| Dec'19 | Dec'18 | Dec'17 | Dec'16 | Dec'15 | Dec'14 | Dec'13 | Dec'12 | Dec'11 | Dec'10 |
|---|---|---|---|---|---|---|---|---|---|
Cash Flows from Operations | |||||||||
Net (loss) income | |||||||||
529 | 447 | 468 | -848 | 1,034 | 1,119 | 675 | -592 | 14 | 521 |
Adjustments to reconcile net (loss) income to net cash flows from operations: | |||||||||
Provision for credit losses | |||||||||
110 | 171 | 114 | 210 | 160 | 100 | 64 | 51 | 269 | 820 |
Depreciation on operating lease equipment | |||||||||
308 | 311 | 296 | 606 | 783 | 973 | 798 | 1,985 | 751 | -504 |
Amortization of stock compensation expenses | |||||||||
44 | 38 | 45 | 45 | - | - | - | - | - | - |
Net gain on asset sales and impairments on assets held for sale | |||||||||
71 | 128 | 298 | 70 | -5 | - | - | -342 | -502 | -438 |
Loss on debt extinguishment and deposit redemption | |||||||||
-0 | -38 | -259 | -20 | 0 | - | - | - | - | - |
Net gains on asset sales | |||||||||
- | - | - | - | - | - | -185 | - | - | - |
Loss on debt extinguishments | |||||||||
- | - | - | - | - | - | - | -21 | -109 | - |
Provision for deferred income taxes | |||||||||
115 | 118 | -39 | 978 | -572 | -433 | 59 | 32 | 57 | 108 |
Decrease (increase) in finance receivables held for sale | |||||||||
-33 | 57 | 96 | -336 | 251 | 338 | - | - | - | - |
Goodwill impairment | |||||||||
- | - | 255 | 358 | 15 | - | - | - | - | - |
(Increase) decrease in finance receivables held for sale | |||||||||
- | - | - | - | - | 161 | 407 | -54 | 46 | 31 |
Net (payment) reimbursement of expenses from FDIC | |||||||||
- | - | - | - | 7 | - | - | - | - | - |
Increase in other assets | |||||||||
303 | -0 | -172 | -227 | -53 | 179 | -26 | 106 | -503 | 404 |
Decrease in other liabilities | |||||||||
80 | -143 | -712 | 263 | -45 | 299 | -171 | -86 | -394 | 454 |
Other operating activities | |||||||||
78 | 187 | 69 | 277 | - | - | - | - | - | - |
Net cash flows (used in) provided by operations | |||||||||
927 | 982 | 534 | 2,406 | 1,189 | 1,378 | 1,676 | 908 | 856 | 587 |
Cash Flows from Investing Activities | |||||||||
Changes in loans, net | |||||||||
1,598 | 1,883 | 195 | -657 | 1,759 | 1,862 | 2,846 | 18,983 | 20,576 | 18,898 |
Purchases of investment securities and securities purchased under agreement to resell | |||||||||
12,953 | 3,020 | 7,022 | - | - | - | - | - | - | - |
Proceeds from sales and maturities of investment securities and securities purchased under agreement to resell | |||||||||
12,543 | 2,882 | 4,752 | - | - | - | - | - | - | - |
Principal collections of loans | |||||||||
- | - | - | - | - | - | - | 16,673 | 21,670 | 25,673 |
Purchases of investment securities | |||||||||
- | - | - | 4,940 | 8,316 | 10,024 | 16,462 | 16,322 | 14,971 | 148 |
Proceeds from sales and maturities of investment securities | |||||||||
- | - | - | 3,611 | 9,226 | 10,461 | 14,983 | 16,580 | 14,085 | 191 |
Proceeds from asset and receivable sales | |||||||||
1,009 | 1,548 | 907 | 1,754 | 2,252 | 3,688 | 1,812 | 4,499 | 4,315 | 5,262 |
Purchases of assets to be leased and other equipment | |||||||||
807 | 655 | 793 | 1,866 | 3,088 | 3,058 | 2,335 | 1,776 | 2,136 | 1,286 |
Net (increase) decrease in short-term factoring receivables | |||||||||
- | - | - | - | -124 | 8 | 105 | 134 | 196 | 527 |
Purchases of restricted stock | |||||||||
- | - | - | - | 128 | 5 | 0 | - | - | - |
Proceeds from redemption of restricted stock | |||||||||
- | - | - | - | 20 | 2 | 0 | - | - | - |
Payments to the FDIC under loss share agreements | |||||||||
- | - | - | - | 18 | - | - | - | - | - |
Proceeds from sale of OREO, net of repurchases | |||||||||
37 | 64 | 107 | 129 | 60 | - | - | - | - | - |
Purchase of bank owned life insurance | |||||||||
200 | - | 781 | - | 0 | - | - | - | - | - |
