Capitol federal financial, inc. (CFFN)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Dec'10
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income

72,093

92,371

94,243

93,223

92,698

91,474

98,927

98,140

97,138

95,395

84,137

84,233

83,414

83,354

83,494

81,581

80,632

78,339

78,093

79,518

79,899

80,353

77,694

73,551

71,563

69,590

69,340

71,009

71,687

73,287

74,513

73,543

72,129

68,450

38,403

0

0

0

Adjustments to reconcile net income to net cash provided by operating activities:
FHLB stock dividends

7,561

7,678

7,823

7,514

8,468

9,838

10,962

12,195

12,490

12,389

12,233

12,197

12,133

12,039

12,252

12,375

12,457

12,527

12,556

12,067

10,387

8,540

6,555

5,008

4,707

4,583

4,515

4,517

4,477

4,483

4,446

4,394

4,208

3,980

3,791

0

0

0

Provision for credit losses

23,050

975

750

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

771

1,198

1,182

1,067

1,409

482

-625

-785

-1,067

-567

233

1,733

2,040

3,690

4,930

3,950

4,060

0

0

0

Originations of loans receivable held-for-sale (LHFS)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,325

3,427

5,654

6,640

7,098

6,594

6,286

5,731

6,008

6,514

6,100

7,932

11,715

0

0

0

Proceeds from sales of LHFS

-

-

-

-

-

-

16,423

23,239

22,851

22,458

6,816

0

0

0

-

-

-

-

-

-

-

-

1,998

3,627

6,169

7,289

7,156

6,967

6,185

6,249

6,524

6,977

7,093

8,183

13,483

0

0

0

Amortization and accretion of premiums and discounts on securities

-1,061

-1,082

-1,242

-1,631

-2,154

-2,636

-3,150

-3,470

-3,774

-4,019

-4,479

-4,841

-5,294

-5,415

-5,342

-5,420

-5,382

-5,511

-5,649

-5,768

-5,940

-5,969

-6,053

-6,307

-6,796

-7,662

-8,445

-8,846

-8,898

-8,891

-8,662

-9,008

-9,004

-8,734

-8,100

0

0

0

Depreciation and amortization of premises and equipment

8,997

8,911

9,143

9,090

8,988

8,918

8,458

8,287

8,145

7,963

7,796

7,637

7,497

7,326

7,141

7,078

7,007

6,870

6,844

6,666

6,506

6,457

6,316

6,171

5,988

5,729

5,447

5,347

5,132

5,009

4,951

4,684

4,579

4,488

4,397

0

0

0

Amortization of intangible assets

2,124

2,208

2,316

2,000

1,423

842

234

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of deferred amounts related to FHLB advances, net

99

8

8

171

507

837

1,173

1,344

1,365

1,392

1,419

1,446

1,457

1,482

1,868

2,431

2,989

3,678

4,196

4,527

4,850

5,328

6,139

6,940

7,704

8,125

8,216

8,577

8,930

9,126

8,797

8,198

7,609

7,178

7,091

0

0

0

Common stock committed to be released for allocation - ESOP

2,234

2,251

2,200

2,182

2,157

2,146

2,193

2,225

2,281

2,380

2,436

2,444

2,404

2,283

2,174

2,087

2,039

2,043

2,036

2,037

2,036

2,022

2,014

3,244

4,388

5,524

6,650

6,558

6,531

6,509

6,406

6,302

6,271

6,295

6,022

0

0

0

Stock-based compensation

685

623

552

444

370

373

372

367

363

443

506

580

668

745

1,121

1,480

1,818

2,103

2,086

2,083

2,080

2,102

2,134

2,127

2,152

2,272

2,633

2,750

2,699

2,052

1,196

642

211

241

262

0

0

0

Income taxes payable, net

-

-

-

-

-

-

-

-

0

-2,400

-

1,586

-1,208

1,054

1,381

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Changes in:
Unrestricted cash collateral (provided to)/received from derivative counterparties, net

0

0

-9,970

-5,340

-5,980

-1,480

10,701

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Prepaid federal insurance premium

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

11,802

12,806

3,983

3,950

3,927

3,867

3,896

3,944

4,718

0

0

0

Accrued interest receivable

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-3,935

-3,354

-651

-904

0

0

0

Other assets, net

-8,451

-6,407

-6,220

-4,230

-873

-3,442

-1,712

-461

-1,130

192

-51

-1,353

-2,632

-1,287

-1,807

-1,497

-1,182

-3,128

-3,878

-2,100

-3,559

-1,588

-1,606

-5,230

-1,075

-3,294

936

555

-2,868

-2,268

-5,717

-1,890

-93

-313

-637

0

0

0

Income taxes payable/receivable, net

-4,367

392

2,173

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-779

262

-1,157

-644

-1,718

-86

452

-1,398

7,521

12,951

16,412

3,004

0

0

0

Deferred income tax liabilities, net

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Accounts payable and accrued expenses

