Citizens holding co /ms/ (CIZN)
Balance Sheet / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Dec'10
ASSETS
Cash and due from banks

19,610

15,937

21,106

21,754

12,462

12,592

12,609

12,641

13,190

17,962

20,791

22,069

27,706

21,688

22,727

24,334

26,580

14,947

20,349

18,842

21,474

22,405

19,112

22,135

19,962

16,040

-

-

-

21,561

-

-

-

-

-

-

-

Interest bearing deposits with other banks

61,909

58,557

61,234

-

-

8,080

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Federal funds sold

-

1,600

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash and due from banks

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

19,089

19,572

30,334

-

20,130

44,363

20,227

35,407

19,537

22,299

16,963

Interest bearing deposits with other banks

-

-

-

1,193

27,122

-

1,351

1,293

20,125

1,532

29,640

8,808

73,714

48,603

79,169

17,457

885

42,267

1,074

11,083

36,005

61,481

14,868

6,923

784

684

721

3,538

57,280

16,228

2,151

67,957

6,000

3,990

34,864

11,622

1,155

Investment securities available for sale, at fair value

482,077

464,383

434,145

483,906

507,791

444,746

449,254

463,752

469,894

505,046

518,236

530,384

489,941

496,124

456,651

435,785

349,283

267,264

249,115

232,272

225,988

179,745

200,389

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Securities available for sale, at fair value (amortized cost of $178,392,462 in 2014 and $432,065,590 in 2013)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

201,585

406,625

398,176

408,804

418,552

382,868

420,907

398,200

299,928

383,916

370,625

316,094

347,936

324,730

Securities held to maturity, at book value (fair value of $0 in 2016 and $169,045,835 in 2015)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

78,122

151,878

161,043

198,841

198,298

197,764

206,817

206,261

205,717

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans, net of allowance for loan losses of $3,816 in 2020 and $3,755 in 2019

573,163

573,312

469,692

461,914

443,909

425,905

431,433

417,589

405,457

402,390

389,674

389,752

389,183

390,148

405,905

397,558

409,467

423,108

425,116

400,622

399,527

384,417

381,992

381,203

381,472

384,104

370,201

356,224

363,560

361,936

370,750

377,012

377,350

382,580

398,595

406,072

415,496

Premises and equipment, net

24,495

24,672

20,029

20,169

19,556

19,717

19,868

19,894

20,373

20,571

20,752

20,327

19,451

18,664

18,256

18,302

18,444

18,655

18,730

18,782

19,013

19,240

19,490

19,702

19,025

18,623

18,823

18,965

19,193

19,425

19,490

19,737

20,004

20,278

20,828

21,186

20,751

Other real estate owned, net

3,643

3,552

3,383

3,383

3,440

3,440

3,413

3,312

3,434

3,980

4,174

4,174

4,352

4,443

4,897

3,204

3,382

3,572

3,529

3,590

3,490

4,051

2,272

3,368

4,052

3,751

4,196

4,588

4,688

4,682

5,004

4,461

4,689

4,868

-

-

3,068

Other real estate owned, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

4,557

-

-

Other real estate owned, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,147

