C & f financial corp (CFFI)
Balance Sheet / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Dec'10
Assets
Cash and due from banks

37,006

21,148

10,923

10,418

11,777

14,138

12,440

11,458

12,360

14,070

12,624

12,560

11,971

12,892

9,812

10,944

10,429

9,679

9,696

11,459

9,661

10,749

10,357

10,782

11,967

14,666

7,801

7,830

6,191

8,079

6,100

5,994

6,310

5,787

4,775

11,248

7,150

Interest-bearing deposits in other banks

111,003

144,285

134,871

84,237

125,674

100,875

96,709

124,285

135,688

105,353

97,845

106,337

108,567

90,309

79,183

81,565

140,765

143,264

135,719

127,856

163,774

156,867

134,972

171,572

180,939

41,750

-

-

-

17,541

-

-

-

-

18,058

3,072

-

Federal funds sold

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

91,723

-

-

-

-

0

0

-

997

801

800

-

Interest-bearing deposits in other banks

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

36,531

52,003

64,535

-

7,649

4,938

-

4,723

-

-

-

Interest bearing deposits in other banks

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

20,116

-

-

-

2,530

Total cash and cash equivalents

148,009

165,433

145,794

94,655

137,451

115,013

109,149

135,743

148,048

119,423

110,469

118,897

120,538

103,201

88,995

92,509

151,194

152,943

145,415

139,315

173,435

167,616

145,329

182,354

192,906

148,139

44,332

59,833

70,726

25,620

13,749

10,932

26,426

11,507

23,634

15,120

9,680

Securities—available for sale at fair value, amortized cost of $230,245 and $187,759, respectively

234,424

189,733

190,869

200,427

209,007

214,910

217,114

221,869

218,408

218,976

208,993

213,036

213,079

210,026

205,232

212,086

216,256

219,476

220,807

218,349

220,834

221,897

-

-

-

218,110

-

-

-

-

-

-

-

-

-

-

-

Loans held for sale, at fair value

125,667

90,500

98,357

89,185

36,035

41,895

45,979

55,054

39,654

55,384

49,377

47,326

41,277

52,027

66,689

61,573

25,426

44,000

43,882

65,468

41,477

28,279

-

-

-

35,879

-

-

-

-

-

-

-

-

-

-

-

Securities-available for sale at fair value, amortized cost of $214,000 and $217,708, respectively

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

220,093

217,308

211,799

-

147,161

147,588

150,521

152,817

140,608

141,289

143,868

144,646

141,793

140,154

130,275

Loans held for sale, at fair value

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

35,910

33,603

28,630

-

55,911

59,312

45,432

72,727

78,072

79,171

63,756

70,062

36,377

42,490

67,153

Loans, net of allowance for loan losses of $33,298 and $32,873, respectively

1,204,171

1,082,318

1,055,320

1,056,934

1,042,052

1,028,097

1,002,423

996,412

992,505

992,062

986,811

957,072

964,093

962,674

935,598

924,450

889,172

865,892

840,740

826,623

808,153

800,198

792,117

791,170

783,857

785,532

649,276

638,557

641,195

640,283

646,236

634,621

626,069

616,984

622,921

620,947

606,744

Restricted stock, at cost

3,209

3,257

3,257

3,257

3,257

3,247

3,247

3,353

3,498

3,298

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Restricted stocks, at cost

-

-

-

-

-

-

-

-

-

-

3,443

3,443

3,443

3,403

3,403

3,403

3,403

3,345

3,345

3,345

3,345

3,442

-

-

-

4,336

-

-

-

-

-

-

-

-

-

-

-

Restricted stocks, at cost

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,690

3,690

3,690

-

-

-

-

3,744

-

-

-

-

-

-

-

Federal Home Loan Bank stock, at cost

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,525

3,525

3,525

-

3,744

3,749

3,767

3,767

3,798

3,828

3,887

Corporate premises and equipment, net

38,731

35,261

35,504

36,716

36,934

37,100

37,053

37,151

36,867

36,969

36,137

35,544

35,695

35,804

36,451

36,283

36,495

36,533

36,367

36,525

36,929

37,295

37,735

38,937

38,928

38,232

28,538

27,852

27,839

27,083

27,627

28,003

28,184

28,462

28,768

28,899

28,743

Other real estate owned, net of valuation allowance of $88 and $88, respectively

1,103

1,103

1,103

268

246

246

188

168

168

168

168

284

376

195

499

579

1,194

942

763

977

790

786

-

-

-

2,769

-

-

-

-

-

-

-

-

-

-

-

Other real estate owned, net of valuation allowance of $578 and $4,135, respectively

