Cullen/Frost Bankers, Inc. CFR Balance Sheet

Cullen/frost bankers, inc. (CFR)

Balance Sheet / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10	Sep'10	Jun'10	Mar'10	Dec'09	Sep'09	Jun'09
Assets:
Cash and due from banks
572	581	653	526	521	678	505	509	434	545	503	542	509	561	563	572	559	532	559	559	639	702	714	809	692	885	679	595	542	790	637	609	623	574	571	575	587	587	580	491	493	558	425	653
Interest-bearing deposits
3,246	2,849	1,865	948	1,435	2,641	2,430	2,476	3,907	4,347	4,538	3,040	3,989	3,560	3,396	2,726	3,274	2,991	3,177	2,689	3,175	3,630	4,577	4,193	4,480	3,646	3,635	2,296	2,659	2,650	2,098	1,673	1,497	2,314	3,885	2,836	2,101	2,171	2,264	2,145	2,059	1,157	1,355	57
Federal funds sold and resell agreements
376	356	388	469	324	635	483	329	339	159	49	123	30	18	34	66	29	66	17	19	29	30	8	17	5	24	5	9	16	84	16	12	8	19	30	9	10	61	8	12	6	5	9	803
Cash, Cash Equivalents, and Federal Funds Sold
4,195	3,788	2,907	1,945	2,281	3,955	3,419	3,315	4,680	5,053	5,091	3,706	4,529	4,141	3,995	3,365	3,863	3,591	3,754	3,268	3,844	4,364	5,300	5,020	5,178	4,556	4,320	2,901	3,218	3,524	2,752	2,295	2,128	2,907	4,487	3,420	2,698	2,820	2,852	2,648	2,559	1,721	1,789	1,514
Securities held to maturity, net of allowance for credit losses of $200 at March 31, 2020
1,984	2,030	1,020	1,035	1,077	1,106	1,111	1,236	1,247	1,432	1,442	1,596	1,640	2,250	2,264	2,339	2,368	2,663	2,677	2,795	2,817	2,926	2,942	3,065	3,082	3,139	3,156	3,166	3,068	2,956	364	365	365	365	366	349	341	283	256	252	5	6	6	6
Available-for-sale Securities
10,467	11,269	12,420	12,279	12,013	11,387	11,178	10,717	10,536	10,489	10,185	10,783	10,612	10,203	10,162	10,044	9,067	9,206	8,972	8,643	8,672	8,461	6,911	6,322	5,482	5,895	5,569	6,033	5,857	6,203	8,717	8,475	8,568	7,789	5,339	5,432	5,662	5,157	5,255	4,753	4,713	4,884	4,531	4,327
Trading account securities
25	24	27	25	25	24	22	21	19	21	19	27	17	16	25	27	17	16	19	16	15	15	16	15	15	16	15	16	22	30	14	16	16	13	15	14	20	15	14	15	16	16	14	15
Loans and Leases Receivable, Net of Deferred Income
15,338	14,750	14,634	14,459	14,406	14,099	13,814	13,711	13,364	13,145	12,706	12,512	12,185	11,975	11,581	11,584	11,542	11,486	11,358	11,400	11,214	10,987	10,746	10,679	9,750	9,515	9,306	9,232	9,162	9,223	8,811	8,489	8,126	7,995	8,089	8,068	8,025	8,117	8,052	8,065	8,189	8,367	8,518	8,643
Financing Receivable, Allowance for Credit Loss
263	132	136	134	136	132	137	150	149	155	154	149	153	153	149	149	161	135	110	106	105	99	98	98	95	92	93	93	93	104	105	105	107	110	115	122	124	126	126	125	125	125	123	122
Loans and Leases Receivable, Net Amount
15,074	14,618	14,498	14,324	14,269	13,967	13,677	13,561	13,214	12,990	12,552	12,362	12,032	11,822	11,431	11,434	11,380	11,350	11,248	11,294	11,109	10,887	10,648	10,581	9,655	9,423	9,213	9,139	9,068	9,119	8,705	8,384	8,019	7,884	7,974	7,945	7,900	7,990	7,926	7,940	8,064	8,242	8,395	8,521
Premises and equipment, net