-

Accrued interest receivable

4,106

4,181

3,596

4,400

4,326

4,166

3,946

4,297

4,128

4,450

4,052

4,458

4,410

4,720

4,333

4,100

4,727

3,928

4,675

3,794

4,598

3,869

4,782

3,938

5,070

4,132

4,826

3,963

4,451

4,665

4,368

3,920

4,790

4,445

4,736

4,830

4,823

Cash surrender value of life insurance

25,220

25,088

25,866

25,706

25,532

25,384

25,134

24,977

24,799

24,612

24,338

24,208

24,020

23,890

23,658

23,504

23,304

23,133

22,853

22,699

22,501

22,347

22,081

21,927

22,363

22,208

21,692

21,525

21,358

21,191

20,926

20,745

20,563

20,382

20,060

-

19,535

Deferred tax assets, net

1,669

3,684

1,899

2,789

4,601

6,634

8,326

7,518

7,075

5,362

7,382

6,615

9,000

10,634

3,140

5,421

7,692

9,165

-

-

-

10,128

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash value of life insurance

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

19,875

-

Intangible assets, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,149

3,149

3,149

-

3,149

3,149

3,149

3,149

3,149

3,149

3,149

3,149

3,149

3,149

3,180

3,226

3,272

3,318

3,411

Other assets

20,219

20,468

8,649

8,812

8,650

7,966

7,629

7,793

7,561

7,185

7,081

6,763

6,226

6,294

6,385

6,792

6,643

6,417

13,459

13,862

12,549

6,555

15,492

18,181

19,111

22,198

20,082

16,580

7,750

7,090

3,723

3,412

4,846

8,140

4,060

4,963

8,297

TOTAL ASSETS

1,216,111

1,195,434

1,049,603

1,034,030

1,057,392

958,630

962,967

963,069

976,040

993,095

1,026,124

1,017,563

1,048,008

1,025,211

1,025,126

1,014,585

1,002,290

973,504

960,895

927,000

946,063

921,060

889,893

887,833

881,619

873,068

871,588

866,662

894,636

880,839

847,897

844,689

845,569

853,945

826,607

845,252

818,232

LIABILITIES AND SHAREHOLDERS' EQUITY
Deposits:
Noninterest-bearing demand

195,843

190,406

168,317

165,655

171,555

170,030

162,832

160,581

170,079

159,291

152,450

157,178

154,378

149,512

153,457

150,964

151,934

148,724

143,728

141,953

144,043

145,729

137,845

140,377

139,015

120,424

121,404

120,057

120,186

119,946

107,337

114,043

112,146

116,894

106,033

95,971

95,324

Interest-bearing NOW and money market accounts

410,485

369,354

326,982

331,589

369,049

-

327,991

333,739

329,016

-

338,083

355,797

364,334

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest bearing deposits

-

-

-

-

-

586,192

-

-

-

561,394

-

-

-

610,639

353,925

353,081

362,386

604,680

321,160

296,965

288,968

550,363

273,569

263,573

262,116

534,204

239,068

243,924

247,218

522,602

211,875

180,465

178,622

455,443

182,853

-

442,104

Interest-bearing NOW and money market accounts

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

177,732

-

Savings deposits

87,422

83,065

78,474

77,686

77,317

-

81,085

79,274

80,409

-

76,628

75,709

76,393

-

73,122

73,099

72,461

-

69,866

64,403

64,045

-

59,549

59,378

56,414

-

52,979

51,054

49,381

-

46,051

45,297

44,384

-

41,367

41,130

-

Certificates of deposit

232,138

256,171

220,539

219,927

222,237

-

185,470

191,016

206,121

-

187,605

191,240

194,108

-

199,957

202,513

203,507

-

213,886

217,815

219,716

-

224,327

228,118

229,518

-

235,239

238,118

242,306

-

251,757

251,765

248,521

-

236,996

232,314

-

Total deposits

925,888

898,996

794,314

794,858

840,159

756,222

757,380

764,610

785,627

720,685

754,768

779,925

789,214

760,152

780,463

779,658

790,290

753,404

748,641

721,138

716,773

696,093

695,291

691,447

687,064

654,629

648,691

653,155

659,092

642,549

617,022

591,571

583,674

572,338

567,249

547,149

537,429

Securities sold under agreement to repurchase

159,442

170,410

144,502

119,327

115,450

107,965

88,908

74,124

98,843

142,497

149,451

115,257

141,098

150,282

118,054

112,829

94,836

104,298

89,570

94,962

117,114

114,426

82,318

76,701

64,471

82,420

