Cobiz financial inc (COBZ)
CashFlow / TTM
Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income

39,190

37,285

32,918

38,029

37,105

36,148

34,899

30,566

27,251

26,102

26,069

28,651

29,588

30,822

29,007

29,300

28,434

27,079

27,611

27,867

27,191

26,079

24,570

38,993

37,087

34,776

33,462

0

0

0

Adjustments to reconcile net income to net cash provided by operating activities:
Net amortization on investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-3,842

-3,995

-3,803

-3,649

-3,292

-2,976

-2,812

-2,602

0

0

0

Depreciation, amortization and accretion

3,833

4,708

5,297

5,158

4,919

4,720

4,446

4,551

4,756

4,408

4,112

3,273

3,384

3,396

3,309

6,016

5,691

5,771

5,908

3,763

3,910

3,937

4,004

4,027

3,875

3,826

3,748

0

0

0

Accretion of net loan fees

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

1,348

1,032

1,049

1,001

690

775

737

464

0

0

0

Provision for loan losses

779

2,353

3,285

2,689

461

-1,864

-2,101

2,940

4,870

7,579

6,420

156

-1,058

-3,056

-4,155

-7,876

-8,978

-9,102

-8,804

-4,581

-5,533

-6,288

-4,768

-4,042

-1,536

2,266

3,976

0

0

0

Stock-based compensation

2,934

2,875

3,093

3,298

3,251

3,229

3,213

3,205

3,222

3,128

3,324

3,312

3,320

3,292

3,141

2,991

2,973

3,008

2,742

2,646

2,454

2,224

1,965

1,867

1,734

1,559

1,494

0

0

0

Federal Home Loan Bank stock dividend

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

60

-58

-45

-50

-59

-70

-60

-31

-19

0

0

0

Deferred income taxes

7,071

5,901

7,218

-694

1,113

1,998

3,985

1,009

-601

-48

-1,572

2,566

3,926

4,564

5,519

4,060

4,157

4,966

4,782

6,138

4,442

3,329

752

-13,850

-10,890

-11,891

-12,507

0

0

0

Excess tax benefit from stock-based compensation

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Bank-owned life insurance

1,460

1,415

1,366

1,382

1,371

1,359

1,367

1,354

1,358

1,347

1,334

1,323

1,000

1,297

1,271

1,271

1,596

1,288

1,295

1,283

1,277

1,291

1,286

1,296

1,272

1,258

1,237

0

0

0

Supplemental executive retirement plan

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

181

972

1,005

1,038

890

0

0

0

Net gain on securities, other assets and other real estate owned

-

-

-507

-340

-444

-469

-121

0

0

0

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

0

0

Net gain on securities, other assets and other real estate owned

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other operating activities, net

-2,726

-2,606

-2,189

-2,498

-1,676

-1,829

-869

-1,084

-619

-351

-1,761

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net gain on securities, other assets and other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

-

-

-

-

Other operating activities, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-3,005

-2,166

-1,710

-2,724

-1,994

-1,520

-1,981

-378

0

0

0

Changes in operating assets and liabilities:
Accrued interest receivable

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

190

593

984

81

1,116

461

-351

192

0

0

0

Other assets

1,286

203

1,866

-14

-3,212

1,388

2,959

-1,101

5,206

825

529

2,087

565

2,583

1,393

0

0

0

-

-

5,409

6,283

-3,485

-6,231

-3,910

-2,028

937

0

0

0

Prepaid FDIC insurance

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-1,725

-3,563

-1,393

-1,465

0

0

0

-

-

-

-

Other liabilities

1,495

1,067

56

5,960

2,820

5,401

4,416

3,533

4,411

51

-237

0

0

0

-

-

-

-10,548

-5,634

1,489

-6,259

-753

998

-1,646

1,177

-1,568

1,915

0

0

0

Net cash provided by operating activities

49,512

49,803

45,939

50,234

49,390

44,587

43,542

44,743

37,005

38,843

34,123

31,101

31,391

31,909

27,271

28,129

29,192

27,175

26,751

30,634

21,501

22,185

31,512

36,811

40,336

37,840

39,495

0

0

0

CASH FLOWS FROM INVESTING ACTIVITIES:
Purchase of other investments

21,547

24,689

22,411

23,502

17,682

14,601

15,720

14,296

19,097

15,267

13,765

15,198

12,341

24,907

20,859

16,883

14,377

2,790

2,992

3,341

3,336

3,528

3,319

2,714

4,800

2,314

3,323

0

0

0

Proceeds from other investments

20,948

28,054

24,389

21,709

18,659

18,040

19,152

19,508

14,953

14,367

14,428

18,832

23,176

22,792

19,456

14,108

8,793

3,530

4,100

6,722

7,781

8,065

7,470

4,877

1,970

2,864

2,987

0

0

0

Purchase of investment securities available for sale

0

0

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of investment securities available for sale

-

-

-

-

-

-

-

-

-

-

28,049

40,699

8,214

10,072

13,053

19,469

90,768

122,568

139,628

172,354

145,538

162,777

188,110

212,014

218,267

230,002

222,503

0

0

0

Purchase of investment securities held to maturity

94,845

74,554

74,794

127,860

129,914

129,538

89,016

45,890

54,091

92,215

108,052

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Maturity, call and principal payments on investment securities available for sale

