Capital city bank group inc (CCBG)
Income statement / Yearly
Dec'19Dec'18Dec'17Dec'16Dec'15Dec'14Dec'13Dec'12Dec'11Dec'10Dec'09
INTEREST INCOME
Loans, including Fees

94,215

84,117

75,717

72,867

73,169

73,402

78,184

85,394

94,944

105,710

117,324

Investment Securities:
Taxable

13,122

12,081

8,095

6,317

5,224

3,394

2,345

2,912

3,321

2,681

-

Taxable Securities

-

-

-

-

-

-

-

-

-

-

2,698

Tax Exempt

312

787

1,052

866

633

492

546

428

647

1,517

2,672

Funds Sold

5,187

2,410

2,066

1,104

632

933

1,077

946

547

587

82

Total Interest Income

112,836

99,395

86,930

81,154

79,658

78,221

82,152

89,680

99,459

110,495

122,776

INTEREST EXPENSE
Deposits

6,840

4,243

1,789

879

944

1,099

1,431

2,108

3,947

8,645

10,585

Short-Term Borrowings

109

110

82

148

59

78

235

196

305

159

291

Subordinated Notes Payable

2,287

2,167

1,634

1,434

1,368

1,328

1,420

1,477

1,380

2,008

3,730

Other Long-Term Borrowings

257

371

443

728

936

1,075

1,330

1,587

1,905

2,150

2,236

Total Interest Expense

9,493

6,891

3,948

3,189

3,307

3,580

4,416

5,368

7,537

12,962

16,842

NET INTEREST INCOME

103,343

92,504

82,982

77,965

76,351

74,641

77,736

84,312

91,922

97,533

105,934

Provision for Loan Losses

2,027

2,921

2,215

819

1,594

1,905

3,472

16,166

18,996

23,824

40,017

Net Interest Income After Provision For Loan Losses

101,316

89,583

80,767

77,146

74,757

72,736

74,264

68,146

72,926

73,709

65,917

NONINTEREST INCOME
Deposit Fees

-

-

-

-

22,608

24,320

25,254

25,792

25,451

26,500

28,142

Bank Card Fees

-

-

-

-

11,278

10,892

10,786

10,783

10,141

9,200

10,306

Wealth Management Fees

-

-

-

-

7,533

7,808

8,179

7,181

7,615

-

-

Wealth Management Fees

-

-

-

-

-

-

-

-

-

4,235

3,925

Retail Brokerage Fees

-

-

-

-

-

-

-

-

-

2,820

2,655

Mortgage Banking Fees

-

-

-

-

4,539

3,082

3,534

3,600

2,675

2,948

2,699

Data Processing Fees

-

-

-

-

-

-

2,674

2,713

3,230

3,610

3,628

Securities Transactions

-

-

-

-

-

-

-

0

0

8

10

Other

5,786

6,648

6,182

8,907

8,133

6,434

4,684

4,500

9,736

7,504

6,026

Total Noninterest Income

53,053

51,565

51,746

53,681

54,091

52,536

55,111

54,569

58,848

56,825

57,391

NONINTEREST EXPENSE
Compensation

66,352

63,921

62,312

62,733

65,414

62,215

66,127

64,242

63,642

62,755

65,067

Occupancy, Net

18,436

18,503

17,837

18,296

17,738

17,818

17,331

18,055

18,271

10,010

9,798

Foreclosed Real Estate Income (Expense), Net

546

-442

1,135

-

-

-

-

-

-

-

-

Furniture and Equipment

-

-

-

-

-

-

-

-

-

8,929

9,096

Intangible Amortization

-

-

-

-

-

-

-

431

675

2,682

4,042

Other Real Estate Owned, Net

-

-

-

3,649

4,971

6,811

8,234

10,812

12,586

14,922

7,577

Other

28,275

29,521

28,163

28,536

27,150

27,514

29,713

30,403

31,074

34,618

36,535

Total Noninterest Expense

113,609

111,503

109,447

113,214

115,273

114,358

121,405

123,943

126,248

133,916

132,115

Earnings (Loss) Before Income Taxes and Equity in Undistributed Earnings of Subsidiary Bank

40,760

29,645

23,066

17,613

13,575

10,914

7,970

-1,228

5,526

-3,382

-8,807

Income Tax Expense

9,953

3,421

12,203

5,867

4,459

1,654

1,925

-1,336

629

-2,969

-5,336

NET INCOME ATTRIBUTABLE TO COMMON SHAREOWNERS

30,807

26,224

10,863

11,746

9,116

9,260

6,045

108

4,897

-413

-3,471

BASIC NET INCOME PER SHARE (in dollars per shares)

1.84

1.54

0.64

0.69

0.53

0.53

0.35

0.01

0.29

-0.02

-0.20

DILUTED NET INCOME PER SHARE (in dollars per shares)

1.83

1.54

0.64

0.69

0.53

0.53

0.35

0.01

0.29

-0.02

-0.20

Change in Funded Status of Pension Plans, net of tax benefit of $3,479, $5,135, and $628

-

-

-

-

-

-

-

-

-

1,000

-

Change in Net Unrealized Gain on Available-for-Sale Securities, Net of Tax

-

-

-

-

-

-

-

-

-

79

-

Total Other Comprehensive Loss

-

-

-

-

-

-

-

-

-

-921

-

TOTAL COMPREHENSIVE INCOME (LOSS)

-

-

-

-

-

-

-

-

-

-1,334

-

Average Basic Common Shares Outstanding (in shares)

16,770

17,029

16,952

16,989

17,273

17,425

17

17

17

17

17

Average Diluted Common Shares Outstanding (in shares)

16,827

17,072

17,013

17,061

17,318

17,488

17

17

17

17

17

Deposit fees [Member]
Revenue, fees and commissions

19,472

20,093

20,335

21,332

-

-

-

-

-

-

-

Credit And Debit Card [Member]
Revenue, fees and commissions

11,994

11,378

11,191

11,221

-

-

-

-

-

-

-

Wealth Managment fees [Member]
Revenue, fees and commissions

10,480

8,711

8,284

7,029

-

-

-

-

-

-

-

Mortgage banking [Member]
Revenue, fees and commissions

5,321

4,735

5,754

5,192

-

-

-

-

-

-

-