CENTERSTATE BANK CORPORATION CSFL Income Statement

Centerstate bank corporation (CSFL)

Income statement / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Sep'10	Jun'10
Interest income:
Loans
662,515	618,125	567,194	502,270	432,236	405,881	349,109	306,676	265,653	219,972	204,075	186,398	170,756	163,625	155,048	148,737	144,546	141,696	139,693	138,078	129,801	121,262	109,843	99,287	92,568	88,274	86,686	84,168	83,407	81,592	78,242	73,961	69,186	65,893	63,154	60,024	0	0	0
Investment securities:
Taxable
48,680	48,432	48,601	47,005	44,590	42,723	36,877	32,380	28,016	22,598	21,007	20,052	18,859	18,920	19,003	18,205	17,240	16,460	15,611	14,789	14,795	13,991	13,204	12,691	10,979	9,889	9,257	9,350	10,317	11,297	12,735	13,214	14,095	14,296	14,849	16,024	0	0	0
Tax-exempt
6,920	6,899	6,842	6,712	6,558	6,399	6,111	5,910	5,679	5,324	5,064	4,717	4,331	3,909	3,482	3,157	2,882	2,641	2,358	1,968	1,638	1,435	1,350	1,374	1,409	1,430	1,452	1,451	1,429	1,423	1,443	1,435	1,426	1,422	1,408	1,416	0	0	0
Federal funds sold and other
11,694	11,876	11,004	8,392	6,371	5,629	4,776	4,301	4,034	3,432	2,913	2,538	2,324	2,211	2,075	1,918	1,665	1,523	1,579	1,641	1,696	1,539	1,290	1,022	826	785	769	769	685	638	589	628	649	632	614	564	0	0	0
Total interest income
729,809	685,332	633,641	564,379	489,755	460,632	396,873	349,267	303,382	251,326	233,059	213,705	196,270	188,665	179,608	172,017	166,333	162,320	159,241	156,476	147,930	138,227	125,687	114,374	105,782	100,378	98,164	95,738	95,838	94,950	93,009	89,238	85,356	82,243	80,025	78,028	0	0	0
Interest expense:
Deposits
89,612	83,099	73,183	57,816	41,447	33,260	24,285	18,367	14,318	11,079	9,586	8,229	7,350	6,934	6,393	5,911	5,540	5,506	5,678	6,138	6,292	6,182	5,884	5,331	5,138	5,184	5,505	6,007	6,681	7,529	8,560	9,543	10,521	11,499	13,007	14,233	0	0	0
Securities sold under agreement to repurchase
1,122	1,106	1,031	907	746	632	518	429	338	246	180	125	106	103	112	138	164	186	204	205	207	181	149	118	83	78	78	80	84	86	85	82	80	84	86	92	0	0	0
Federal funds purchased and other borrowings
9,980	11,637	13,626	12,912	13,004	11,445	9,133	7,033	4,990	3,108	2,528	1,902	1,424	1,154	943	853	757	622	470	326	177	51	22	21	22	21	25	26	27	30	30	33	38	49	63	84	0	0	0
Federal Home Loan Bank advances and other borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	199	218	231	166	127	215	300	0	0	0
Corporate and subordinated debentures
0	-	2,316	2,353	0	-	1,918	1,686	1,496	-	1,307	1,258	1,219	1,149	1,086	1,032	979	968	963	959	956	942	851	763	675	602	608	616	623	637	619	563	509	448	422	421	0	0	0
Total interest expense
104,903	99,604	90,156	73,988	57,516	47,550	35,854	27,515	21,142	15,783	13,601	11,514	10,099	9,340	8,538	7,938	7,444	7,286	7,315	7,628	7,632	7,356	6,906	6,233	5,918	5,885	6,213	6,730	7,527	8,481	9,512	10,452	11,314	12,207	13,793	15,130	0	0	0
Net interest income
624,906	585,728	543,485	490,391	432,239	413,082	361,019	321,752	282,240	235,543	219,458	202,191	186,171	179,325	171,070	164,079	158,889	155,034	151,926	148,848	140,298	130,871	118,781	108,141	99,864	94,493	91,951	89,008	88,311	86,469	83,497	78,786	74,042	70,036	66,232	62,898	0	0	0
Provision for credit losses
54,446	10,585	9,637	7,895	8,036	8,283	7,151	6,297	5,263	4,958	6,256	6,435	5,447	4,962	3,239	1,964	3,361	4,493	3,968	4,923	2,509	826	991	-1,237	243	-76	1,910	5,608	6,128	9,220	25,116	27,696	37,447	45,991	44,374	43,414	0	0	0
