Coastway bancorp, inc. (CWAY)
CashFlow / TTM
Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13
Cash flows from operating activities:
Net income

3,067

2,477

2,592

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net income

-

-

-

-

-

-

-

-

-

1,894

1,628

1,234

776

290

-965

-1,208

-1,089

-1,214

222

0

0

0

Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses

791

737

435

445

434

426

475

472

579

506

496

403

322

364

432

625

639

652

567

0

0

0

Loans originated for sale

201,613

216,710

211,976

210,140

220,036

224,514

219,069

200,524

182,336

167,681

171,486

164,917

159,548

149,015

134,805

134,630

137,208

152,965

166,580

0

0

0

Loans sold

202,010

218,735

228,347

232,484

234,651

235,162

218,991

187,306

179,000

169,409

166,102

171,335

159,371

148,222

134,914

134,742

143,373

157,013

170,672

0

0

0

Gain on sale of mortgage loans, net

3,407

3,842

4,291

4,144

4,344

4,206

4,127

3,947

3,268

2,822

2,573

0

0

0

-

-

-

-

-

-

-

-

Gain on sale of portfolio loans

-

-

-

-

-

-

-

-

-

-

328

0

0

0

-

-

-

-

-

-

0

0

Amortization of deferred loan costs

-1,074

-1,029

-1,008

-1,030

-1,054

-1,109

-1,076

-1,017

-978

-861

-818

-771

-706

-710

-678

-659

-623

-568

-532

0

0

0

Provision on foreclosed real estate

0

0

-

-

-

-

-

-

-

-

-126

-81

-69

-151

-129

-350

-141

-263

-231

0

0

0

Loss on real estate held for sale

-

-

-

-

-

-

-11

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Depreciation and amortization expense

1,460

1,460

1,448

1,412

1,395

1,362

1,326

1,316

1,281

1,281

1,277

1,267

1,251

1,174

1,108

1,041

990

976

959

0

0

0

Income from Bank-owned life insurance

124

125

133

132

132

132

126

128

131

133

135

140

137

135

132

0

0

0

-

-

-

-

Deferred income tax expense (benefit)

-15

-35

-147

-655

-573

-727

-106

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Deferred income tax expense (benefit)

-

-

-

-

-

-

-

-

-

-

-

323

310

50

-578

0

0

0

-

-

0

0

Issuance of common stock to Coastway Cares Charitable Foundation II

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,221

0

0

0

-

-

-

-

ESOP expense

359

328

305

280

252

223

206

198

190

185

179

0

0

0

-

-

-

-

-

-

-

-

Stock-based compensation

194

199

196

136

165

150

126

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

ESOP expense

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Net change in:
Accrued interest receivable

551

518

364

317

186

60

184

0

0

0

-

-

-

-

159

0

0

0

-

-

-

0

Prepaid FDIC insurance assessment

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-336

0

0

0

Other, net

-76

256

-1,193

1,639

-1,712

-1,151

-3,201

424

-1,007

612

-327

-44

4,331

-426

1,324

133

-1,180

-222

453

0

0

0

Net cash provided (used) by operating activities

3,331

3,507

18,614

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash flows from investing activities:
Purchase of FHLB stock

0

0

-

-

-

-

2,477

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by operating activities

-

-

-

-

-

-

-

-

-

3,966

-2,894

6,879

-4,268

-124

-804

1,262

8,974

6,140

6,098

0

0

0

Purchase of and increase in certificates of deposit

-

-

-

-

-

-

25

25

35

3,063

3,058

3,056

3,054

21

3,016

0

0

0

-

-

-

-

Redemption of FHLB stock

-

-

838

2,314

2,314

1,987

1,576

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from redemption of FHLB stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-342

0

0

0

Loan originations, net of principal payments

-

65,654

-

-

-

29,883

42,569

53,224

47,361

42,671

32,008

34,125

29,508

39,116

45,222

44,585

48,851

34,997

36,503

0

0

0

Purchase of loans from third party originators

96,449

68,235

44,416

24,862

22,012

15,268

17,807

28,330

48,754

59,356

57,383

0

0

0

-

-

-

-

-

-

-

-

Purchases of premises and equipment

980

1,542

1,871

1,784

1,811

1,342

1,345

1,439

898

837

801

923

10,088

10,925

10,749

12,325

3,989

3,878

4,259

0

0

0

Proceeds from portfolio loans sold

-

-

-

-

-

-

-

-

-

-

4,492

0

0

0

-

-

-

-

-

-

0

0

Proceeds from sale of real estate held for sale

-

-

-

-

-

-

3,294

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sale of foreclosed real estate

-

-

-

-

-

-

-

-

-

-

1,248

0

0

0

-

-

-

-

1,053

0

0

0

Net cash used by investing activities

-153,266

-138,741

-98,385

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash flows from financing activities:
Net cash used in investing activities

-

-

-

-

-

-

-

-

-

-104,032

-89,586

-82,621

-64,813

-60,542

-68,549

-64,832

-59,431

-44,692

-38,777

0

0

0

Net increase in deposits

30,577

32,318

29,642

77,521

84,511

80,672

73,795

32,792

20,172

16,786

29,975

14,061

19,994

16,042

13,628

5,618

16,698

18,905

22,123

0

0

0

Net change in short-term borrowed funds

123,009

108,050

60,425

-13,050

-12,659

-21,500

4,000

69,800

81,850

84,000

69,000

62,500

49,000

37,000

20,500

23,000

-4,000

-4,000

13,000

0

0

0

Restricted stock forfeited for tax withholdings

0

0

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Repayments of long-term borrowed funds

-

-

-

-

-

-

-

-

-

-

1,300

1,300

1,300

1,300

700

700

700

711

1,343

0

0

0

Repurchase of common stock

-

-

333

1,882

1,882

5,790

6,165

5,169

5,539

1,986

1,455

0

0

0

-

-

-

-

-

-

-

-

Net cash provided by financing activities

153,519

140,221

89,682

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net change in cash and cash equivalents

3,584

4,987

9,911

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Issuance of common stock for initial public offering

-

-

-

-

-

-

-

-

-

-

-

-

-

-

46,345

0

0

0

-

-

-

-

Conversion of stock subscriptions to common stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

Purchase of common stock by ESOP

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,959

0

0

0

-

-

-

-

Net cash provided (used) by financing activities

-

-

-

-

-

-

-

-

-

98,800

96,220

74,359

67,162

51,645

32,416

70,304

54,384

56,580

77,178

0

0

0

Net change in cash and cash equivalents

-

-

-

-

-

-

-

-

-

-1,266

3,740

-1,383

-1,919

-9,021

-36,937

6,734

3,927

18,028

44,499

0

0

0

Supplemental cash flow information:
Interest paid on deposits

3,133

3,051

2,951

2,789

2,564

2,330

2,110

1,980

1,952

1,979

2,038

2,121

2,208

2,261

2,304

2,358

2,403

2,452

2,498

0

0

0

Interest paid on borrowed funds

2,801

1,939

1,445

1,129

897

728

660

546

390

277

177

141

120

109

94

95

102

114

135

0

0

0

Income taxes paid

0

0

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Income taxes paid

-

-

-

-

-

-

-

2,171

1,881

971

596

190

180

226

202

202

202

528

602

0

0

0

Loans transferred to foreclosed real estate

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

270

0

0

0