Tcf financial corporation (CHFC)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Cash flows from operating activities
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest

287,293

306,926

280,626

307,580

317,481

315,628

366,179

319,750

302,776

278,784

187,245

158,270

132,031

108,032

86,368

99,351

92,600

86,830

76,631

68,931

66,143

62,121

61,194

59,420

57,387

56,808

54,092

52,205

51,868

51,008

50,550

49,069

46,236

43,050

0

0

0

Proceeds from issuance of long-term borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

375,000

275,000

250,000

175,000

125,000

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Repayments of Other Debt

-

-

-

-

-

-

-

-

-

-

328,000

492,460

439,460

351,018

229,018

26,558

24,558

6,000

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Provision for Loan and Lease Losses

152,103

65,282

69,773

40,501

50,634

46,768

80,539

73,992

70,649

68,443

22,050

20,654

17,425

14,875

10,603

8,000

6,500

6,500

6,000

6,000

6,000

6,100

6,600

8,100

9,600

11,000

14,000

15,500

16,500

18,500

18,600

20,500

23,500

26,000

0

0

0

Net amortization of premiums and discounts on investment securities

-

-

-

-

-

-

-

0

-19,431

-

-18,435

-15,702

-12,349

-9,713

-6,964

-6,139

-6,127

-6,007

-5,568

-5,127

-4,777

-4,497

-4,325

-4,371

-4,426

-4,196

-4,075

-4,148

-4,377

-4,795

-4,989

-4,912

-4,481

-4,024

0

0

0

Share-based compensation expense

33,774

28,351

21,546

18,875

16,396

17,824

14,210

11,893

12,661

14,743

21,571

18,600

16,437

13,452

7,425

3,797

3,472

3,478

3,557

3,219

3,132

2,931

2,604

2,646

2,779

2,854

2,691

2,460

2,180

1,865

2,120

1,929

1,586

1,517

0

0

0

Depreciation and amortization

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Provision (benefit) for deferred income taxes

28,405

30,410

-2,155

58,296

52,619

58,986

-56,828

-80,193

-66,321

-53,729

54,710

55,028

42,039

24,091

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net gains on sales of assets

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of loans and leases held-for-sale

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Originations of loans and leases held-for-sale, net of repayments

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gains on sales of loans

-

-

-

-

-

-

-

0

27,122

-

33,266

32,280

20,510

15,686

10,411

6,410

6,061

6,354

6,214

6,146

5,393

4,451

4,204

4,223

5,361

7,108

9,247

10,067

10,143

9,645

8,083

6,952

5,358

5,017

0

0

0

Proceeds from sales of loans

-

-

-

-

-

-

-

0

837,453

-

1,037,920

995,151

869,124

723,521

340,261

229,157

220,643

228,995

223,902

213,936

185,943

153,743

142,463

142,819

169,112

218,237

261,155

287,286

312,564

314,521

309,052

284,898

227,409

224,341

0

0

0

Valuation change in loans held-for-sale

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans originated for sale, net of repayments

-

-

-

-

-

-

-

0

796,087

-

813,140

767,379

633,154

534,422

348,676

228,939

211,499

220,765

215,179

203,778

184,005

150,795

139,699

135,745

152,715

198,683

244,740

273,774

292,191

303,723

300,832

283,697

243,098

217,663

0

0

0

Net gains on sale of investment securities

-

-

-

-

-

-

-

0

-7,478

-

244

259

200

129

71

60

70

630

612

607

579

0

29

29

286

1,133

1,104

1,104

847

0

0

0

0

-

-

-

-

Net (gains) losses from sales/writedowns of other real estate and repossessed assets

-

-

-

-

-

-

-

0

388

-

2,659

3,571

5,365

5,212

3,403

3,615

2,658

2,681

2,871

2,608

2,077

1,886

2,121

2,790

3,087

2,943

2,299

1,600

1,462

1,532

2,732

2,446

2,312

2,208

0

0

0

Investment securities net gains

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Depreciation of premises and equipment

-

-

-

-

-

-

-

0

17,330

-

17,789

16,697

15,016

13,270

11,771

11,351

11,324

11,028

10,731

9,981

9,340

8,980

8,592

8,578

8,655

8,713

8,642

8,496

8,336

8,142

7,976

7,893

7,912

7,950

0

0

0

Amortization of intangible assets

-

-

-

-

-

-

-

0

6,015

-

7,874

8,746

9,390

10,046

5,775

8,996

8,788

8,444

10,539

5,741

4,475

3,345

2,909

2,889

3,186

3,492

3,828

3,895

3,903

3,969

3,850

3,779

3,713

3,615

0

0

0

Additions to loan servicing rights

-

-

-

-

-

-

-

0

-8,959

-

-8,372

-7,553

-5,755

-4,333

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Impairment of loan servicing rights

12,118

3,882

4,520

16,869

3,029

0

-8,242

-5,863

-4,154

0

2,099

-1,406

-3,460

-4,585

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net change in other assets

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net change in other liabilities

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other, net

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Change in deferred tax valuation allowance

-

-

-

-

-

-

-

0

1,138

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash paid for amounts related to operating leases

