Capitol federal financial, inc. (CFFN)
Income statement / Yearly
Sep'19Sep'18Sep'17Sep'16Sep'15Sep'14Sep'13Sep'12Sep'11Sep'10Sep'09
INTEREST AND DIVIDEND INCOME:
Loans receivable

284,229

260,198

253,393

243,311

235,500

229,944

228,455

236,225

251,909

282,307

305,782

Mortgage-backed securities (MBS)

25,730

22,619

23,809

29,794

36,647

45,300

55,424

71,156

71,332

71,859

97,926

Dividend Income, Operating

7,823

10,962

12,233

12,252

12,556

6,555

4,515

4,446

3,791

-3,966

-3,344

Investment securities

6,366

4,670

4,362

5,925

7,182

7,385

10,012

15,944

19,077

15,682

5,533

Cash and cash equivalents

5,806

23,443

19,389

9,831

5,477

1,062

148

280

756

237

201

Total interest and dividend income

329,954

321,892

313,186

301,113

297,362

290,246

298,554

328,051

346,865

374,051

412,786

INTEREST EXPENSE:
Deposits

66,201

52,625

42,968

37,859

33,119

32,604

36,816

46,170

63,568

79,216

100,471

FHLB borrowings

54,391

67,120

68,871

65,091

67,797

63,217

70,816

82,044

90,298

97,212

106,551

Other borrowings

2,972

3,374

5,965

5,981

6,678

10,282

12,762

14,956

24,265

28,058

29,122

Total interest expense

123,564

123,119

117,804

108,931

107,594

106,103

120,394

143,170

178,131

204,486

236,144

NET INTEREST INCOME

206,390

198,773

195,382

192,182

189,768

184,143

178,160

184,881

168,734

169,565

176,642

Provision for Loan and Lease Losses

750

0

0

-750

771

1,409

-1,067

2,040

4,060

8,881

6,391

NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES

205,640

198,773

195,382

192,932

188,997

182,734

179,227

182,841

164,674

160,684

170,251

NON-INTEREST INCOME:
Revenue from contracts with customers

16,600

15,636

15,053

-

14,897

14,937

15,342

15,915

15,509

17,789

18,023

Income from bank-owned life insurance (BOLI)

2,432

1,875

2,233

3,420

1,150

1,993

-

1,478

1,824

1,202

1,158

Insurance commissions

-

-

-

-

-

-

2,925

2,772

3,071

2,476

2,440

Loan fees

-

-

-

-

-

-

1,727

2,113

2,449

2,592

2,327

Gains on securities, net

-

-

-

-

-

-

-

-

-

6,454

-

Other non-interest income

6,786

4,524

4,910

5,057

5,093

6,025

3,295

1,955

2,142

3,898

4,646

Total non-interest income

21,958

22,035

22,196

23,312

21,140

22,955

23,289

24,233

24,995

34,411

28,594

NON-INTEREST EXPENSE:
Salaries and employee benefits

53,145

46,563

43,437

42,378

43,309

43,757

49,152

44,235

44,913

42,666

43,318

Information technology and related expense

17,615

13,999

11,282

10,540

10,360

9,429

8,855

7,583

7,210

-

-

Occupancy, net

13,032

11,455

10,814

10,576

9,944

10,268

9,871

8,751

8,841

-

-

Advertising and promotional

5,244

5,034

4,673

4,609

4,547

4,195

5,027

3,931

3,723

6,027

6,918

Regulatory and outside services

5,813

5,709

5,821

5,645

5,347

5,572

5,874

5,291

5,224

4,769

4,318

Occupancy, information technology, and communications

-

-

-

-

-

-

-

-

-

15,554

15,226

Deposit and loan transaction costs

2,478

5,621

5,284

5,585

5,417

5,329

5,547

5,381

5,157

5,300

5,434

Office supplies and related expense

2,439

1,888

1,981

2,640

2,088

2,096

-

-

-

-

-

Federal insurance premium

1,172

3,277

3,539

5,076

5,495

4,536

4,462

4,444

5,222

7,452

7,558

Low income housing partnerships

-

-

-

3,872

4,572

2,416

1,961

-

-

-

-

Mortgage servicing activity, net

-

-

-

-

-

-

-

-

-

-

3,148

Contribution to Capitol Federal Foundation ("Foundation")

-

-

-

-

-

-

-

-

40,000

-

-

Other non-interest expense

6,006

3,356

2,827

3,384

3,290

2,939

6,198

11,459

12,027

7,962

7,701

Total non-interest expense

106,944

96,902

89,658

94,305

94,369

90,537

96,947

91,075

132,317

89,730

93,621

INCOME BEFORE INCOME TAX EXPENSE

120,654

123,906

127,920

121,939

115,768

115,152

105,569

115,999

57,352

105,365

105,224

INCOME TAX EXPENSE

26,411

24,979

43,783

38,445

37,675

37,458

36,229

41,486

18,949

37,525

38,926

Net Income (Loss) Attributable to Parent

94,243

98,927

84,137

83,494

78,093

77,694

69,340

74,513

38,403

67,840

66,298

Earnings Per Share, Basic

0.68

0.73

0.63

0.63

0.58

0.56

0.48

0.47

0.24

0.41

0.40

Earnings Per Share, Diluted

0.68

0.73

0.63

0.63

0.58

0.56

0.48

0.47

0.24

0.41

0.40

Dividends declared per share

-

-

-

0.84

0.84

0.98

1.00

0.40

1.63

2.29

2.11

Weighted Average Number of Shares Outstanding, Basic

-

-

-

-

-

-

-

-

162,625

165,862

165,576

Weighted Average Number of Shares Outstanding, Diluted

-

-

-

-

-

-

-

-

162,632

165,899

165,721

Deposit service fees [Member]
Revenue from contracts with customers

12,740

-

-

-

-

-

-

-

-

-

-