CITY HOLDING COMPANY CHCO Balance Sheet

City holding company (CHCO)

Balance Sheet / Yearly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Dec'10
Assets [Abstract]
Cash and due from banks
92	88	71	53	50	55	49	240	97	54	54	54	164	62	57	69	165	58	109	142	235	138	79	93	137	75	164	186	191	58	72	90	105	140	42	59	50
Interest-bearing deposits in depository institutions
18	51	44	115	93	67	256	25	26	28	28	27	25	25	7	8	10	11	9	11	10	9	11	16	17	9	14	5	6	16	5	8	7	5	6	6	5
Cash and Cash Equivalents
110	140	116	168	143	122	305	265	123	82	83	82	190	88	64	78	175	70	118	153	245	148	91	110	155	85	179	192	233	84	112	134	147	146	83	100	66
Federal funds sold
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	35	10	35	35	35	-	35	35	11
Investment securities available for sale, at fair value
934	810	798	796	755	721	563	552	545	550	525	504	470	450	434	409	362	369	300	287	273	254	250	258	349	352	329	328	348	377	389	376	366	360	393	440	417
Investment securities held-to-maturity, at amortized cost (approximate fair value at March 31, 2020 and December 31, 2019 - $0 and $50,598, respectively)
0	49	51	53	55	60	57	60	62	64	66	69	72	75	79	83	86	88	81	84	87	90	93	96	14	4	3	4	8	13	13	19	23	23	23	23	23
Other securities
26	28	28	28	26	30	28	28	22	14	15	16	10	14	11	10	9	12	9	9	9	9	14	14	13	13	13	13	11	11	11	11	11	11	-	-	12
Total Investment Securities
960	887	878	877	836	812	649	641	630	628	608	590	552	539	526	502	458	471	391	381	371	354	357	369	377	370	346	346	368	402	414	407	401	396	417	464	453
Gross loans
3,613	3,616	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Allowance for credit losses
24	11	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Loans
3,588	3,604	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross loans
-	-	3,582	3,519	3,559	3,587	3,146	3,155	3,137	3,127	3,105	3,083	3,074	3,046	2,957	2,903	2,877	2,862	2,696	2,684	2,632	2,652	2,630	2,577	2,557	2,606	2,558	2,527	2,497	2,146	2,085	2,065	1,971	1,973	1,925	1,897	1,865
Allowance for loan losses
-	-	13	13	14	15	16	16	18	18	19	19	19	19	19	19	19	19	20	20	20	20	20	20	21	20	20	20	19	18	18	19	18	19	19	18	18
Net Loans
-	-	3,569	3,505	3,544	3,571	3,130	3,138	3,119	3,108	3,086	3,064	3,054	3,026	2,938	2,884	2,857	2,843	2,675	2,663	2,612	2,631	2,610	2,557	2,535	2,585	2,537	2,507	2,477	2,127	2,066	2,046	1,953	1,953	1,905	1,878	1,846
Bank owned life insurance
116	115	114	113	114	113	105	104	104	103	102	101	101	100	100	99	98	97	97	96	95	95	94	93	92	92	91	90	89	81	81	80	79	78	78	77	76
Premises and equipment, net
78	76	76	78	78	78	72	72	72	72	72	72	73	75	75	75	75	77	73	75	76	77	78	80	81	82	82	82	82	72	72	72	65	64	64	64	64
Accrued interest receivable
12	11	12	12	13	12	11	9	9	9	9	8	8	8	7	8	8	7	7	7	7	6	7	7	7	6	8	8	8	6	7	7	6	7	6	7	7
Net deferred tax asset
2	6	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net deferred tax asset
-	-	6	8	12	17	15	14	14	11	22	22	24	28	23	23	27	29	33	32	35	36	36	37	40	42	45	46	45	32	32	34	29	32	31	29	29
Goodwill and other intangible assets, net
119	120	120	121	121	122	78	78	78	78	78	78	79	79	79	79	79	79	70	70	70	74	74	74	74	75	76	74	77	65	65	65	56	56	56	56	56
Other assets
98	55	62	53	51	46	51	49	47	36	36	35	38	38	50	55	47	36	36	30	37	35	33	33	31	27	29	34	46	43	46	45	40	41	41	33	36
Total Assets
5,088	5,018	4,957	4,940	4,917	4,899	4,420	4,374	4,200	4,132	4,099	4,057	4,123	3,984	3,866	3,806	3,829	3,714	3,504	3,512	3,553	3,461	3,385	3,364	3,397	3,368	3,396	3,382	3,428	2,917	2,899	2,893	2,780	2,777	2,685	2,713	2,637
Liabilities
Deposits:
Deposits:
Noninterest-bearing
857	805	795	798	793	789	672	684	703	666	669	688	714	672	669	651	666	621	542	563	551	545	498	500	510	493	498	510	525	429	407	421	403	369	363	353	337
Interest-bearing:
Demand deposits