Net interest income after credit loss provision
570,460	575,143	533,848	482,496	424,203	404,799	353,868	315,455	276,977	230,585	213,202	195,756	180,724	174,363	167,831	162,115	155,528	150,541	147,958	143,925	137,789	130,045	117,790	109,378	99,621	94,569	90,041	83,400	82,183	77,249	58,381	51,090	36,595	24,045	21,858	19,484	0	0	0
Non-interest income:
Correspondent banking capital markets revenue
78,825	60,373	46,976	34,320	29,966	28,884	25,609	24,174	25,034	23,520	25,083	25,641	26,822	28,817	27,055	25,617	24,902	23,225	22,859	22,100	18,958	16,400	14,582	13,307	14,019	17,023	20,403	26,100	31,162	32,806	33,017	32,410	28,203	24,889	30,056	29,429	0	0	0
Other correspondent banking related revenue
4,881	4,525	4,469	4,403	4,299	4,504	4,502	4,854	4,981	4,821	4,733	4,490	4,537	4,868	4,780	4,625	4,636	4,338	4,258	4,224	4,064	3,753	3,801	3,705	3,317	3,387	3,279	3,158	0	-	0	0	-	-	-	-	-	-	-
Small business administration loans revenue
5,851	5,136	3,848	3,457	3,232	3,532	3,368	2,597	1,749	775	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Debit, prepaid, ATM and merchant card related fees
17,048	18,399	20,466	20,412	17,534	16,243	13,413	11,671	10,497	9,035	8,725	8,615	8,473	8,254	7,975	7,617	7,258	6,913	6,820	6,773	6,445	6,250	6,007	5,794	5,641	5,420	5,402	5,163	4,993	4,623	4,358	3,911	3,453	3,194	2,541	2,293	0	0	0
Wealth management related revenue
3,385	3,161	3,008	2,883	2,648	2,657	2,788	3,026	3,277	3,554	3,513	3,491	3,395	3,237	3,335	3,383	3,578	3,813	3,825	3,878	3,992	4,239	4,486	4,672	4,698	4,551	4,529	4,350	4,170	3,760	3,093	2,650	2,022	1,801	1,636	1,440	0	0	0
FDIC indemnification income
-	-	-	-	-	-	-	-	-	-	-	-	-	96	729	756	1,115	1,686	2,133	2,319	2,381	2,982	2,087	5,207	6,182	5,542	7,382	6,248	6,081	6,017	3,147	1,204	560	1,132	0	0	0	-	-
FDIC indemnification asset amortization
-	-	-	-	-	-	-	-	-	-	-	-	-	1,166	4,586	8,730	13,379	16,563	18,742	19,551	19,908	20,743	19,644	18,527	16,793	13,807	10,847	7,682	4,758	3,096	0	0	0	-	-	-	-	-	-
Loan related fees
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	798	716	0	0	0
Bank owned life insurance income
8,102	7,801	7,462	6,904	6,208	5,976	5,241	4,726	4,046	3,293	2,967	2,650	2,610	2,534	2,451	2,373	2,318	2,346	2,380	2,251	2,008	1,767	1,483	1,359	1,341	1,328	1,359	1,392	1,417	1,436	1,347	1,214	1,086	967	921	846	0	0	0
Gain on sale of residential loans held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FDIC indemnification asset (amortization)/accretion
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	421	0	0	0	-
Trading securities revenue
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	646	631	0	0	0
Bargain purchase gain
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	453	46,344	46,344	46,344	57,020	12,506	0	0	0	-
Net gain on sale of available for sale debt securities
-	25	12	12	17	-22	-29	-29	-29	-7	13	0	0	-	0	-	-	-	0	-	-	-	0	0	-	1,060	1,458	2,133	1,851	2,423	2,133	1,663	4,057	3,464	3,485	4,919	0	0	0
Other non-interest income
7,105	6,919	7,107	8,032	7,998	7,301	5,387	3,598	2,805	2,463	3,301	2,813	2,829	3,169	1,848	1,988	1,712	1,377	2,162	2,126	2,020	1,990	1,614	1,199	1,092	985	1,187	1,144	0	-	0	0	-	-	-	-	0	0	0
Trust fees
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-
Other non interest revenue and fees
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	0	0	-	-	-
