Citizens holding co /ms/ (CIZN)
Income statement / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Sep'10Jun'10
INTEREST INCOME
Interest and fees on loans

26,682

24,652

22,594

21,820

20,974

20,241

19,583

19,002

18,882

18,734

18,685

18,925

18,795

19,012

19,350

19,562

19,817

20,040

20,005

19,966

20,045

20,081

20,250

20,402

20,455

20,610

21,071

21,554

22,471

23,244

23,727

24,401

24,761

25,338

26,236

26,941

0

0

0

Interest on securities
Taxable

7,568

7,993

8,879

9,009

8,222

8,345

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Nontaxable

1,531

1,808

1,518

1,795

2,578

2,579

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Investment securities

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

0

0

Other interest

905

908

577

389

367

193

223

265

264

273

231

193

174

185

181

166

144

94

90

84

74

49

30

26

39

51

56

84

72

64

81

64

62

64

54

62

0

0

0

Total interest income

36,686

35,361

33,570

33,014

32,142

31,358

30,914

30,571

30,635

30,505

30,245

30,275

30,058

30,168

30,552

30,767

30,838

30,964

30,870

30,911

31,140

31,380

31,760

32,008

32,074

32,116

32,267

32,464

33,476

34,387

34,938

36,086

36,527

36,973

37,674

37,703

0

0

0

INTEREST EXPENSE
Deposits

7,959

7,719

6,652

5,440

4,038

2,811

2,214

1,975

1,945

1,922

1,912

1,888

1,853

1,843

1,859

1,880

1,880

1,843

1,814

1,796

1,768

1,754

1,762

1,770

1,843

1,944

2,086

2,296

2,505

2,710

2,860

2,949

3,048

3,210

3,721

4,326

0

0

0

Other borrowed funds

1,913

2,003

2,161

2,016

1,799

1,648

1,455

1,351

1,384

1,421

1,369

1,321

1,282

1,253

1,242

1,233

1,214

1,233

1,234

1,245

1,271

1,263

1,296

1,355

1,733

2,135

2,500

2,862

2,925

2,998

3,106

3,211

3,337

3,431

3,499

0

0

0

-

Other borrowed funds

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Total interest expense

9,872

9,722

8,813

7,456

5,838

4,459

3,669

3,326

3,330

3,343

3,282

3,210

3,135

3,097

3,102

3,114

3,094

3,076

3,049

3,042

3,040

3,018

3,058

3,125

3,577

4,080

4,587

5,158

5,430

5,709

5,967

6,160

6,385

6,642

7,220

7,870

0

0

0

NET INTEREST INCOME

26,814

25,639

24,756

25,557

26,304

26,899

27,245

27,245

27,305

27,162

26,963

27,064

26,922

27,071

27,450

27,653

27,743

27,887

27,821

27,869

28,100

28,362

28,701

28,883

28,497

28,035

27,680

27,305

28,045

28,678

28,971

29,926

30,141

30,331

30,453

29,832

0

0

0

PROVISION FOR LOAN LOSSES

692

573

664

941

765

334

-147

-510

-628

-543

-417

-159

-276

-65

246

204

433

556

553

616

746

923

1,153

2,028

2,391

2,204

2,046

1,429

1,184

1,545

1,737

2,934

3,287

2,995

2,983

0

0

0

-

PROVISION FOR LOAN LOSSES

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES

26,122

25,066

24,091

24,616

25,538

26,565

27,392

27,755

27,933

27,705

27,380

27,223

27,199

27,136

27,204

27,449

27,310

27,331

27,267

27,252

27,354

27,439

27,547

26,854

26,106

25,831

25,634

25,876

26,861

27,132

27,234

26,991

26,854

27,336

27,469

27,812

0

0

0

OTHER INCOME
Service charges on deposit accounts

-

-

-

-

-

-

-

-

-

-

-

-

3,944

-

3,783

3,810

3,866

3,866

3,873

3,880

3,889

3,932

3,988

3,973

3,923

3,884

3,824

3,761

3,745

3,702

3,670

3,703

3,661

3,688

3,720

3,742

0

0

0

Other service charges and fees

-

-

-

-

-

-

-

-

-

-

-

-

2,471

-

2,415

2,382

2,338

2,284

2,233

2,182

2,144

2,096

2,060

2,035

1,984

1,953

1,941

1,900

1,864

1,840

1,786

1,751

1,729

1,714

1,703

1,602

0

0

0

Net gains on sales of securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

Other operating income

2,308

2,015

1,316

1,087

1,125

1,148

1,171

