Community first bancshares, inc. (CFBI)
Income statement / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Jun'16
Interest income:
Loans, including fees

17,175

14,022

13,712

13,736

13,517

13,410

13,268

12,612

12,326

12,137

11,852

0

0

0

0

Investment securities, including dividends

379

356

477

556

578

590

571

510

431

322

221

0

0

0

0

Interest-earning deposits

578

619

648

656

623

522

419

370

418

403

348

0

0

0

0

Total interest income

18,132

14,997

14,837

14,948

14,718

14,522

14,258

13,492

13,175

12,862

12,421

0

0

0

0

Interest expense:
Deposits

3,038

2,286

2,104

1,948

1,767

1,572

1,420

1,300

1,226

1,158

1,083

0

0

0

0

Borrowings

210

26

64

100

137

150

136

0

0

0

-

-

-

-

-

Total interest expense

3,248

2,312

2,166

2,048

1,904

1,722

1,556

1,398

1,287

1,182

1,083

0

0

0

-

Net interest income before provision for loan losses

14,884

12,685

12,671

12,900

12,814

12,800

12,702

12,094

11,888

11,680

11,338

0

0

0

0

Provision for loan losses

0

-

-

-

-

-

0

0

-

-

-

-

-

-

-

Net interest income after provision for loan losses

14,384

12,685

12,671

12,700

12,314

0

0

0

-

-

-

0

-

-

-

Non-interest income:
Service charges on deposit accounts

1,102

922

819

789

777

771

750

0

0

0

-

-

-

-

-

Small Business Administration (SBA) loan fees

-

65

10

-60

423

586

586

0

0

0

-

-

-

-

-

Gain on sales of investment securities available-for-sale

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

Service charges on deposit accounts

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Other

493

511

717

650

634

577

560

492

459

488

516

0

0

0

0

Total non-interest income

1,802

1,645

1,546

1,379

1,834

1,934

1,896

1,870

1,355

1,224

1,258

0

0

0

0

Non-interest expenses:
Salaries and employee benefits

9,629

7,254

7,252

6,808

6,594

6,531

6,533

6,665

6,557

6,088

5,516

0

0

0

0

Deferred compensation

0

-

0

-

0

0

0

-

-

-

-

-

-

-

-

Deferred compensation

-

-

-

214

-

-

-

209

213

216

217

0

0

0

0

Occupancy

1,999

1,830

1,894

1,887

1,838

1,773

1,705

1,642

1,541

1,420

1,296

0

0

0

0

Advertising

177

147

142

154

174

169

177

183

177

206

218

0

0

0

0

Data processing

1,959

1,577

1,585

1,070

936

908

891

860

813

786

775

0

0

0

0

Other real estate owned

-

23

61

98

136

142

102

40

1

12

14

0

0

0

0

Net loss (gain) on sale of other real estate owned

-42

21

108

135

77

63

68

-23

-10

-28

-32

0

0

0

0

Legal and accounting

1,622

1,213

1,273

1,153

1,117

1,107

1,091

901

823

669

553

0

0

0

0

Organizational dues and subscriptions

302

294

296

317

326

319

307

295

287

292

294

0

0

0

0

Director compensation

194

192

194

208

211

219

227

212

230

222

229

0

0

0

0

Federal deposit insurance premiums

144

48

64

64

64

64

65

67

68

69

90

0

0

0

0

Other

1,463

1,211

1,202

1,227

1,146

1,092

1,201

1,191

1,250

1,347

1,291

0

0

0

0

Total non-interest expenses

17,799

14,004

14,080

13,065

12,679

12,475

12,443

12,288

11,970

11,355

10,525

0

0

0

0

(Loss) income before income taxes

-1,613

326

137

1,014

1,469

1,759

1,655

1,376

1,273

1,549

2,071

0

0

0

0

Income tax benefit

-553

-29

-50

172

127

201

1,206

1,169

1,330

1,525

706

0

0

0

0

Net (loss) income

-1,060

355

187

842

1,342

1,558

449

207

-57

24

1,365

0

0

0

0

Basic and diluted (loss) earnings per share

-0.17

0.04

-0.03

0.02

0.02

0.02

0.06

0.08

0.04

-0.13

-

0.03

-

-

-