Cbm bancorp, inc. (CBMB)
Income statement / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Sep'17Jun'17
Interest and dividend income
Interest and fees on loans

1,965

1,892

1,848

1,824

1,727

1,770

1,703

1,647

1,645

1,648

1,610

Interest and dividends on investments

318

360

468

464

453

414

226

159

134

116

111

Total interest income

2,283

2,252

2,316

2,289

2,180

2,184

1,930

1,806

1,780

1,765

1,722

Interest expense
Interest on deposits

369

371

367

346

316

281

253

228

214

202

190

Interest on borrowings

16

-

-

-

-

-

-

-

-

14

2

Total interest expense

385

373

367

346

316

281

253

228

214

216

193

Net interest income

1,898

1,878

1,949

1,943

1,864

1,903

1,677

1,577

1,565

1,548

1,529

Provision for loan losses

175

85

-60

60

90

350

75

75

75

525

325

Net interest income after provision for loan losses

1,723

1,793

2,009

1,883

1,774

1,553

1,602

1,502

1,490

1,023

1,204

Non-interest income
Service fees on deposit accounts

35

36

33

29

28

32

33

33

34

37

37

Income from bank-owned life insurance

18

18

57

19

18

18

67

19

21

190

32

Gain on sale of loans held for sale

114

151

29

19

15

18

44

58

65

28

70

Gain on sale of investment securities

46

-

-

-

-

-

-

-

-

-

-

Gain on sale of foreclosed real estate

-

-

-

-

-

-

-

-

-

36

-13

Other non-interest income

29

33

33

36

30

41

31

34

29

33

34

Total non-interest income

244

240

154

104

92

107

177

145

151

325

174

Non-interest expense
Salaries, director fees and employee benefits

1,138

1,161

1,122

1,046

885

1,293

810

797

780

723

728

Premises and equipment

104

98

105

106

119

107

116

114

105

101

105

Data processing

141

138

140

138

139

133

134

133

136

129

125

Professional fees

115

122

140

162

122

76

65

82

76

69

67

FDIC premiums and regulatory assessments

16

18

18

27

30

20

31

33

29

42

35

Marketing

16

10

25

49

23

19

23

37

36

34

25

Provision for losses and costs on foreclosed real estate

-

-

4

26

-

-

4

2

-

-

-

Other operating expenses

180

216

187

202

178

162

161

156

141

160

155

Total non-interest expense

1,713

1,772

1,745

1,759

1,499

1,820

1,349

1,358

1,306

1,261

1,257

Income before income taxes

254

261

418

228

367

-160

430

289

336

87

121

Income tax expense

80

100

116

55

95

-36

105

73

80

-

34

Net income

173

161

301

172

272

-123

324

216

256

87

86

Earnings per common share
Basic

0.05

0.04

0.08

0.04

0.07

-

0.08

-

-

-

-

Diluted

0.05

0.04

0.08

0.04

0.07

-

0.08

-

-

-

-