Cortland bancorp inc (CLDB)
CashFlow / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Net cash flow from operating activities

-

-

-

-

-

-

-

-

-

-

-

-

3,456

-

3,353

8,234

-25

3,053

679

-95

209

2,329

507

1,703

2,667

-

-

-

-

-

-

-

-

-

-

-

-

Changes in:
Net cash flow from operating activities

2,156

3,800

3,392

-248

1,049

3,438

4,351

1,245

4,100

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

10,915

-

925

-6,417

-3,913

1,665

1,751

2,909

1,931

Cash flow from investing activities
Purchases of available-for-sale securities

-

-

-

-

-

1,622

-1

7,137

5,885

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sale of available-for-sale securities

-

-

-

-

-

0

0

1,577

19,841

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of available-for-sale securities

-

-

-

-

-

-

-

-

-

-

18,197

12,506

6,421

-

16,832

17,502

35,045

15,830

4,390

4,896

3,939

21,104

4,601

17,547

9,263

16,133

11,131

17,861

5,252

40,019

16,125

9,539

5,857

7,002

31,986

17,146

1,612

Proceeds from sale of available-for-sale securities

-

-

-

-

-

-

-

-

-

-

10,721

12,402

15,725

-

4,885

12,984

26,505

-

-

-

-

17,701

4,795

0

10,237

2,362

14,524

12,452

0

-

-

-

-

-

-

-

-

Proceeds from call, maturity and principal payments on available-for-sale securities

6,699

3,717

3,193

2,683

2,591

2,606

3,511

2,704

3,352

4,379

3,800

4,719

4,357

5,487

4,303

6,126

5,287

9,077

5,041

5,723

3,867

6,547

5,417

5,119

5,054

5,324

8,553

11,509

13,740

10,693

12,917

13,751

9,523

-

-

-

-

Purchases of regulatory stock

160

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,950

9,281

3,227

Proceeds from call, maturity and principal payments on securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

15,373

10,659

8,142

Net decrease in loans made to customers

-36,499

30,637

10,513

-4,332

-32,046

32,507

15,484

14,398

-34,382

76,272

1,804

12,704

-22,188

24,052

11,700

10,590

-20,405

34,467

2,401

14,003

-16,277

30,064

13,864

4,468

-34,747

32,235

13,367

4,399

-19,505

26,000

8,958

7,101

-11,550

25,905

4,819

1,472

-7,560

Proceeds from sale of other real estate

-

-

-

-

-

-

-

-

-

-

-

-

-

57

1

2

61

1

0

0

40

0

47

0

52

0

16

304

1

47

87

115

78

0

111

7

260

Proceeds from bank-owned life insurance

-

0

0

0

403

-

-

-

-

-

-

-

-

0

0

0

280

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of bank-owned life insurance

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

694

-

-

-

-

Contributions to partnership funds

152

326

1,350

256

221

75

816

378

278

1,015

902

0

2,235

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of premises and equipment

463

489

750

919

527

1,086

330

57

462

158

107

128

409

423

200

145

31

233

1,023

764

282

196

1,385

192

91

94

179

412

209

208

121

282

119

78

120

52

86

Net cash flow from investing activities

-

-

-

-

-

-

-

-

-

-

-

-

33,205

-

-19,543

-9,125

17,462

-39,275

4,882

-13,940

15,963

-27,115

-9,592

-18,693

40,736

-

-

-

-

-

-

-

-

-

-

-

-

Net cash flow from investing activities

42,423

-31,622

-13,487

4,729

34,292

-32,684

-13,118

-13,881

50,950

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

27,785

-

7,077

-3,056

14,481

-22,789

-19,491

1,277

17,491

Cash deficit from financing activities
Net decrease in deposit accounts

-25,125

31,253

10,214

5,338

-32,843

43,213

3,383

3,284

-31,312

59,367

-4,504

13,636

-22,498

31,398

19,777

6,734

-14,463

41,857

7,174

7,902

-17,290

26,506

5,190

7,696

-31,300

21,198

-3,499

-10,040

-35,891

38,044

24,553

5,249

-13,710

20,644

11,139

6,776

-7,303

Net change in securities sold under agreements to repurchase

-247

-

-368

37

-568

-

391

-453

-616

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net change in short-term borrowings

