Coastal Financial (CCB) annual income statement covering fiscal 2020 through 2025, as reported to the SEC.
An income statement shows what a company sold and what it cost to run the business, ending with the profit left over.
| Dec'25 | Dec'24 | Dec'23 | Dec'22 | Dec'21 | Dec'20 | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
INTEREST AND DIVIDEND INCOME | |||||||||||||||||||||
Interest and fees on loans | |||||||||||||||||||||
397,587 | 372,021 | 304,289 | 183,352 | 82,112 | 61,910 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Interest and fees on loans | 397,587 | 372,021 | 304,289 | 183,352 | 82,112 | 61,910 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Interest on interest earning deposits with other banks | |||||||||||||||||||||
28,972 | 21,265 | 15,346 | 6,728 | 608 | 663 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Interest on interest earning deposits with other banks | 28,972 | 21,265 | 15,346 | 6,728 | 608 | 663 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Interest on investment securities | |||||||||||||||||||||
2,527 | 3,056 | 3,197 | 1,745 | 79 | 230 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Interest on investment securities | 2,527 | 3,056 | 3,197 | 1,745 | 79 | 230 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Dividends on other investments | |||||||||||||||||||||
531 | 435 | 387 | 345 | 284 | 235 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Dividends on other investments | 531 | 435 | 387 | 345 | 284 | 235 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Total interest income | |||||||||||||||||||||
429,617 | 396,777 | 323,219 | 192,170 | 83,083 | 63,038 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Total interest income | 429,617 | 396,777 | 323,219 | 192,170 | 83,083 | 63,038 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
INTEREST EXPENSE | |||||||||||||||||||||
Interest on deposits | |||||||||||||||||||||
116,914 | 120,932 | 89,000 | 19,004 | 2,327 | 4,288 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Interest on deposits | 116,914 | 120,932 | 89,000 | 19,004 | 2,327 | 4,288 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Interest on borrowed funds | |||||||||||||||||||||
2,638 | 2,817 | 2,644 | 1,391 | 1,319 | 1,364 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Interest on borrowed funds | 2,638 | 2,817 | 2,644 | 1,391 | 1,319 | 1,364 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Total interest expense | |||||||||||||||||||||
119,552 | 123,749 | 91,644 | - | - | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Total interest expense | 119,552 | 123,749 | 91,644 | - | - | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Total interest expense | |||||||||||||||||||||
- | - | - | 20,395 | 3,646 | 5,652 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Total interest expense | - | - | - | 20,395 | 3,646 | 5,652 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Net interest income | |||||||||||||||||||||
310,065 | 273,028 | 231,575 | 171,775 | 79,437 | 57,386 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Net interest income | 310,065 | 273,028 | 231,575 | 171,775 | 79,437 | 57,386 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
PROVISION FOR CREDIT LOSSES | |||||||||||||||||||||
192,631 | 277,607 | 183,992 | - | - | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
PROVISION FOR CREDIT LOSSES | 192,631 | 277,607 | 183,992 | - | - | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
PROVISION FOR CREDIT LOSSES | |||||||||||||||||||||
- | - | - | 79,064 | 9,915 | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
PROVISION FOR CREDIT LOSSES | - | - | - | 79,064 | 9,915 | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Provision for loan losses, pre-adoption | |||||||||||||||||||||
- | - | - | - | - | 8,308 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Provision for loan losses, pre-adoption | - | - | - | - | - | 8,308 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Net interest income (expense) after provision for credit losses | |||||||||||||||||||||
117,434 | -4,579 | 47,583 | 92,711 | 69,522 | 49,078 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Net interest income (expense) after provision for credit losses | 117,434 | -4,579 | 47,583 | 92,711 | 69,522 | 49,078 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
NONINTEREST INCOME | |||||||||||||||||||||
Service charges and fees | |||||||||||||||||||||
3,558 | 3,738 | 3,854 | 3,804 | 3,698 | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Service charges and fees | 3,558 | 3,738 | 3,854 | 3,804 | 3,698 | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Loan referral fees | |||||||||||||||||||||
- | 168 | 683 | 810 | 2,126 | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Loan referral fees | - | 168 | 683 | 810 | 2,126 | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Sublease and lease income | |||||||||||||||||||||
- | - | - | - | - | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Sublease and lease income | - | - | - | - | - | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Gain on sales of loans, net | |||||||||||||||||||||