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,087

817

701

-

3,780

3,925

5,297

6,236

4,621

5,236

5,209

6,059

6,442

8,173

10,674

Accrued interest receivable

7,253

6,776

6,685

7,229

7,267

7,436

7,354

7,252

7,189

7,589

7,105

6,885

6,765

7,261

6,551

7,000

6,707

6,829

6,654

6,654

6,079

6,421

6,243

6,255

6,026

6,360

5,609

5,545

5,566

5,673

5,594

5,360

5,224

5,242

5,150

5,120

5,073

Goodwill

25,117

14,430

14,425

14,425

14,425

14,425

14,425

14,425

14,425

14,425

14,425

14,425

14,425

14,425

14,425

14,425

14,425

14,425

14,425

14,425

14,425

14,425

14,425

16,630

16,630

14,425

10,724

10,724

10,724

10,724

10,724

10,724

10,724

10,724

10,724

10,724

10,724

Other intangible assets, net

2,540

912

-

-

-

1,142

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Core deposit and other amortizable intangible assets, net

-

-

951

1,001

1,065

-

1,234

1,339

1,459

1,594

1,742

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Core deposit and other amortizable intangible, net

-

-

-

-

-

-

-

-

-

-

-

-

-

2,269

-

-

-

1,618

-

-

-

-

2,860

3,151

3,456

-

-

-

-

-

-

-

-

-

-

-

-

Core deposit and other amortizable intangibles, net

-

-

-

-

-

-

-

-

-

-

-

1,903

2,079

-

1,041

1,219

1,411

-

1,838

2,072

2,321

2,583

-

-

-

3,774

-

-

-

-

-

-

-

-

-

-

-

Bank-owned life insurance

19,749

16,044

16,348

16,256

16,162

16,065

15,869

15,776

15,684

15,589

15,388

15,294

15,201

15,103

14,909

14,814

15,085

14,988

14,780

14,681

14,582

14,484

14,275

14,176

14,081

13,988

-

-

-

-

-

-

-

-

-

-

-

Net deferred tax asset

12,737

11,219

11,615

11,540

11,838

12,193

12,953

12,691

12,569

12,093

-

-

-

21,539

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other assets

54,582

40,451

39,153

36,103

33,621

29,642

32,616

34,410

34,452

31,486

50,588

49,970

47,493

24,065

51,217

45,887

44,056

44,085

44,355

44,502

41,455

40,761

42,231

39,400

38,910

40,753

34,775

35,820

32,552

32,111

30,844

30,629

32,244

30,671

29,292

31,116

31,184

Total assets

1,877,292

1,657,432

1,619,381

1,567,996

1,549,360

1,521,411

1,499,604

1,535,643

1,524,926

1,509,056

1,484,646

1,464,079

1,464,464

1,451,992

1,425,010

1,414,228

1,404,824

1,405,076

1,373,371

1,372,936

1,363,825

1,338,187

1,315,995

1,347,491

1,339,614

1,312,297

983,631

992,681

993,377

977,018

961,819

949,714

945,471

928,124

908,899

906,571

904,137

Liabilities
Deposits
Noninterest-bearing demand deposits

334,648

296,985

321,068

282,663

276,275

271,360

276,298

279,236

267,121

247,669

258,691

239,612

236,686

218,655

222,217

218,271

211,654

197,909

198,354

187,814

189,730

161,839

171,434

176,868

171,013

147,520

123,996

117,501

115,553

105,721

116,636

109,418

105,542

95,556

98,127

95,685

87,263

Savings and interest-bearing demand deposits

641,976

572,209

515,168

531,029

547,769

563,741

535,915

563,129

564,615

575,807

540,187

539,965

550,168

556,851

521,017

525,614

526,837

535,992

505,227

507,235

502,414

497,755

462,856

483,096

463,629

460,889

284,274

295,366

296,535

293,854

254,976

255,772

244,846

242,917

226,995

226,959

228,185

Time deposits

507,750

422,056

412,344

396,517

378,150

346,560

346,242

351,066

354,357

347,953

343,743

348,622

345,670

344,415

345,894

334,574

336,597

339,732

338,216

347,779

359,723

366,507

367,142

379,788

392,558

399,883

276,962

280,930

284,376

286,609

292,600

292,257

310,166

307,943

312,244

303,201

309,686

Total deposits

1,484,374

1,291,250

1,248,580

1,210,209

1,202,194

1,181,661

1,158,455

1,193,431

1,186,093

1,171,429

1,142,621

1,128,199

1,132,524

1,119,921

1,089,128

1,078,459

1,075,088

1,073,633

1,041,797

1,042,828

1,051,867

1,026,101

1,001,432

1,039,752

1,027,200

1,008,292

685,232

693,797

696,464

686,184

664,212

657,447

660,554

646,416

637,366

625,845

625,134

Short-term borrowings

18,391

16,360

16,859

16,844

17,024

14,917

15,030

18,829

19,741

20,621

18,657

13,243

13,561

12,363

12,009

12,868

12,538

12,093

11,792

12,507

13,072

14,436

12,431

11,535

15,488

11,780

13,653

13,531

13,612

9,139

17,371

22,383

4,797

7,544

5,253

7,750

10,618

Long-term borrowings

116,254

119,529

119,529

119,529

119,529

119,529

119,529

122,029

122,029

122,029

122,029

127,029

