| Mar'20 | Dec'19 | Sep'19 | Jun'19 | Mar'19 | Dec'18 | Sep'18 | Jun'18 | Mar'18 | Dec'17 | Sep'17 | Jun'17 | Mar'17 | Dec'16 | Sep'16 | Jun'16 | Mar'16 | Dec'15 | Sep'15 | Jun'15 | Mar'15 | Dec'14 | Sep'14 | Jun'14 | Mar'14 | Sep'13 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
INTEREST INCOME: | |||||||||||||||||||||||||
Interest and fees on loans and leases | |||||||||||||||||||||||||
1,302,000 | 1,312,000 | 1,356,000 | 1,392,000 | 1,381,000 | 1,347,000 | 1,287,000 | 1,230,000 | 1,146,000 | 1,121,000 | 1,096,000 | 1,040,000 | 992,000 | 963,000 | 926,000 | 896,000 | 868,000 | 830,000 | 812,000 | 790,000 | 779,000 | 777,000 | 754,000 | 751,000 | 730,000 | 748,000 |
Interest and fees on loans held for sale, at fair value | |||||||||||||||||||||||||
15,000 | 18,000 | 19,000 | 15,000 | 11,000 | 14,000 | 14,000 | 5,000 | 4,000 | 5,000 | 5,000 | 4,000 | 4,000 | 5,000 | 4,000 | 3,000 | 3,000 | 2,000 | 3,000 | 3,000 | 2,000 | 1,000 | 2,000 | 1,000 | 1,000 | 3,000 |
Interest and fees on other loans held for sale | |||||||||||||||||||||||||
9,000 | 5,000 | 2,000 | 2,000 | 4,000 | 1,000 | 2,000 | 3,000 | 4,000 | 4,000 | 3,000 | 2,000 | 1,000 | 0 | 1,000 | 4,000 | 1,000 | 0 | 3,000 | 3,000 | 1,000 | 1,000 | 0 | 10,000 | 12,000 | 0 |
Investment securities | |||||||||||||||||||||||||
147,000 | 159,000 | 153,000 | 164,000 | 166,000 | 172,000 | 167,000 | 165,000 | 168,000 | 156,000 | 155,000 | 154,000 | 160,000 | 152,000 | 146,000 | 141,000 | 145,000 | 153,000 | 154,000 | 155,000 | 159,000 | 161,000 | 155,000 | 154,000 | 149,000 | 120,000 |
Interest-bearing deposits in banks | |||||||||||||||||||||||||
5,000 | 7,000 | 8,000 | 7,000 | 8,000 | 8,000 | 7,000 | 8,000 | 6,000 | 5,000 | 5,000 | 5,000 | 3,000 | 2,000 | 2,000 | 2,000 | 2,000 | 1,000 | 2,000 | 1,000 | 1,000 | 1,000 | 2,000 | 1,000 | 1,000 | 2,000 |
Total interest income | |||||||||||||||||||||||||
1,478,000 | 1,501,000 | 1,538,000 | 1,580,000 | 1,570,000 | 1,542,000 | 1,477,000 | 1,411,000 | 1,328,000 | 1,291,000 | 1,264,000 | 1,205,000 | 1,160,000 | 1,122,000 | 1,079,000 | 1,046,000 | 1,019,000 | 986,000 | 974,000 | 952,000 | 942,000 | 941,000 | 913,000 | 917,000 | 893,000 | 873,000 |
INTEREST EXPENSE: | |||||||||||||||||||||||||
Deposits | |||||||||||||||||||||||||
227,000 | 263,000 | 297,000 | 308,000 | 287,000 | 245,000 | 214,000 | 181,000 | 145,000 | 130,000 | 123,000 | 102,000 | 86,000 | 76,000 | 71,000 | 63,000 | 60,000 | 60,000 | 65,000 | 60,000 | 52,000 | 48,000 | 41,000 | 34,000 | 33,000 | 58,000 |
Short-term borrowed funds | |||||||||||||||||||||||||
1,000 | - | - | - | 2,000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Deposits held for sale | |||||||||||||||||||||||||
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0 | 0 | 2,000 | 2,000 | 0 |