1,035	1,011	987	915	750	552	541	539	521	520	520	520	521	525	564	564	556	559	540	525	487	442	397	369	320	313	306	306	303	315	317	319	321	319	321	316	313	316	315	318	322	324	313	295
Goodwill
654	654	654	654	654	654	654	654	654	654	654	654	654	654	654	654	654	654	654	654	654	654	653	649	536	536	535	535	535	535	535	535	535	528	528	528	527	527	527	527	527	527	527	527
Intangible Assets, Net (Excluding Goodwill)
2	2	2	3	3	3	3	4	4	5	5	5	6	6	6	7	8	8	9	10	11	12	13	15	5	6	5	6	7	8	9	10	11	10	11	12	13	14	15	16	18	19	20	21
Cash surrender value of life insurance policies
188	187	186	185	184	183	182	181	181	180	179	178	178	177	176	176	176	175	174	173	172	172	171	170	141	141	140	139	138	138	137	136	135	133	132	131	130	129	128	127	126	125	124	123
Accrued interest receivable and other assets
518	440	391	450	403	457	431	453	398	400	338	369	332	396	319	362	308	340	288	398	373	341	315	313	266	284	266	326	277	292	293	327	314	363	312	326	333	360	444	457	406	420	434	430
Total assets
34,147	34,027	33,098	31,818	31,664	32,292	31,223	30,687	31,459	31,747	30,989	30,206	30,524	30,196	29,602	28,976	28,400	28,565	28,341	27,781	28,158	28,277	27,370	26,523	24,685	24,312	23,529	22,571	22,497	23,124	21,847	20,866	20,417	20,317	19,489	18,478	17,941	17,617	17,738	17,059	16,760	16,288	16,158	15,784
Liabilities:
Non-interest-bearing demand deposits
11,202	10,873	10,750	10,136	10,128	10,997	10,840	10,525	10,934	11,197	11,174	10,707	10,909	10,513	10,280	9,779	9,649	10,270	10,468	10,157	10,031	10,149	10,162	9,507	8,617	8,311	8,101	7,744	7,675	8,096	7,720	7,136	6,784	6,672	6,541	5,818	5,413	5,360	5,294	5,062	4,887	4,645	4,426	4,359
Interest-bearing deposits
16,938	16,765	16,333	15,848	16,165	16,151	15,508	15,470	15,743	15,675	15,229	14,906	15,232	15,298	14,827	14,508	14,507	14,073	13,855	13,683	14,117	13,986	13,328	13,009	12,448	12,377	11,877	11,333	11,368	11,400	10,524	10,140	10,124	10,084	9,522	9,285	9,296	9,118	9,235	8,890	8,846	8,667	8,494	8,136
Deposits
28,140	27,639	27,083	25,985	26,294	27,149	26,348	25,996	26,677	26,872	26,403	25,613	26,142	25,811	25,107	24,287	24,156	24,343	24,324	23,841	24,149	24,135	23,490	22,516	21,065	20,688	19,978	19,078	19,043	19,497	18,245	17,277	16,909	16,756	16,063	15,104	14,709	14,479	14,530	13,952	13,733	13,313	12,921	12,496
Federal funds purchased and repurchase agreements
1,170	1,695	1,200	1,319	1,227	1,367	1,083	977	1,032	1,147	997	924	895	976	804	733	693	893	632	592	604	803	580	612	515	668	587	549	510	561	601	656	637	722	658	574	553	475	430	438	481	482	452	656
Junior subordinated deferrable interest debentures, net of unamortized issuance costs
136	136	136	136	136	136	136	136	136	136	136	136	136	136	136	136	136	136	137	137	137	137	137	137	123	123	123	123	123	123	123	123	123	123	123	123	123	123	123	136	136	136	136	136
Subordinated Debt
98	98	98	98	98	98	98	98	98	98	98	98	98	99	99	99	99	99	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	250	250	250	250	250	256	256	486	486
