City holding company (CHCO)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Operating Activities
Net income available to common shareholders

96,733

89,352

77,460

75,782

74,005

70,002

68,947

62,186

55,900

54,310

59,298

58,598

56,452

52,128

50,991

48,366

47,807

54,097

55,112

56,377

57,151

52,962

51,678

53,782

54,031

48,215

45,865

42,496

36,901

38,945

37,703

38,675

41,095

40,678

0

0

0

Adjustments to reconcile net income to net cash provided by operating activities:
(Accretion) and amortization, net

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Accretion and amortization

-

-

-

-

-

-

-

-

-956

-1,005

-438

-551

-594

-838

8,637

7,711

6,628

4,589

4,931

4,277

4,366

4,654

15,290

12,389

10,790

11,294

-9,969

-5,834

-2,540

-728

-1,834

-1,292

-1,626

-1,894

0

0

0

Provision for (recovery of) credit losses

7,571

-1,250

-1,575

-1,877

-3,340

-2,310

-1,488

-67

2,506

3,006

3,886

3,925

4,537

4,395

5,906

4,925

6,639

6,988

4,559

5,980

3,579

4,054

5,615

4,897

6,473

6,848

6,678

6,499

6,163

6,375

6,828

5,853

5,464

4,600

0

0

0

Depreciation of premises and equipment

5,116

5,000

5,017

5,012

5,039

5,100

5,233

5,419

5,645

5,900

6,002

6,137

6,193

6,235

6,258

6,195

6,144

6,088

6,083

6,103

6,120

6,087

6,021

5,916

5,836

5,757

5,523

5,262

4,918

4,605

4,471

4,427

4,458

4,508

0

0

0

Deferred income tax expense

2,193

4,939

741

109

391

-1,244

12,020

12,303

12,265

14,909

3,629

4,656

5,918

3,817

7,146

4,626

6,493

6,627

4,143

6,519

4,797

4,585

3,662

4,033

6,589

4,686

7,133

5,535

1,168

2,530

-146

-756

-1,403

-2,290

0

0

0

Accretion of gain from sale of interest rate floors

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

295

0

0

0

Net periodic employee benefit cost

610

622

612

515

553

471

399

415

295

298

466

483

500

515

597

680

765

836

732

627

521

500

710

811

753

903

716

637

719

521

489

456

421

386

0

0

0

Unrealized and realized investment securities losses (gains), net

0

-

0

0

0

-

0

0

480

-

0

0

8,254

-

3,978

1,256

2,116

2,130

2,314

2,385

1,087

1,156

1,643

1,572

763

764

93

1,126

1,645

1,530

0

0

0

-

-

-

-

Stock-compensation expense

2,722

2,516

2,355

2,283

2,161

2,151

2,141

2,129

2,110

2,097

2,065

2,067

2,043

2,018

1,969

1,894

1,808

1,793

1,755

1,706

1,703

1,535

1,529

1,468

1,397

1,282

1,176

1,129

1,098

1,083

1,069

1,058

1,044

1,066

0

0

0

Excess tax benefit from stock-compensation expense

505

461

812

785

428

506

163

162

524

558

550

550

189

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Increase in value of bank-owned life insurance

4,426

3,766

4,067

3,905

3,494

3,090

2,666

2,813

2,571

2,708

2,671

2,772

3,060

3,071

3,272

3,354

3,370

3,374

3,254

3,096

3,077

3,069

3,089

3,123

3,155

3,211

3,189

3,086

3,060

2,940

2,892

3,142

3,093

3,183

0

0

0

Loans originated for sale

16,759

18,757

20,139

19,242

16,915

15,196

11,879

12,936

15,106

16,451

20,302

21,452

19,123

17,981

15,392

14,571

16,474

17,849

17,846

15,500

12,007

8,763

7,296

10,078

12,666

23,280

34,409

41,844

47,922

44,032

0

0

0

-

-

-

-

Proceeds from the sale of loans originated for sale

17,207

20,917

19,584

18,566

17,058

13,993

12,576

13,718

16,046

19,290

21,250

22,354

19,583

16,572

15,772

15,142

18,138

18,668

17,777

14,517

10,284

8,319

7,089

11,383

14,872

27,830

38,782

43,890

48,965

42,324

0

0

0

-

-

-

-

Gain on sale of loans

501

589

523

472

437

351

328

370

428

516

543

544

483

374

356

339

367

367

335

270

196

187

186

265

359

608

0

0

0

-

-

-

-

-

-

-

-

Gain on sale of insurance division

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

11,084

11,084

11,084

11,084

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Gain (Loss) on Disposition of Business, after tax

