CORTLAND BANCORP INC CLDB Cash Flow

Cortland bancorp inc (CLDB)

CashFlow / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11
Net cash flow from operating activities
-	-	-	-	-	-	-	-	-	-	-	-	17,583	-	14,615	11,941	3,612	3,846	3,122	2,950	4,748	7,206	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Changes in:
Net cash flow from operating activities
9,100	7,993	7,631	8,590	10,083	13,134	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-7,740	-6,914	2,412	8,256	0	0	0
Cash flow from investing activities
Purchases of available-for-sale securities
-	-	-	-	-	14,643	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sale of available-for-sale securities
-	-	-	-	-	21,418	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchases of available-for-sale securities
-	-	-	-	-	-	-	-	-	-	0	0	74,408	-	85,209	72,767	60,161	29,055	34,329	34,540	47,191	52,515	47,544	54,074	54,388	50,377	74,263	79,257	70,935	71,540	38,523	54,384	61,991	57,746	0	0	0
Proceeds from sale of available-for-sale securities
-	-	-	-	-	-	-	-	-	-	0	0	40,082	-	0	0	0	-	-	-	-	32,733	17,394	27,123	39,575	29,338	0	0	0	-	-	-	-	-	-	-	-
Proceeds from call, maturity and principal payments on available-for-sale securities
16,292	12,184	11,073	11,391	11,412	12,173	13,946	14,235	16,250	17,255	18,363	18,866	20,273	21,203	24,793	25,531	25,128	23,708	21,178	21,554	20,950	22,137	20,914	24,050	30,440	39,126	44,495	48,859	51,101	46,884	0	0	0	-	-	-	-
Purchases of regulatory stock
0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sales of securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Proceeds from call, maturity and principal payments on securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Net decrease in loans made to customers
319	4,772	6,642	11,613	30,343	28,007	71,772	58,092	56,398	68,592	16,372	26,268	24,154	25,937	36,352	27,053	30,466	34,594	30,191	41,654	32,119	13,649	15,820	15,323	15,254	30,496	24,261	19,852	22,554	30,509	30,414	26,275	20,646	24,636	0	0	0
Proceeds from sale of other real estate
-	-	-	-	-	-	-	-	-	-	-	-	-	121	65	64	62	41	40	87	87	99	99	68	372	321	368	439	250	327	280	304	196	378	0	0	0
Proceeds from bank-owned life insurance
-	403	0	0	0	-	-	-	-	-	-	-	-	280	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchases of bank-owned life insurance
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	694	0	0	0	-	-	-	-
Contributions to partnership funds
2,084	2,153	1,902	1,368	1,490	1,547	2,487	2,573	2,195	4,152	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchases of premises and equipment
2,621	2,685	3,282	2,862	2,000	1,935	1,007	784	855	802	1,067	1,160	1,177	799	609	1,432	2,051	2,302	2,265	2,627	2,055	1,864	1,762	556	776	894	1,008	950	820	730	600	599	369	336	0	0	0
Net cash flow from investing activities
-	-	-	-	-	-	-	-	-	-	-	-	-42,416	-	-50,481	-26,056	-30,871	-32,370	-20,210	-34,684	-39,437	-14,664	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Net cash flow from investing activities
2,043	-6,088	-7,150	-6,781	-25,391	-8,733	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-4,287	-30,855	-26,522	-23,512	0	0	0
Cash deficit from financing activities
Net decrease in deposit accounts
21,680	13,962	25,922	19,091	17,037	18,568	34,722	26,835	37,187	46,001	18,032	42,313	35,411	43,446	53,905	41,302	42,470	39,643	24,292	22,308	22,102	8,092	2,784	-5,905	-23,641	-28,232	-11,386	16,666	31,955	54,136	36,736	23,322	24,849	31,256	0	0	0
Net change in securities sold under agreements to repurchase
0	-	0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net change in short-term borrowings
-	-	-	-	-	-	-	-	-	-24	152	-184	-1,327	203	594	-3,196	-1,490	-1,760	-2,849	1,803	1,171	455	546	-3	912	-247	-715	-1,376	-665	-722	-1,212	-190	-2,885	-128	0	0	0
Net change in Federal Home Loan Bank advances - short term
-7,000	-12,000	-23,000	-5,000	-9,000	-20,000	11,000	-1,000	7,000	9,000	-2,000	-2,000	-1,000	6,000	-4,000	-7,000	-5,500	1,500	-4,500	15,900	17,500	7,400	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Repayments of Federal Home Loan Bank advances - long term
10,000	6,000	6,000	6,000	4,000	6,000	8,000	11,500	15,000	15,500	16,500	11,000	9,500	9,500	6,500	6,500	4,500	4,000	0	0	0	-	-	-	-	-	-	-	-	1,500	9,500	16,000	13,500	23,500	0	0	0
Net change in Federal Home Loan Bank advances - short term
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	6,000	0	0	0	-	-	-	0
Proceeds from Federal Home Loan Bank advances - long term
14,000	14,000	9,000	6,000	8,000	8,000	10,000	14,000	12,000	12,000	0	0	0	-	-	-	-	4,000	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Dividends paid
2,301	2,184	2,138	2,354	2,359	2,149	2,023	1,680	1,549	1,726	1,683	1,637	1,591	1,237	1,194	1,156	1,119	1,082	1,042	997	952	816	725	635	544	544	0	0	0	-	-	-	-	-	-	-	-
Treasury shares reissued (purchased)
-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Treasury shares purchased
0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Treasury shares reissued
-	60	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-
Net cash deficit from financing activities
-	-	-	-	-	-	-	-	-	-	-	-	27,993	-	43,903	23,754	28,011	36,451	14,953	29,360	30,321	5,631	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Net cash deficit from financing activities
11,988	6,218	2,741	11,453	7,756	-3,834	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	36,024	34,132	14,464	15,628	0	0	0
Net change in cash and cash equivalents
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash and cash equivalents
Net change in cash and cash equivalents
-	-	-	-	-	-	-	0	11,608	-	-9,904	-67	3,160	-3,145	8,037	9,639	752	7,927	-2,135	-2,374	-4,368	-1,827	-9,353	-6,449	-12,852	-15,181	-15,091	1,071	16,297	11,401	23,997	-3,637	-9,646	372	0	0	0
Supplemental disclosures:
Cash paid during the period for:
Income taxes
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,010	0	0	0	-	-	-	-	-	-	-	-	400	0	0	0	-	-	-	-
Interest
5,442	5,415	5,119	4,888	4,613	4,337	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest
-	-	-	-	-	-	-	-	-	-	-	-	2,959	-	2,786	2,687	2,630	2,600	2,636	2,729	2,816	2,926	3,037	3,156	3,295	3,473	3,651	3,815	3,999	4,152	4,287	4,451	4,612	4,826	0	0	0
Transfer of loans to other real estate owned
-	-	-	-	-	-	-	-	-	480	480	480	480	47	0	0	0	-	-	-	-	-	-	-	-	234	0	0	0	-	-	-	-	-	-	-	-
Adoption of lease standard:
Increase in ROU asset
-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Increase in lease liability
-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Investment sales not settled
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Security purchases to settle
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-