-

-

-

-

-

-

-

-

-

213

362

-178

-421

389

26

-1,321

1,109

780

-3,764

385

839

-309

888

-247

123

-218

339

668

-1,036

-686

-322

1,379

-1,093

-1,176

700

-1,316

1,664

Net change in Federal Home Loan Bank advances - short term

2,000

0

-6,000

-3,000

-3,000

-11,000

12,000

-7,000

-14,000

20,000

0

1,000

-12,000

9,000

0

2,000

-5,000

-1,000

-3,000

3,500

2,000

-7,000

17,400

5,100

-8,100

-

-

-

-

-

-

-

-

-

-

-

-

Repayments of Federal Home Loan Bank advances - long term

6,000

0

2,000

2,000

2,000

0

2,000

0

4,000

2,000

5,500

3,500

4,500

3,000

0

2,000

4,500

0

0

0

4,000

-

-

-

-

-

-

-

-

-5,000

-4,500

4,000

7,000

3,000

2,000

1,500

17,000

Net change in Federal Home Loan Bank advances - short term

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-13,000

11,000

8,000

-

-

-

10,000

Proceeds from Federal Home Loan Bank advances - long term

4,000

5,000

5,000

0

4,000

0

2,000

2,000

4,000

2,000

6,000

0

4,000

-

-

-

-

0

0

0

4,000

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Dividends paid

813

525

482

481

696

479

698

486

486

353

355

355

663

310

309

309

309

267

271

272

272

227

226

227

136

136

136

136

136

-

-

-

-

-

-

-

-

Treasury shares reissued (purchased)

-

-

-

-

-

-

-

-

223

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Treasury shares purchased

3,092

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Treasury shares reissued

-

0

0

0

60

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

24

-

-

-

-

-

-

-

-

Net cash deficit from financing activities

-

-

-

-

-

-

-

-

-

-

-

-

-36,082

-

19,494

7,104

-23,163

40,468

-655

11,361

-14,723

18,970

13,752

12,322

-39,413

-

-

-

-

-

-

-

-

-

-

-

-

Net cash deficit from financing activities

-29,277

35,129

6,364

-228

-35,047

31,652

15,076

-3,925

-46,637

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-37,039

-

15,731

13,628

-13,803

20,468

13,839

-6,040

-12,639

Net change in cash and cash equivalents

15,302

-

-

-

294

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash and cash equivalents
Net change in cash and cash equivalents

-

-

-

-

-

-

-

-16,561

8,413

-

-6,533

2,986

579

-6,936

3,304

6,213

-5,726

4,246

4,906

-2,674

1,449

-5,816

4,667

-4,668

3,990

-13,342

7,571

-11,071

1,661

-13,252

23,733

4,155

-3,235

-656

-3,901

-1,854

6,783

Supplemental disclosures:
Cash paid during the period for:
Income taxes

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

100

250

585

75

-

-

-

-

-

-

-

-

0

0

200

200

-

-

-

-

Interest

1,281

1,501

1,341

1,319

1,254

1,205

1,110

1,044

978

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest

-

-

-

-

-

-

-

-

-

-

-

-

752

-

743

702

678

663

644

645

648

699

737

732

758

810

856

871

936

988

1,020

1,055

1,089

1,123

1,184

1,216

1,303

Transfer of loans to other real estate owned

-

-

-

-

-

-

-

-

-

0

0

0

480

0

0

0

47

-

-

-

-

-

-

-

-

0

0

54

180

-

-

-

-

-

-

-

-

Adoption of lease standard:
Increase in ROU asset

-

-

-

-

2,061

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Increase in lease liability

-

-

-

-

2,061

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Investment sales not settled

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

5,500

-

-

-

-

-

-

-

-

-

-

-

-

Security purchases to settle

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-