| Apr'19 | Apr'18 | Apr'17 | Apr'16 | Apr'15 | Apr'14 | Apr'13 | Apr'12 | Apr'11 | Apr'10 |
|---|---|---|---|---|---|---|---|---|---|
Revenues: | |||||||||
Sales | |||||||||
586,508 | 537,528 | 520,149 | 506,517 | 472,569 | 434,504 | 415,740 | 386,857 | 341,859 | 308,756 |
Interest and other income | |||||||||
82,614 | 74,673 | 67,602 | 61,389 | 57,752 | 54,683 | 48,936 | 43,320 | 37,392 | 30,174 |
Total revenue | |||||||||
669,122 | 612,201 | 587,751 | 567,906 | 530,321 | 489,187 | 464,676 | 430,177 | 379,251 | 338,930 |
Costs and expenses: | |||||||||
Cost of sales | |||||||||
343,898 | 315,273 | 304,927 | 304,886 | 272,446 | 251,319 | 238,984 | 223,392 | 195,985 | 173,106 |
Selling, general and administrative | |||||||||
107,249 | 99,023 | 91,940 | 92,242 | 83,802 | 78,591 | 73,180 | 67,663 | 62,141 | 57,207 |
Provision for credit losses | |||||||||
146,363 | 149,059 | 149,097 | 144,397 | 120,289 | 119,247 | 96,035 | 81,638 | 70,964 | 62,277 |
Loss on prepayment of debt | |||||||||
- | - | - | - | - | - | - | - | -507 | - |
Interest expense | |||||||||
7,883 | 5,599 | 4,069 | 3,306 | 2,903 | 2,997 | 2,937 | 2,285 | 2,625 | 2,319 |
Depreciation and amortization | |||||||||
3,969 | 4,250 | 4,272 | 4,208 | 3,830 | 3,285 | 2,826 | 2,329 | 1,928 | 1,694 |
Loss (gain) on disposal of property and equipment | |||||||||
91 | -91 | -1,204 | -369 | -17 | -76 | -58 | -91 | -55 | -375 |
Total costs and expenses | |||||||||
609,271 | 573,295 | 555,509 | 549,408 | 483,287 | 455,515 | 414,020 | 377,398 | 334,205 | 296,978 |
Income before taxes | |||||||||
59,851 | 38,906 | 32,242 | 18,498 | 47,034 | 33,672 | 50,656 | 52,779 | 45,046 | 41,952 |
Provision for income taxes | |||||||||
12,226 | 2,397 | 12,037 | 6,902 | 17,544 | 12,543 | 18,491 | 19,792 | 16,831 | 15,113 |
Net income | |||||||||
47,625 | 36,509 | 20,205 | 11,596 | 29,490 | 21,129 | 32,165 | 32,987 | 28,215 | 26,839 |
Less: Dividends on mandatorily redeemable preferred stock | |||||||||
40 | 40 | 40 | 40 | 40 | 40 | 40 | -40 | -40 | 40 |
Net income attributable to common stockholders | |||||||||
47,585 | 36,469 | 20,165 | 11,556 | 29,450 | 21,089 | 32,125 | 32,947 | 28,175 | 26,799 |
Earnings per share: | |||||||||
Basic (in dollars per share) | |||||||||
6.99 | 5.04 | 2.57 | 1.38 | 3.42 | 2.36 | 3.53 | 3.36 | 2.59 | 2.29 |
Diluted (in dollars per share) | |||||||||
6.73 | 4.90 | 2.49 | 1.33 | 3.25 | 2.25 | 3.36 | 3.24 | 2.54 | 2.27 |
Weighted average number of shares used in calculation: | |||||||||
Basic (in shares) | |||||||||
6,810 | 7,232 | 7,854 | 8,370 | 8,617 | 8,930 | 9,111 | 9,793 | 10,861 | 11,681 |
Diluted (in shares) | |||||||||
7,071 | 7,441 | 8,110 | 8,666 | 9,048 | 9,391 | 9,569 | 10,156 | 11,088 | 11,815 |