Community first bancshares, inc. (CFBI)
Income statement / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Jun'16
Interest income:
Loans, including fees

6,397

3,558

3,671

3,549

3,244

3,248

3,695

3,330

3,137

3,106

3,039

3,044

2,948

2,821

2,750

Investment securities, including dividends

165

23

63

128

142

144

142

150

154

125

81

71

45

24

23

Interest-earning deposits

136

171

148

123

177

200

156

90

76

97

107

138

61

42

59

Total interest income

6,698

3,752

3,882

3,800

3,563

3,592

3,993

3,570

3,367

3,328

3,227

3,253

3,054

2,887

2,832

Interest expense:
Deposits

1,263

650

579

546

511

468

423

365

316

316

303

291

248

241

335

Borrowings

208

0

2

0

24

38

38

37

37

24

-

-

-

-

-

Total interest expense

1,471

652

579

546

535

506

461

402

353

340

303

291

248

241

-

Net interest income before provision for loan losses

5,227

3,100

3,303

3,254

3,028

3,086

3,532

3,168

3,014

2,988

2,924

2,962

2,806

2,646

2,497

Provision for loan losses

500

-

-

-

-

-

200

300

-

-

-

-

-

-

-

Net interest income after provision for loan losses

4,727

3,100

3,303

3,254

3,028

3,086

3,332

2,868

-

-

-

2,962

-

-

-

Non-interest income:
Service charges on deposit accounts

353

302

260

187

173

199

230

175

167

178

-

-

-

-

-

Small Business Administration (SBA) loan fees

-

57

1

2

5

2

-69

485

168

2

-

-

-

-

-

Gain on sales of investment securities available-for-sale

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

Service charges on deposit accounts

-

-

-

-

-

-

-

-

-

-

-

-

175

186

175

Other

160

-91

274

150

178

115

207

134

121

98

139

101

150

126

122

Total non-interest income

513

415

535

339

356

316

368

794

456

278

342

279

325

312

297

Non-interest expenses:
Salaries and employee benefits

4,173

1,734

1,861

1,861

1,798

1,732

1,417

1,647

1,735

1,734

1,549

1,539

1,266

1,162

1,096

Deferred compensation

63

-

67

-

52

55

56

-

-

-

-

-

-

-

-

Deferred compensation

-

-

-

51

-

-

-

51

52

53

53

55

55

54

55

Occupancy

647

410

465

477

478

474

458

428

413

406

395

327

292

282

274

Advertising

62

43

37

35

32

38

49

55

27

46

55

49

56

58

60

Data processing

644

217

748

350

262

225

233

216

234

208

202

169

207

197

163

Other real estate owned

-

4

2

15

2

42

39

53

8

2

-23

14

19

4

30

Net loss (gain) on sale of other real estate owned

-29

-83

8

62

34

4

35

4

20

9

-56

17

2

5

-22

Legal and accounting

683

175

505

259

274

235

385

223

264

219

195

145

110

103

116

Organizational dues and subscriptions

88

81

60

73

80

83

81

82

73

71

69

74

78

73

58

Director compensation

49

46

49

50

47

48

63

53

55

56

48

71

47

63

37

Federal deposit insurance premiums

112

0

16

16

16

16

16

16

16

17

18

17

17

38

43

Other

531

276

319

337

279

267

344

256

225

376

334

315

322

320

350

Total non-interest expenses

7,081

3,135

4,121

3,462

3,286

3,211

3,106

3,076

3,082

3,179

2,951

2,758

2,467

2,349

2,304

(Loss) income before income taxes

-1,841

380

-283

131

98

191

594

586

388

87

315

483

664

609

490

Income tax benefit

-543

64

-87

13

-19

43

135

-32

55

1,048

98

129

250

229

173

Net (loss) income

-1,298

316

-196

118

117

148

459

618

333

-961

217

354

414

380

317

Basic and diluted (loss) earnings per share

-0.17

0.04

-0.03

0.02

0.02

0.02

0.06

0.08

0.04

-0.13

-

0.03

-

-

-