Capstar financial holdings, inc. (CSTR)
Income statement / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Sep'15
Interest income:
Loans, including fees

19,738

20,232

21,005

20,999

20,592

20,554

14,167

13,796

12,234

11,666

12,095

11,373

10,467

10,680

10,659

9,605

9,268

9,428

Securities:
Taxable

1,174

1,080

1,028

1,165

1,346

1,410

951

943

880

872

838

983

1,003

851

787

911

898

993

Tax-exempt

321

344

354

363

377

416

248

257

280

283

304

317

326

316

291

268

282

277

Federal funds sold

-

0

1

6

19

7

17

19

20

16

7

16

2

6

4

4

4

3

Restricted equity securities

142

171

183

214

187

182

132

128

129

126

108

86

76

70

71

70

69

67

Interest-bearing deposits in financial institutions

363

379

645

411

446

332

267

211

201

162

169

115

105

80

63

56

76

32

Total interest income

21,738

22,206

23,216

23,158

22,967

22,901

15,782

15,354

13,744

13,125

13,521

12,890

11,979

12,007

11,875

10,914

10,598

10,802

Interest expense:
Interest-bearing deposits

1,901

2,015

2,102

1,827

1,594

1,372

1,146

892

754

609

635

586

617

393

404

390

301

184

Savings and money market accounts

1,551

1,822

1,944

1,782

1,718

1,619

1,409

1,413

1,005

828

772

773

815

719

689

719

731

650

Time deposits

1,481

1,625

1,887

2,217

1,813

1,472

985

834

649

694

706

574

471

518

546

506

514

492

Federal funds purchased

-

0

0

0

4

0

1

1

1

0

2

7

4

0

13

6

2

7

Securities sold under agreements to repurchase

-

0

0

0

5

-

-

-

-

-

-

-

-

0

0

-0

1

3

Federal Home Loan Bank advances

144

162

127

324

831

719

698

627

489

477

563

379

140

195

97

92

90

47

Total interest expense

5,077

5,624

6,060

6,150

5,965

5,185

4,239

3,767

2,898

2,608

2,678

2,319

2,047

1,827

1,749

1,713

1,641

1,385

Net interest income

16,661

16,582

17,156

17,008

17,002

17,716

11,543

11,587

10,846

10,517

10,843

10,571

9,932

10,180

10,126

9,201

8,956

9,417

Provision for loan losses

7,553

0

-125

0

886

1,514

481

169

678

-30

-195

9,690

3,405

-

1,639

183

-

-

Provision for loan and lease losses

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

937

580

Net interest income after provision for loan losses

9,108

16,582

17,281

17,008

16,116

16,202

11,062

11,418

10,168

10,547

11,038

881

6,527

10,110

8,487

9,018

8,019

8,837

Noninterest income:
Noninterest income

2,253

2,316

2,679

3,087

1,385

1,324

1,634

1,382

1,313

-

-

-

-

-

-

-

-

-

Net gain on sale of securities

27

9

1

-121

12

-

-1

3

-

-

-

-

-

-

-

-

-

-

Treasury management and other deposit service charges

-

-

-

-

-

-

-

-

-

-

-

-

329

-

277

303

225

235

Loan commitment fees

-

-

-

-

-

-

-

-

-

-

-

-

236

-

329

142

430

306

Net gain (loss) on sale of securities

-

-

-

-

-

-

-

-

-

-

9

40

-6

-

-4

86

-

-

Tri-Net fees

599

273

847

1,024

641

277

373

325

528

254

367

297

84

-

-

-

-

-

Net gain (loss) on sale of securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

38

38

Mortgage banking income

-

-

-

-

-

-

-

-

-

-

-

-

1,132

-

2,339

1,655

1,347

1,748

Other noninterest income

1,089

3,269

2,474

2,229

1,014

3,992

684

627

847

890

539

430

359

793

250

382

328

305

Total noninterest income

5,874

5,719

6,788

7,032

4,735

6,386

3,218

2,765

3,090

2,736

3,372

2,666

2,134

2,954

3,191

2,568

2,370

2,634

Noninterest expense:
Salaries and employee benefits

8,002

9,318

9,229

8,563

8,432

9,475

6,514

6,340

6,257

5,411

5,119

4,784

5,086

5,186

5,119

4,938

5,217

5,205

Data processing and software

1,864

1,835

1,790

1,862

1,474

1,424

803

810

798

745

709

711

621

542

627

635

568

562

Professional fees

636

530

528

501

543

535

255

344

474

471

336

350

365

406

391

426

330

374

Occupancy

820

795

858

809

883

736

544

535

521

506

531

539

449

365

352

371

409

381

Equipment

751

833

1,012

1,026

852

810

520

602

539

467

564

544

496

442

458

436

406

442

Regulatory fees

163

27

18

272

274

364

228

233

203

233

270

301

307

348

250

265

227

-

Merger related expenses

290

162

187

1,711

594

-

540

335

-

-

-

-

-

-

-

-

-

-

Amortization of intangibles

386

398

408

419

430

442

3

10

10

-

-

-

-

-

-

-

-

-

Regulatory fees

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

227

Other operating

1,299

1,371

1,501

1,307

1,243

1,118

663

796

778

816

946

988

1,052

1,295

1,330

880

849

1,409

Total noninterest expense

14,211

15,269

15,531

16,470

14,725

23,832

10,070

10,005

9,580

8,697

8,475

8,217

8,376

8,641

8,527

7,951

8,009

8,603

Income before income taxes

771

7,032

8,538

7,570

6,126

-1,244

4,210

4,178

3,678

4,586

5,935

-4,670

285

4,423

3,151

3,635

2,380

2,867

Income tax expense (benefit)

-575

1,612

2,072

1,814

1,346

-535

554

665

483

4,494

1,516

-1,328

-47

1,495

1,042

1,159

796

831

Net income

1,346

5,420

6,466

5,756

4,780

-709

3,656

3,513

3,195

92

4,419

-3,342

332

2,928

2,109

2,476

1,583

2,036

Per share information:
Basic net income per share of common stock

0.07

0.29

0.36

0.33

0.27

-0.14

0.30

0.30

0.27

0.01

0.39

-0.30

0.03

0.27

0.24

0.29

0.18

0.24

Diluted net income per share of common stock

0.07

0.29

0.35

0.31

0.25

-0.13

0.28

0.27

0.25

0.00

0.35

-0.26

0.03

0.23

0.20

0.23

0.15

0.20

Weighted average shares outstanding:
Basic

18,392

18,355

17,741

17,663

17,783

17,560

12,040

11,845

11,664

11,405

11,279

11,226

11,210

11,209

8,792

8,682

8,628

8,554

Diluted

18,443

18,438

18,532

18,650

18,830

18,764

13,113

13,067

12,975

12,939

12,750

12,740

12,784

12,800

10,799

10,675

10,572

10,407

Treasury Management And Other Deposit Service Charges
Noninterest income

775

736

788

813

798

793

528

427

402

-

-

-

-

-

-

-

-

-

Mortgage Banking Income
Noninterest income

2,253

2,316

2,679

3,087

1,385

1,323

1,634

1,383

1,313

-

-

-

-

-

-

-

-

-

Wealth Management Fees
Noninterest income

407

-

-

-

306

-

-

-

-

-

-

-

-

-

-

-

-

-

Interchange and Debit Card Transaction Fees
Noninterest income

724

-

-

-

579

-

-

-

-

-

-

-

-

-

-

-

-

-