1,191

1,327

1,315

1,206

1,309

1,281

1,348

2,293

2,236

2,168

2,159

1,338

1,421

2,082

2,118

1,872

2,040

1,586

1,554

1,888

1,642

1,403

1,399

803

1,417

1,361

1,324

1,858

1,200

0

0

0

Total other income

10,082

9,748

8,825

8,540

8,546

8,600

8,512

8,418

8,463

8,297

8,071

8,025

7,810

7,691

8,509

8,447

8,391

8,327

7,460

7,498

8,130

8,162

8,345

8,473

7,918

7,816

8,107

7,764

7,473

7,401

6,982

7,588

7,467

7,442

7,282

6,545

0

0

0

OTHER EXPENSES
Salaries and employee benefits

15,771

14,883

14,044

14,203

14,409

14,530

14,629

14,706

14,776

14,772

14,509

14,225

13,958

13,696

13,598

13,479

13,342

13,295

13,282

13,183

13,094

13,095

13,037

13,076

13,160

13,110

13,211

13,345

13,483

13,736

13,942

14,046

14,096

14,056

14,027

13,957

0

0

0

Occupancy expense

2,335

2,099

1,763

1,962

1,914

2,017

2,563

2,413

2,390

2,175

2,197

2,191

2,060

2,079

2,074

2,101

2,189

2,160

2,178

2,181

2,455

2,129

2,553

2,337

1,877

2,016

2,098

2,102

2,088

2,007

2,015

1,948

1,869

1,926

4,206

4,117

0

0

0

Other expense

7,733

7,430

7,083

6,752

7,219

7,404

7,806

7,873

7,789

8,070

7,794

7,754

7,896

7,674

7,427

7,437

7,151

7,070

7,226

7,286

7,825

8,033

8,057

7,645

7,122

7,220

7,506

7,791

8,194

7,875

7,914

8,304

7,905

7,878

7,496

7,067

0

0

0

Total other expenses

28,985

27,558

26,605

26,631

27,256

27,664

28,209

28,202

28,165

28,227

27,529

27,199

26,944

26,479

26,165

26,082

25,748

25,590

25,752

25,716

26,441

26,323

26,027

25,438

24,539

24,727

25,297

25,719

26,246

26,099

26,254

26,681

26,253

26,243

25,730

25,143

0

0

0

INCOME BEFORE PROVISION FOR INCOME TAXES

7,219

7,256

6,312

6,524

6,828

7,501

7,695

7,970

8,231

7,775

7,923

8,049

8,064

8,348

9,548

9,814

9,954

10,067

8,976

9,034

9,043

9,277

9,866

9,889

9,485

8,919

8,444

7,921

8,087

8,434

8,134

8,500

0

-

0

0

-

-

-

INCOME BEFORE PROVISION FOR INCOME TAXES

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

PROVISION FOR INCOME TAXES

1,384

1,354

666

714

701

828

3,862

4,026

4,192

4,071

1,415

1,397

1,416

1,611

2,161

2,342

2,432

2,479

2,055

2,052

1,796

1,828

1,956

1,868

1,952

1,769

1,676

1,534

1,552

1,650

1,131

1,074

1,142

1,317

1,809

1,927

0

0

0

NET INCOME

5,835

5,902

5,646

5,810

6,127

6,673

3,833

3,943

4,039

3,704

6,507

6,652

6,647

6,736

7,387

7,471

7,521

7,588

6,920

6,982

7,246

7,449

7,910

8,021

7,532

7,149

6,767

6,387

6,535

6,783

6,830

6,823

6,926

7,217

7,213

7,286

0

0

0

NET INCOME PER SHARE -Basic

0.21

0.37

0.27

0.28

0.25

0.34

0.31

0.35

0.36

-0.23

0.33

0.37

0.29

0.35

0.36

0.36

0.31

0.48

0.38

0.37

0.33

0.34

0.39

0.43

0.37

0.44

0.41

0.33

0.29

0.36

0.34

0.36

0.34

0.38

0.33

0.38

0.40

0.37

0.35

NET INCOME PER SHARE -Diluted

0.21

0.37

0.27

0.28

0.25

0.34

0.31

0.35

0.36

-0.22

0.33

0.36

0.29

0.35

0.36

0.36

0.31

0.48

0.38

0.37

0.33

0.34

0.39

0.43

0.37

0.44

0.41

0.33

0.29

0.36

0.33

0.36

0.34

0.38

0.33

0.38

0.40

0.37

0.35

Weighted average shares outstanding
DIVIDENDS PAID PER SHARE

0.24

-

0.24

0.24

0.24

-

0.24

0.24

0.24

-

0.24

0.24

0.24

-

0.24

0.24

0.24

-

0.23

0.23

0.23

-

0.22

0.22

0.22

-

0.22

0.22

0.22

-

0.22

0.22

0.22

-

0.22

0.22

0.22

0.21

-

DIVIDENDS PAID PER SHARE

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0.21

Deposit Account [Member]
Other income

4,365

4,413

4,449

4,494

4,515

4,562

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Financial Service, Other [Member]
Other income

3,218

3,129

3,048

2,947

2,894

2,879

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-