Codorus valley bancorp inc (CVLY)
Balance Sheet / Yearly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Dec'10
Assets
Interest bearing deposits with banks

169

110

103

106

73

69

60

65

62

55

1

42

71

54

32

65

1

44

59

44

12

17

21

20

25

1

1

53

26

34

33

41

27

19

33

0

32

Cash and due from banks

15

20

24

20

20

27

24

20

15

23

18

18

15

19

13

14

10

12

12

14

13

13

12

15

16

13

15

11

10

14

17

14

11

12

12

11

8

Federal funds sold

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

3

Total cash and cash equivalents

185

131

127

126

94

96

85

86

78

79

19

61

87

74

46

79

12

57

72

58

26

31

34

36

42

15

17

64

36

49

51

56

39

32

46

11

43

Securities, available-for-sale

171

159

162

153

149

149

146

154

151

158

167

181

191

194

200

189

-

213

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Securities, available-for-sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

199

-

210

213

218

213

228

226

223

228

239

221

221

234

238

235

235

233

229

235

222

Restricted investment in bank stocks, at cost

3

4

4

4

5

5

6

6

6

6

7

6

7

6

4

5

5

5

5

5

3

3

4

4

4

4

3

3

3

2

2

3

3

3

3

3

4

Loans held for sale

10

11

9

8

4

4

3

2

1

1

3

2

1

1

3

0

1

0

0

1

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1

-

0

0

1

0

1

1

2

3

3

1

4

2

2

0

4

Loans (net of deferred fees of $3,266 - 2020 and $3,463 - 2019)

1,476

1,505

1,490

1,473

1,494

1,485

1,494

1,465

1,423

1,399

1,402

1,353

1,318

1,270

1,207

1,167

1,150

1,123

1,055

1,041

1,020

920

892

887

871

859

813

768

759

737

732

706

703

693

685

680

640

Less-allowance for loan losses

22

21

21

21

20

19

18

17

16

16

16

16

15

14

14

13

13

12

12

11

11

11

10

10

10

9

9

9

9

9

8

8

8

8

8

8

7

Net loans

1,453

1,484

1,469

1,452

1,474

1,466

1,475

1,448

1,406

1,383

1,385

1,337

1,302

1,255

1,193

1,153

1,137

1,110

1,043

1,029

1,009

908

881

877

861

849

804

759

750

727

723

697

694

684

677

671

633

Premises and equipment, net

26

25

26

26

27

24

24

24

24

24

24

24

24

24

24

24

24

24

22

21

21

18

15

15

14

14

14

13

12

11

10

10

10

10

10

10

10

Operating leases right-of-use assets

3

3

2

2

2

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Goodwill

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other assets

64

63

63

64

64

57

56

53

53

53

55

54

53

51

48

48

43

42

40

40

39

37

38

39

37

37

36

36

36

30

33

40

41

43

43

42

38

Total assets

1,921

1,886

1,869

1,842

1,824

1,807

1,800

1,779

1,724

1,709

1,664

1,670

1,670

1,611

1,522

1,504

1,427

1,456

1,397

1,372

1,323

1,213

1,203

1,200

1,185

1,150

1,116

1,099

1,063

1,059

1,064

1,044

1,029

1,012

1,013

977

957

Liabilities
Deposits
Noninterest bearing

274

273

268

264

253

252

258

259

241

246

223

216

213

202

187

194

168

162

144

141

134

121

117

113

112

107

98

102

88

88

88

84

84

73

75

71

65

Interest bearing

1,364

1,316

1,291

1,268

1,249

1,242

1,211

1,183

1,161

1,137

1,099

1,108

1,087

1,061

1,034

1,004

952

931

949

937

939

833

841

855

836

817

823

821

805

812

807

793

790

780

782

760

740

Total deposits

1,639

1,590

1,560

1,533

1,502

1,495

1,470

1,442

1,402

1,384

1,322

1,325

1,301

1,264

1,222

1,198

1,120

1,094

1,094

1,079

1,074

954

959

968

948

925

922

924

893

901

895

878

874

854

857

832

806

Short-term borrowings

6

7

8

9

6

7

8

12

24

20

31

36

53

56

31

21

26

74

47

30

29

42

41

29

22

40

31

23

19

19

24

25

13

10

11

10

6

Long-term debt

71

81

96

96

116

115

135

135

120

130

135

135

145

125

105

120

120

120

120

125

90

90

80

80

80

70

50

40

40

30

35

36

36

46

36

33

62

Operating leases liabilities

3

3

2

2

2

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Junior subordinated debt

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

10

10

-

Other liabilities

12

12

11

12

12

11

12

17

11

9

10

11

12

10

9

10

9

8

9

14

9

7

6

8

9

6

6

7

7

6

8

6

9

7

6

8

5

Total liabilities

1,732

1,695

1,680

1,654

1,642

1,628

1,627

1,608

1,559

1,544

1,500

1,508

1,512

1,456

1,367

1,351

1,277

1,297

1,271

1,250

1,202

1,095

1,087

1,086

1,061

1,042

1,011

995

960

958

964

946

934

918

922

895

880

Shareholders' equity
Preferred stock, par value $2.50 per share; 1,000,000 shares authorized; shares issued and outstanding: 0 at March 31, 2020 and 0 at December 31, 2019

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

12

12

12

12

12

12

12

25

25

25

25

25

25

25

25

25

25

25

16

15

Common stock, par value $2.50 per share; 30,000,000 shares authorized; Shares issued: 9,769,150 at March 31, 2020 and 9,755,976 at December 31, 2019; and shares outstanding: 9,763,713 at March 31, 2020 and 9,755,976 at December 31, 2019.

24

24

24

23

23

23

23

22

22

22

22

21

21

21

20

19

19

19

15

14

14

14

14

13

13

12

11

11

11

11

11

10

10

10

10

10

10

Additional paid-in capital

140

140

144

134

134

134

134

120

120

120

119

106

106

106

105

97

97

97

68

63

62

62

62

57

56

45

44

41

40

40

40

37

37

37

37

37

37

Retained earnings

20

25

21

28

25

22

19

30

25

22

22

33

31

28

26

32

30

28

26

30

28

26

24

27

25

23

21

23

20

18

16

18

16

14

12

12

10

Accumulated other comprehensive income

4

1

1

0

-0

-2

-3

-3

-2

-0

-0

-0

-0

-1

2

2

2

1

2

1

2

2

2

3

2

2

2

2

5

5

6

6

6

5

6

4

2

Treasury stock, at cost; 5,437 shares at March 31, 2020

0

0

3

0

0

-

0

-

0

-

0

-

-

-

0

-

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total shareholders' equity

189

191

189

187

182

178

173

170

165

164

164

161

157

154

155

153

150

159

125

122

120

118

115

113

123

107

105

103

103

101

100

98

95

93

91

81

76

Total liabilities and shareholders' equity

1,921

1,886

1,869

1,842

1,824

1,807

1,800

1,779

1,724

1,709

1,664

1,670

1,670

1,611

1,522

1,504

1,427

1,456

1,397

1,372

1,323

1,213

1,203

1,200

1,185

1,150

1,116

1,099

1,063

1,059

1,064

1,044

1,029

1,012

1,013

977

957