Community west bancshares / (CWBC)
CashFlow / Yearly
Dec'19Dec'18Dec'17Dec'16Dec'15Dec'14Dec'13Dec'12Dec'11Dec'10Dec'09
Cash flows from operating activities:
Net income

7,963

7,409

4,915

5,229

2,870

7,046

8,986

3,173

-10,485

2,091

-5,763

Adjustments to reconcile net income to cash provided by operating activities:
(Credit) provision for loan losses

-165

14

411

-48

-2,274

-5,135

-1,944

4,281

14,591

8,743

18,678

Depreciation

864

764

685

678

399

324

300

306

374

-

-

Deferred income taxes

-

-

-

-

-

-

-

-

-

-

-3,222

Stock-based compensation

382

478

537

338

412

308

59

117

33

19

29

Deferred income taxes

328

529

-528

409

21

-1,222

-1,123

98

-5,625

-

-

Depreciation and amortization

-

-

-

-

-

-

-

-

-

425

491

Deferred income taxes

-

-

-

-

-

-

-

-

-

-1,071

-

Net accretion of discounts and premiums for investment securities

-107

-100

-80

82

12

-51

8

17

60

146

56

(Gains) Losses on:
Sale of repossessed assets, net

-33

-62

150

-16

-10

435

-

-

-

-1,151

-615

The net gain (loss) resulting from a sale of loan servicing assets.

765

0

53

-

-

-

-

-

-

-

-

Sales of investment securities, AFS

-

-

-

-

-

-

-

121

0

0

-

Sale of repossessed assets, net

-

-

-

-

-

-

-388

-1,161

-2,630

-

-

Sale of loans, net

-

-

-

0

132

186

361

1,660

370

467

363

Sale of assets, net

-7

0

0

0

-32

0

0

-

-

-

-

Loans originated for sale and principal collections, net

-6,309

-6,739

-6,375

-3,072

-2,403

2,174

-4,656

-

-

-

-

Loans originated for sale and principal collections, net

-

-

-

-

-

-

-

-4,752

1,920

2,332

-2,251

Changes in:
Other assets

-1,641

2,210

1,882

551

-1,986

-4,407

2,588

-8,117

4,957

-574

6,077

Other liabilities

-1,366

3,416

2,719

-431

1,283

814

224

-316

-1,418

471

-1,177

Servicing assets, net

-745

78

78

58

56

-

-

-

-

-

-

Servicing assets, net

-

-

-

-

-

197

163

-106

-157

-216

163

Net cash provided by operating activities

-

-

-

-

-

6,439

10,998

10,085

-

-

-

Proceeds from sale of available-for-sale securities

-

-

-

-

-

-

-

4,137

0

0

-

Net cash provided by operating activities

13,937

16,321

14,243

7,870

7,012

-

-

-

8,040

14,338

1,067

Cash flows from investing activities:
Principal pay downs and maturities of available-for-sale securities

