Community west bancshares / (CWBC)
Income statement / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Sep'10Jun'10
Interest income:
Loans, including fees

44,013

43,890

43,336

42,642

41,755

40,865

39,905

38,633

37,401

36,192

34,850

33,738

32,364

31,097

30,703

29,606

29,602

29,139

28,052

27,616

27,117

27,166

26,923

27,099

27,038

27,071

27,769

28,222

29,202

30,490

32,262

33,438

34,473

35,435

35,802

36,625

0

0

0

Investment securities and other

1,676

1,849

1,816

1,992

1,913

1,766

1,612

1,378

1,275

1,199

1,196

1,129

1,111

1,119

1,066

1,022

1,047

1,083

1,053

1,017

943

838

828

830

813

795

833

811

821

878

914

994

1,060

1,107

1,158

1,270

0

0

0

Total interest income

45,689

45,739

45,152

44,634

43,668

42,631

41,517

40,011

38,676

37,391

36,046

34,867

33,475

32,216

31,769

30,628

30,649

30,222

29,105

28,633

28,060

28,004

27,751

27,929

27,851

27,866

28,602

29,033

30,023

31,368

33,176

34,432

35,533

36,542

36,960

37,895

0

0

0

Interest expense:
Deposits

9,733

10,055

9,971

9,578

8,703

7,702

6,672

5,635

4,868

4,283

3,747

3,295

3,058

2,851

2,710

2,564

2,429

2,383

2,385

2,507

2,626

2,663

2,717

2,727

2,799

2,916

3,081

3,332

3,624

4,130

4,682

5,126

5,546

5,951

6,368

6,912

0

0

0

Other borrowings

1,359

1,327

1,308

1,353

1,449

1,286

1,080

863

570

446

351

291

275

276

270

202

144

133

170

290

436

612

804

1,006

1,246

1,416

1,569

1,674

1,698

1,819

1,941

2,083

2,236

2,299

2,351

2,290

0

0

0

Total interest expense

11,092

11,382

11,279

10,931

10,152

8,988

7,752

6,498

5,438

4,729

4,098

3,586

3,333

3,127

2,980

2,766

2,573

2,516

2,555

2,797

3,062

3,275

3,521

3,733

4,045

4,332

4,650

5,006

5,322

5,949

6,623

7,209

7,782

8,250

8,719

9,202

0

0

0

Net interest income

34,597

34,357

33,873

33,703

33,516

33,643

33,765

33,513

33,238

32,662

31,948

31,281

30,142

29,089

28,789

27,862

28,076

27,706

26,550

25,836

24,998

24,729

24,230

24,196

23,806

23,534

23,952

24,027

24,701

25,419

26,553

27,223

27,751

28,292

28,241

28,693

0

0

0

(Credit) provision for loan losses

284

-165

283

161

101

14

-236

120

123

411

539

402

343

-48

-441

-908

-1,553

-2,274

-3,572

-4,305

-4,732

-5,135

-2,661

-3,046

-3,119

-1,944

-3,738

-882

2,102

4,281

11,116

14,334

15,591

14,591

10,169

8,530

0

0

0

Net interest income after provision for loan losses

34,313

34,522

33,590

33,542

33,415

33,629

34,001

33,393

33,115

32,251

31,409

30,879

29,799

29,137

29,230

28,770

29,629

29,980

30,122

30,141

29,730

29,864

26,891

27,242

26,925

25,478

27,690

24,909

22,599

21,138

15,437

12,889

12,160

13,701

18,072

20,163

0

0

0

Non-interest income:
Amount of revenue earned from other loan fees.

1,466

1,383

1,233

1,310

1,310

1,348

1,352

1,315

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Service charges

-

-

-

-

-

-

-

-

-

-

-

-

409

-

412

404

389

372

343

323

307

306

288

291

305

318

328

351

375

410

466

490

495

505

494

505

0

0

0

Gains from loan sales, net

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

182

265

361

473

777

724

1,660

1,620

1,358

1,385

370

361

349

0

0

0

Other loan fees

-

-

-

-

-

-

-

-

-

-

-

-

1,070

-

1,052

1,026

1,114

1,014

973

1,008

904

904

909

859

978

1,033

1,121

1,194

1,104

1,124

1,241

1,284

1,400

1,380

1,507

1,656

0

0

0

Fee revenue earned from loan document processing.

