Cnb financial corp/pa (CCNE)
Income statement / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Sep'10Jun'10
INTEREST AND DIVIDEND INCOME:
Loans including fees

142,553

139,867

135,660

129,880

124,560

118,193

111,722

106,552

101,492

97,005

92,831

89,365

84,493

81,209

77,998

74,708

73,004

71,814

71,506

70,193

69,923

69,512

67,491

63,498

58,710

53,927

50,273

49,694

49,807

49,760

49,536

49,306

48,874

48,324

47,824

47,295

0

0

0

Securities:
Deposits with banks

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

127

138

0

0

0

Taxable

13,374

12,472

12,285

11,890

10,915

9,921

8,741

8,013

7,958

8,165

8,394

8,681

8,970

9,134

9,461

9,896

10,393

10,977

11,713

12,361

12,800

13,257

13,376

13,319

13,443

13,456

13,630

13,998

14,414

14,688

14,979

15,017

14,820

14,395

13,910

13,150

0

0

0

Tax-exempt

2,156

2,372

2,528

2,643

2,742

2,739

2,771

2,786

2,877

2,983

3,081

3,214

3,307

3,390

3,494

3,641

3,723

3,778

3,795

3,764

3,742

3,713

3,714

3,742

3,780

3,828

3,818

3,741

3,681

3,595

3,497

3,337

3,146

2,957

2,811

2,626

0

0

0

Dividends

982

1,017

991

1,006

1,019

1,017

990

902

830

721

688

623

583

582

538

525

483

609

665

656

621

400

295

250

216

205

173

129

109

86

60

52

42

36

29

27

0

0

0

Total interest and dividend income

159,065

155,728

151,464

145,419

139,236

131,870

124,224

118,253

113,157

108,874

104,994

101,883

97,353

94,315

91,491

88,770

87,603

87,178

87,679

86,974

87,086

86,882

84,876

80,809

76,149

71,416

67,892

67,560

68,009

68,129

67,972

67,632

66,842

65,712

64,701

63,236

0

0

0

INTEREST EXPENSE:
Deposits

31,520

30,202

27,391

24,405

20,891

17,228

14,026

11,559

10,115

9,312

8,891

8,741

8,575

8,470

8,405

8,379

8,467

8,498

8,451

8,363

8,275

8,300

8,363

7,955

7,833

7,995

8,218

8,969

9,960

10,875

11,784

12,784

13,339

13,625

13,700

13,644

0

0

0

Borrowed funds

5,166

5,349

5,531

5,466

5,778

5,856

5,628

5,519

4,700

4,021

3,459

2,867

2,876

2,981

3,099

3,307

3,318

3,222

3,269

3,253

3,161

3,241

3,326

3,450

3,516

3,447

3,384

3,269

3,277

3,245

3,221

3,183

3,204

3,176

3,366

3,649

0

0

0

Subordinated debentures (includes $21 and $6 accumulated other comprehensive income reclassification for change in fair value of interest rate swap agreements, respectively)

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Subordinated debentures (includes $11, $44, $31 and $149 accumulated other comprehensive income reclassification for change in fair value of interest rate swap agreements, respectively)

-

-

3,973

4,002

-

-

3,965

3,931

3,935

-

3,927

3,142

2,355

1,577

781

773

759

751

748

745

745

746

745

754

767

770

777

787

789

800

802

792

788

778

783

784

0

0

0

Total interest expense

40,631

39,530

36,895

33,873

30,658

26,950

23,619

21,009

18,750

17,365

16,277

14,750

13,806

13,028

12,285

12,459

12,544

12,471

12,468

12,361

12,181

12,287

12,434

12,159

12,116

12,212

12,379

13,025

14,026

14,920

15,807

16,759

17,331

17,579

17,849

18,077

0

0

0

NET INTEREST INCOME

118,434

116,198

114,569

111,546

108,578

104,920

100,605

97,244

94,407

91,509

88,717

87,133

83,547

81,287

79,206

76,311

75,059

74,707

75,211

74,613

74,905

74,595

72,442

68,650

64,033

59,204

55,513

54,535

53,983

53,209

52,165

50,873

49,511

48,133

46,852

45,159

0

0

0

Provision for loan losses

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Provision for Loan and Lease Losses