- | - | 253 | - | 396 | 82 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Gain on sales of loans, net | - | - | 253 | - | 396 | 82 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Unrealized gain (loss) on equity securities, net | |||||||||||||||||||||
-414 | 27 | 279 | -153 | 1,469 | -400 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Unrealized gain (loss) on equity securities, net | -414 | 27 | 279 | -153 | 1,469 | -400 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Gain on sale of bank branch including deposits and loans, net | |||||||||||||||||||||
- | - | - | - | 1,263 | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Gain on sale of bank branch including deposits and loans, net | - | - | - | - | 1,263 | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Gain on sale of securities, net | |||||||||||||||||||||
- | - | - | - | - | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Gain on sale of securities, net | - | - | - | - | - | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Other income | |||||||||||||||||||||
3,306 | 1,524 | 884 | 1,344 | 1,859 | 663 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Other income | 3,306 | 1,524 | 884 | 1,344 | 1,859 | 663 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Noninterest income, excluding BaaS program income and BaaS indemnification income | |||||||||||||||||||||
6,450 | 5,457 | 5,953 | 5,805 | 10,811 | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Noninterest income, excluding BaaS program income and BaaS indemnification income | 6,450 | 5,457 | 5,953 | 5,805 | 10,811 | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Total noninterest income | |||||||||||||||||||||
231,608 | 308,205 | 204,122 | 124,684 | 28,118 | 8,182 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Total noninterest income | 231,608 | 308,205 | 204,122 | 124,684 | 28,118 | 8,182 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
NONINTEREST EXPENSE | |||||||||||||||||||||
Salaries and employee benefits | |||||||||||||||||||||
85,774 | 69,927 | 66,461 | 52,228 | 37,101 | 23,302 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Salaries and employee benefits | 85,774 | 69,927 | 66,461 | 52,228 | 37,101 | 23,302 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Occupancy | |||||||||||||||||||||
3,992 | 3,936 | 4,172 | 4,548 | 4,128 | 3,977 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Occupancy | 3,992 | 3,936 | 4,172 | 4,548 | 4,128 | 3,977 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Data processing and software licenses | |||||||||||||||||||||
23,515 | 15,470 | 9,349 | 6,487 | 4,951 | 1,320 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Data processing and software licenses | 23,515 | 15,470 | 9,349 | 6,487 | 4,951 | 1,320 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Legal and professional expenses | |||||||||||||||||||||
20,254 | 15,506 | 14,803 | 6,760 | 3,133 | 1,762 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Legal and professional expenses | 20,254 | 15,506 | 14,803 | 6,760 | 3,133 | 1,762 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Point of sale expense | |||||||||||||||||||||
350 | 325 | 481 | 2,109 | 671 | 2,348 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Point of sale expense | 350 | 325 | 481 | 2,109 | 671 | 2,348 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Excise taxes | |||||||||||||||||||||
2,855 | 1,154 | 1,976 | 2,204 | 1,589 | 1,057 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Excise taxes | 2,855 | 1,154 | 1,976 | 2,204 | 1,589 | 1,057 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Federal Deposit Insurance Corporation ("FDIC") assessments | |||||||||||||||||||||
3,177 | 2,863 | 2,524 | 2,859 | 1,632 | 522 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Federal Deposit Insurance Corporation ("FDIC") assessments | 3,177 | 2,863 | 2,524 | 2,859 | 1,632 | 522 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Director and staff expenses | |||||||||||||||||||||
2,657 | 2,112 | 2,152 | 1,711 | 1,205 | 800 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Director and staff expenses | 2,657 | 2,112 | 2,152 | 1,711 | 1,205 | 800 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Marketing | |||||||||||||||||||||
631 | 162 | 517 | 351 | 451 | 317 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Marketing | 631 | 162 | 517 | 351 | 451 | 317 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Federal Deposit Insurance Corporation (FDIC) assessments | |||||||||||||||||||||
- | - | - | - | - | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Federal Deposit Insurance Corporation (FDIC) assessments | - | - | - | - | - | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Business development | |||||||||||||||||||||
- | - | - | - | - | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Business development | - | - | - | - | - | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Other expense | |||||||||||||||||||||
7,492 | 6,484 | 5,224 | 4,652 | 3,921 | 2,420 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Other expense | 7,492 | 6,484 | 5,224 | 4,652 | 3,921 | 2,420 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Noninterest expense, excluding BaaS loan and BaaS fraud expense | |||||||||||||||||||||