Total other income
192,550	166,060	148,127	126,743	111,389	105,127	89,689	79,326	73,711	65,175	65,373	64,313	64,310	64,369	56,879	49,328	42,930	37,450	35,319	33,748	29,547	26,226	23,888	25,936	29,427	33,946	41,489	49,217	55,895	59,261	102,124	98,034	94,711	101,972	63,491	63,405	0	0	0
Net interest income after loan loss provision
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Non-interest expense:
Salaries, wages and employee benefits
288,918	260,234	235,305	205,651	178,818	172,318	153,972	140,789	128,423	109,412	103,763	97,666	92,308	90,881	85,809	82,307	79,273	77,398	77,131	77,014	74,274	70,375	66,215	61,761	59,810	60,369	61,540	64,901	68,717	69,938	70,192	67,430	62,200	58,245	58,279	55,845	0	0	0
Occupancy expense
30,094	28,350	26,716	24,415	21,631	20,897	18,588	16,582	14,805	12,777	12,102	11,212	10,498	9,805	9,881	9,935	10,024	9,957	9,918	10,370	10,283	10,163	9,421	8,307	7,770	7,702	7,667	7,989	8,528	8,697	8,815	8,605	8,238	8,271	7,877	7,329	0	0	0
Depreciation of premises and equipment
15,633	14,438	13,039	11,591	10,363	9,788	8,920	8,323	7,838	7,247	7,022	6,809	6,560	6,373	6,156	5,965	5,780	5,716	5,757	5,861	6,021	6,066	6,143	5,965	5,857	5,876	5,846	5,947	5,908	5,678	5,344	4,895	4,475	4,207	3,982	3,672	0	0	0
Supplies, stationary and printing
3,347	3,234	3,192	2,974	2,710	2,498	2,112	1,916	1,792	1,610	1,500	1,449	1,395	1,340	1,358	1,399	1,370	1,436	1,481	1,474	1,457	1,319	1,216	1,109	1,060	1,121	1,086	1,079	1,097	1,124	1,180	1,233	1,296	1,285	1,232	1,201	0	0	0
Marketing expenses
7,678	7,540	7,485	7,213	6,841	6,235	5,376	4,838	4,491	3,929	3,794	3,539	3,287	3,125	2,884	2,814	2,469	2,317	2,395	2,511	2,649	2,731	2,666	2,642	2,609	2,517	2,491	2,485	2,508	2,564	2,601	2,496	2,647	2,791	2,714	2,699	0	0	0
Data processing expense
21,566	19,605	17,984	15,531	13,459	14,308	12,872	12,149	11,115	8,436	8,065	7,820	7,166	6,867	5,757	5,149	4,511	4,679	5,441	5,961	6,140	5,484	4,980	4,333	3,939	3,784	3,953	3,817	3,867	3,988	3,772	3,730	4,393	4,680	4,491	4,307	0	0	0
Legal, audit and other professional fees
10,110	8,870	8,511	7,448	6,674	6,163	4,534	4,087	3,687	3,644	3,575	3,625	3,642	3,657	3,506	3,381	3,122	2,954	3,020	3,340	4,026	4,066	4,201	4,278	3,746	3,754	3,558	2,933	2,690	2,527	2,625	2,633	2,655	2,729	3,430	3,621	0	0	0
Amortization of intangibles
17,751	16,030	14,467	12,718	10,523	10,018	8,158	6,811	5,613	4,066	3,693	3,374	0	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Credit loss expense for unfunded commitments
0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Core deposit intangible ("CDI") amortization
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2,405	-	2,461	2,538	2,407	2,110	1,696	1,286	1,064	986	1,033	1,081	1,130	1,155	1,090	990	892	804	727	635	0	0	0
Postage and delivery
4,202	3,967	3,645	3,415	3,198	2,961	2,652	2,453	2,198	1,938	1,851	1,762	1,757	1,684	1,601	1,526	1,376	1,389	1,446	1,484	1,513	1,413	1,285	1,165	1,067	1,084	1,097	1,113	1,110	1,148	1,075	1,086	1,022	930	922	754	0	0	0
ATM and debit card and merchant card related expenses
5,646	5,501	5,796	5,386	4,942	4,253	3,240	3,014	2,895	2,746	2,933	2,794	2,869	2,850	2,514	2,422	2,056	1,893	1,882	1,833	1,851	1,892	1,822	1,791	1,751	1,788	1,751	1,628	1,456	1,207	1,386	1,409	1,577	1,631	1,440	1,418	0	0	0
Bank regulatory expenses