127,029

127,029

130,029

133,029

136,029

140,029

142,029

144,029

127,488

127,488

-

-

-

132,987

-

-

-

-

-

-

-

-

-

-

-

Trust preferred capital notes

25,289

25,281

25,272

25,263

25,254

25,245

25,237

25,228

25,219

25,210

25,201

25,192

25,183

25,175

25,166

25,157

25,148

25,139

25,130

25,121

25,112

25,103

-

-

-

25,068

-

-

-

-

-

-

-

-

-

-

-

Long-term borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

132,987

132,987

132,987

-

132,987

132,987

132,987

132,987

132,987

132,987

132,988

132,987

133,551

133,121

132,902

Trust preferred capital notes

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

25,095

25,086

25,077

-

20,620

20,620

20,620

20,620

20,620

20,620

20,620

20,620

20,620

20,620

20,620

Accrued interest payable

1,508

1,291

1,263

1,276

1,166

920

916

882

845

838

806

725

708

703

672

711

725

698

687

707

730

740

791

807

830

843

774

786

797

837

921

974

1,107

1,111

1,120

1,145

1,160

Other liabilities

52,232

38,442

45,817

35,524

29,293

27,181

30,778

28,791

28,300

27,227

28,326

24,786

24,073

27,587

28,312

26,285

21,952

22,425

22,615

21,746

21,238

20,709

21,228

18,121

20,820

20,386

20,986

25,160

23,983

25,054

27,231

21,398

25,936

23,356

17,717

18,982

20,926

Total liabilities

1,698,048

1,492,153

1,457,320

1,408,645

1,394,460

1,369,453

1,349,945

1,389,190

1,382,227

1,367,354

1,337,640

1,319,174

1,323,078

1,312,778

1,285,316

1,276,509

1,271,480

1,274,017

1,244,050

1,246,938

1,239,507

1,214,577

1,193,964

1,228,288

1,222,402

1,199,356

874,252

886,881

888,463

874,821

863,342

855,809

846,002

832,034

815,627

807,463

811,360

Commitments and contingent liabilities (Note 11)

-

-

-

-

-

-

0

0

0

-

0

0

0

0

0

0

0

0

-

-

-

0

0

0

0

0

0

0

-

0

-

0

0

0

-

-

0

Equity
Preferred stock ($1.00 par value, 3,000,000 shares authorized, 0 and 10,000 shares issued and outstanding, respectively)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

10

10

10

20

20

Common stock ($1.00 par value, 8,000,000 shares authorized, 3,648,658 and 3,438,126 shares issued and outstanding, respectively, includes 139,820 and 142,020 of unvested shares, respectively)

3,509

3,296

3,286

3,305

3,337

3,358

3,370

3,370

3,369

3,358

3,349

3,347

3,345

3,331

3,317

3,309

3,305

3,301

3,257

3,256

3,250

3,283

3,276

3,278

3,272

3,269

3,225

3,185

3,163

3,162

3,134

3,120

3,105

3,091

3,047

3,045

3,032

Additional paid-in capital

20,710

9,503

9,345

10,107

11,362

12,752

13,619

13,268

12,925

12,800

12,772

12,416

12,029

11,705

11,513

10,959

10,622

10,420

8,883

8,647

8,336

9,456

9,095

8,919

10,949

10,686

8,311

6,595

5,780

5,624

4,861

4,415

13,866

13,438

12,814

22,452

22,112

Retained earnings

156,438

154,248

151,183

147,570

143,003

140,520

137,851

134,012

130,133

127,431

131,598

129,732

126,743

125,162

123,162

121,125

117,487

116,167

114,954

112,494

109,412

107,785

106,152

103,878

101,157

99,252

97,379

94,979

91,753

88,695

85,747

82,085

78,969

76,167

73,724

71,451

67,542

Accumulated other comprehensive loss, net

-1,955

-2,249

-2,247

-2,120

-3,292

-4,672

-5,181

-4,197

-3,728

-1,887

-713

-590

-731

-984

1,702

2,326

1,930

1,171

2,227

1,601

3,320

3,086

3,508

3,128

1,834

-266

464

1,041

4,218

4,716

4,735

4,285

3,519

3,384

3,677

2,140

71

Equity attributable to C&F Financial Corporation

178,702

164,798

161,567

158,862

154,410

151,958

149,659

146,453

142,699

141,702

147,006

144,905

141,386

139,214

139,694

137,719

133,344

131,059

129,321

125,998

124,318

123,610

122,031

119,203

117,212

112,941

109,379

105,800

104,914

102,197

98,477

93,905

99,469

96,090

93,272

99,108

92,777

Noncontrolling interest

542

481

494

489

490

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total equity

179,244

165,279

162,061

159,351

154,900

151,958

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total liabilities and equity

1,877,292

1,657,432

1,619,381

1,567,996

1,549,360

1,521,411

1,499,604

1,535,643

1,524,926

1,509,056

1,484,646

1,464,079

1,464,464

1,451,992

1,425,010

1,414,228

1,404,824

1,405,076

1,373,371

1,372,936

1,363,825

1,338,187

1,315,995

1,347,491

1,339,614

1,312,297

983,631

992,681

993,377

977,018

961,819

949,714

945,471

928,124

908,899

906,571

904,137