Federal funds purchased and securities sold under agreements to repurchase | |||||||||||||||||||||||||
- | - | 2,000 | 3,000 | - | 2,000 | 2,000 | 1,000 | 1,000 | 1,000 | 1,000 | 0 | 1,000 | 0 | 1,000 | 0 | 1,000 | 3,000 | 4,000 | 2,000 | 7,000 | 7,000 | 9,000 | 1,000 | 15,000 | 35,000 |
Other short-term borrowed funds | |||||||||||||||||||||||||
- | - | 0 | 1,000 | - | 2,000 | 4,000 | 1,000 | 2,000 | -5,000 | 7,000 | 7,000 | 8,000 | 7,000 | 10,000 | 12,000 | 11,000 | 16,000 | 17,000 | 19,000 | 15,000 | 19,000 | 21,000 | 30,000 | 19,000 | 2,000 |
Long-term borrowed funds | |||||||||||||||||||||||||
90,000 | 93,000 | 94,000 | 102,000 | 121,000 | 121,000 | 109,000 | 107,000 | 89,000 | 85,000 | 71,000 | 70,000 | 60,000 | 53,000 | 52,000 | 48,000 | 43,000 | 37,000 | 32,000 | 31,000 | 32,000 | 27,000 | 22,000 | 17,000 | 16,000 | 8,000 |
Total interest expense | |||||||||||||||||||||||||
318,000 | 358,000 | 393,000 | 414,000 | 410,000 | 370,000 | 329,000 | 290,000 | 237,000 | 211,000 | 202,000 | 179,000 | 155,000 | 136,000 | 134,000 | 123,000 | 115,000 | 116,000 | 118,000 | 112,000 | 106,000 | 101,000 | 93,000 | 84,000 | 85,000 | 103,000 |
Interest Income (Expense), Net | |||||||||||||||||||||||||
1,160,000 | 1,143,000 | 1,145,000 | 1,166,000 | 1,160,000 | 1,172,000 | 1,148,000 | 1,121,000 | 1,091,000 | 1,080,000 | 1,062,000 | 1,026,000 | 1,005,000 | 986,000 | 945,000 | 923,000 | 904,000 | 870,000 | 856,000 | 840,000 | 836,000 | 840,000 | 820,000 | 833,000 | 808,000 | 770,000 |
Provision for Loan, Lease, and Other Losses | |||||||||||||||||||||||||
600,000 | 110,000 | 101,000 | 97,000 | 85,000 | 85,000 | 78,000 | 85,000 | 78,000 | 83,000 | 72,000 | 70,000 | 96,000 | 102,000 | 86,000 | 90,000 | 91,000 | 91,000 | 76,000 | 77,000 | 58,000 | 72,000 | 77,000 | 49,000 | 121,000 | 145,000 |
Net interest income after provision for credit losses | |||||||||||||||||||||||||
560,000 | 1,033,000 | 1,044,000 | 1,069,000 | 1,075,000 | 1,087,000 | 1,070,000 | 1,036,000 | 1,013,000 | 997,000 | 990,000 | 956,000 | 909,000 | 884,000 | 859,000 | 833,000 | 813,000 | 779,000 | 780,000 | 763,000 | 778,000 | 768,000 | 743,000 | 784,000 | 687,000 | 625,000 |
NONINTEREST INCOME: | |||||||||||||||||||||||||
Service charges and fees | |||||||||||||||||||||||||
118,000 | 128,000 | 128,000 | 126,000 | 123,000 | 131,000 | 131,000 | 127,000 | 124,000 | 131,000 | 131,000 | 129,000 | 125,000 | 132,000 | 134,000 | 130,000 | 126,000 | 81,000 | 145,000 | 139,000 | 135,000 | 144,000 | 144,000 | 147,000 | 139,000 | 163,000 |
Mortgage banking fees | |||||||||||||||||||||||||
