CIVISTA BANCSHARES, INC. CIVBP Cash Flow

Civista bancshares, inc. (CIVBP)

CashFlow / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11
Adjustments to reconcile net income to net cash from operating activities
Net cash from operating activities
52,175	39,526	22,991	35,002	26,249	19,957	28,486	17,920	18,433	20,819	18,212	18,066	9,076	17,709	12,016	9,616	19,704	15,073	0	0	0	-	-	-	-	-	-	-	-	16,893	20,341	22,170	19,108	20,845	0	0	0
Net cash from operating activities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	0	0	-	-	-	-	-	-	-	-
Cash flows used for investing activities:
Maturities and calls of securities, available-for-sale
58,646	54,055	57,385	58,669	50,947	42,114	33,267	28,326	31,031	34,379	34,354	34,790	34,965	34,089	32,459	29,547	32,397	29,733	27,938	31,284	30,423	45,743	46,922	47,236	48,827	50,184	53,911	56,578	67,869	63,421	66,163	69,424	61,562	61,092	0	0	0
Purchases of securities, available-for-sale
64,798	71,646	95,981	161,316	148,775	131,924	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Sale of securities available for sale
0	17,570	19,433	31,496	32,237	14,667	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Sale of securities, available for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	6,593	18,088	18,088	19,016	23,183	8,686	8,686	7,758	8,126	12,982	12,992	12,992	5,382	310	0	0	0
Purchases of securities, available-for-sale
-	-	-	-	-	-	-	-	-	-	0	0	65,874	-	38,652	31,873	31,678	29,772	26,192	32,108	30,009	58,367	63,580	63,632	77,755	64,295	62,239	61,037	71,811	77,090	82,132	86,203	76,297	76,765	0	0	0
Purchases of other securities
-	-	-	-	-	-	-	-	-	192	321	491	522	603	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Redemption of other securities
-	741	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Sale of equity securities
0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Redemption of Federal Reserve stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	20	127	137	143	0	0	0	-	-	-	-	83	0	0	0
Purchase of Federal Reserve stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	185	185	206	207	127	0	0	0
Purchases of bank owned life insurance
-	-	-	-	-	-	-	-	-	-	-	-	-	3,885	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchase of bank owned life insurance
-	955	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	5,000	0	0	0
Net loan originations
170,131	147,075	132,821	120,488	121,008	99,277	75,866	79,801	79,650	109,737	95,415	73,421	68,290	52,022	44,084	25,541	21,170	10,225	37,582	54,804	48,940	53,562	65,846	59,793	53,163	48,272	23,624	42,776	50,874	39,138	34,468	17,205	23,492	29,965	0	0	0
Proceeds from sale of premises and equipment
0	-	-	-	-	1,190	238	238	1	139	0	0	0	-	-	-	-	-	-	-	-	1,282	1,298	181	167	118	145	132	132	20	0	0	0	-	-	-	-
Loans purchased, installment
-	-	-	-	-	-	-	-	-	-	-	-	-	1,643	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans purchased
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sale of OREO properties
-	-	-	-	-	34	49	49	71	87	167	299	269	333	814	792	916	865	447	433	312	349	255	424	574	699	936	918	1,267	1,349	1,589	1,619	1,455	1,326	0	0	0
Premises and equipment purchases
3,120	3,201	2,677	1,831	1,583	1,472	784	772	716	1,015	1,900	2,605	2,715	2,437	2,358	1,639	1,840	1,999	1,161	985	588	485	955	953	1,177	1,155	660	735	886	905	844	990	1,166	1,244	0	0	0
Net cash used for investing activities
-179,144	-150,509	-157,170	-52,182	-46,629	-34,118	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-39,540	-36,926	-20,609	-32,755	-50,288	0	0	0
Cash flows from financing activities:
Net change in short-term FHLB advances
105,100	87,100	-41,000	29,900	-67,100	-131,700	-98,350	-102,900	-55,000	-25,900	-24,250	-18,500	0	22,700	37,200	8,000	0	-11,000	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Increase in deposits
226,138	98,871	54,866	10,604	-814	-100,974	-99,478	-18,716	-20,782	83,820	67,136	49,881	31,673	69,070	78,194	39,201	82,464	-3,754	-11,544	9,801	65,627	26,443	38,176	40,931	79,004	16,086	27,221	40,951	46,681	25,143	3,475	16,955	11,513	8,783	0	0	0
Net cash provided (used) for investing activities
-	-	-	-	-	-	-	-	-	-	-	-	-99,144	-	-51,028	-31,269	-29,751	-11,904	-40,794	-59,348	-45,454	-48,496	0	0	0	-	-	0	0	-	-	-	-	-	-	-	-
Repayment of FHLB borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	0	0	0
Repayment of long-term FHLB advances
-	-	-	-	-	10,000	10,000	10,000	10,000	2,500	0	0	0	-	-	-	-	5,000	5,000	35,000	35,217	30,226	30,261	2,744	2,536	2,535	0	0	0	-	-	-	-	22,532	0	0	0
Proceeds from long-term FHLB advances
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	22,500	0	0	0
Net proceeds from issuance of common stock
-	-	-	-	-	-	-	-	-	32,821	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Increase (decrease) in securities sold under repurchase agreements