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Contributions to defined benefit pension plan

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

15,000

15,000

15,000

15,000

12,000

0

0

0

-

-

-

-

Net increase in interest receivable and other assets

-

-

-

-

-

-

-

0

116,376

-

135,321

118,686

54,013

24,977

37,788

19,619

10,202

19,027

16,456

7,870

5,921

-2,322

734

4,731

2,276

-6,197

1,795

-215

3,011

-4,261

-17,210

-13,724

-20,850

-10,747

0

0

0

Net increase (decrease) in interest payable and other liabilities

-

-

-

-

-

-

-

0

69,982

-

28,813

-34,445

-53,856

-46,449

-29,443

8,788

-7,637

-2,800

-2,948

-10,588

-2,384

5,893

3,603

5,528

11,490

2,414

7,224

-403

3,216

2,337

-3,211

2,637

-2,343

-909

0

0

0

Net cash provided by (used in) operating activities

1,956

641,757

309,072

605,345

594,771

563,630

526,201

322,874

278,014

244,958

404,858

322,612

336,792

280,501

52,642

120,455

115,020

103,049

87,855

78,763

76,876

90,225

84,138

87,468

103,545

89,679

94,190

84,925

92,958

95,166

94,518

91,275

77,605

102,476

0

0

0

Cash flows from investing activities
Proceeds from sales of investment securities available-for-sale

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from maturities of and principal collected on investment securities available-for-sale

996,967

735,861

448,428

350,560

153,521

169,622

8,687

130,208

121,999

116,358

319,501

297,579

267,376

248,772

228,916

192,606

196,883

212,051

197,005

207,803

194,772

165,749

142,004

144,404

142,220

154,959

201,126

225,709

237,021

268,848

247,321

266,823

296,523

327,013

0

0

0

Purchases of investment securities available-for-sale

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from maturities of and principal collected on investment securities held-to-maturity

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales and redemptions

-

-

-

-

-

-

-

0

0

-

-

-

-

41,446

10,224

32,128

27,773

40,301

37,897

13,173

13,172

0

0

0

5,000

38,028

38,028

38,028

33,028

0

0

0

0

-

-

-

-

Purchases

-

-

-

-

-

-

-

0

1,809,492

-

1,124,789

873,391

290,404

187,702

0

0

0

-

-

-

-

-

-

-

-

304,264

310,211

327,620

301,317

191,689

286,621

339,496

387,255

419,714

0

0

0

Proceeds from maturities, calls and principal reductions

-

-

-

-

-

-

-

0

92,936

-

93,469

96,754

92,208

90,933

86,344

90,226

87,780

87,189

80,892

72,240

59,733

83,989

88,996

93,722

90,477

65,790

63,736

59,312

53,948

55,352

51,839

55,690

49,299

52,115

0

0

0

Purchases of investment securities held-to-maturity

6,023

6,844

4,030

-7,503

-5,826

2,188

-106,466

-74,049

-23,742

1,051

191,235

191,068

222,686

206,023

149,023

175,235

223,443

279,226

261,515

231,611

163,626

127,187

125,289

127,380

111,024

109,655

125,033

121,227

120,375

102,034

86,955

78,624

78,110

70,014

0

0

0

Redemption of Federal Home Loan Bank stock

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of Federal Home Loan Bank stock

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of loans and leases

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loan and lease originations and purchases, net of principal collected

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loan and lease originations and purchases, net of principal collected

-

-

-

-

-

957,672

1,128,629

2,476,725

2,508,481

2,726,967

1,146,670

1,163,953

1,048,658

860,135

634,972

628,593

575,458

493,776

613,053

576,917

496,389

586,121

539,099

583,362

588,278

502,687

485,898

361,173

333,474

330,760

297,959

259,095

207,442

196,484

0

0

0

Proceeds from sales of other assets

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of other real estate and repossessed assets

-

-

-

-

-

-

-

0

17,496

-

26,727

25,225

25,176

22,147

14,365

15,247

15,665

16,653

16,734

15,247

13,688

12,192

13,524

13,995

17,514

18,018

18,783

22,893

22,897

24,341

25,188

20,785

19,843

19,202

0

0

0

Purchases of premises and equipment and lease equipment

137,265

154,540

-639,326

156,999

193,301

155,664

1,060,050

165,293

169,484

168,272

19,518

24,638

17,964

18,098

13,649

9,091

9,464

8,527

7,235

13,523

13,290

13,411

14,748

9,209

9,652

8,664

7,618

7,575

8,250

10,303

11,165

10,622

10,088

8,602

0

0

0

Proceeds from returns of investment in equity method investments

-

-

-

-

-

-

-

0

296

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other, net

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by (used in) investing activities

-196,853

666,876

1,135,559

-757,222

-1,162,697

-902,294

64,748

-1,153,270

-1,503,806

-1,419,652

-1,991,584

-1,461,062

-828,246

-542,869

-236,738

-482,712

-463,713

-408,784

-546,984

-511,297

-406,200

-479,049

-449,687

-495,634

-566,842

-648,475

-267,715

-132,281

-77,150

53,127

-363,513

-349,700

-320,830

-300,084

0

0

0

Cash flows from financing activities
Net change in deposits

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net increase in interest- and noninterest-bearing demand deposits and savings accounts