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Change in accrued interest receivable

-1,087

-855

-221

1,670

2,428

1,500

2,213

1,226

884

815

1,250

-306

127

976

65

359

534

375

-61

111

-91

-40

-357

-548

-858

-1,220

-967

-209

127

-852

430

-1,065

-1,420

-171

0

0

0

Change in other assets

9,222

7,489

-1

-6,560

-7,415

-480

19,373

17,768

13,099

2,102

-14,074

-19,125

-8,943

1,556

14,756

24,784

9,782

976

2,721

-3,427

6,457

8,262

4,066

-566

-14,451

-22,497

-23,632

-17,563

-5,524

-2,163

633

7,098

7,004

4,592

0

0

0

Change in other liabilities

15,706

6,712

7,286

228

747

4,308

16,001

11,623

6,074

2,953

-12,262

-20,919

-5,468

5,581

55

37,150

-5,389

-8,478

12,931

-8,025

14,946

1,363

-1,029

-2,638

-8,808

-4,188

-6,439

-7,247

5,803

2,575

2,928

10,678

9,091

15,547

0

0

0

Net Cash Provided by Operating Activities

119,199

98,643

86,981

83,761

80,619

72,648

77,442

71,336

67,860

76,126

72,029

67,922

70,851

65,330

51,379

75,279

49,232

47,895

63,106

49,754

60,342

53,354

52,054

55,529

67,711

75,893

76,942

65,081

56,739

53,815

52,456

57,088

54,858

59,436

0

0

0

Investing Activities
Net decrease in loans

50,624

30,146

70,895

-592

57,537

95,284

41,407

72,641

65,490

85,489

150,643

182,949

199,669

183,511

152,726

109,308

136,420

100,130

63,671

104,644

71,603

43,714

67,773

43,005

50,842

83,962

100,575

91,569

84,378

102,802

95,423

104,195

111,914

115,353

0

0

0

Purchases

242,307

209,588

218,611

191,009

161,978

130,876

105,560

123,079

149,900

159,317

191,297

222,209

231,608

196,150

225,352

170,818

144,703

175,271

105,427

85,676

55,890

31,295

55,541

71,973

90,552

80,778

62,998

126,975

139,196

171,200

775,999

724,825

731,769

732,552

0

0

0

Proceeds from sale of money market and mutual fund securities available-for-sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Purchases of money market and mutual fund securities available-for-sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Proceeds from sales

71,432

70,404

70,241

31,597

25,062

0

200

200

200

5,776

5,576

35,170

36,391

30,850

30,949

1,355

424

389

5,183

5,344

6,585

6,714

2,633

2,432

18,851

19,210

18,096

30,267

22,623

27,471

645,467

633,606

679,110

674,065

0

0

0

Proceeds from maturities and calls

80,929

75,717

73,558

63,093

58,720

56,841

35,511

48,597

48,521

58,358

84,522

80,202

84,032

78,720

66,133

56,412

57,632

55,726

57,070

56,069

51,270

48,983

49,496

56,790

58,776

91,096

110,008

154,473

166,480

145,097

140,837

102,207

108,115

115,884

0

0

0

Purchases of securities held-to-maturity securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

10,226

10,226

10,226

10,226

0

0

0

0

-

-

-

-

-

-

-

-

Securities Held-to-maturity: Proceeds from maturities and calls

6,222

11,706

11,441

11,504

11,781

8,439

9,060

9,641

9,899

10,580

12,357

13,231

13,970

13,479

11,745

11,092

12,187

13,191

13,017

12,895

9,837

6,501

4,843

2,289

5,140

10,223

0

0

0

-

-

-

-

-

-

-

-

Proceeds from sale of CityInsurance

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

15,250

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Other investments: Purchases

3,451

11,100

27,150

30,375

38,965

35,350

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other investments: Proceeds from sales