159,000 | 80,000 | 117,000 | 62,000 | 43,000 | 51,000 | 49,000 | 27,000 | 25,000 | 28,000 | 27,000 | 30,000 | 23,000 | 36,000 | 33,000 | 25,000 | 18,000 | 20,000 | 18,000 | 30,000 | 33,000 | 16,000 | 21,000 | 14,000 | 20,000 | 20,000 |
Card fees | |||||||||||||||||||||||||
56,000 | 64,000 | 67,000 | 64,000 | 59,000 | 62,000 | 61,000 | 60,000 | 61,000 | 56,000 | 58,000 | 59,000 | 60,000 | 50,000 | 52,000 | 51,000 | 50,000 | 60,000 | 60,000 | 60,000 | 52,000 | 58,000 | 58,000 | 61,000 | 56,000 | 63,000 |
Capital markets fees | |||||||||||||||||||||||||
43,000 | 66,000 | 39,000 | 57,000 | 54,000 | 45,000 | 47,000 | 48,000 | 39,000 | 42,000 | 53,000 | 51,000 | 48,000 | 37,000 | 36,000 | 38,000 | 25,000 | 31,000 | 21,000 | 30,000 | 22,000 | 25,000 | 22,000 | 26,000 | 18,000 | 11,000 |
Trust and investment services fees | |||||||||||||||||||||||||
53,000 | 52,000 | 50,000 | 53,000 | 47,000 | 43,000 | 45,000 | 43,000 | 40,000 | 42,000 | 38,000 | 39,000 | 39,000 | 34,000 | 37,000 | 38,000 | 37,000 | 39,000 | 41,000 | 41,000 | 36,000 | 38,000 | 39,000 | 42,000 | 39,000 | 39,000 |
Foreign exchange and interest rate products | |||||||||||||||||||||||||
24,000 | 49,000 | 35,000 | 35,000 | 36,000 | 34,000 | 31,000 | 34,000 | 27,000 | 32,000 | 24,000 | 26,000 | 27,000 | 31,000 | 28,000 | 26,000 | 18,000 | 23,000 | 22,000 | 22,000 | 23,000 | 25,000 | 26,000 | 22,000 | 22,000 | 25,000 |
Letter of credit and loan fees | |||||||||||||||||||||||||
34,000 | 35,000 | 34,000 | 33,000 | 33,000 | 34,000 | 32,000 | 32,000 | 30,000 | 31,000 | 30,000 | 31,000 | 29,000 | 29,000 | 28,000 | 28,000 | 27,000 | - | - | - | - | - | - | - | - | - |
Securities gains, net | |||||||||||||||||||||||||
0 | 4,000 | 3,000 | 4,000 | 8,000 | 6,000 | 3,000 | 2,000 | 8,000 | 2,000 | 2,000 | 3,000 | 4,000 | 3,000 | 0 | 4,000 | 9,000 | 10,000 | 2,000 | 9,000 | 8,000 | 1,000 | 2,000 | 0 | 25,000 | 25,000 |
Net impairment losses recognized in earnings on debt securities | |||||||||||||||||||||||||
0 | 0 | 1,000 | 0 | 1,000 | 0 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 4,000 | 1,000 | 1,000 | 3,000 | 7,000 | 1,000 | 2,000 | 2,000 | 2,000 | 1,000 | 3,000 | 1,000 | 2,000 | 4,000 | 3,000 |
Bank-owned life insurance income | |||||||||||||||||||||||||
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 14,000 | 14,000 | 12,000 | 13,000 | 13,000 | 12,000 | 11,000 | 12,000 |
Total other-than-temporary impairment losses | |||||||||||||||||||||||||
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 34,000 | 1,000 |
Portions of loss recognized in other comprehensive income (before taxes) | |||||||||||||||||||||||||
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -30,000 | 2,000 |
Other income | |||||||||||||||||||||||||