-18,265

-13,883

-19,746

-11,687

-6,183

-2,905

-639

-4,774

-11,007

-13,096

-10,743

-11,637

-10,025

-4,882

-6,840

-4,183

-5,949

-7,438

-6,215

-5,048

-3,200

-4,525

-8,184

-8,702

-7,312

-5,488

-9,403

-10,917

-12,880

-17,602

-10,732

-6,879

-1,992

-5,800

-143

0

0

0

Net cash provided by operating activities

87,185

93,455

80,947

89,627

89,542

95,153

124,163

118,398

113,743

101,803

85,445

80,006

79,720

85,745

84,956

86,465

86,111

83,875

86,609

87,349

92,285

95,583

91,787

93,793

101,675

105,570

101,722

103,847

99,259

98,541

106,238

102,823

110,173

101,480

65,785

0

0

0

CASH FLOWS FROM INVESTING ACTIVITIES:
Purchase of AFS securities

502,515

536,061

386,702

385,662

360,136

309,677

411,459

312,285

223,829

103,317

37,425

37,425

62,365

135,817

99,927

0

0

0

-

-

-

-

120,817

120,817

150,127

229,123

408,497

483,687

504,377

619,028

688,520

0

0

0

-

-

-

-

Purchase of HTM securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

144,392

144,392

169,372

54,755

54,133

58,835

38,276

138,744

168,830

186,374

181,953

280,452

442,747

420,501

464,151

603,509

560,024

764,377

837,712

1,643,070

1,979,789

0

0

0

Proceeds from calls, maturities and principal reductions of AFS securities

479,729

432,358

359,551

275,168

268,497

232,209

192,966

200,919

121,734

95,129

144,643

245,785

270,204

271,410

326,814

278,330

286,045

286,796

234,794

162,032

160,123

317,230

349,210

429,766

478,994

468,903

717,545

921,225

961,713

918,886

761,535

551,200

474,986

408,910

351,636

0

0

0

Proceeds from calls, maturities and principal reductions of held-to-maturity (HTM) securities

81,644

122,460

165,336

178,159

186,257

199,088

212,267

223,103

234,046

247,435

268,689

293,006

311,450

315,325

309,328

309,796

316,455

322,166

330,054

330,484

329,465

328,565

328,433

363,375

409,100

507,094

604,820

666,535

667,796

823,549

1,036,121

1,378,658

1,621,711

1,629,520

1,485,786

0

0

0

Proceeds from Sale of Debt Securities, Available-for-sale

-

-

-

-

-

-

2,078

2,078

2,078

2,078

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from the redemption of FHLB stock

100,379

102,975

197,054

198,814

385,557

386,006

291,506

289,746

196,495

287,950

386,900

391,350

386,900

386,900

382,450

346,500

299,250

263,250

265,929

202,929

170,221

116,216

22,387

29,210

14,668

11,382

11,347

6,167

6,455

5,246

4,048

0

0

0

-

-

-

-

Purchase of FHLB stock

91,762

94,637

187,961

188,951

282,330

279,455

277,552

277,206

274,156

365,667

365,651

365,767

365,861

361,198

329,625

282,293

246,223

248,444

190,862

244,243

188,956

99,887

100,356

0

0

0

-

-

-

-

5,696

0

0

0

-

-

-

-

Net change in loans receivable

-69,836

-94,412

-95,358

-29,677

72,173

38,456

37,537

23,835

31,849

143,616

246,882

403,286

426,736

408,307

336,056

347,036

409,351

410,226

398,307

371,391

318,046

243,404

280,105

344,126

341,827

388,544

355,694

589,011

501,008

427,222

471,144

63,584

144,443

120,391

105

0

0

0

Purchase of premises and equipment

13,646

13,431

11,732

13,545

12,130

11,910

11,761

9,681

9,376

9,181

9,128

10,063

10,374

12,280

14,854

15,926

15,345

14,041

12,022

9,587

8,347

7,253

7,227

13,003

16,539

19,161

18,769

14,300

14,502

13,189

12,617

13,510

13,088

12,664

12,751

0

0

0

Proceeds from sale of other real estate owned (OREO)

1,978

2,007

2,053

1,703

1,715

2,437

2,240

3,002

3,860

4,300

5,138

5,471

6,742

5,430

4,973

5,574

4,299

5,762

5,987

5,199

4,845

4,735

4,875

6,795

7,633

8,427

10,677

11,162

14,420

14,245

13,145

13,898

13,014

13,870

14,205

0

0

0

Proceeds from bank-owned life insurance (BOLI) death benefit

0

0

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash (used in) provided by investing activities