150,697 | 117,939 | 107,659 | 83,909 | 58,782 | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Noninterest expense, excluding BaaS loan and BaaS fraud expense | 150,697 | 117,939 | 107,659 | 83,909 | 58,782 | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
BaaS loan and fraud expense | |||||||||||||||||||||
137,100 | 128,370 | 86,913 | 82,865 | 4,481 | 294 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
BaaS loan and fraud expense | 137,100 | 128,370 | 86,913 | 82,865 | 4,481 | 294 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Total noninterest expense | |||||||||||||||||||||
287,797 | 246,309 | 194,572 | 166,774 | 63,263 | 38,119 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Total noninterest expense | 287,797 | 246,309 | 194,572 | 166,774 | 63,263 | 38,119 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
(Loss) income before provision for income taxes | |||||||||||||||||||||
61,245 | 57,317 | 57,133 | 50,621 | 34,377 | 19,141 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
(Loss) income before provision for income taxes | 61,245 | 57,317 | 57,133 | 50,621 | 34,377 | 19,141 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
(BENEFIT) PROVISION FOR INCOME TAXES | |||||||||||||||||||||
14,252 | 12,098 | 12,554 | 9,996 | 7,372 | 3,995 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
(BENEFIT) PROVISION FOR INCOME TAXES | 14,252 | 12,098 | 12,554 | 9,996 | 7,372 | 3,995 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
NET (LOSS) INCOME | |||||||||||||||||||||
46,993 | 45,219 | 44,579 | 40,625 | 27,005 | 15,146 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
NET (LOSS) INCOME | 46,993 | 45,219 | 44,579 | 40,625 | 27,005 | 15,146 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Basic earnings per common share (in usd per share) | |||||||||||||||||||||
3.12 | 3.35 | 3.36 | 3.14 | 2.25 | 1.27 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Basic earnings per common share (in usd per share) | 3.12 | 3.35 | 3.36 | 3.14 | 2.25 | 1.27 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Diluted earnings per common share (in usd per share) | |||||||||||||||||||||
3.06 | 3.26 | 3.27 | 3.01 | 2.16 | 1.24 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Diluted earnings per common share (in usd per share) | 3.06 | 3.26 | 3.27 | 3.01 | 2.16 | 1.24 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Weighted average number of common shares outstanding: | |||||||||||||||||||||
Basic (in shares) | |||||||||||||||||||||
15,051 | 13,508 | 13,261 | 12,949 | 12,022 | 11,920 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Basic (in shares) | 15,051 | 13,508 | 13,261 | 12,949 | 12,022 | 11,920 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Diluted (in shares) | |||||||||||||||||||||
15,350 | 13,876 | 13,640 | 13,514 | 12,521 | 12,209 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Diluted (in shares) | 15,350 | 13,876 | 13,640 | 13,514 | 12,521 | 12,209 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
BaaS program income | |||||||||||||||||||||
Noninterest income | |||||||||||||||||||||
29,491 | 20,075 | 13,240 | 12,934 | 6,716 | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Noninterest income | 29,491 | 20,075 | 13,240 | 12,934 | 6,716 | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
BaaS indemnification income | |||||||||||||||||||||
Noninterest income | |||||||||||||||||||||
195,667 | 282,673 | 184,929 | 105,945 | 10,591 | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Noninterest income | 195,667 | 282,673 | 184,929 | 105,945 | 10,591 | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Deposit Service Charges and Fees | |||||||||||||||||||||
Noninterest income | |||||||||||||||||||||
- | - | - | - | - | 3,091 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Noninterest income | - | - | - | - | - | 3,091 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
BaaS Fees | |||||||||||||||||||||
Noninterest income | |||||||||||||||||||||
- | - | - | - | - | 2,365 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Noninterest income | - | - | - | - | - | 2,365 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Loan Referral Fees | |||||||||||||||||||||
Noninterest income | |||||||||||||||||||||
- | - | - | - | - | 1,726 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Noninterest income | - | - | - | - | - | 1,726 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
Mortgage Broker Fees | |||||||||||||||||||||
Noninterest income | |||||||||||||||||||||
- | - | - | - | - | 655 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
Noninterest income | - | - | - | - | - | 655 | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
BaaS loan expense | |||||||||||||||||||||
BaaS loan and fraud expense | |||||||||||||||||||||
129,086 | 118,536 | 79,748 | 53,294 | 2,976 | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
BaaS loan and fraud expense | 129,086 | 118,536 | 79,748 | 53,294 | 2,976 | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||
BaaS fraud expense | |||||||||||||||||||||
BaaS loan and fraud expense | |||||||||||||||||||||
8,014 | 9,834 | 7,165 | 29,571 | 1,505 | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | ||||||
BaaS loan and fraud expense | 8,014 | 9,834 | 7,165 | 29,571 | 1,505 | - | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | xxxxx | |||||