-

-

6,653

5,630

-

6,072

7,736

8,041

7,270

6,655

5,661

4,883

3,969

4,149

2,706

2,547

2,813

2,560

2,174

2,749

3,764

3,840

4,805

4,613

6,227

6,138

7,234

7,576

6,207

6,381

6,302

6,018

5,264

4,937

3,526

3,783

0

0

0

NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES

110,637

110,174

107,916

105,916

102,831

98,848

92,869

89,203

87,137

84,854

83,056

82,250

79,578

77,138

76,500

73,764

72,246

72,147

73,037

71,864

71,141

70,755

67,637

64,037

57,806

53,066

48,279

46,959

47,776

46,828

45,863

44,855

44,247

43,196

43,326

41,376

0

0

0

Noninterest Income [Abstract]
Service Charges On Deposit Accounts

6,448

6,402

6,383

6,291

5,993

5,759

5,346

4,927

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other service charges and fees

2,874

2,930

2,915

2,886

2,861

2,833

2,660

2,487

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Investment Banking, Advisory, Brokerage, and Underwriting Fees and Commissions

4,878

4,627

4,503

4,296

4,184

4,172

4,103

4,024

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Debt Securities, Available-for-sale, Realized Gain (Loss)

0

148

148

148

148

0

5

160

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Wealth and asset management fees

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

1,656

1,670

0

0

0

Service charges on deposit accounts

-

-

-

-

-

-

-

-

-

-

-

-

4,406

-

4,309

4,318

4,406

4,442

4,458

4,485

4,536

4,560

4,593

4,497

4,371

4,272

4,149

4,096

4,073

4,106

4,124

4,172

4,245

4,233

4,249

4,204

0

0

0

Other service charges and fees

-

-

-

-

-

-

-

-

-

-

-

-

2,508

-

2,703

2,888

3,025

3,089

3,032

2,956

2,865

2,809

2,618

2,463

2,317

2,179

2,062

1,922

1,866

1,868

1,792

1,758

1,706

1,626

1,575

1,515

0

0

0

Wealth and asset management fees

-

-

-

-

-

-

-

-

-

-

-

-

3,235

-

3,047

2,963

2,934

2,977

2,953

2,952

2,954

2,860

2,834

2,739

2,524

2,426

2,225

2,036

0

-

0

0

-

-

-

-

-

-

-

Total Fees and Commissions

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

10,503

10,049

9,856

0

0

0

Total other-than-temporary impairment losses on available-for-sale securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

398

1,219

1,537

0

0

0

Net realized gains on available-for-sale securities (includes $0 and $1,383 accumulated other comprehensive income reclassifications for net realized gains on available-for-sale securities in 2018 and 2017, respectively)

-

-

-

-

-

-

-

-

-

-

-

-

2,388

-

1,107

1,180

647

666

748

716

382

429

272

231

345

355

307

410

889

1,379

0

0

0

-

-

-

-

-

-

Debt Securities, Trading, Gain (Loss)

0

-

0

0

0

-

0

0

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net realized and unrealized gains (losses) on trading securities

0

-

-

-

0

-

-

-

-

-

-

-

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

0

0

Mortgage Banking

1,510

1,412

1,235

1,110

1,050

1,019

1,038

1,002

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Mortgage banking

-

-

-

-

-

-

-

-

-

-

-

-

1,108

-

968

744

804

746

763

743

719

781

809

772

860

940

937

1,055

980

990

915

862

821

735

622

498

0

0

0

Bank Owned Life Insurance Income

1,435

1,317

1,336

1,356

1,369

1,408

1,425

1,682

1,707

1,659

1,583

1,272

1,171

1,082

1,148

1,155

1,181

1,194

1,193

1,127

1,077

1,041

811

954

1,530

1,552

1,663

1,527

974

973

1,008

992

942

930

874

861

0

0

0

Card Processing and Interchange Income

4,740

4,641

4,566

4,437

4,319

4,261

4,113

3,989

3,856

3,763

3,688

3,622

3,439

3,396

3,371

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain (Loss) on Disposition of Business