460

423

429

453

459

489

495

521

542

558

545

529

514

496

483

494

489

466

461

423

408

394

391

402

431

463

493

488

425

407

389

379

405

418

461

487

0

0

0

The non-interest income earned through service charges on deposit accounts including account maintenance and analysis fees and transaction-based fees.

562

567

515

499

482

459

469

468

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gains from sale of securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

Loan servicing, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

190

175

303

300

379

328

0

0

0

Other

510

469

426

335

342

332

341

410

389

388

396

357

322

312

174

192

284

325

372

393

419

407

663

762

673

656

774

654

613

559

288

252

252

238

175

184

0

0

0

Total non-interest income

3,953

3,607

2,603

2,597

2,593

2,628

2,671

2,746

2,755

2,757

2,592

2,435

2,315

2,253

2,253

2,248

2,408

2,309

2,242

2,240

2,159

2,197

2,272

2,397

2,577

2,831

3,108

3,488

3,165

4,281

4,315

4,059

4,361

3,211

3,377

3,509

0

0

0

Non-interest expenses:
Salaries and employee benefits

17,111

17,094

16,944

16,837

16,561

16,329

16,111

15,803

15,557

15,339

15,194

15,164

14,862

14,383

13,930

13,533

13,241

12,904

12,575

12,051

12,042

12,154

12,135

12,349

12,511

12,783

12,944

12,741

12,128

11,514

11,447

11,627

11,592

11,816

11,804

11,583

0

0

0

Occupancy, net

3,064

3,088

3,167

3,157

3,130

3,132

3,080

3,056

3,001

2,862

2,718

2,528

2,423

2,264

2,135

2,078

1,984

1,943

1,895

1,867

1,839

1,833

1,826

1,799

1,798

1,814

1,829

1,828

1,789

1,829

1,848

1,884

1,959

1,969

1,985

2,008

0

0

0

Professional services

1,681

1,679

1,552

1,537

1,433

1,356

1,241

1,196

1,194

1,069

979

894

873

873

910

926

924

993

1,120

1,344

1,439

1,551

1,473

1,345

1,264

1,219

1,404

1,468

1,474

1,484

1,294

1,228

1,168

1,058

944

877

0

0

0

Loss on sale and write-down of foreclosed real estate and repossessed assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

Data processing

935

876

873

859

864

852

819

810

769

725

805

786

790

793

658

620

585

533

533

542

517

570

571

555

571

549

529

528

548

533

543

554

537

529

543

538

0

0

0

Depreciation

859

864

862

842

810

764

718

687

689

685

711

705

692

678

595

536

457

399

376

355

340

324

312

308

301

300

301

301

303

306

319

334

353

374

388

403

0

0

0

FDIC assessment

401

427

532

716

726

770

750

753

768

664

567

469

389

376

360

385

368

342

337

321

329

338

490

690

861

1,046

1,105

1,133

1,181

1,342

1,262

1,168

1,081

957

1,001

1,107

0

0

0

Advertising and marketing

798

774

744

711

644

685

749

732

764

750

657

674

691

616

565

527

467

466

527

540

567

608

567

532

540

512

523

488

403

367

326

343

382

395

334

336

0

0

0

Stock-based compensation

372

382

476

467

457

478

367

569

569

537

531

345

342

338

340

316

450

412

371

327

139

308

286

269

255

59

0

0

0

-

-

-

-

-

-

-

-

-

-

Loan servicing and collection

-

-

-

-

-

-

-

-

-

-

-

-

136

209

312

214

485

395

540

717

669

845

919

1,243

1,456

1,444

1,477

1,388

0

-

0

0

-

-

-

-

-

-

-

Net loss (gain) on sales/write-downs of foreclosed real estate and repossessed assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

0

Net (gain) loss on sales/write-downs of foreclosed real estate and repossessed assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loan litigation settlement, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net (gain) loss on sales/write-downs of foreclosed real estate and repossessed assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

