Capstar financial holdings, inc. (CSTR)
CashFlow / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16
Cash flows from operating activities:
Net income

1,346

5,421

6,466

5,755

4,780

-708

3,656

3,512

3,195

92

4,419

-3,342

332

2,928

2,109

2,476

1,583

Adjustments to reconcile net income to net cash used in operating activities:
Provision for loan losses

7,553

0

-125

0

886

1,514

482

168

678

-30

-194

9,689

3,405

-

-

-

-

Provision for loan and lease losses

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

182

937

Accretion of discounts on acquired loans and deferred fees

297

1,829

802

547

559

2,030

295

482

171

996

263

115

159

445

481

310

440

Depreciation and amortization

681

691

731

724

737

725

98

101

104

105

113

125

107

98

101

109

113

Net amortization of premiums on investment securities

-180

-230

-177

-195

-205

-204

-262

-252

-289

-275

-321

-305

-358

-421

-426

-393

-286

Net gain on sale of securities

27

9

0

-120

12

-

-

-

-

-

-

-

-

-

-

-

-

Mortgage banking income

2,253

2,316

2,679

3,087

1,385

1,324

1,634

1,382

1,313

-

-

-

-

-

-

-

-

Securities (gains) losses, net

-

-

-

-

-

-

-

-

-

-

-

-

-6

-

-4

86

38

Mortgage banking income

-

-

-

-

-

-

-

-

-

-

-

-

1,132

-

2,340

1,654

1,347

Tri-Net fees

599

274

847

1,023

641

276

374

325

528

254

366

298

84

-

-

-

-

Net gain on sale of loans

35

-20

462

165

196

-

-

-

-

-

-

-

-

-

-

-

-

Net loss on disposal of premises and equipment

-

-

-

-

-

-

-

-

-

0

0

0

-137

-

-

-

-

Net gain on sale of other real estate owned

37

-

-

-

-

-

-

-

-

-

-

-

-

0

0

84

72

Stock-based compensation

360

227

351

340

344

1,139

310

325

305

290

287

248

236

199

212

235

195

Excess tax benefit from stock compensation

-

-

-

-

-

-

-

-

-

-

-

-

-

32

11

15

2

Deferred income tax expense (benefit)

-2,692

1,711

532

-53

395

769

282

-131

255

4,830

-847

1,146

-744

-358

-447

476

33

Origination of loans held for sale

226,109

229,039

267,522

196,763

130,697

120,490

133,927

138,071

123,853

156,193

141,225

174,792

93,162

128,660

156,463

151,807

85,107

Proceeds from loans held for sale

210,246

193,020

231,064

184,114

117,471

115,441

150,762

136,744

137,501

136,626

163,970

138,409

101,118

152,782

154,565

123,154

92,654

Cash payments arising from operating leases

462

-

-

-

459

-

-

-

-

-

-

-

-

-

-

-

-

Net increase in accrued interest receivable and other assets

741

-164

-227

-2,127

12,979

-3,369

1,510

-227

691

440

-1,787

1,776

1,331

-484

17

777

1,226

Net increase (decrease) in accrued interest payable and other liabilities

-1,365

908

1,324

1,937

7,718

-1,084

832

1,378

-444

182

478

-988

-2,120

737

1,955

571

-1,449

Net cash used in operating activities

-14,251

-32,861

-31,565

-5,870

-14,392

-2,994

18,939

2,313

15,327

-

-

-

-

-

-

-

-

Net cash provided by operating activities

-

-

-

-

-

-

-

-

-

-

-

-

6,967

-

1,252

-27,135

6,118

Cash flows from investing activities:
Activities in securities available-for-sale:
Purchases