5,686

3,436

3,256

10,730

9,981

3,927

4,890

9,439

9,029

11,881

2,973

Purchase of available-for-sale securities

0

0

9,413

9,810

11,370

7,132

11,854

1,998

9,269

17,402

13,433

Purchase of Federal Reserve stock

-

-

-

-

-

-

-

-

-

0

420

Redemptions of Federal Home Loan Bank stock

-

-

-

-

-

-

-

-

-

-629

0

Principal pay downs and maturities of held-to-maturity securities

1,151

1,040

1,413

709

1,407

1,190

2,327

3,264

2,934

7,302

11,405

Purchases of held-to-maturity securities

0

794

0

2,697

0

0

-

-

1,388

1,521

2,872

Loan originations and principal collections, net

16,074

40,290

110,069

90,183

49,896

19,740

27,454

-

-

-

-

Purchase of bank owned life insurance

0

0

0

900

0

0

-

-

-

-

-

Purchase of restricted stock, net

0

367

277

184

170

-154

-1,413

-

-

-

-

Net increase in interest-bearing deposits in other financial institutions

0

0

0

99

0

0

3,554

-3,413

50

350

172

Proceeds from held for investment loan sales

-

-

-

-

-

-

6,215

0

0

-

-

Loan originations and principal collections, net

-

-

-

-

-

-

-

78,317

24,334

762

-

(Purchase) liquidation of restricted stock, net

-

-

-

-

-

-

-

901

796

-

-

Purchase of premises and equipment, net

2,145

1,564

2,335

1,616

371

394

215

284

549

61

52

Loan originations and principal collections, net

-

-

-

-

-

-

-

-

-

-

43,545

Proceeds from sale of other real estate owned and repossessed assets, net

844

484

416

395

538

5,213

3,774

8,985

4,862

3,631

3,816

Net cash used in investing activities

-

-

-

-

-

-16,782

-17,350

99,348

-

-

-

Net cash used in investing activities

-10,538

-38,055

-117,009

-93,457

-49,881

-

-

-

30,799

5,571

-41,956

Cash flows from financing activities:
Net (decrease) increase in deposits

34,928

16,322

87,448

67,898

67,254

40,949

1,915

-77,042

-18,631

-

-

Net increase (decrease) in borrowings

-10,000

18,157

27,843

18,500

500

-

-

-

-

-

-

Net increase (decrease) in borrowings

-

-

-

-

-

-20,034

-4,000

-27,000

-3,000

-

-

Amortization of discount on preferred stock

-

-

-

-

-

-

-

-

-

-

240

Exercise of stock options

270

551

492

220

14

54

24

16

25

0

0

Cash dividends paid on common stock

1,821

1,581

1,264

1,096

902

328

0

0

-

-

-

Common stock repurchase

1,030

669

0

1,338

28

0

0

-

-

-

-

Redemption of preferred stock

-

-

-

-

6,885

8,427

0

0

-

-

-

Cash dividends paid on preferred stock

-

-

-

-

524

2,390

0

195

780

780

1,046

Net cash provided by financing activities

-

-

-

-

-

9,824

-2,061

-104,221

-

-

-

Net decrease in cash and cash equivalents

-

-

-

-

-

-519

-8,413

-

-

-

-

Net (decrease) increase in demand deposits and savings accounts

-

-

-

-

-

-

-

-

-

72,565

138,732

Net increase (decrease) in time certificates of deposit

-

-

-

-

-

-

-

-

-

-74,064

-82,779

Proceeds for issuance of convertible debentures

-

-

-

-

-

-

-

-

-

8,085

0

Proceeds from Federal Home Loan Bank and FRB advances

-

-

-

-

-

-

-

-

-

39,000

-

Proceeds from Federal Home Loan Bank and FRB advances

-

-

-

-

-

-

-

-

-

-

130,000

Repayment of Federal Home Loan Bank advances

-

-

-

-

-

-

-

-

-

64,000

151,000

Net cash provided (used) by financing activities

22,347

32,780

114,519

84,184

59,429

-

-

-

-22,386

-19,194

34,147

Net increase cash and cash equivalents

25,746

11,046

11,753

-

-

-

-

-

-

-

-

Net (decrease) increase in cash and cash equivalents

-

-

-

-1,403

16,560

-

-

5,212

16,453

715

-6,742

Supplemental disclosure:
Cash paid during the period for [Abstract]
Interest

11,675

8,321

4,357

3,072

2,436

-

-

-

-

-

-

Interest

-

-

-

-

-

3,323

4,567

6,103

8,319

10,079

16,218

Income taxes

2,526

3,360

4,830

5,250

675

3,101

1,181

910

1,941

841

86

Non-cash investing and financing activity:
Transfers to other assets acquired through foreclosure, net

3,401

174

501

350

609

1,984

6,084

7,329

-

-

-

Operating lease right-of-use asset

7,190

0

0

-

-

-

-

-

-

-

-

Amount of increase in lease obligation from new operating lease.

6,316

0

0

-

-

-

-

-

-

-

-

Transfers to other assets acquired through foreclosure, net

-

-

-

-

-

-

-

-

7,417

-

-

Transfers to foreclosed real estate and repossessed assets

-

-

-

-

-

-

-

-

-

11,438

5,107

Preferred stock dividends declared, not paid

-

-

-

-

-

-

780

584

0

0

-

Conversion of debentures

-

-

-

-

-

1,408

6,410

0

229

-

-