Accrued interest payable and other liabilities
773	545	697	537	313	172	247	168	271	195	165	209	155	169	293	582	321	202	242	239	257	250	244	386	314	218	258	291	276	424	358	346	326	331	296	249	207	226	287	242	203	205	255	212
Total liabilities
30,320	30,115	29,216	28,077	28,070	28,924	27,915	27,377	28,215	28,450	27,800	26,982	27,427	27,193	26,441	25,839	25,407	25,675	25,436	24,909	25,248	25,426	24,552	23,752	22,119	21,798	21,048	20,143	20,054	20,706	19,428	18,503	18,096	18,033	17,242	16,301	15,844	15,555	15,621	15,019	14,811	14,393	14,252	13,987
Shareholders’ Equity:
Preferred stock, par value $0.01 per share; 10,000,000 shares authorized; 6,000,000 Series A shares ($25 liquidation preference) issued at December 31, 2019
0	144	144	144	144	144	144	144	144	144	144	144	144	144	144	144	144	144	144	144	144	144	144	144	144	144	144	144	144	0	0	0	-	0	0	0	0	0	0	0	0	0	0	0
Junior participating preferred stock, par value $0.01 per share; 250,000 shares authorized; none issued
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	0	0
Common stock, par value $0.01 per share; 210,000,000 shares authorized; 64,236,306 shares issued at March 31, 2020 and December 31, 2019
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Additional paid-in capital
985	983	977	975	970	967	962	960	956	953	951	948	926	906	905	902	899	897	895	892	889	886	883	879	727	724	719	686	684	702	698	692	688	680	676	673	668	657	640	628	613	600	599	596
Retained earnings
2,635	2,667	2,617	2,558	2,495	2,440	2,369	2,297	2,234	2,187	2,133	2,078	2,032	1,985	1,942	1,914	1,878	1,845	1,823	1,783	1,747	1,710	1,672	1,630	1,599	1,575	1,546	1,524	1,500	1,475	1,445	1,416	1,387	1,354	1,327	1,301	1,273	1,249	1,223	1,196	1,170	1,150	1,125	1,109
Accumulated Other Comprehensive Income (Loss), Net of Tax
363	267	305	219	93	-63	-141	-63	-53	79	57	51	-5	-24	215	281	179	113	133	82	160	141	155	160	142	140	145	155	214	238	274	253	244	247	244	202	154	154	251	215	164	154	197	122
Treasury stock, at cost; 1,682,912 shares at March 31, 2020 and 1,567,302 shares at December 31, 2019
159	151	164	156	111	119	27	29	39	67	98	0	0	10	46	106	111	111	92	31	31	32	38	45	48	70	75	84	100	0	-	-	-	0	1	1	0	-	-	0	-	10	16	31
Total shareholders’ equity
3,826	3,911	3,881	3,741	3,593	3,368	3,308	3,309	3,243	3,297	3,189	3,223	3,097	3,002	3,161	3,136	2,992	2,890	2,904	2,871	2,910	2,851	2,817	2,770	2,565	2,514	2,481	2,427	2,443	2,417	2,418	2,362	2,320	2,283	2,246	2,176	2,097	2,061	2,116	2,040	1,949	1,894	1,905	1,796
Total liabilities and shareholders’ equity
34,147	34,027	33,098	31,818	31,664	32,292	31,223	30,687	31,459	31,747	30,989	30,206	30,524	30,196	29,602	28,976	28,400	28,565	28,341	27,781	28,158	28,277	27,370	26,523	24,685	24,312	23,529	22,571	22,497	23,124	21,847	20,866	20,417	20,317	19,489	18,478	17,941	17,617	17,738	17,059	16,760	16,288	16,158	15,784