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other

2,338

2,147

2,040

2,035

1,866

1,722

1,590

1,123

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other

-

-

-

-

-

-

-

-

-

-

-

-

707

-

231

286

740

776

378

720

411

565

1,708

1,516

1,553

1,314

1,037

984

985

965

1,005

1,133

1,193

1,224

1,274

1,206

0

0

0

Less portion of loss recognized in other comprehensive income

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

0

Net impairment losses recognized in earnings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

0

Net realized gains on available-for-sale securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

276

333

0

0

0

Net impairment losses recognized in earnings and realized gains on available-for-sale securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-216

943

1,204

0

0

0

Total non-interest income

25,186

25,975

23,654

23,311

22,125

20,723

21,831

20,930

20,413

21,435

20,519

19,958

19,687

17,691

18,928

18,451

17,774

17,094

17,506

17,008

16,381

16,489

13,891

13,643

13,900

13,766

12,996

12,827

12,320

12,664

13,212

12,595

11,947

10,719

9,106

8,652

0

0

0

NON-INTEREST EXPENSES:
Salaries and benefits

35,709

35,212

34,268

34,064

32,688

31,323

30,292

27,964

26,735

26,205

26,575

25,980

24,986

23,472

23,847

22,913

22,511

21,652

21,400

20,390

19,327

19,530

19,490

18,216

17,105

15,467

14,748

14,291

13,578

13,106

13,682

13,253

12,831

12,349

16,840

16,152

0

0

0

Net occupancy expense

11,382

11,221

10,745

10,712

10,651

10,281

10,310

9,879

9,502

9,546

9,148

9,141

8,765

8,064

7,575

7,127

7,040

7,000

7,052

6,983

6,949

6,911

6,890

6,429

5,950

5,506

5,089

4,993

4,819

4,651

4,432

4,370

4,366

4,416

4,431

4,371

0

0

0

Amortization of core deposit intangible

485

567

650

733

815

898

980

1,063

1,146

1,229

1,313

1,355

1,241

1,125

1,010

922

964

1,008

1,051

1,094

1,136

1,180

906

604

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

Data processing

5,145

4,994

5,167

4,987

4,697

4,586

4,303

4,185

4,057

3,944

4,130

4,121

4,223

4,447

4,402

4,475

4,445

4,297

4,276

4,180

3,930

3,996

3,957

3,848

3,805

3,469

3,129

2,939

2,833

2,791

0

0

0

-

-

-

-

-

-

State and local taxes

0

-

0

-

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

State and local taxes

-

-

-

3,477

-

-

-

3,148

2,929

-

2,589

2,474

2,418

2,171

2,015

1,894

1,810

1,868

1,916

1,903

1,883

1,895

1,760

1,690

1,672

1,549

1,640

1,618

1,547

1,474

0

0

0

-

-

-

-

-

-

Legal, professional, and examination fees

2,606

2,514

2,015

1,916

1,896

1,851

1,704

1,662

1,778

1,819

2,346

2,249

1,947

1,772

1,667

1,641

1,615

1,553

1,298

1,269

1,233

1,363

1,594

1,498

1,449

1,318

1,204

1,302

1,348

1,265

0

0

0

-

-

-

-

-

-

Advertising

2,107

2,113

2,123

2,051

2,159

2,345

2,448

2,389

2,427

2,243

2,020

1,952

1,728

1,799

1,719

1,706

1,730

1,580

1,512

1,466

1,478

1,455

1,352

1,189

1,004

939

806

851

855

859

0

0

0

-

-

-

-

-

-

FDIC insurance premiums

1,449

1,252

1,261

1,515

1,520

1,396

1,350

1,284

1,276

1,182

1,049

1,141

1,111

1,229

1,370

1,321

1,304

1,278

1,253

1,257

1,278

1,322

1,362

1,352

1,327

1,266

1,229

1,180

1,135

1,115

1,106

1,063

1,069

1,259

1,396

1,542

0

0

0

Intangible asset amortization

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Prepayment penalties — long-term borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Core processing conversion costs