17,302

32,131

14,591

10,613

2,138

22,660

10,419

3,069

8,639

-

-

-

-

-

-

-

-

Sales

6,043

13,935

0

44,411

9,722

32,544

0

3,764

2,014

-

-

-

-

-

-

-

-

Purchases

-

-

-

-

-

-

-

-

-

-

0

0

11,754

-

16,334

1,942

37,585

Sales

-

-

-

-

-

-

-

-

-

-

4,331

29,323

645

-

12,561

15,388

18,750

Maturities, prepayments and calls

9,205

8,164

6,989

6,872

5,599

4,634

4,865

4,702

5,044

4,110

4,956

4,576

5,186

6,531

6,744

6,087

4,281

Net redemption (purchase) of restricted equity securities

-116

-

-

-

2,107

-

-

-

-

-

-

-

-

-

-

-

-

Activities in securities held-to-maturity:
Maturities, prepayments and calls

-

-

-

-

-

-

-

-

-

228

881

422

29

423

427

643

162

Purchase of restricted equity securities

-

-

-

-

-

1

8

0

3

7

507

1,747

513

506

8

99

4

Net increase in loans

26,515

6,879

-30,163

-27,825

37,327

13,908

27,019

14,248

83,949

-28,238

-24,212

4,301

69,065

13,544

29,215

54,121

29,624

Purchase of premises and equipment

8

62

235

176

1,109

264

3,848

66

66

1

14

318

742

-

-

-

-

Proceeds from sale of other real estate

1,005

-

-

-

-

-

-

-

-

-

-

-

-

0

0

84

288

Proceeds from sale of premises and equipment

-

-

-

-

-

-

-

-

-

0

0

0

3

-

-

-

-

Net cash used in investing activities

-27,456

-16,763

22,972

68,441

-27,360

15,814

-36,429

-8,917

-85,599

-

-

-

-

-

-

-

-

Cash flows from financing activities:
Net cash used in investing activities

-

-

-

-

-

-

-

-

-

-

-

-

-76,211

-

-30,184

-34,004

-43,730

Net increase in deposits

34,258

-2,312

8,993

43,968

108,794

39,085

-18,610

17,460

7,687

28,371

-29,490

-37,011

29,273

-7,337

-7,241

56,963

47,876

Proceeds from Federal Home Loan Bank advances

680,000

0

0

10,000

65,000

15,000

30,000

50,000

30,000

0

75,000

40,000

20,000

-

-

-

-

Payments on Federal Home Loan Bank advances

680,000

0

0

75,000

115,000

-

-

-

-

-

-

-

-

15,000

25,000

-25,000

30,000

Repurchase of common stock

1,437

0

2,000

3,405

2,431

-

-

-

-

-

-

-

-

-

-

-

-

Exercise of common stock options, net of repurchase of restricted shares

-17

-

-

-

1,012

-

-

-

-

-

-

-

-

-

-

-

-

Exercise of common stock options and warrants, net of repurchase of restricted shares

-

-

-

-

-

-

-

-

-

-

-

-

-

-

139

0

10

Exercise of common stock options and warrants, net of repurchase of restricted shares

-

-

-

-

-

1,685

975

1,241

913

449

886

60

-101

-

-

-

-

Excess tax benefit from stock compensation

-

-

-

-

-

-

-

-

-

-

-

-

-

32

11

15

2

Common and preferred stock dividends paid

916

934

900

928

745

-

-

-

-

-

-

-

-

-

-

-

-

Net increase (decrease) in repurchase agreements

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-3,755

Net cash provided by financing activities

31,888

-3,128

6,529

-26,807

56,630

40,034

11,857

13,701

38,600

-

-

-

-

-

-

-

-

Net increase (decrease) in cash and cash equivalents

-9,819

-52,752

-2,064

35,764

14,878

52,854

-5,633

7,097

-31,672

-

-

-

-

-

-

-

-

Net cash provided by financing activities

-

-

-

-

-

-

-

-

-

-

-

-

49,172

-

4,837

81,979

14,133

Net decrease in cash and cash equivalents

-

-

-

-

-

-

-

-

-

-

21,696

-11,946

-20,072

-

-24,095

20,839

-23,478

Supplemental disclosures of cash paid:
Interest paid

5,189

5,651

6,271

6,260

6,034

4,754

4,172

3,564

2,888

-

-

-

-

-

-

-

-

Interest paid

-

-

-

-

-

-

-

-

-

-

-

-

2,023

-

1,746

1,712

1,620

Income taxes

1,676

402

63

-105

356

774

766

-88

264

-

-

-

-

1,569

31

1,706

807

Cash paid for operating lease liabilities

-

-

-

-

-

-

407

415

394

-

-

-

-

-

-

-

-

Supplemental disclosures of noncash transactions:
Transfer of loans to other real estate

71

130

0

0

50

-

-

-

-

-

-

-

-

-

-

-

-

Loans charged off to the allowance for loan and lease losses

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

773

Loans charged off to the allowance for loan losses

172

-

332

118

82

-

0

91

160

-

0

11,245

1,124

-

-

-

-