Connectone bancorp, inc. (CNOB)
Balance Sheet / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Dec'10
ASSETS
Cash and due from banks

59

65

54

51

54

39

37

56

36

52

41

54

35

37

49

35

34

31

30

41

30

31

41

92

106

82

33

61

116

104

100

73

78

111

113

109

37

Interest-bearing deposits with banks

223

135

139

133

118

133

118

119

106

97

100

92

126

163

184

139

83

169

128

84

58

95

96

-

-

-

0

0

0

2

2

12

-

0

-

-

-

Cash and cash equivalents

282

201

194

185

172

172

155

176

142

149

141

146

161

200

233

175

118

200

158

125

88

126

138

-

-

82

33

61

116

106

102

85

-

111

-

-

-

Securities, Fair Value

446

404

425

441

516

412

410

400

424

435

400

402

352

353

338

208

191

195

224

264

276

289

307

266

287

323

413

419

458

496

509

467

454

414

388

377

378

Equity securities

13

11

11

11

11

11

11

11

11

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Securities held-to-maturity (fair value of $ - and $231,445)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

214

219

224

227

232

231

224

217

218

214

215

153

136

78

58

56

62

69

72

70

41

-

Loans held-for-sale, Carrying Amount

32

33

33

-

0

-

0

0

45

24

89

51

62

78

15

0

-

0

0

0

1

-

0

0

-

-

0

0

0

1

-

-

-

1

-

-

-

Loans receivable

6,009

5,113

5,110

5,090

4,972

4,541

4,462

4,360

4,202

4,171

3,889

3,761

3,571

3,475

3,445

3,375

3,263

3,099

2,953

2,765

2,640

2,538

2,426

1,006

987

960

957

902

879

889

-

-

-

754

-

-

-

Loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

871

807

790

-

721

698

708

Less: Allowance for loan losses

54

38

38

37

36

34

34

33

32

31

29

28

26

25

37

32

29

26

21

17

15

14

12

10

10

10

10

10

10

10

10

10

9

9

9

9

8

Net loans receivable

5,955

5,075

5,071

5,052

4,935

4,506

4,427

4,327

4,170

4,139

3,859

3,733

3,544

3,450

3,407

3,342

3,234

3,072

2,931

2,747

2,624

2,524

2,414

995

976

950

947

892

869

879

860

797

780

745

712

688

699

Investment in restricted stock, at cost

38

27

27

31

31

31

32

32

34

33

29

32

24

24

24

25

31

32

30

27

24

23

17

11

-

8

-

-

-

-

-

-

-

-

-

-

-

Restricted investment in bank stocks, at cost

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

8

-

8

8

8

8

8

9

9

9

9

9

9

Bank premises and equipment, net

32

19

19

19

20

19

20

20

21

21

21

21

22

22

22

22

22

22

21

21

20

20

20

14

13

13

13

13

13

13

13

12

12

12

12

12

12

Accrued interest receivable

24

20

21

21

21

18

17

16

16

15

14

13

12

12

12

12

12

12

11

12

11

11

10

6

6

6

6

6

6

6

6

6

5

6

5

5

4

Bank owned life insurance

163

137

137

126

125

113

113

112

111

111

110

99

99

98

97

80

79

78

53

53

52

52

51

36

35

35

35

35

34

34

29

29

29

28

28

28

27

Right of use operating lease assets

26

15

15

16

15

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Prepaid FDIC assessment

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

1

1

1

1

2

2

3

OREO

-

-

0

-

-

-

0

1

1

0

0

0

0

0

0

2

1

2

3

1

0

1

1

0

0

0

0

0

1

1

-

0

0

0

-

-

-

Due from brokers for investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

8

2

-

0

0

-

-

5

-

-

-

-

Goodwill

208

162

162

162

156

145

145

145

145

145

145

145

145

145

145

145

145

145

145

145

145

145

145

16

16

16

16

16

16

16

16

16

16

16

16

16

16

Core deposit intangibles

12

5

5

6

6

1

1

2

2

2

2

2

2

3

3

3

3

3

4

4

4

4

5

-

-

0

-

-

-

-

-

-

-

-

-

-

-

Other assets

41

59

34

33

35

30

31

29

31

28

28

32

31

37

25

29

29

24

24

24

22

22

23

7

9

10

12

12

3

4

6

12

11

12

17

15

17

Total assets

7,279

6,174

6,161

6,109

6,048

5,462

5,368

5,275

5,158

5,108

4,844

4,681

4,460

4,426

4,327

4,262

4,091

4,015

3,838

3,660

3,505

3,448

3,356

1,665

1,676

1,673

1,644

1,605

1,609

1,629

1,612

1,501

1,476

1,432

1,376

1,307

1,207

LIABILITIES
Deposits:
Noninterest-bearing

979

861

828

813

833

768

758

765

739

776

719

695

671