5,239	5,048	5,624	6,356	5,491	4,885	4,353	3,652	3,334	3,051	3,063	3,260	3,337	3,420	3,247	3,158	3,073	3,173	3,476	3,618	3,488	3,209	2,865	2,537	2,419	2,369	2,252	2,287	2,310	2,429	2,540	2,534	2,521	2,621	2,881	2,952	0	0	0
Gain on sale of repossessed real estate (“OREO”)
0	-	969	1,050	0	-	1,869	1,613	926	-	458	978	1,474	1,528	740	464	-117	1,253	2,450	2,745	2,393	788	-585	-3,014	-3,198	-3,122	-4,255	-2,250	-1,458	-1,185	837	991	299	545	515	205	0	0	0
Valuation write down of OREO
382	395	248	353	403	482	534	505	708	682	832	928	1,010	871	842	842	840	1,207	2,032	2,124	2,619	3,250	2,395	5,250	6,045	6,012	7,284	5,835	4,990	4,258	4,917	4,571	4,971	6,751	5,932	4,971	0	0	0
(Gain) loss on repossessed assets other than real estate
-46	-25	60	48	126	138	6	2	9	-23	-6	3	33	46	26	45	14	7	93	61	42	45	-18	38	161	401	333	331	267	123	231	412	454	377	492	400	0	0	0
Foreclosure related expenses
3,516	3,221	3,110	2,991	2,817	2,815	2,643	2,259	2,206	2,252	2,314	2,389	2,508	2,392	2,335	2,246	2,234	2,334	2,050	2,273	2,635	2,775	3,398	3,432	3,127	3,191	3,945	5,184	5,491	5,640	4,931	4,064	4,978	5,023	4,850	4,074	0	0	0
Merger related expenses
35,943	39,257	40,766	34,167	32,568	34,912	35,962	25,567	20,885	13,046	10,600	10,600	1,142	11,444	11,341	0	0	-	0	-	-	11,542	10,877	0	0	-	0	-	846	2,714	8,906	9,308	9,163	7,696	0	0	0	-	-
Impairment on bank property held for sale
1,660	1,736	1,008	749	1,325	2,667	2,599	2,352	1,891	519	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Branch closure and efficiency initiatives
-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	0	-	-	2,764	0	0	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-
Loss on termination of FDIC loss share agreements
-	-	-	-	-	-	-	-	-	-	-	-	-	17,560	17,560	0	0	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other expenses
33,014	29,934	27,031	23,365	20,787	19,062	17,306	15,555	13,474	12,029	10,287	9,893	9,669	9,470	9,989	9,512	9,640	9,645	9,410	9,208	8,564	7,765	7,185	6,758	6,227	5,964	5,824	6,611	7,157	7,605	7,732	6,868	6,345	6,103	6,282	6,353	0	0	0
Total other expenses
485,206	446,907	413,018	363,321	320,944	312,467	281,958	249,241	224,438	186,485	175,658	167,431	149,671	174,481	168,383	162,843	158,332	126,082	126,087	130,766	134,381	136,181	130,539	124,855	116,075	110,762	112,843	114,699	118,984	121,980	128,174	123,255	118,126	114,689	107,495	101,306	0	0	0
Income before provision for income taxes
277,804	294,296	268,957	245,918	214,648	197,459	161,599	145,540	126,250	109,275	102,917	92,638	95,363	64,251	56,327	48,600	40,126	61,909	57,190	46,907	32,955	20,090	11,139	10,459	12,973	17,753	18,687	17,918	19,094	14,530	32,331	25,869	13,180	11,328	-22,146	-18,417	0	0	0
Provision for income taxes
60,417	67,698	62,840	57,517	49,206	41,024	53,903	53,779	51,419	53,480	33,007	29,394	31,618	21,910	19,617	17,358	14,740	22,571	20,967	17,007	11,896	7,126	3,656	3,460	4,253	5,510	6,008	5,706	5,926	4,625	10,580	8,752	4,123	3,419	-8,302	-7,469	0	0	0
Net income
217,387	226,598	193,451	169,913	0	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Earnings attributable to noncontrolling interest
-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net income attributable to CenterState Bank Corporation
-	-	204,915	187,802	-	156,435	107,696	91,761	74,831	55,795	69,910	63,244	63,745	42,341	36,710	31,242	25,386	39,338	36,223	29,900	21,059	12,964	7,483	6,999	8,720	12,243	12,679	12,212	13,168	9,905	21,751	17,117	9,057	7,909	-13,844	-10,948	0	0	0