549

736

0

-

0

0

-

-

-

-

-

-

-

Other

1,546

1,571

1,638

1,600

1,598

1,673

1,691

1,905

1,950

1,914

1,908

1,846

1,937

2,018

1,972

1,894

1,790

1,799

1,744

1,745

1,921

1,985

2,108

2,173

2,087

2,021

1,454

1,375

1,765

2,101

1,101

1,921

1,935

2,054

3,798

3,214

0

0

0

Total non-interest expenses

26,767

26,755

26,788

26,726

26,223

26,039

25,420

25,405

25,155

24,545

24,187

23,636

23,135

22,548

21,769

20,971

27,846

27,281

26,836

26,677

19,327

20,081

20,565

21,325

21,971

22,135

22,616

22,237

22,321

22,246

22,046

23,771

23,125

23,320

22,944

21,356

0

0

0

Income before provision for income taxes

11,499

11,374

9,405

9,413

9,785

10,218

11,252

10,734

10,715

10,463

9,814

9,678

8,979

8,842

9,714

10,047

4,191

5,008

5,528

5,704

12,562

11,980

8,598

8,314

7,531

6,174

8,182

6,160

3,443

3,173

-2,294

-6,823

-6,604

-6,408

-1,495

2,316

0

0

0

Provision for income taxes

3,448

3,411

2,802

2,595

2,680

2,809

4,753

5,050

5,342

5,548

4,008

3,945

3,677

3,613

3,974

4,197

1,808

2,138

2,323

2,378

5,188

4,934

602

-605

-1,808

-2,812

0

0

0

0

5,417

3,808

3,657

4,077

-607

959

0

0

0

Net income

8,051

7,963

6,603

6,818

7,105

7,409

6,499

5,684

5,373

4,915

5,806

5,733

5,302

5,229

5,740

5,850

2,383

2,870

3,205

3,326

7,374

7,046

7,996

8,919

9,339

8,986

8,182

6,160

3,443

3,173

-7,711

-10,631

-10,261

-10,485

-888

1,357

0

0

0

Dividends on preferred stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

0

-

1,046

1,047

0

0

0

Dividends on preferred stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

1,031

1,117

1,050

1,039

1,039

1,045

0

-

0

0

-

-

-

-

-

-

-

Discount on partial redemption of preferred stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

129

144

144

178

159

144

144

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

Net income available to common stockholders

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,554

2,789

2,859

6,748

6,268

7,109

7,946

8,289

7,947

7,133

5,120

2,397

2,127

-8,756

-11,684

-11,308

-11,532

-1,934

310

0

0

0

Earnings per share:
Basic (in dollars per share)

0.19

0.32

0.25

0.19

0.18

0.15

0.29

0.23

0.22

0.05

0.19

0.19

0.17

0.16

0.18

0.14

0.16

0.22

0.18

-0.29

0.20

0.24

0.19

0.19

0.15

0.39

0.30

0.30

0.14

0.35

0.06

-0.14

0.09

-1.48

-0.43

-0.08

0.06

0.13

-0.05

Diluted (in dollars per share)

0.19

0.32

0.25

0.18

0.18

0.19

0.27

0.21

0.21

0.05

0.18

0.18

0.16

0.16

0.18

0.13

0.15

0.23

0.17

-0.29

0.19

0.24

0.18

0.18

0.15

0.35

0.29

0.23

0.11

0.31

0.06

-0.14

0.08

-1.47

-0.43

-0.08

0.05

0.12

-0.05

Weighted average number of common shares outstanding:
Basic (in shares)

8,472

8,469

8,465

8,455

8,491

8,455

8,261

8,227

8,209

8,183

8,165

8,136

8,100

8,093

8,096

8,098

8,169

8,202

8,203

8,204

8,203

8,207

8,200

8,186

7,971

7,896

7,865

6,296

6,011

11,974

5,990

5,990

5

11,944

5,988

5,982

5

5

5

Diluted (in shares)

8,579

8,583

8,567

8,562

8,604

7,643

8,761

8,714

8,686

8,659

8,598

8,567

8,532

8,478

8,421

8,410

8,467

8,751

8,508

8,204

8,501

8,497

8,494

8,495

8,534

8,441

8,395

8,423

8,301

18,700

8,233

5,990

8

11,941

5,988

5,982

8

7

5

Dividends declared per common share (in dollars per share)

0.05

0.05

0.05

0.05

0.05

0.05

0.05

0.05

0.04

0.04

0.04

0.04

0.03

0.03

0.03

0.04

0.03

0.03

0.03

0.03

0.02

0.02

0.02

0.00

0.00

0.00

0.00

0.00

0.00

-

0.00

0.00

-

-

-

-

-

-

-