

Supplemental disclosure of cash flows information:
Cash paid for interest

385

373

367

346

315

280

253

229

214

Cash paid for income taxes

0

0

0

190

0

-

-

-

-