Acquisition, net of cash received | |||||||||
- | - | - | - | -2,521 | 448 | - | - | - | - |
Other investing activities | |||||||||
-22 | -44 | -63 | -147 | 33 | - | - | - | - | - |
Net change in restricted cash | |||||||||
- | - | - | - | -156 | -93 | -127 | 314 | -1,683 | 1,134 |
Net cash flows provided by (used in) investing activities | |||||||||
-1,947 | 43 | 7,064 | -508 | 1,085 | -1,162 | -4,615 | 490 | 4,268 | 10,186 |
Cash Flows from Financing Activities | |||||||||
Proceeds from the issuance of term debt and FHLB advances | |||||||||
2,694 | 4,608 | 2,465 | 2,426 | 1,626 | 3,875 | 2,099 | 13,523 | 6,680 | 3,000 |
Repayments of term debt, FHLB advances, and net settlements | |||||||||
4,365 | 5,395 | 9,601 | 4,977 | 4,325 | 5,762 | 2,498 | 19,542 | 15,626 | 13,007 |
Proceeds from FHLB advances | |||||||||
- | - | - | - | 5,964 | 308 | 7 | - | - | - |
Repayments of FHLB debt | |||||||||
- | - | - | - | 6,070 | 88 | 4 | - | - | - |
Net increase in deposits | |||||||||
3,898 | 1,679 | -2,729 | -459 | 2,419 | 3,310 | 2,823 | 3,499 | 1,680 | -597 |
Collection of security deposits and maintenance funds | |||||||||
- | - | - | - | 330 | 332 | 295 | 563 | 554 | 660 |
Use of security deposits and maintenance funds | |||||||||
- | - | - | - | 147 | 163 | 124 | 373 | 498 | 586 |
Repurchase of common stock | |||||||||
340 | 1,626 | 3,431 | - | 531 | 775 | 193 | - | - | - |
Net proceeds from issuance of preferred stock | |||||||||
195 | - | 318 | - | 0 | - | - | - | - | - |
Dividends paid | |||||||||
146 | 115 | 113 | 123 | 114 | 95 | 20 | - | - | - |
Taxes paid through withholding of common stock under employee stock plans | |||||||||
- | - | - | - | 22 | - | - | - | - | - |
Purchase of noncontrolling interest | |||||||||
- | - | - | - | 20 | - | - | - | - | - |
Payments on affordable housing investment credits | |||||||||
- | - | - | - | 4 | - | - | - | - | - |
Other financing activities | |||||||||
-26 | -92 | 10 | 162 | - | - | - | - | - | - |
Net cash flows provided by financing activities | |||||||||
1,908 | -942 | -13,083 | -2,971 | -896 | 941 | 2,384 | -2,328 | -7,208 | -10,529 |
Effect of exchange rate changes on cash and cash equivalents | |||||||||
1 | -15 | 15 | -34 | -63 | -82 | - | - | - | - |
Increase (decrease) in cash, cash equivalents and restricted cash | |||||||||
890 | 69 | -5,469 | -1,107 | 1,315 | 1,074 | -555 | -929 | -2,084 | 244 |
Supplementary Cash Flow Disclosures | |||||||||
Interest paid | |||||||||
946 | 809 | 915 | 1,149 | 1,112 | 1,075 | 997 | -1,240 | -1,939 | 2,688 |
Federal, foreign, state and local income taxes refunded, net | |||||||||
41 | -25 | -40 | 61 | 9 | -21 | -68 | -18 | -94 | 25 |
Supplementary Non Cash Flow Disclosure | |||||||||
Transfer of assets from held for investment to held for sale | |||||||||
480 | 397 | 2,109 | 2,093 | 3,039 | 2,671 | 5,167 | 1,421 | 3,959 | 2,846 |
Transfer of assets from held for sale to held for investment | |||||||||
25 | 64 | 174 | 124 | 208 | 64 | 10 | 11 | 229 | 64 |
Deposits on flight equipment purchases applied to acquisition of flight equipment purchases, and origination of finance leases, capitalized interest, and buyer furnished equipment | |||||||||
- | - | 91 | 286 | 65 | 589 | 407 | - | - | - |
Transfers of assets to OREO | |||||||||
21 | 39 | 99 | 90 | 554 | - | - | - | - | - |
Finance lease unexercised bargain purchase options | |||||||||
- | - | 17 | 7 | 0 | - | - | - | - | - |
Commitments extended during the period on affordable housing investment credits | |||||||||
80 | 64 | 60 | 55 | - | - | - | - | - | - |
Issuance of common stock as consideration | |||||||||
- | - | - | - | 1,462 | - | - | - | - | - |
NACCO | |||||||||
Proceeds from sale of business | |||||||||
- | 1,064 | 10,026 | - | 0 | - | - | - | - | - |