Chemung financial corp (CHMG)
Balance Sheet / Yearly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Dec'10
ASSETS
Cash and due from financial institutions

27

25

36

32

28

33

31

30

25

27

34

26

26

28

35

27

26

24

30

28

29

28

31

35

34

31

37

23

27

29

35

33

27

28

30

27

16

Interest-earning deposits in other financial institutions

116

96

109

83

97

96

82

3

5

2

21

37

99

45

100

80

29

1

44

1

55

1

3

30

22

20

2

0

18

11

45

40

83

24

87

56

44

Total cash and cash equivalents

144

121

146

116

125

129

113

34

31

30

56

64

125

74

135

107

55

26

75

29

84

29

35

66

57

51

39

24

46

40

81

74

110

52

118

83

60

Equity investments, at estimated fair value

1

2

2

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Equity investments, at fair value

-

-

-

2

2

1

-

-

-

2

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Equity investments, at estimated fair value

-

-

-

2

2

1

1

2

2

2

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Securities available for sale, at estimated fair value

299

284

267

269

266

242

246

265

278

293

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Trading assets, at fair value

-

-

-

-

-

-

-

-

-

-

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

-

-

0

0

-

-

0

Trading assets, at fair value

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

Securities available for sale, at estimated fair value

-

-

-

-

-

-

-

-

-

-

312

324

302

303

303

300

324

344

335

290

266

280

288

286

337

346

259

225

235

239

253

260

259

280

279

284

223

Securities held to maturity, estimated fair value of $3,024 at March 31, 2020 and $3,139 at December 31, 2019