76,357

64,444

71,484

73,306

61,357

79,103

80,355

120,220

97,492

114,055

110,483

Federal funds purchased

-

-

-

12,000

-

-

6,500

12,500

-

1,500

-

-

-

-

-

0

0

-

8,600

-

-

-

-

-

4,600

27,500

13,200

23,500

-

-

4,700

-

11,200

-

-

-

2,500

Federal Home Loan Bank advances

-

-

-

-

-

-

20,000

20,000

-

30,000

20,000

20,000

20,000

20,000

20,000

20,000

20,000

20,000

20,000

20,000

20,000

20,000

23,500

33,500

43,500

33,500

55,500

43,500

68,500

68,500

68,500

78,500

78,500

68,500

68,500

94,400

84,400

Accrued interest payable

722

1,128

685

706

650

471

245

194

201

198

176

219

194

199

167

186

175

179

181

56

182

190

188

183

185

199

208

235

261

321

351

351

343

372

367

-

538

Accrued interest payable

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

383

-

Deferred compensation payable

9,530

9,453

9,336

9,225

9,135

9,053

8,923

8,820

8,729

8,620

8,513

8,409

8,331

8,209

8,085

7,960

7,838

7,718

7,613

7,419

7,325

7,209

7,227

7,093

6,889

6,719

6,499

6,307

6,116

5,917

5,750

5,560

5,305

5,085

4,914

4,618

4,330

Other liabilities

1,785

2,647

1,765

1,776

1,416

1,053

1,214

1,137

605

1,142

1,270

955

951

1,308

1,284

1,065

648

1,477

1,775

1,345

1,124

1,281

1,773

1,274

1,937

1,832

2,350

2,069

1,278

1,375

1,814

1,204

1,108

1,349

2,298

1,301

2,255

Total liabilities

1,097,367

1,082,634

950,604

937,894

966,813

874,764

883,173

881,388

894,007

904,644

934,182

924,768

959,790

940,152

928,054

921,700

913,789

887,079

876,382

844,923

862,520

839,202

810,299

810,200

808,649

806,802

802,807

793,211

806,733

791,971

759,496

756,292

760,487

767,866

740,823

761,909

741,937

SHAREHOLDERS' EQUITY
Common stock, $0.20 par value, 22,500,000 shares authorized, 5,582,631 shares issued and outstanding at March 31, 2020 and 5,578,131 at December 31, 2019

1,117

1,116

982

982

980

981

980

980

978

978

978

977

977

976

976

975

975

975

974

975

975

975

975

975

975

974

973

973

973

972

972

972

970

968

968

968

967

Additional paid-in capital

18,009

17,883

4,419

4,379

4,339

4,298

4,257

4,215

4,148

4,103

4,058

4,014

3,934

3,802

3,761

3,723

3,652

3,617

3,849

3,866

3,884

3,861

3,827

3,769

3,758

3,748

3,748

3,748

3,723

3,620

3,620

3,561

3,398

3,247

3,247

-

3,061

Additional paid-in capital

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,185

-

Retained earnings

94,411

94,590

93,957

93,803

93,611

93,562

93,022

92,703

92,192

91,594

92,305

91,872

91,264

90,999

90,492

89,912

89,305

88,949

87,789

87,077

86,372

85,901

85,361

84,536

83,516

82,792

81,741

80,803

80,271

79,928

79,257

78,697

78,015

77,420

76,699

76,142

74,464

Accumulated other comprehensive loss, net of tax (expense) benefit of ($1,731) at March 31, 2020 and $262 at December 31, 2019

5,207

-789

-359

-3,028

-8,352

-14,975

-18,466

-16,218

-15,286

-8,225

-5,400

-4,069

-7,957

-10,719

1,840

-1,725

-5,431

-7,116

-8,099

-9,842

-7,690

-8,880

-10,569

-11,648

-15,280

-21,248

-17,683

-12,075

2,934

4,347

4,550

5,165

2,697

4,442

4,868

3,046

-2,197

Total shareholders' equity

118,744

112,800

98,999

96,136

90,579

83,866

79,794

81,681

82,032

88,451

91,942

92,795

88,218

85,059

97,071

92,884

88,501

86,425

84,513

82,077

83,542

81,857

79,593

77,633

72,969

66,266

68,780

73,450

87,903

88,868

88,400

88,396

85,082

86,079

85,783

83,343

76,295

TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY

1,216,111

1,195,434

1,049,603

1,034,030

1,057,392

958,630

962,967

963,069

976,040

993,095

1,026,124

1,017,563

1,048,008

1,025,211

1,025,126

1,014,585

1,002,290

973,504

960,895

927,000

946,063

921,060

889,893

887,833

881,619

873,068

871,588

866,662

894,636

880,839

847,897

844,689

845,569

853,945

826,607

845,252

818,232