694

655

648

614

650

586

558

479

492

471

238

223

227

238

219

213

215

192

181

172

167

161

158

144

Interest-bearing

4,529

3,905

3,923

3,827

3,760

3,323

3,230

3,140

3,010

3,018

2,904

2,734

2,684

2,649

2,613

2,552

2,278

2,140

2,079

2,010

2,016

1,983

1,998

-

-

1,114

-

-

-

-

-

-

-

-

-

-

-

Interest-bearing:
Time deposits $100 and over

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

112

110

-

104

101

99

110

114

106

113

137

141

168

119

Interest-bearing transaction, savings and time deposits less than $100

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

923

1,006

-

971

960

968

981

986

886

867

816

757

638

596

Total deposits

5,509

4,767

4,751

4,641

4,593

4,092

3,988

3,905

3,749

3,795

3,623

3,430

3,355

3,344

3,268

3,200

2,893

2,790

2,666

2,569

2,496

2,475

2,469

1,274

1,339

1,342

1,314

1,280

1,282

1,306

1,293

1,174

1,153

1,121

1,060

965

860

Borrowings

726

500

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Borrowings

-

-

512

597

603

600

629

628

695

670

585

626

491

476

481

496

646

671

621

548

525

495

420

196

146

146

146

146

146

146

146

161

161

161

161

161

171

Subordinated debentures (net of unamortized debt issuance costs of $1,353 and $1,599, respectively)

128

128

128

128

128

128

128

128

128

54

54

54

54

54

54

54

54

54

55

55

5

5

5

5

5

5

5

5

5

5

5

5

5

5

5

5

5

Operating lease liabilities

28

16

17

17

16

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Short-term borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

32

41

Due to brokers for investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1

3

-

-

-

-

Accounts payable and accrued liabilities

31

29

31

24

23

27

26

34

21

23

23

23

19

20

23

26

22

21

23

22

23

26

19

11

11

11

13

12

11

10

10

10

10

9

16

13

8

Total liabilities

6,425

5,442

5,441

5,409

5,366

4,848

4,773

4,696

4,594

4,543

4,287

4,135

3,920

3,895

3,828

3,778

3,616

3,538

3,367

3,196

3,049

3,002

2,914

1,487

1,502

1,504

1,479

1,444

1,445

1,469

1,454

1,353

1,334

1,296

1,242

1,177

1,086

COMMITMENTS AND CONTINGENCIES

-

-

-

-

-

-

0

0

0

-

0

0

0

0

0

0

-

0

0

0

0

0

0

-

-

0

-

-

-

-

-

-

-

-

-

-

-

STOCKHOLDERS' EQUITY
Preferred Stock: Authorized 5,000,000 shares

-

-

-

-

-

-

0

0

0

-

-

-

-

0

0

0

0

11

11

11

11

11

11

11

11

11

11

11

11

11

11

11

11

11

11

9

9

Common stock, no par value: Authorized 55,000,000 shares; issued 42,363,554 shares at March 31, 2020 and 37,676,006 shares at December 31, 2019; outstanding 39,704,921 shares at March 31, 2020 and 35,072,066 at December 31, 2019

586

468

468

468

468

412

412

412

412

412

412

412

412

412

374

374

374

374

374

374

374

374

374

110

110

110

110

110

110

110

110

110

110

110

110

110

110

Additional paid-in capital

21

21

20

19

16

15

14

13

13

13

12

12

11

11

10

9

9

8

8

8

7

6

5

5

5

4

4

4

4

4

4

4

4

4

4

4

4

Retained earnings

273

271

254

235

219

211

195

177

162

160

151

141

135

126

130

121

112

104

97

88

80

72

66

67

65

61

58

54

50

46

43

39

36

32

30

26

21

Treasury stock, at cost 2,658,633 common shares at March 31, 2020 and 2,603,940 at December 31, 2019

30

29

21

21

16

16

16

16

16

16

16

16

16

16

16

16

16

16

16

16

16

16

16

16

17

17

17

17

17

17

17

17

17

17

17

17

17

Accumulated other comprehensive income (loss)

1

-1

-1

-2

-5

-8

-10

-8

-7

-4

-2

-3

-3

-2

0

-4

-4

-4

-3

-1

-0

-1

0

1

-0

-2

-2

-2

5

5

5

-0

-2

-5

-4

-3

-7

Total stockholders' equity

853

731

720

699

682

613

594

578

564

565

557

546

540

531

499

484

474

477

471

463

456

446

441

178

173

168

165

161

164

160

157

147

142

135

133

130

120

Total liabilities and stockholders' equity

7,279

6,174

6,161

6,109

6,048

5,462

5,368

5,275

5,158

5,108

4,844

4,681

4,460

4,426

4,327

4,262

4,091

4,015

3,838

3,660

3,505

3,448

3,356

1,665

1,676

1,673

1,644

1,605

1,609

1,629

1,612

1,501

1,476

1,432

1,376

1,307

1,207