10,000 | 16,000 | 21,000 | 28,000 | 26,000 | 15,000 | 18,000 | 16,000 | 18,000 | 41,000 | 19,000 | 6,000 | 25,000 | 26,000 | 90,000 | 22,000 | 21,000 | 30,000 | 32,000 | 17,000 | 27,000 | 22,000 | 17,000 | 318,000 | 32,000 | 28,000 |
Noninterest Income | |||||||||||||||||||||||||
497,000 | 494,000 | 493,000 | 462,000 | 428,000 | 421,000 | 416,000 | 388,000 | 371,000 | 404,000 | 381,000 | 370,000 | 379,000 | 377,000 | 435,000 | 355,000 | 330,000 | 362,000 | 353,000 | 360,000 | 347,000 | 339,000 | 341,000 | 640,000 | 358,000 | 383,000 |
NONINTEREST EXPENSE: | |||||||||||||||||||||||||
Salaries and employee benefits | |||||||||||||||||||||||||
549,000 | 502,000 | 508,000 | 507,000 | 509,000 | 483,000 | 474,000 | 453,000 | 470,000 | 450,000 | 438,000 | 432,000 | 446,000 | 425,000 | 432,000 | 432,000 | 425,000 | 402,000 | 404,000 | 411,000 | 419,000 | 397,000 | 409,000 | 467,000 | 405,000 | 403,000 |
Equipment and software expense | |||||||||||||||||||||||||
133,000 | 133,000 | 130,000 | 126,000 | 125,000 | 124,000 | 117,000 | 110,000 | 113,000 | 247,000 | 65,000 | 64,000 | 67,000 | 69,000 | 65,000 | 64,000 | 65,000 | 67,000 | 62,000 | 65,000 | 63,000 | 63,000 | 58,000 | 65,000 | 64,000 | 69,000 |
Outside services | |||||||||||||||||||||||||
135,000 | 142,000 | 128,000 | 118,000 | 110,000 | 135,000 | 107,000 | 106,000 | 99,000 | 118,000 | 99,000 | 96,000 | 91,000 | 98,000 | 102,000 | 86,000 | 91,000 | 104,000 | 89,000 | 99,000 | 79,000 | 106,000 | 106,000 | 125,000 | 83,000 | 87,000 |
Occupancy | |||||||||||||||||||||||||
84,000 | 88,000 | 80,000 | 82,000 | 83,000 | 92,000 | 81,000 | 79,000 | 81,000 | 80,000 | 78,000 | 79,000 | 82,000 | 77,000 | 78,000 | 76,000 | 76,000 | 74,000 | 75,000 | 90,000 | 80,000 | 81,000 | 77,000 | 87,000 | 81,000 | 80,000 |
Amortization of software | |||||||||||||||||||||||||
- | - | - | - | - | - | - | - | - | - | 45,000 | 45,000 | 44,000 | 44,000 | 46,000 | 41,000 | 39,000 | 38,000 | 35,000 | 37,000 | 36,000 | 247,000 | -38,000 | -33,000 | -31,000 | -26,000 |
Goodwill impairment | |||||||||||||||||||||||||
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0 |
Other operating expense | |||||||||||||||||||||||||
111,000 | 121,000 | 127,000 | 118,000 | 110,000 | 117,000 | 131,000 | 127,000 | 120,000 | 137,000 | 133,000 | 148,000 | 124,000 | 134,000 | 144,000 | 128,000 | 115,000 | 125,000 | 133,000 | 139,000 | 133,000 | 134,000 | 122,000 | 171,000 | 146,000 | 123,000 |
Noninterest Expense | |||||||||||||||||||||||||
1,012,000 | 986,000 | 973,000 | 951,000 | 937,000 | 951,000 | 910,000 | 875,000 | 883,000 | 898,000 | 858,000 | 864,000 | 854,000 | 847,000 | 867,000 | 827,000 | 811,000 | 810,000 | 798,000 | 841,000 | 810,000 | 824,000 | 810,000 | 948,000 | 810,000 | 788,000 |
Income before income tax expense | |||||||||||||||||||||||||
