| Dec'19 | Dec'18 | Dec'17 | Dec'16 | Dec'15 | Dec'14 | Dec'13 | Dec'12 | Dec'11 | Dec'10 |
|---|---|---|---|---|---|---|---|---|---|
Interest income | |||||||||
Interest and fees on loans | |||||||||
1,783 | 1,671 | 1,638 | 1,779 | 1,374 | 1,120 | 1,226 | 1,361 | 1,937 | 3,687 |
Other interest and dividends | |||||||||
233 | 218 | 197 | 131 | 71 | 35 | 28 | 32 | 34 | 31 |
Interest income | |||||||||
2,016 | 1,890 | 1,835 | 1,911 | 1,445 | 1,155 | 1,255 | 1,394 | 1,971 | 3,719 |
Interest expense | |||||||||
Interest on deposits | |||||||||
664 | 460 | 373 | 394 | 330 | 231 | 179 | 152 | 111 | 87 |
Interest on borrowings | |||||||||
287 | 354 | 344 | 358 | 401 | 484 | 881 | 2,513 | 2,393 | 2,992 |
Interest expense | |||||||||
952 | 815 | 717 | 753 | 731 | 715 | 1,060 | 2,665 | 2,504 | 3,079 |
Net interest revenue | |||||||||
1,064 | 1,075 | 1,117 | 1,158 | 713 | 440 | 194 | -1,271 | -532 | 639 |
Provision for credit losses | |||||||||
110 | 171 | 114 | 194 | 158 | 104 | 64 | 51 | 269 | 820 |
Net interest revenue, after credit provision | |||||||||
954 | 904 | 1,003 | 963 | 555 | 336 | 129 | -1,323 | -802 | -181 |
Non-interest income | |||||||||
Rental income on operating leases | |||||||||
857 | 1,009 | 1,007 | 1,031 | 1,018 | 949 | 1,897 | 1,900 | 1,785 | 1,648 |
Other non-interest income | |||||||||
415 | 373 | 364 | 150 | 149 | 263 | 381 | 614 | 954 | 1,004 |
Total non-interest income | |||||||||
1,272 | 1,382 | 1,371 | 1,182 | 1,167 | 1,213 | 2,278 | 2,515 | 2,739 | 2,653 |
Total revenue, net of interest expense and credit provision | |||||||||
2,226 | 2,287 | 2,374 | 2,145 | 1,722 | 1,549 | 2,408 | 1,192 | 1,937 | 2,472 |
Non-interest expenses | |||||||||
Depreciation on operating lease equipment | |||||||||
308 | 311 | 296 | 261 | 229 | 229 | 540 | 513 | 538 | 675 |
Maintenance and other operating lease expenses | |||||||||
180 | 230 | 222 | 213 | 185 | 171 | 163 | 139 | 157 | - |
Operating expenses | |||||||||
1,113 | 1,070 | 1,188 | 1,283 | 1,121 | 900 | 970 | 894 | 860 | 1,025 |
Intangible asset amortization | |||||||||
- | - | - | - | - | 1 | - | - | - | - |
Goodwill impairment | |||||||||
- | - | 255 | 354 | 0 | - | - | - | - | - |
Loss on debt extinguishment and deposit redemption | |||||||||
-0 | -38 | -220 | -12 | -1 | -3 | - | -61 | -134 | - |
Total non-interest expenses | |||||||||
1,603 | 1,650 | 2,183 | 2,124 | 1,536 | 1,305 | 1,673 | 1,607 | 1,691 | 1,700 |
(Loss) income from continuing operations before (benefit) provision for income taxes | |||||||||
623 | 637 | 191 | 20 | 186 | 244 | 734 | -415 | 245 | 771 |
(Benefit) provision for income taxes | |||||||||
94 | 164 | -67 | 203 | -538 | -432 | 83 | 116 | 157 | 245 |
Income (loss) from continuing operations before attribution of noncontrolling interests | |||||||||
- | - | - | - | 724 | 676 | 650 | - | - | - |
Loss attributable to noncontrolling interests, after tax | |||||||||
- | - | - | - | -0 | 1 | 5 | 3 | 5 | 4 |
(Loss) income from continuing operations | |||||||||
529 | 472 | 259 | -182 | 724 | 675 | 644 | -535 | 83 | - |
Discontinued operations | |||||||||
Income (loss) from discontinued operations, net of taxes | |||||||||
0 | -8 | 90 | -665 | 310 | 160 | 31 | -56 | -69 | - |
Gain (loss) on sale of discontinued operations, net of taxes | |||||||||
- | -16 | 118 | - | 0 | 282 | - | - | - | - |
Loss from discontinued operations, net of taxes | |||||||||
0 | -25 | 208 | -665 | 310 | 443 | 31 | -56 | - | - |
Net (loss) income | |||||||||
529 | 447 | 468 | -848 | 1,034 | 1,119 | 675 | -532 | 88 | 525 |
Preferred stock dividends | |||||||||
18 | 18 | 9 | - | 0 | - | - | - | - | - |
Net (loss) income available to common shareholders | |||||||||
511 | 428 | 458 | -848 | 1,034 | - | - | -592 | 14 | 521 |
(Loss) income from continuing operations available to common shareholders | |||||||||
510 | 453 | 249 | -182 | 724 | - | - | - | - | - |
Basic (loss) income per common share | |||||||||
(Loss) income from continuing operations | |||||||||
5.29 | 3.85 | 1.54 | - | 3.90 | 3.59 | 3.21 | -2.67 | 0.42 | - |
Loss from discontinued operations | |||||||||
0.01 | -0.21 | 1.28 | - | 1.67 | 2.35 | 0.16 | -0.28 | -0.35 | - |
Basic (loss) income per share | |||||||||
5.30 | 3.64 | 2.82 | - | 5.57 | 5.94 | 3.37 | -2.95 | 0.07 | 2.60 |
Diluted (loss) income per common share | |||||||||
(Loss) income from continuing operations | |||||||||
5.27 | 3.82 | 1.52 | - | 3.89 | 3.57 | 3.19 | -2.67 | 0.42 | - |
Income (loss) from discontinued operations | |||||||||
- | -0.21 | 1.28 | - | 1.66 | 2.34 | 0.16 | -0.28 | -0.35 | - |
Diluted (loss) income per share | |||||||||
5.27 | 3.61 | 2.80 | - | 5.55 | 5.91 | 3.35 | -2.95 | 0.07 | 2.60 |
Average number of common shares (thousands) | |||||||||
Basic | |||||||||
96 | 117 | 162 | 201 | 185 | 188 | 200 | 200 | 200 | 200 |
Average number of common shares - basic (thousands) | |||||||||
96 | 117 | 162 | 201 | 185 | - | - | - | 200 | 200 |
Diluted | |||||||||
96 | 118 | 163 | 201 | 186 | 189 | 201 | 200 | 200 | 200 |
Dividends declared per common share (in dollars per share) | |||||||||
- | - | - | - | 0.60 | 0.50 | 0.10 | - | - | - |