Consumer portfolio services inc (CPSS)
Balance Sheet / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Dec'10
ASSETS
Cash and cash equivalents

4

5

8

9

8

12

10

17

11

12

12

15

12

13

11

15

16

19

20

18

20

17

13

14

14

22

24

18

13

12

10

10

10

10

9

16

16

Restricted cash and equivalents

137

135

128

125

135

117

110

-

-

111

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Finance receivables

-

-

1,022

1,180

1,344

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Restricted cash and equivalents

-

-

-

-

-

-

-

119

130

-

115

118

129

112

116

115

126

106

206

200

173

175

174

154

147

132

129

122

139

104

107

127

131

159

128

128

123

Finance receivables

774

897

-

-

-

1,522

1,697

1,887

2,091

2,304

2,317

2,314

2,286

2,267

2,257

2,218

2,098

1,985

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Finance receivables

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,902

1,784

1,683

1,595

1,462

1,312

1,226

1,155

1,081

971

857

764

-

-

-

-

-

-

-

Finance receivables

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

687

618

-

516

-

-

-

Finance receivables

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

497

496

565

Less: Allowance for finance credit losses

114

11

12

32

48

67

82

94

100

109

108

107

99

95

96

90

79

75

78

74

68

61

54

53

44

39

34

32

24

19

16

14

11

10

9

10

13

Finance receivables, net

-

-

1,009

1,147

1,296

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Finance receivables, net

660

885

-

-

-

1,454

1,615

1,793

1,991

2,195

2,209

2,207

2,186

2,172

2,160

2,128

2,018

1,909

-

-

-

-

-

-

-

-

-

-

-

-

-

-

543

-

487

486

552

Finance receivables measured at fair value

1,559

1,444

1,313

1,158

997

821

614

412

209

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Finance receivables measured at fair value

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

-

3

5

9

-

-

-

-

-

-

-

-

-

-

-

-

Finance receivables, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,823

1,710

1,615

1,534

1,407

1,259

1,182

1,115

1,046

939

832

744

-

-

-

-

-

-

-

Finance receivables, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

670

604

554

506

-

-

-

Finance receivables measured at fair value

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1

-

-

-

14

21

30

43

59

77

-

-

160

-

-

-

Finance receivables measured at fair value

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

102

126

-

-

-

-

Finance receivables measured at fair value

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

192

-

-

Residual interest in securitizations

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

1

2

3

4

4

4

4

4

4

4

3

Furniture and equipment, net

1

1

1

1

1

1

1

1

1

1

1

2

1

2

1

1

1

1

1

1

1

1

1

1

0

0

0

0

0

0

0

0

0

0

0

0

1

Deferred tax assets, net

58

15

16

17

18

19

28

31

32

32

47

45

43

42

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Deferred tax assets, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

43

40

37

37

44

42

40

-

46

51

54

-

66

69

75

75

15

15

15

15

15

15

15

Deferred financing costs

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

14

13

12

12

11

10

10

11

11

11

9

9

9

10

9

8

7

7

5

Deferred tax assets, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

42

-

-

-

59

-

-

-

-

-

-

-

-

-

-

-

Accrued interest receivable

8

11

12

16

21

31

36

37

39

46

42

36

31

36

33

33

30

31

31

28

24

23

21

19

17

18

15

12

10

10

8

7

6

6

5

5

6

Other assets

37

39

46

48

52

26

25

26

22

23

22

22

25

30

22

19

19

23

17

16

16

23

24

23

22

21

17

16

16

15

18

18

18

19

19

16

17

Total

2,468

2,539

2,537

2,524

2,531

2,485

2,443

2,440

2,438

2,424

2,450

2,447

2,430

2,410

2,389

2,354

2,249

2,128

2,160

2,031

1,905

1,833

1,704

1,541

1,459

1,396

1,333

1,225

1,145

1,037

922

902

867

890

870

680

742

LIABILITIES AND SHAREHOLDERS' EQUITY
Liabilities
Accounts payable and accrued expenses

