| Dec'19 | Dec'18 | Sep'17 | Sep'16 | |||
|---|---|---|---|---|---|---|
Interest income: | ||||||
Loans receivable | ||||||
217,774 | 189,869 | 164,849 | 152,110 | |||
Debt securities available for sale and equity securities | ||||||
30,938 | 25,338 | 17,163 | 15,145 | |||
Debt securities held to maturity | ||||||
8,180 | 7,147 | 68 | 0 | |||
Federal funds and interest earning deposits | ||||||
594 | 1,175 | 308 | 205 | |||
Federal Home Loan Bank stock dividends | ||||||
3,597 | 2,761 | 1,838 | 1,517 | |||
Total interest income | ||||||
261,083 | 226,290 | 184,226 | 168,977 | |||
Interest expense: | ||||||
Interest Expense, Deposits | ||||||
61,551 | 39,523 | 25,581 | 24,062 | |||
Borrowings | ||||||
27,161 | 22,733 | 18,865 | 19,900 | |||
Total interest expense | ||||||
88,712 | 62,256 | 44,446 | 43,962 | |||
Net interest income | ||||||
172,371 | 164,034 | 139,780 | 125,015 | |||
Provision for loan losses | ||||||
4,224 | 6,677 | 6,426 | 417 | |||
Net interest income after provision for loan losses | ||||||
168,147 | 157,357 | 133,354 | 124,598 | |||
Non-interest income: | ||||||
Bank-owned life insurance | ||||||
5,800 | 5,200 | 4,900 | 4,370 | |||
Gain on securities transactions | ||||||
2,612 | 116 | -1,689 | 355 | |||
Gain on sale of loans | ||||||
305 | 0 | 0 | 655 | |||
Gain (loss) on sale of loans | ||||||
785 | 618 | -380 | -441 | |||
Other non-interest income | ||||||
5,922 | 4,943 | 4,497 | 4,548 | |||
Total non-interest income | ||||||
31,636 | 21,688 | 17,172 | 18,927 | |||
Non-interest expense: | ||||||
Compensation and employee benefits | ||||||
84,256 | 77,226 | 62,993 | 58,115 | |||
Occupancy | ||||||
16,180 | 14,547 | 13,315 | 12,798 | |||
Federal deposit insurance premiums | ||||||
895 | 1,893 | 1,652 | 2,381 | |||
Advertising | ||||||
3,932 | 4,137 | 4,078 | 2,938 | |||
Professional fees | ||||||
5,913 | 4,619 | 1,354 | 1,061 | |||
Data processing | ||||||
3,001 | 2,600 | 2,244 | 2,143 | |||
Charitable contribution to foundation | ||||||
0 | 34,767 | 3,603 | 347 | |||
Merger-related expenses | ||||||
2,755 | 0 | 0 | - | |||
Other non-interest expense | ||||||
11,769 | 5,597 | 14,207 | 13,986 | |||
Total non-interest expense | ||||||
128,701 | 145,386 | 103,446 | 93,769 | |||
Income before income tax expense | ||||||
71,082 | 33,659 | 47,080 | 49,756 | |||
Income Tax Expense (Benefit) | ||||||
16,365 | 10,923 | 16,008 | 16,803 | |||
Net Income (Loss) Attributable to Parent | ||||||
54,717 | 22,736 | 31,072 | 32,953 | |||
Earnings per share - basic and diluted (in dollars per share) | ||||||
0.49 | 0.20 | - | - | |||
Weighted average shares outstanding - basic and diluted (in shares) | ||||||
111,101 | 111,395 | - | - | |||
Demand deposit account fees | ||||||
Revenue from Contract with Customer, Excluding Assessed Tax | ||||||
4,478 | 3,987 | 3,669 | 3,271 | |||
Title insurance fees | ||||||
Revenue from Contract with Customer, Excluding Assessed Tax | ||||||
4,981 | 4,297 | 4,163 | 4,198 | |||
Bank Servicing | ||||||
Revenue | ||||||
6,707 | 2,519 | 1,976 | 1,971 | |||