837	896	898	891	879	899	802	785	816	769	711	722	743	695	713	701	711	679	647	646	654	639	620	609	622	601	604	612	629	553	549	543	544	526	505	510	486
Savings deposits
989	1,009	980	974	988	934	821	817	816	796	799	797	874	822	765	758	780	765	693	695	722	660	640	635	634	612	606	603	603	506	495	498	464	439	433	421	397
Time deposits
1,366	1,364	1,354	1,366	1,381	1,352	1,147	1,133	1,110	1,083	1,075	1,069	1,060	1,041	1,030	1,030	1,028	1,017	982	997	1,013	1,026	1,034	1,040	1,062	1,077	1,098	1,108	1,125	919	929	931	887	885	891	949	949
Total Deposits
4,052	4,075	4,029	4,031	4,043	3,975	3,443	3,421	3,446	3,315	3,256	3,278	3,392	3,231	3,179	3,142	3,187	3,083	2,865	2,902	2,942	2,872	2,793	2,786	2,829	2,785	2,807	2,835	2,884	2,409	2,381	2,395	2,300	2,221	2,194	2,234	2,171
Short-term borrowings:
Federal Home Loan Bank advances
9	0	0	0	0	40	170	181	0	54	79	46	0	64	6	0	0	13	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Securities sold under agreements to repurchase
224	211	202	207	194	221	220	196	195	198	201	177	186	184	173	153	156	141	147	153	132	134	146	133	121	137	150	124	116	114	131	123	113	114	127	127	112
Federal funds purchased
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	75	-	-	0
FHLB borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-0	-	-
Long-term debt
0	4	4	4	4	4	16	16	16	16	16	16	16	16	16	16	16	16	16	16	16	16	16	16	16	16	16	16	16	16	16	16	16	16	16	16	16
Other liabilities
117	69	71	60	56	56	58	54	49	45	44	45	46	45	56	66	51	39	56	29	56	46	37	31	36	41	43	36	45	43	40	37	34	39	36	25	21
Total Liabilities
4,403	4,360	4,308	4,303	4,298	4,298	3,908	3,870	3,708	3,629	3,599	3,564	3,642	3,541	3,431	3,378	3,411	3,294	3,085	3,101	3,148	3,070	2,993	2,967	3,003	2,980	3,018	3,013	3,062	2,584	2,570	2,572	2,464	2,465	2,375	2,403	2,322
Shareholders’ Equity
Preferred stock, par value $25 per share: 500,000 shares authorized; none issued
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Common stock, par value $2.50 per share: 50,000,000 shares authorized; 19,047,548 shares issued at March 31, 2020 and December 31, 2019, less 2,907,168 and 2,744,109 shares in treasury, respectively
47	47	47	47	47	47	47	47	47	47	47	47	47	46	46	46	46	46	46	46	46	46	46	46	46	46	46	46	46	46	46	46	46	46	46	46	46
Capital surplus
170	170	169	169	170	169	140	140	140	140	140	139	140	112	105	105	106	106	106	105	106	107	107	106	106	107	107	107	107	103	103	103	102	103	103	102	103
Retained earnings
556	539	525	512	498	485	484	471	457	444	441	433	426	417	408	402	395	390	383	379	373	362	353	348	341	333	326	318	311	309	303	298	295	291	286	280	270
Cost of common stock in treasury
116	105	105	98	91	87	136	136	137	124	124	124	126	126	127	127	129	120	113	115	118	120	112	101	96	95	95	97	98	124	124	124	127	125	123	117	102
Accumulated other comprehensive income:
Unrealized gain on securities available-for-sale
33	12	17	10	0	-8	-18	-13	-11	-0	0	0	-1	-2	6	6	3	0	1	0	2	1	-0	0	-1	-2	-1	-0	3	3	4	2	2	0	1	1	1
Underfunded pension liability
6	6	5	5	5	5	5	5	5	5	4	4	4	4	4	4	4	4	5	5	5	5	2	2	2	2	4	4	4	4	4	4	4	4	-3	-3	-3
Unrealized gain on derivative instruments
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	0
Total Accumulated Other Comprehensive Income
27	5	11	5	-5	-14	-23	-18	-16	-5	-3	-4	-6	-7	1	2	-1	-3	-3	-4	-3	-4	-2	-2	-4	-4	-6	-5	-1	-1	-0	-2	-1	-3	-2	-1	-2
Total Shareholders’ Equity
685	657	649	636	619	600	512	503	491	502	500	492	481	442	434	428	418	419	418	411	405	390	391	397	393	387	378	368	365	333	328	320	316	311	309	310	314
Total Liabilities and Shareholders’ Equity
5,088	5,018	4,957	4,940	4,917	4,899	4,420	4,374	4,200	4,132	4,099	4,057	4,123	3,984	3,866	3,806	3,829	3,714	3,504	3,512	3,553	3,461	3,385	3,364	3,397	3,368	3,396	3,382	3,428	2,917	2,899	2,893	2,780	2,777	2,685	2,713	2,637