56

47

55

53

54

31

33

27

33

28

29

25

23

24

33

38

32

29

28

22

21

21

22

24

24

24

33

29

21

17

22

23

25

27

23

23

22

Warehouse lines of credit

141

134

157

139

117

136

127

137

121

112

106

131

120

103

81

165

170

194

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Residual interest financing

37

39

39

39

39

39

39

39

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Warehouse lines of credit

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

46

61

21

56

59

41

41

9

26

17

26

21

20

28

28

25

17

43

45

Residual interest financing

-

-

-

-

-

-

-

-

-

-

-

-

-

-

6

7

8

9

10

11

12

12

12

14

15

19

20

33

13

13

13

15

18

21

25

30

39

Debt secured by receivables measured at fair value

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

1

3

5

8

13

16

25

40

57

-

-

-

-

-

-

-

Securitization trust debt

2,091

2,097

2,066

2,077

2,109

2,063

2,034

2,030

2,080

2,083

2,103

2,081

2,082

2,080

2,073

1,956

1,856

1,720

1,903

1,775

1,697

-

1,469

1,326

1,247

-

-

-

-

-

-

-

-

-

-

-

-

Debt secured by receivables measured at fair value

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

76

104

133

166

196

-

-

Securitization trust debt

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,598

-

-

-

1,177

1,094

983

901

792

721

666

599

583

543

516

567

Senior secured debt, related party

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

38

38

39

50

50

54

53

53

58

53

53

44

Subordinated renewable notes

18

17

15

14

12

17

16

15

16

16

16

16

15

14

14

15

15

15

15

14

15

15

15

18

18

19

20

22

23

23

21

21

20

20

20

20

20

Total

2,346

2,336

2,334

2,324

2,333

2,288

2,251

2,251

2,251

2,240

2,255

2,254

2,241

2,224

2,209

2,182

2,083

1,967

2,005

1,885

1,768

1,705

1,583

1,429

1,356

1,301

1,251

1,152

1,078

976

930

912

879

904

881

688

739

COMMITMENTS AND CONTINGENCIES

-

-

-

-

-

0

0

-

0

-

-

-

-

0

0

0

0

0

-

0

0

0

-

-

0

0

0

0

0

0

0

-

0

0

0

0

0

Shareholders' Equity
Preferred stock

-

-

0

0

0

-

0

0

0

-

0

0

0

0

-

-

-

0

0

0

0

0

-

-

0

-

0

0

0

-

0

0

0

0

0

0

0

Common stock, no par value; authorized 75,000,000 shares; 22,558,918 and 22,530,918 shares issued and outstanding at March 31, 2020 and December 31, 2019

71

71

70

70

69

70

70

70

71

71

71

75

76

77

77

77

79

81

82

82

81

80

78

76

75

73

71

68

67

65

64

64

63

62

62

62

59

Retained earnings

58

139

139

137

136

134

129

125

122

119

129

124

120

115

108

100

93

86

77

68

60

51

43

36

28

22

15

9

5

1

-63

-66

-67

-68

-68

-64

-53

Accumulated other comprehensive loss

-8

-8

-7

-7

-7

-7

-7

-7

-7

-7

-6

-6

-6

-6

-6

-6

-6

-6

-5

-5

-5

-5

-1

-1

-1

-1

-5

-5

-5

-5

-8

-8

-8

-8

-5

-5

-5

Total stockholders' equity

121

202

202

200

198

197

192

189

187

183

194

193

189

186

179

171

166

161

155

145

137

127

121

111

103

94

81

73

66

61

-7

-10

-12

-14

-11

-7

2

Total liabilities and stockholders' equity

2,468

2,539

2,537

2,524

2,531

2,485

2,443

2,440

2,438

2,424

2,450

2,447

2,430

2,410

2,389

2,354

2,249

2,128

2,160

2,031

1,905

1,833

1,704

1,541

1,459

1,396

1,333

1,225

1,145

1,037

922

902

867

890

870

680

742

Series A Preferred Stock [Member]
Preferred stock

0

0

0

0

0

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Series B Preferred Stock [Member]
Preferred stock

0

0

0

0

0

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-