45,000 | 541,000 | 564,000 | 580,000 | 566,000 | 557,000 | 576,000 | 549,000 | 501,000 | 503,000 | 513,000 | 462,000 | 434,000 | 414,000 | 427,000 | 361,000 | 332,000 | 331,000 | 335,000 | 282,000 | 315,000 | 283,000 | 274,000 | 476,000 | 235,000 | 220,000 |
Income Tax Expense (Benefit) | |||||||||||||||||||||||||
11,000 | 91,000 | 115,000 | 127,000 | 127,000 | 92,000 | 133,000 | 124,000 | 113,000 | -163,000 | 165,000 | 144,000 | 114,000 | 132,000 | 130,000 | 118,000 | 109,000 | 110,000 | 115,000 | 92,000 | 106,000 | 86,000 | 85,000 | 163,000 | 69,000 | 76,000 |
Net Income (Loss) Attributable to Parent | |||||||||||||||||||||||||
34,000 | 450,000 | 449,000 | 453,000 | 439,000 | 465,000 | 443,000 | 425,000 | 388,000 | 666,000 | 348,000 | 318,000 | 320,000 | 282,000 | 297,000 | 243,000 | 223,000 | 221,000 | 220,000 | 190,000 | 209,000 | 197,000 | 189,000 | 313,000 | 166,000 | 144,000 |
Net Income (Loss) Available to Common Stockholders, Basic | |||||||||||||||||||||||||
12,000 | 427,000 | 432,000 | 435,000 | 424,000 | 450,000 | 436,000 | 425,000 | 381,000 | 666,000 | 341,000 | 318,000 | 313,000 | 282,000 | 290,000 | 243,000 | 216,000 | 221,000 | 213,000 | 190,000 | 209,000 | - | 189,000 | 313,000 | - | - |
Weighted Average Number of Shares Outstanding, Diluted [Abstract] | |||||||||||||||||||||||||
Weighted Average Number of Shares Outstanding, Basic | |||||||||||||||||||||||||
427,718 | 434,354 | 445,703 | 458,154 | 460,713 | 467,085 | 475,957 | 484,744 | 487,500 | 491,945 | 500,861 | 506,371 | 509,451 | 511,876 | 519,458 | 528,968 | 528,070 | 527,393 | 530,985 | 537,729 | 546,291 | 546,701 | 559,998 | 559,998 | 559,998 | 559,998 |
Weighted Average Number of Shares Outstanding, Diluted | |||||||||||||||||||||||||
429,388 | 435,895 | 447,134 | 459,304 | 462,520 | 468,714 | 477,599 | 486,141 | 489,266 | 493,820 | 502,157 | 507,414 | 511,348 | 513,789 | 521,122 | 530,365 | 530,446 | 529,777 | 533,398 | 539,909 | 549,798 | 550,659 | 560,243 | 559,998 | 559,998 | 559,998 |
Earnings Per Share [Abstract] | |||||||||||||||||||||||||
Earnings Per Share, Basic | |||||||||||||||||||||||||
0.03 | 0.98 | 0.97 | 0.95 | 0.92 | 0.96 | 0.92 | 0.88 | 0.78 | 1.34 | 0.68 | 0.63 | 0.61 | 0.54 | 0.56 | 0.46 | 0.41 | 0.42 | 0.40 | 0.35 | 0.38 | 0.35 | 0.34 | 0.56 | 0.30 | 0.26 |
Earnings Per Share, Diluted | |||||||||||||||||||||||||
0.03 | 0.97 | 0.97 | 0.95 | 0.92 | 0.95 | 0.91 | 0.88 | 0.78 | 1.33 | 0.68 | 0.63 | 0.61 | 0.54 | 0.56 | 0.46 | 0.41 | 0.42 | 0.40 | 0.35 | 0.38 | 0.35 | 0.34 | 0.56 | 0.30 | 0.26 |
Dividends declared and paid (in Dollars per Share) | |||||||||||||||||||||||||
- | - | - | - | - | - | - | - | - | - | 0.18 | 0.14 | 0.14 | - | 0.12 | 0.12 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.68 | 0.61 | 0.04 | 0.68 |