3

3

3

4

3

4

4

3

3

3

3

4

3

4

4

3

4

4

4

6

5

5

5

5

6

6

6

6

9

5

6

6

7

8

7

8

7

FHLBNY and FRBNY Stock, at cost

3

3

3

3

3

3

3

5

3

5

3

3

3

4

4

4

4

4

4

4

4

5

4

4

4

4

6

4

4

4

-

-

-

5

-

-

-

Federal Home Loan Bank and Federal Reserve Bank Stock, at cost

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

4

5

5

-

5

4

3

Loans, net of deferred loan fees

1,320

1,309

1,306

1,288

1,299

1,311

1,320

1,334

1,319

1,311

1,288

1,252

1,234

1,200

1,216

1,201

1,186

1,168

1,141

1,150

1,143

1,121

1,114

1,084

1,024

995

967

934

921

893

876

855

803

796

788

788

613

Allowance for loan losses

-

-

-

-

-

18

-

-

-

21

-

-

-

14

-

-

-

14

-

-

13

13

13

13

13

12

11

11

10

10

10

10

10

9

9

9

9

Allowance for loan losses

26

23

23

19

19

-

19

19

21

-

15

15

14

-

15

14

14

-

14

14

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans, net

1,294

1,285

1,282

1,268

1,279

1,292

1,301

1,314

1,298

1,290

1,273

1,237

1,219

1,186

1,201

1,186

1,172

1,154

1,127

1,136

1,129

1,107

1,101

1,070

1,011

983

955

922

910

883

865

845

792

787

778

778

604

Loans Receivable Held-for-sale, Net, Not Part of Disposal Group

-

-

-

-

-

0

-

-

-

0

-

-

-

0

-

-

-

1

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans held for sale

0

1

1

0

0

-

1

0

0

-

1

0

0

-

0

0

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

1

0

0

0

0

0

0

1

1

0

0

0

0

0

0

Premises and equipment, net

21

22

22

23

24

24

25

26

26

26

27

27

28

28

29

29

28

29

30

30

31

32

32

29

29

30

25

24

24

25

24

24

24

24

24

24

24

Operating lease right-of-use assets

7

8

8

8

8

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Goodwill

21

21

21

21

21

21

21

21

21

21

21

21

21

21

21

21

21

21

21

21

21

21

21

21

21

21

21

21

21

21

21

21

21

21

22

22

9

Other intangible assets, net

0

0

0

1

1

1

1

1

1

2

2

2

2

2

3

3

3

3

4

4

4

5

5

5

6

6

4

4

4

5

-

-

5

6

6

6

4

Other intangible assets, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

5

5

-

-

-

-

-

Bank-owned life insurance

3

3

3

3

3

3

3

3

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

Accrued interest receivable and other assets

39

30

30

30

29

28

29

30

29

27

25

27

24

27

22

22

23

25

24

24

31

32

25

20

20

22

17

17

17

18

-

-

-

-

-

-

-

Other assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

19

19

22

25

20

20

17

Total assets

1,841

1,787

1,793

1,752

1,769

1,755

1,753

1,710

1,699

1,707

1,731

1,718

1,736

1,657

1,728

1,683

1,643

1,619

1,631

1,553

1,584

1,524

1,523

1,515

1,497

1,476

1,341

1,257

1,279

1,248

1,286

1,267

1,254

1,216

1,265

1,237

958

LIABILITIES AND SHAREHOLDERS' EQUITY
Deposits:
Non-interest-bearing

469

468

472

451

462

484

469

462

460

467

449

436

432

417

424

408

393

402

392

385

376

366

372

365

354

351

297

297

296

300

302

297

272

258

261

245

197

Interest-bearing

1,138

1,103

1,103

1,089

1,104

1,084

1,106

1,016

1,057

999

1,087

1,089

1,112

1,038

1,084

1,059

1,041

998

1,017

946

991

913

938

943

937

915

791

757

780

744

780

756

766

739

780

768

589

Total deposits

1,608

1,572

1,576

1,541

1,566

1,569

1,575

1,478

1,518

1,467

1,537

1,525

1,544

1,456

1,508

1,467

1,434

1,400

1,410

1,331

1,368

1,280

1,310

1,308

1,291

1,266

1,088

1,054

1,077

1,044

1,083

1,053

1,038

998

1,042

1,013

786

Long term finance lease obligation

4

4

4

4

4

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Long-term Federal Home Loan Bank Advances, Current

-

-

-

-

-

-

0

58

0

57

-

-

-

0

0

0

0

13

0

15

0

30

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

Securities sold under agreements to repurchase

-

-

-

-

-

-

0

0

10

10

10

11

15

27

30

28

28

28

30

31

31

29

30

30

30

32

30

30

31

32

32

31

34

37

41

42

44

Long-term Federal Home Loan Bank Advances, Noncurrent

-

-

-

-

-

-

0

0

0

2

9

9

9

9

19

19

19

19

19

19

19

19

-

-

-

25

-

-

-

-

-

-

-

-

-

-

-

Federal Home Loan Bank overnight advances

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

49

-

-

-

-

-

-

-

-

-

-

Federal Home Loan Bank term advances

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

24

24

25

-

26

26

27

27

28

41

43

43

43

44

20

Long term capital lease obligation

-

-

-

-

-

4

4

4

4

4

4

4

4

4

4

4

2

2

2

2

2

2

3

0

-

0

-

-

-

-

-

-

-

-

-

-

-

Operating lease liabilities

7

8

8

8

8

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Accrued interest payable

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

0

0

0

Dividends payable

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

-

-

-

0

1

1

1

1

1

1

0

Accrued interest payable and other liabilities

29

19

21

19

17

15

15

14

15

14

15

14

13

14

19

18

15

16

28

14

25

26

13

9

8

12

12

12

11

12

-

-

-

-

-

-

-

Other liabilities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

8

8

6

9

7

8

8

Total liabilities

1,650

1,605

1,611

1,574

1,598

1,590

1,597

1,558

1,549

1,557

1,577

1,566

1,587

1,513

1,584

1,540

1,502

1,482

1,492

1,417

1,448

1,390

1,383

1,374

1,357

1,337

1,206

1,124

1,147

1,117

1,154

1,137

1,125

1,090

1,137

1,110

860

Shareholders' equity:
Common stock, $0.01 par value per share, 10,000,000 shares authorized; 5,310,076 issued at March 31, 2020 and December 31, 2019

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Additional paid-in capital

46

46

46

46

46

45

46

45

46

45

46

45

45

45

45

45

45

45

45

45

45

45

45

45

45

45

45

45

45

45

45

45

45

45

45

45

22

Retained earnings

154

153

150

150

146

143

138

132

131

128

130

127

125

124

122

120

120

118

118

116

115

114

111

112

111

111

110

109

108

107

106

104

103

100

98

96

94

Treasury stock, at cost; 432,257 shares at March 31, 2020 and 452,641 shares at December 31, 2019

11

11

11

12

12

12

12

12

14

14

14

14

14

15

15

15

15

16

16

16

16

17

17

17

17

18

18

18

18

18

18

18

18

18

18

18

19

Accumulated other comprehensive loss

-0

-5

-3

-5

-8

-11

-15

-14

-13

-10

-7

-6

-8

-10

-7

-7

-9

-10

-8

-9

-7

-8

0

1

0

0

-3

-4

-2

-2

-0

-0

-1

-1

3

3

0

Total shareholders' equity

190

182

182

178

171

165

156

151

150

149

154

151

148

143

144

143

141

137

138

136

136

133

139

141

140

138

134

132

132

131

132

130

128

125

128

126

97

Total liabilities and shareholders' equity

1,841

1,787

1,793

1,752

1,769

1,755

1,753

1,710

1,699

1,707

1,731

1,718

1,736

1,657

1,728

1,683

1,643

1,619

1,631

1,553

1,584

1,524

1,523

1,515

1,497

1,476

1,341

1,257

1,279

1,248

1,286

1,267

1,254

1,216

1,265

1,237

958