Citizens holding co /ms/ (CIZN)
Income statement / Yearly
Dec'19Dec'18Dec'17Dec'16Dec'15Dec'14Dec'13Dec'12Dec'11Dec'10Dec'09
INTEREST INCOME
Interest and fees on loans

24,652

20,241

18,734

19,012

20,040

20,081

20,610

23,244

25,338

28,079

29,378

Interest on securities
Taxable

7,993

8,345

8,179

7,589

8,026

8,226

7,949

7,326

7,885

6,261

7,875

Nontaxable

1,808

2,579

3,319

3,382

2,802

3,022

3,504

3,751

3,684

3,726

3,610

Other interest

908

193

273

185

94

49

51

64

64

69

24

Total interest income

35,361

31,358

30,505

30,168

30,964

31,380

32,116

34,387

36,973

38,138

40,889

INTEREST EXPENSE
Deposits

7,719

2,811

1,922

1,843

1,843

1,754

1,944

2,710

3,210

5,156

7,938

Other borrowed funds

2,003

1,648

1,421

1,253

1,233

1,263

2,135

2,998

3,431

3,569

3,397

Total interest expense

9,722

4,459

3,343

3,097

3,076

3,018

4,080

5,709

6,642

8,726

11,335

NET INTEREST INCOME

25,639

26,899

27,162

27,071

27,887

28,362

28,035

28,678

30,331

29,411

29,553

PROVISION FOR LOAN LOSSES

573

334

-543

-65

556

923

2,204

1,545

2,995

2,455

3,013

NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES

25,066

26,565

27,705

27,136

27,331

27,439

25,831

27,132

27,336

26,956

26,539

OTHER INCOME
Net gains on sales of securities

191

11

105

112

-

-

-

-

-

-

-

Service charges on deposit accounts

-

-

-

-

3,866

3,932

3,884

3,702

3,688

4,001

4,110

Other service charges and fees

-

-

-

-

2,284

2,096

1,953

1,840

1,714

1,530

1,374

Net gains on sales of securities

-

-

-

-

17

14

423

459

715

664

573

Other operating income

2,015

1,148

1,315

1,348

2,159

2,118

1,554

1,399

1,324

1,212

1,999

Total other income

9,748

8,600

8,297

7,691

8,327

8,162

7,816

7,401

7,442

7,408

8,057

OTHER EXPENSES
Salaries and employee benefits

14,883

14,530

14,772

13,696

13,295

13,095

13,110

13,736

14,056

13,780

13,257

Occupancy expense

2,099

2,017

2,175

2,079

2,160

2,129

2,016

2,007

1,926

1,844

1,815

Equipment expense

3,146

3,713

3,210

3,028

3,065

3,065

2,379

2,480

2,381

1,959

2,366

Other expense

7,430

7,404

8,070

7,674

7,070

8,033

7,220

7,875

7,878

7,534

8,386

Total other expenses

27,558

27,664

28,227

26,479

25,590

26,323

24,727

26,099

26,243

25,119

25,827

INCOME BEFORE PROVISION FOR INCOME TAXES

7,256

7,501

7,775

8,348

10,067

9,277

8,919

8,434

8,534

9,244

-

INCOME BEFORE PROVISION FOR INCOME TAXES

-

-

-

-

-

-

-

-

-

-

8,770

PROVISION FOR INCOME TAXES

1,354

828

4,071

1,611

2,479

1,828

1,769

1,650

1,317

2,082

1,631

NET INCOME

5,902

6,673

3,704

6,736

7,588

7,449

7,149

6,783

7,217

7,162

7,138

NET INCOME PER SHARE -Basic

1.17

1.36

0.76

1.38

1.56

1.53

1.47

1.40

1.49

1.48

1.47

NET INCOME PER SHARE -Diluted

1.17

1.36

0.76

1.38

1.56

1.53

1.47

1.39

1.49

1.48

1.45

Weighted average shares outstanding
Basic

5,063

4,889

4,878

4,865

4,872

4,870

4,868

4,857

4,842

4,835

4,854

Diluted

5,066

4,899

4,895

4,875

4,874

4,870

4,869

4,865

4,848

4,852

4,913

Deposit Account [Member]
Other income

4,413

4,562

4,239

3,788

-

-

-

-

-

-

-

Financial Service, Other [Member]
Other income

3,129

2,879

2,638

2,440

-

-

-

-

-

-

-