729	-3,525	-3,427	1,324	4,518	444	3,367	1,500	-6,222	-7,170	-6,565	-4,995	-598	3,885	826	265	2,784	3,427	759	-421	3,539	1,560	-682	-1,540	-2,127	-3,166	285	3,311	325	4,190	1,242	-3,046	-1,733	-2,813	0	0	0
Purchase of treasury shares
0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Common dividends paid
7,625	7,194	7,190	6,439	5,439	4,749	4,360	3,999	3,890	3,682	3,721	3,586	3,368	3,254	3,228	3,146	3,146	3,139	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Repayment of series A preferred stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	-
Decrease in U.S. Treasury interest-bearing notes payable
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2,008	0	0	0
Preferred dividends paid
-	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	2,238	2,161	2,084	2,084	2,084	1,853	1,621	1,390	0	0	0
Net cash provided by financing activities
-	-	-	-	-	-	-	-	-	-	-	-	58,107	-	38,622	28,333	82,115	2,534	32,067	24,025	45,785	29,282	0	0	0	-	-	0	0	-	-	-	-	-	-	-	-
Net cash provided by financing activities
218,898	116,739	131,644	25,863	65,504	16,421	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	16,651	-30,303	10,364	6,735	2,540	0	0	0
Increase in cash and due from financial institutions
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Increase in cash and due from financial institutions
-	-	-	-	-	-	-	0	-63,476	-	165	-2,257	-31,961	1,134	-390	6,680	72,068	5,703	9,491	-15,742	22,321	-4,328	-25,797	-11,102	29,694	-11,777	11,232	7,915	3,561	-5,996	-46,888	11,925	-6,912	-26,903	0	0	0
Cash paid during the period for:
Interest
12,958	12,907	12,530	10,915	9,123	7,751	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest
-	-	-	-	-	-	-	-	-	-	-	-	3,312	-	3,294	3,273	3,297	3,320	3,348	3,527	3,816	4,134	4,410	4,646	4,785	4,936	5,225	5,488	5,875	6,257	6,637	7,002	7,243	7,604	0	0	0
Income taxes
-	-	-	-	-	-	-	-	-	-	-	-	-	5,900	6,100	5,850	3,650	3,650	3,045	1,345	1,745	1,745	950	750	1,010	1,010	0	0	0	-	-	300	1,600	1,600	0	0	0
Supplemental cash flow information:
Change in fair value of swap asset
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change in fair value of swap asset liability
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Transfer of loans from portfolio to other real estate owned
-	-	-	-	-	-	-	-	-	94	107	107	171	102	121	219	222	222	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Transfer of premises to held-for-sale
-	-	-	-	-	-	-	-	-	3	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Transfer of loans held-for-sale to portfolio
-	-	-	-	-	85	0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Securities purchased not settled
-	-	-	1,747	297	500	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Conversion of preferred stock to common stock
-	-	-	-	-	7,994	6,679	4,318	674	1,592	0	0	0	-	-	-	-	859	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Increase in right-of-use asset on leases
-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Increase in lease liability
-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Acquisition of UCB
Transfer of loans from portfolio to other real estate owned
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	0	0	-	-	744	807	1,180	0	0	0
Noncash assets acquired:
Loans receivable
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	76,444	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	716	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Accrued interest receivable
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	194	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Premises and equipment, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,738	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Core deposit intangible
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,009	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	472	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total non cash assets acquired
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	80,573	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Liabilities assumed:
Deposits
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	86,869	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other liabilities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	5	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total liabilities assumed
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	86,874	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net noncash liabilities acquired
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	6,301	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Redemption of FHLB stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Cash acquired
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	926	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-