Columbia financial, inc. (CLBK)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16
Cash flows from operating activities:
Net income

46,563

54,717

56,035

52,644

25,871

22,736

11,547

2,233

26,249

24,758

31,073

0

0

0

Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of deferred loan costs, fees and purchased premiums and discounts

-1,715

-1,205

-1,600

-2,230

-1,887

-1,965

-1,859

-1,624

-1,536

-1,384

-1,113

0

0

0

Net amortization of premiums and discounts on securities

-1,203

-1,160

-982

-1,094

-1,148

-1,212

-1,345

-1,642

-2,124

-1,622

-1,706

0

0

0

Net amortization of mortgage servicing rights

-60

-109

-223

-180

-130

-88

79

85

91

98

105

0

0

0

Amortization of debt issuance costs

-

-

-

-

-

890

904

339

53

54

53

0

0

0

Amortization of intangible assets

0

-

-

-

0

-

-

-

-

0

-

-

-

-

Depreciation and amortization of office properties and equipment

5,438

4,880

4,457

4,175

3,999

3,839

3,611

3,534

3,624

3,549

3,548

0

0

0

Provision for loan losses

13,356

4,224

2,482

2,825

5,113

6,677

9,300

13,475

11,451

9,826

6,426

0

0

0

Gain on securities transactions

2,856

2,612

1,721

465

126

116

56

-2,043

-2,043

-2,159

-1,688

0

0

0

Change in fair value of equity securities

-455

305

189

247

176

0

0

0

0

0

-

-

-

-

Proceeds from sales of loans held-for-sale

0

-

-

-

0

-

-

-

-

0

-

-

-

-

Origination of loans held-for-sale

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Gain on sale of loans

1,407

785

1,313

931

750

618

15

0

0

0

-

-

-

0

Loss on real estate owned

0

-1

-12

-44

-57

-56

-45

-16

36

245

233

0

0

0

Loss on write-down of real estate owned

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Loss on disposal of office properties and equipment

0

-

-

-

0

-

-

-

-

0

-

-

-

-

Loss on write-down of mortgage servicing rights

0

-

-

-

0

-

-

-

-

-

-

-

-

-

Deferred tax expense

14,906

7,527

-19,414

-19,461

-5,534

-5,490

14,255

27,111

24,779

18,973

25,090

0

0

0

Increase in accrued interest receivable

439

959

829

3,243

3,478

2,979

3,907

2,668

2,595

1,857

1,531

0

0

0

(Increase) decrease in other assets

140,575

51,856

41,289

27,901

262

11,053

29,358

46,101

35,422

30,512

28,206

0

0

0

Increase (decrease) in accrued expenses and other liabilities

52,514

3,032

40,842

17,694

3,529

7,980

7,410

5,427

4,584

2,409

-657

0

0

0

Income on bank-owned life insurance

5,897

5,800

6,214

5,738

5,456

5,200

4,535

0

0

0

-

-

-

0

Contribution of common stock to Columbia Bank Foundation

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Employee stock ownership plan expense

3,605

3,566

3,513

3,588

3,462

2,594

1,700

0

0

0

-

-

-

-

Stock based compensation

0

-

-

-

0

-

-

-

-

0

-

-

-

-

Increase in deferred compensation obligations under Rabbi Trust

74

65

-665

-718

-590

-620

0

0

0

0

-

-

-

-

Net cash provided by operating activities

141,103

123,770

43,353

29,645

75,946

60,209

48,962

40,894

34,543

28,708

36,258

0

0

0

Cash flows from investing activities:
Proceeds from sales of debt securities available for sale

86,000

65,200

0

0

0

-

-

-

-

0

-

-

-

-

Proceeds from sale of equity securities

301

1,065

926

765

764

0

92

0

0

0

-

-

-

-

Proceeds from sales/calls of securities available-for-sale

-

-

-

-

-

-

-

-

-

-

187,382

0

0

0

Proceeds from paydowns/maturities/calls of debt securities available for sale

160,312

149,683

97,522

80,039

74,624

69,977

67,968

62,099

63,449

58,420

68,639

0

0

0

Proceeds from paydowns/maturities/calls of debt securities held to maturity

55,714

46,133

39,942

14,331

9,794

8,820

8,691

7,067

4,565

2,614

769

0

0

0

Purchases of debt securities available for sale

161,228

176,171

195,737

215,693

304,622

413,804

524,984

0

0

0

-

-

-

-

Purchases of securities available for sale

-

-

-

-

-

-

-

-

-

-

162,788

0

0

0

Purchases of debt securities held to maturity

41,700

70,126

65,171

59,549

43,559

31,639

140,279

158,885

155,630

139,124

30,484

0

0

0

Purchase of equity securities

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Proceeds from sales of loans held-for-sale