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of premises and equipment

6,482

4,729

9,471

10,499

10,207

10,192

6,548

6,214

6,024

6,574

6,226

7,196

7,018

5,517

4,838

3,427

3,152

3,014

2,967

2,637

2,439

2,323

3,898

4,864

6,132

7,476

6,262

5,841

7,238

7,509

6,834

7,410

6,113

4,615

0

0

0

Disposals of premises and equipment

687

598

4,120

3,490

3,969

3,884

6,329

5,849

4,783

3,057

-2,928

-2,742

-2,276

-836

-416

-517

-482

-141

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from life insurance

3,531

2,423

2,211

2,426

519

425

425

302

790

1,717

1,975

1,883

1,395

258

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Payments to Acquire Businesses, Net of Cash Acquired

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

21,853

0

0

0

-

-

-

0

-

-

-

-

Sale of Ashland office, net

24,221

24,661

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net Cash (Used in) Provided by Investing Activities

-159,300

-103,301

-153,487

-106,156

-126,206

-163,541

-108,238

-143,888

-156,976

-171,688

-242,783

-281,009

-301,626

-261,293

-264,035

-204,539

-203,912

-184,080

-80,763

-102,750

-46,341

-24,711

-79,613

-67,704

-74,135

-72,686

-53,726

-46,182

-27,801

-78,269

-61,782

-21,319

-31,990

-61,491

0

0

0

Financing Activities
Net increase in non-interest-bearing deposits

74,627

26,727

43,882

33,818

41

32,097

2,166

-3,609

-11,582

-5,647

149,782

186,127

198,039

200,984

104,310

64,774

91,549

52,230

43,686

63,324

41,190

52,237

246

-10,322

-15,464

20,423

47,809

46,213

67,944

49,146

32,298

56,371

58,730

31,098

0

0

0

Net (decrease) increase in interest-bearing deposits

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net increase (decrease) in interest-bearing deposits

-

-

-

-

-

156,302

184,931

147,240

65,786

89,644

-72,370

-49,947

7,908

-52,714

68,996

34,365

12,905

18,544

29,117

53,826

72,406

36,203

-13,493

-38,379

-38,158

-26,450

-3,787

12,099

10,883

16,388

32,241

-18,303

12,918

18,795

0

0

0

Net increase (decrease) in short-term borrowings

39,464

-50,656

-189,527

-173,002

-2,717

7,667

108,660

153,706

8,689

3,914

102,080

70,630

29,972

93,436

27,190

-4,655

18,968

14,780

921

20,029

10,675

-2,867

-4,827

8,800

5,487

23,153

18,996

1,269

2,603

-74,404

4,066

-4,125

-5,478

76,340

0

0

0

Repayment of long-term debt

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Issuance of common stock

-

-

-

-

-

-

-

-

-

28,408

35,272

35,272

35,272

6,864

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of treasury stock

28,313

19,431

24,472

17,690

10,363

20,271

15,230

14,690

13,997

0

0

0

93

10,018

17,073

17,073

16,980

7,055

8,424

19,594

25,021

27,957

19,533

8,363

2,936

0

0

0

4,843

7,915

10,276

16,620

17,489

23,790

0

0

0

Proceeds from exercise of stock options

0

-

0

0

0

-

0

0

974

-

0

0

1,193

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

597

-

0

0

0

Proceeds from exercise of stock options

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,004

2,979

2,676

1,023

1,356

580

1,214

2,583

2,229

3,427

0

0

0

-

-

-

-

-

-

-

-

Dividends paid

36,065

35,547

34,441

32,804

31,172

29,583

28,270

28,034

27,788

27,120

26,701

26,281

25,869

25,718

25,701

25,664

25,607

25,304

24,999

24,824

24,724

24,487

24,177

23,738

23,244

22,878

22,251

21,639

21,000

20,710

20,556

20,494

20,528

20,630

0

0

0

Net Cash Used in Financing Activities

6,887

21,811

-123,210

-74,410

65,659

131,376

253,541

255,716

22,082

89,931

189,110

216,871

246,422

213,989

158,757

54,412

84,735

58,070

44,873

95,680

75,882

33,709

-60,570

-69,419

-72,086

-2,325

43,533

39,395

57,040

-36,951

38,411

-2,574

28,750

82,075

0

0

0

(Decrease) Increase in Cash and Cash Equivalents

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Increase (Decrease) in Cash and Cash Equivalents

-

-

-

-

-

40,483

222,745

183,164

-67,034

-5,631

18,356

3,784

15,647

18,026

-53,899

-74,848

-69,945

-78,115

27,216

42,684

89,883

62,352

-88,129

-81,594

-78,510

882

66,749

58,294

85,978

-61,405

29,085

33,195

51,618

80,020

0

0

0