0

0

-

-

46,923

40,410

27,322

16,252

30,201

38,333

36,919

50,320

45,929

66,224

83,515

98,710

111,409

132,631

146,540

185,910

213,870

240,917

246,849

230,915

225,925

195,445

212,089

0

0

0

Maturity, call and principal payments on investment securities held to maturity

74,342

72,367

73,252

108,938

68,042

70,711

66,830

72,382

73,217

70,287

68,960

44,837

27,040

11,732

34

35

37

36

30

31

29

29

28

28

29

30

30

0

0

0

Net proceeds from sale of loans, OREO and repossessed assets

0

0

-

-

-

-

60

486

869

1,580

2,499

2,514

5,383

6,962

12,392

10,951

14,456

15,858

11,266

19,501

14,985

13,796

12,838

11,300

13,785

11,852

16,043

0

0

0

Loan originations and repayments, net

8,261

99,202

211,173

296,659

249,282

271,465

240,092

207,043

316,937

269,627

291,573

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loan originations and repayments, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-248,613

-260,989

-253,697

-298,512

-165,384

-123,739

-60,791

-19,712

0

0

0

Purchase of premises and equipment

1,551

2,432

3,267

6,326

8,848

9,393

9,381

5,940

3,205

2,218

1,547

1,414

2,465

3,922

4,226

4,287

3,345

1,861

1,956

2,158

2,270

2,222

1,973

2,473

2,560

2,468

2,600

0

0

0

Other investing activities, net

-65

-43

-653

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-10

0

0

0

Restricted cash

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

5

-3,973

-3,973

-3,981

-11,337

0

0

0

Net cash used in investing activities

-94,069

-115,997

-245,646

-397,341

-351,324

-358,324

-250,654

-157,709

-295,530

-282,471

-320,255

-278,139

-183,273

-239,221

-243,370

-223,630

-250,549

-217,914

-151,654

-222,167

-177,844

-157,223

-222,537

-124,644

-98,255

-74,973

788

0

0

0

CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase (decrease) in demand, money market and savings accounts

115,621

168,557

231,031

259,058

284,452

283,936

289,228

231,867

185,926

270,844

307,430

401,525

396,049

269,509

247,564

140,637

290,937

273,901

164,829

243,965

121,062

192,097

255,488

223,622

99,655

62,932

153,360

0

0

0

Net decrease in certificates of deposits

-43,719

-38,892

-35,594

-18,719

-18,157

-8,199

-1,157

-2,087

-11,968

-43,697

-58,009

-60,488

-62,817

-45,028

-34,310

-43,454

-27,754

-16,269

-15,052

-23,548

-32,080

-30,957

-44,634

0

0

0

-

-

-

-

Net decrease in certificates of deposits

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Net increase in short-term borrowings

8,000

-57,182

-28,590

99,277

17,063

48,473

-25,770

-107,801

164,937

33,527

19,531

-75,753

-260,000

12,999

112,469

0

0

0

-

-

80,775

-28,670

-20,000

-74,373

44,225

67,670

5,988

0

0

0

Net increase (decrease) in securities sold under agreements to repurchase

-30,209

-17,557

25,320

8,221

31,295

20,684

-19,820

-10,068

-20,420

-19,673

-2,517

-13,859

-16,237

-30,707

-88,518

-88,147

-58,837

-35,361

10,607

39,352

6,258

6,383

-61

-7,041

-17,699

-39,175

-29,742

0

0

0

Proceeds from issuance of common stock

1,402

1,353

1,581

2,091

2,058

2,254

2,118

1,842

1,818

1,716

1,733

1,911

1,936

1,786

1,570

1,463

1,558

1,680

1,960

1,765

1,481

1,182

12,582

12,312

12,283

12,297

468

0

0

0

Taxes paid in net settlement of restricted stock

920

907

1,126

1,127

1,115

1,141

891

914

918

921

1,207

1,186

1,184

1,171

1,045

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Dividends paid on common stock

11,179

9,029

8,785

8,537

8,318

8,089

7,858

7,629

7,395

7,173

6,953

6,721

6,504

6,314

6,076

5,672

5,254

5,018

4,820

4,403

3,987

3,567

2,747

2,324

1,896

1,475

1,472

0

0

0

Dividends paid on preferred stock

-

-

-

-

-

-

-

-

-

-

463

464

575

574

574

573

573

944

1,465

2,039

2,612

2,815

2,868

2,151

2,216

2,305

2,394

0

0

0

Other financing activities, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

135

260

-126

104

101

-52

-30

-30

-32

-12

0

0

0

Excess tax benefit from stock-based compensation

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by financing activities

38,996

46,343

183,837

340,264

307,278

337,918

235,850

105,165

254,380

236,094

261,879

247,254

110,497

201,144

231,636

189,537

283,375

217,281

135,038

233,982

171,001

133,754

197,708

94,643

61,815

547

-5,239

0

0

0

NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS

-5,561

-19,851

-15,870

-6,843

5,344

24,181

28,738

-7,801

-4,145

-7,534

-24,253

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

42,449

14,658

-1,284

6,683

6,810

3,896

-36,586

35,044

0

0

0