-

-

-

-

-

-

-

-

-

-

-

-

-

1,693

1,597

1,555

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Merger costs

-

-

-

-

-

-

-

-

-

-

-

-

-

486

789

523

350

308

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Card processing and interchange expenses

2,940

2,891

2,875

2,893

2,847

2,834

2,678

2,452

2,428

2,116

1,797

1,843

1,677

1,889

2,248

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Merger costs

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,040

0

0

-

0

-

-

-

-

-

-

-

-

Other

10,584

10,889

10,462

10,193

9,471

8,969

8,729

8,838

8,840

8,054

7,533

7,414

7,362

7,161

7,481

7,313

6,877

7,082

7,466

7,405

7,220

6,950

6,070

5,350

5,207

4,626

4,370

4,304

3,942

4,231

136

1,502

2,836

3,924

10,163

9,761

0

0

0

Total non-interest expenses

88,075

87,508

84,609

83,959

81,518

79,342

76,924

73,748

72,002

70,037

68,905

68,383

69,338

67,118

67,194

65,104

60,473

58,752

58,057

56,201

54,688

54,856

52,014

49,207

47,392

43,813

39,708

38,573

36,613

35,945

35,595

34,697

34,005

33,282

32,855

31,876

0

0

0

INCOME BEFORE INCOME TAXES

47,748

48,641

46,961

45,268

43,438

40,229

37,776

36,385

35,548

36,252

34,670

33,825

29,927

27,711

28,234

27,111

29,547

30,489

30,647

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

INCOME BEFORE INCOME TAXES

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

21,567

21,213

23,483

23,547

23,480

22,753

22,189

20,633

19,577

18,152

0

0

0

INCOME TAX EXPENSE (includes ($4) and $30 income tax expense from reclassification items, respectively)

8,327

8,560

8,419

7,847

7,343

6,510

9,551

10,150

11,071

12,392

9,221

9,206

7,926

7,171

7,226

6,997

7,896

8,292

9,054

9,213

9,361

9,314

8,455

8,259

6,766

6,340

5,726

5,512

6,397

6,411

6,365

6,134

6,015

5,529

5,236

4,754

0

0

0

Net Income (Loss) Attributable to Parent

39,421

40,081

38,542

37,421

36,095

33,719

28,225

26,235

24,477

23,860

25,449

24,619

22,001

20,540

21,008

20,114

21,651

22,197

23,432

23,458

23,473

23,074

21,059

20,214

17,548

16,679

15,841

15,701

17,086

17,136

17,115

16,619

16,174

15,104

14,341

13,398

0

0

0

Earnings Per Share [Abstract]
Earnings Per Share, Basic

0.57

0.69

0.68

0.64

0.62

0.60

0.60

0.55

0.46

0.23

0.47

0.44

0.43

0.35

0.44

0.28

0.35

0.38

0.38

0.39

0.39

0.46

0.39

0.39

0.36

0.33

0.38

0.24

0.34

0.31

0.37

0.35

0.35

0.31

0.33

0.32

0.27

0.25

0.34

Earnings Per Share, Diluted

0.57

0.69

0.68

0.64

0.62

0.60

0.60

0.55

0.46

0.23

0.47

0.44

0.43

0.35

0.44

0.28

0.35

0.38

0.38

0.39

0.39

0.46

0.39

0.39

0.36

0.33

0.38

0.24

0.34

0.31

0.37

0.35

0.35

0.31

0.33

0.32

0.27

0.25

0.34

DIVIDENDS PER SHARE:
Cash dividends per share (in dollars per share)

0.17

-

0.17

0.17

0.17

-

0.17

0.16

0.16

-

0.16

0.16

0.16

-

0.16

0.16

0.16

-

0.16

0.16

0.16

-

0.16

0.16

0.16

-

0.16

0.16

0.16

-

0.16

0.16

0.16

-

0.16

0.16

0.16

0.16

0.16