-

-

-

-

-

-

-

0

74,455

-

766,771

931,801

789,245

672,584

619,658

356,930

466,244

479,386

470,399

471,941

446,779

277,781

349,746

379,747

293,868

341,568

367,463

212,156

304,169

307,972

242,843

255,015

173,871

113,164

0

0

0

Net increase in time deposits

-

-

-

-

-

-

-

0

761,015

-

-234,136

-486,698

-601,632

-550,847

-256,801

-185,187

-205,489

-170,598

-150,646

-135,406

-152,166

-115,642

-109,124

-101,019

-69,933

-140,626

-179,069

-185,554

-162,234

-157,425

-124,557

-122,447

-94,758

-78,072

0

0

0

Net change in short-term borrowings

503,062

45,584

-19,583

430,442

231,236

160

-1,148,846

-1,138,040

-10,739

-4,747

1,537,808

1,434,125

645,823

401,144

77,069

23,922

-127,853

-31,268

-32,070

187,869

11,005

62,039

-34,509

-41,573

13,747

16,965

46,124

47,247

12,402

6,677

9,173

23,148

48,889

61,083

0

0

0

Proceeds from long-term borrowings

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Payments on long-term borrowings

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Payments on liabilities related to acquisition and portfolio purchase

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Repurchases of common stock

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Common shares sold to TCF employee benefit plans

-

-

-

-

-

715

20,616

24,173

22,628

23,254

1,330

2,558

2,768

1,572

4,518

1,664

2,408

2,473

1,581

1,541

822

1,242

1,500

1,648

1,444

806

526

341

249

260

251

240

240

245

0

0

0

Dividends paid on preferred stock

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Repayment of FHLB advances

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

37,237

38,177

42,120

8,768

8,754

33,751

30,734

31,073

0

0

0

Dividends paid on common stock

185,344

156,060

126,942

108,326

103,709

99,490

67,029

52,215

51,421

50,617

77,600

67,986

58,699

49,389

40,230

39,811

38,980

36,918

34,862

32,808

30,546

29,528

28,510

26,706

25,611

24,521

23,438

23,144

22,854

22,566

22,277

21,988

21,976

21,964

0

0

0

Exercise of stock options

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Payments related to tax-withholding upon conversion of share-based awards

5,465

6,198

6,115

4,851

5,592

6,865

-14,732

-11,130

-11,049

5,506

26,803

21,609

21,185

1,065

1,070

777

643

571

564

553

882

701

701

694

484

379

379

379

372

248

0

0

0

-

-

-

-

Net investment by non-controlling interest

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by (used in) financing activities

1,009,946

-667,319

-691,585

144,782

311,764

303,939

-865,393

767,025

1,368,795

1,186,873

1,739,370

1,524,731

641,860

497,981

449,126

380,183

246,129

361,504

368,528

507,274

340,877

261,056

254,577

341,503

266,956

213,449

227,915

12,490

89,240

125,902

96,431

99,969

75,284

43,383

0

0

0

Net change in cash and due from banks

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net increase in cash and cash equivalents

-

-

-

-

-

-

-

0

112,413

-

152,644

386,281

150,406

235,613

265,030

17,926

-102,564

55,769

-90,601

74,740

11,553

-127,768

-110,972

-66,663

-196,341

-345,347

54,390

-34,866

105,048

274,195

-172,564

-158,456

-167,941

-154,225

0

0

0

Supplemental disclosures of cash flow information
Cash paid (received) for:
Interest on deposits and borrowings

297,886

269,474

232,483

190,234

162,264

139,026

134,242

112,699

98,460

86,411

63,155

44,983

33,369

25,460

19,113

21,130

18,612

16,958

15,173

13,696

14,391

14,823

15,464

16,238

17,015

18,047

19,122

20,505

22,172

23,859

25,950

27,996

30,141

32,129

0

0

0

Income taxes, net

14,155

12,177

5,094

-35,616

-26,007

-26,308

31,158

71,403

86,071

62,115

9,922

5,811

-2,197

22,200

30,200

32,350

31,650

41,450

39,450

33,800

35,700

25,900

26,100

26,350

15,650

19,150

16,640

13,379

20,529

9,029

0

0

0

-

-

-

-

Noncash activities:
Transfer of loans and leases to other assets

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans transferred to other real estate and repossessed assets

-

-

-

-

-

-

-

0

9,749

-

15,913

15,932

15,584

12,970

7,947

6,791

7,334

9,329

10,849

12,577

12,872

11,308

9,724

7,938

6,289

6,382

9,050

11,443

13,686

15,794

16,607

21,241

21,471

19,664

0

0

0

Transfer of loans and leases from held-for-investment to held for sale, net

2,265,452

2,184,134

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net transfer of loans held-for-sale to (from) loans held-for-investment

-

-

-

-

-

-

-

0

7,457

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Closed branch offices transferred to other assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

382

382

382

382

0

0

0

0

-

-

-

-