Net income
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Unrealized available for sale debt securities holding gain, net of taxes of $13,268 and $7,322, respectively
63,612	45,454	59,627	44,723	24,638	-15,432	-36,389	-29,655	-18,892	2,806	-7,786	-6,934	-9,374	-10,004	2,476	4,113	-2,700	-4,255	2,473	-61	8,451	8,565	4,526	3,583	-8,192	-11,132	-12,294	-8,243	1,191	3,097	0	0	0	-	-	-	-	-	-
Unrealized interest rate swap holding loss, net of taxes of ($1,917) and $0, respectively
0	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Less: reclassified adjustments for gain included in net income, net income tax expense of $0 and $4, respectively
-	19	9	-15	13	-16	0	0	0	-	-	-	-	8	10	0	0	-	0	-	-	28	41	661	633	651	1,650	1,451	1,904	1,511	0	0	0	-	-	-	-	-	-
Net change in accumulated other comprehensive income
57,253	44,822	35,103	23,895	0	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total comprehensive income
274,640	271,420	228,554	193,808	0	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Comprehensive income attributable to noncontrolling interest
-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net unrealized gain (loss) on available for sale debt securities,net of income taxes
-	-	-	-	-	-	-	-	-18,872	-	-7,786	-6,942	-9,382	-10,012	4,110	5,753	-1,060	-2,615	2,471	-61	8,423	8,537	4,485	3,542	-8,825	-11,783	-13,194	-9,564	37	1,586	2,480	2,408	2,024	2,797	0	0	0	-	-
Total comprehensive income attributable to CenterState Bank Corporation
-	-	262,839	232,210	-	141,019	71,327	62,126	55,959	58,605	62,124	56,302	54,363	32,329	40,820	36,995	24,326	36,723	38,694	29,839	29,482	21,501	11,968	10,541	-105	460	-515	2,648	13,205	11,491	24,231	19,525	11,081	10,706	-10,057	-7,393	0	0	0
Earnings per share:
Basic
0.28	0.56	0.43	0.42	0.47	0.54	0.43	0.38	0.43	0.01	0.37	0.26	0.33	0.34	0.32	0.33	-0.10	0.23	0.22	0.22	0.20	0.18	0.08	0.03	0.03	0.07	0.10	0.09	0.15	0.08	0.09	0.12	0.04	0.46	-0.07	-0.14	0.01	-0.27	0.03
Diluted
0.28	0.56	0.43	0.42	0.46	0.53	0.43	0.38	0.42	0.01	0.36	0.26	0.32	0.34	0.32	0.32	-0.10	0.22	0.22	0.21	0.20	0.17	0.08	0.03	0.03	0.07	0.10	0.09	0.15	0.08	0.09	0.12	0.04	0.46	-0.07	-0.14	0.01	-0.27	0.03
Common shares used in the calculation of earnings per share:
Common shares used in the calculation of earnings per share:
Basic
124,798	125,559	127,839	129,847	95,740	95,741	87,813	83,870	83,139	60,133	59,906	58,306	50,632	47,690	47,820	47,781	46,343	45,239	45,200	45,161	45,127	45,216	45,061	38,665	34,465	30,112	30,109	30,098	30,089	30,079	30,077	30,072	30,065	30,041	30,039	30,037	30,020	28,789	25,802
Diluted
125,341	126,408	128,738	130,767	96,500	96,616	88,810	85,006	84,600	61,470	61,115	59,369	51,407	49,366	48,602	48,453	46,343	45,933	45,826	45,737	45,657	45,615	45,413	39,051	34,862	30,316	30,243	30,161	30,159	30,197	30,142	30,140	30,088	30,032	30,039	30,037	30,047	28,789	25,967
Mortgage Banking Revenue [Member]
Non interest income
36,333	29,553	24,644	18,388	14,201	12,610	0	0	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Service Charges on Deposit Accounts [Member]
Non interest income
31,012	30,168	29,524	27,321	24,675	22,831	0	0	0	-	-	-	14,403	13,564	12,411	11,129	10,220	9,745	9,620	9,628	9,541	9,542	9,404	9,152	8,900	8,457	7,969	7,420	6,934	6,598	6,487	6,421	6,243	6,316	6,315	6,341	0	0	0