126,435

110,875

233,259

111,048

130,942

195,927

-21,567

95,841

19,003

15,111

146,284

119,071

109,960

-80,714

99,494

1,409

-108,446

-49,429

-18,497

-132,944

11,497

181,814

27,975

161,970

214,839

73,416

116,291

93,155

164,302

96,934

76,848

178,441

163,115

-791,297

-933,321

0

0

0

CASH FLOWS FROM FINANCING ACTIVITIES:
Cash dividends paid

128,263

128,230

134,929

134,646

133,535

133,262

118,312

118,293

118,218

118,177

117,963

117,878

117,495

117,414

111,767

111,826

112,750

113,037

114,162

113,095

112,648

111,569

138,172

138,557

104,291

104,801

146,824

147,523

148,610

149,731

63,768

64,472

64,694

161,493

150,110

0

0

0

Net change in deposits

73,508

27,987

-21,487

-94,686

-5,556

-60,827

-58,988

55,398

84,959

73,543

145,850

182,556

149,405

220,194

331,498

271,941

282,555

267,468

177,248

158,326

143,512

84,104

43,826

26,426

189

38,745

60,803

35,999

36,563

81,019

55,470

33,863

-54,179

-180,957

126,553

0

0

0

Proceeds from borrowings

4,025,300

3,266,100

5,518,700

5,418,700

11,455,100

15,590,100

17,275,100

15,500,100

9,100,100

4,900,100

2,700,100

4,200,100

6,500,100

8,600,100

8,000,100

8,075,200

7,275,100

7,525,100

7,575,100

7,700,100

6,424,397

4,244,577

2,944,577

772,057

1,020,165

918,965

1,003,115

1,175,889

760,798

1,041,918

957,768

657,514

944,262

594,162

644,162

0

0

0

Repayments on borrowings

4,245,300

3,357,286

5,563,752

5,502,852

11,439,252

15,633,066

17,414,200

15,400,100

9,300,100

5,100,100

2,900,100

4,700,100

6,700,100

8,800,100

8,900,100

8,195,200

8,195,100

7,645,100

7,695,100

7,700,100

5,624,397

4,294,577

2,194,577

892,057

1,090,165

988,965

1,073,115

1,175,889

810,798

1,041,918

957,768

783,514

1,048,871

723,771

773,771

0

0

0

Change in advance payments by borrowers for taxes and insurance

7,005

-1,122

422

-507

-6,971

26

939

32

-94

2,401

1,106

1,766

2,561

1,087

825

471

808

618

3,713

1,995

1,252

-232

713

1,104

210

112

1,750

2,101

316

1,533

504

1,212

1,548

1,323

102

0

0

0

Net proceeds from common stock offering (deferred offering costs)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,076,411

0

0

0

Repurchase of common stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

50,034

43,652

29,635

79,812

79,633

68,022

76,784

59,945

91,573

0

0

0

-

-

-

-

-

-

-

-

Stock options exercised

1,538

1,631

1,485

1,359

621

682

261

450

592

3,742

8,843

11,514

12,247

9,059

4,070

0

0

0

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Excess tax benefits from stock options

-

-

-

-

-

-

-

-

-

-

330

383

378

249

56

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

7

0

0

0

Other, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash (used in) provided by financing activities

-270,427

-190,920

-199,561

-312,632

-129,593

-236,347

-315,200

-162,410

-232,753

-238,354

-161,834

-221,659

-152,904

-86,825

-675,318

18,289

-795,004

-10,734

-106,320

3,839

802,533

-157,420

577,192

-298,626

-250,253

-195,478

-245,832

-238,663

-358,694

-260,493

-162,451

-270,188

-251,583

-469,869

923,389

0

0

0

NET (DECREASE) INCREASE IN CASH, CASH EQUIVALENTS, RESTRICTED CASH AND RESTRICTED CASH EQUIVALENTS

-56,807

13,410

114,645

-111,957

90,891

54,733

-212,604

51,829

-100,007

-121,440

69,895

-22,582

36,776

-81,794

-490,868

106,163

-817,339

23,712

-38,208

-41,756

906,315

119,977

696,954

-42,863

66,261

-16,492

-27,819

-41,661

-95,133

-65,018

20,635

11,076

21,705

-1,159,686

55,853

0

0

0

SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Income tax payments

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

34,788

35,839

35,849

37,655

38,542

34,696

34,969

31,247

30,484

31,459

31,175

33,009

32,622

33,606

36,791

42,646

35,339

28,714

25,517

0

0

0

Interest payments

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

104,254

103,481

103,784

102,737

100,997

99,832

100,581

101,484

105,083

109,087

112,950

117,808

122,014

127,574

135,444

145,768

156,032

164,391

172,332

0

0

0

SUPPLEMENTAL DISCLOSURE OF NONCASH INVESTING AND FINANCING ACTIVITIES:
Operating lease right-of-use assets obtained

0

0

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Operating lease liabilities obtained

0

0

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Note received from ESOP in exchange for common stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

47,260

0

0

0

Loans transferred to OREO

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Loans transferred to LHFS

-

-

-

-

-

-

15,814

22,528

22,528

22,528

6,714

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-