-

-

-

-

-

-

0

0

0

-

-

-

-

-

Proceeds from sales of loans receivable

17,915

11,671

38,612

30,822

41,350

32,039

3,700

0

0

0

-

-

-

0

Payments to Acquire Loans Receivable

87,461

89,774

57,421

57,421

29,849

32,251

60,810

64,511

64,511

67,154

20,473

0

0

0

Net increase in loans receivable

580,619

503,772

382,340

451,829

504,418

536,129

492,380

341,357

329,674

332,330

468,430

0

0

0

Purchase of bank-owned life insurance

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Proceeds from bank-owned life insurance death benefit

-

-

-

-

-

1,241

811

0

0

0

-

-

-

-

Proceeds from redemptions of Federal Home Loan Bank stock

73,123

72,871

63,219

59,660

58,286

67,035

58,152

54,070

45,111

30,827

32,109

0

0

0

Purchases of Federal Home Loan Bank stock

82,777

79,796

63,764

73,264

83,768

81,309

78,840

59,080

37,619

39,158

33,951

0

0

0

Proceeds from sales of office properties and equipment

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Additions to office properties and equipment

13,749

19,344

19,512

18,822

18,586

13,272

11,447

10,079

8,508

8,255

6,525

0

0

0

Proceeds from sale of real estate owned

0

91

184

812

1,098

1,007

914

378

206

1,278

1,615

0

0

0

Net cash acquired in acquisition

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Net cash used in investing activities

-604,899

-622,960

-404,340

-647,896

-816,124

-946,764

-1,198,417

-897,199

-739,034

-602,412

-330,534

0

0

0

Cash flows from financing activities:
Net increase in deposits

383,091

449,270

410,977

373,813

-788,625

150,558

248,917

291,604

1,436,894

391,817

300,613

0

0

0

Proceeds from long-term borrowings

136,545

140,000

179,387

145,921

248,075

220,980

168,930

0

0

0

-

-

-

-

Payments on long-term borrowings

226,100

230,000

260,000

250,000

180,000

210,000

260,000

1,825,500

4,698,550

4,867,450

4,817,450

0

0

0

Net decrease in short-term borrowings

165,062

225,081

74,000

387,701

659,800

299,800

544,400

1,811,999

4,720,050

4,924,250

4,720,050

0

0

0

Payments on trust preferred securities

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Increase in advance payments by borrowers for taxes and insurance

3,655

3,121

1,811

3,424

4,235

6,467

5,614

3,220

2,456

1,624

-2,056

0

0

0

Issuance of common stock

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Purchase of treasury stock

95,672

55,309

0

0

0

-

-

-

-

0

-

-

-

-

Origination of Loans to Employee Stock Ownership Plans

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Restricted stock forfeitures

0

-

-

-

0

-

-

-

-

0

-

-

-

-

Issuance of treasury stock allocated to restricted stock award grants

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Net cash provided by financing activities

486,979

532,536

364,105

605,445

170,938

863,258

1,103,314

869,573

1,292,910

598,641

349,557

0

0

0

Net increase in cash and cash equivalents

23,183

33,346

3,118

-12,806

-569,240

-23,297

-46,141

13,268

588,419

24,937

55,281

0

0

0

Cash paid during the period for:
Interest on deposits and borrowings

90,295

87,370

81,573

56,531

67,704

61,987

56,790

51,173

49,036

46,059

44,527

0

0

0

Income tax payments

-2,993

-2,893

3,597

6,716

15,515

21,325

14,828

16,227

25,111

22,695

27,599

0

0

0

Non-cash investing and financing activities:
Transfer of loans receivable to real estate owned

-

-

-

-

-

-

-

-

982

1,104

561

0

0

0

Transfer of loans receivable to loans held-for-sale

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Transfer of loans receivable to loans held-for-sale

50,949

0

84,183

38,966

0

0

1,860

0

0

0

-

-

-

-

Securitization of loans

15,554

21,615

0

0

0

-

-

-

-

0

-

-

-

-

Noncash or Part Noncash Acquisition, Net Nonmonetary Assets Acquired (Liabilities Assumed) [Abstract]
Noncash or Part Noncash Acquisition, Debt Securities, Available-for-sale Acquired

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Noncash or Part Noncash Acquisition, Equity Securities, FV-NI Acquired

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Federal Home Loan Bank stock

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Loans receivable

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Accrued interest receivable

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Office properties and equipment, net

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Bank-owned life insurance

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Deferred tax assets, net

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Core deposit and other intangibles

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Noncash or Part Noncash Acquisition, Other Assets Acquired

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Total non-cash assets acquired

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Noncash or Part Noncash Acquisition, Value of Liabilities Assumed [Abstract]
Deposits

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Noncash or Part Noncash Acquisition, Debt Assumed

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Advance payments by borrowers for taxes and insurance

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Accrued expenses and other liabilities

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Total liabilities assumed

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Net non-cash liabilities acquired

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Noncash or Part Noncash Acquisition, Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents Acquired

-

-

-

-

-

-

-

-

-

0

-

-

-

-