CITIZENS & NORTHERN CORP CZNC Income Statement

Citizens & northern corp (CZNC)

Income statement / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Sep'10	Jun'10
Interest and fees on loans:
Taxable
57,599	53,086	48,200	43,375	0	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Taxable
-	-	-	-	-	-	-	-	35,734	34,907	34,292	33,750	33,227	32,827	32,405	31,909	31,576	31,311	31,317	31,506	31,838	32,127	32,612	33,314	34,257	35,484	36,844	38,098	39,312	40,453	41,270	42,064	42,676	43,178	43,665	43,884	0	0	0
Tax-exempt
1,999	2,104	2,162	2,214	2,250	2,242	2,232	2,202	2,143	2,037	1,908	1,834	1,785	1,783	1,815	1,828	1,767	1,668	1,558	1,436	1,379	1,403	1,414	1,403	1,392	1,381	1,414	1,472	1,524	1,539	1,527	1,504	1,501	1,499	1,514	1,541	0	0	0
Interest on loans to political subdivisions
1,999	2,104	2,162	2,214	2,250	2,242	2,232	2,202	2,143	2,037	0	0	0	-	0	0	-	-	-	-	-	-	1,414	1,403	1,392	1,381	1,414	1,472	1,524	1,539	1,527	1,504	1,501	1,499	1,514	1,541	0	0	0
Interest on mortgages held for sale
25	22	19	17	15	14	14	21	23	25	26	23	25	27	27	25	20	16	13	13	15	16	20	29	36	54	80	108	119	107	83	0	0	-	0	-	-	-	-
Interest on balances with depository institutions
479	514	520	534	481	415	369	263	208	190	167	129	124	116	109	102	91	93	103	114	121	125	124	116	107	105	100	106	114	114	118	100	85	73	71	96	0	0	0
Income from available-for-sale debt securities:
Income from available-for-sale securities:
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest on trading securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Taxable
6,762	7,008	7,213	7,105	6,660	6,189	5,756	5,467	5,438	5,478	5,462	5,556	5,694	5,846	6,111	6,440	6,884	7,303	7,634	7,866	7,893	7,721	7,543	7,193	6,895	6,810	6,852	7,231	8,088	9,029	9,907	10,672	11,001	11,036	10,967	10,882	0	0	0
Tax-exempt
1,857	2,014	2,265	2,479	2,660	2,779	2,851	2,960	3,074	3,205	3,310	3,356	3,377	3,429	3,444	3,558	3,724	3,844	4,027	4,148	4,215	4,310	4,406	4,521	4,684	4,785	4,922	5,012	5,034	5,085	5,099	5,109	5,135	5,156	5,083	4,982	0	0	0
Dividends on marketable equity security
22	23	23	22	23	22	22	22	21	21	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Dividends
-	-	-	-	-	-	-	-	-	-	-	-	-	70	117	169	231	284	299	306	305	307	307	305	302	295	308	302	312	305	300	286	274	261	244	237	0	0	0
Total interest and dividend income
68,743	64,771	60,785	56,308	51,503	50,328	48,809	47,635	46,641	45,863	45,184	44,689	44,273	44,098	44,028	44,031	44,293	44,519	44,951	45,389	45,766	46,009	46,426	46,881	47,673	48,914	50,520	52,329	54,503	56,632	58,339	59,820	60,734	61,256	61,553	61,622	0	0	0
INTEREST EXPENSE
Interest on deposits
9,292	8,190	6,938	5,510	4,026	3,702	3,309	2,915	2,611	2,403	2,270	2,180	2,127	2,085	2,022	1,960	1,917	1,924	1,965	2,021	2,095	2,163	2,255	2,359	2,479	2,703	3,126	3,637	4,235	4,807	5,281	5,898	6,894	8,112	9,526	10,809	0	0	0
Interest on short-term borrowings
852	733	499	392	246	366	402	372	335	213	153	174	170	155	150	129	93	32	17	9	5	9	10	12	13	9	10	9	8	10	9	13	20	23	35	80	0	0	0
Interest on long-term borrowings
1,090	1,013	928	820	710	557	601	769	1,009	1,299	1,413	1,441	1,445	1,453	1,688	1,953	2,283	2,646	2,790	2,903	2,947	2,950	2,954	2,957	2,961	3,053	3,175	3,497	3,886	4,214	4,645	4,904	5,128	5,421	5,830	6,430	0	0	0
Interest on subordinated debt
454	347	231	115	0	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total interest expense
11,688	10,283	8,596	6,837	4,982	4,625	4,312	4,056	3,955	3,915	3,836	3,795	3,742	3,693	3,860	4,042	4,293	4,602	4,772	4,933	5,047	5,122	5,219	5,328	5,453	5,765	6,311	7,143	8,129	9,031	9,935	10,815	12,042	13,556	15,391	17,319	0	0	0
Net interest income
57,055	54,488	52,189	49,471	46,521	45,703	44,497	43,579	42,686	41,948	41,348	40,894	40,531	40,405	40,168	39,989	40,000	39,917	40,179	40,456	40,719	40,887	41,207	41,553	42,220	43,149	44,209	45,186	46,374	47,601	48,404	49,005	48,692	47,700	46,162	44,303	0	0	0
Provision (credit) for loan losses
3,334	849	449	-649	-665	584	355	617	641	801	775	991	1,305	1,221	1,543	1,307	1,210	845	649	565	790	476	1,912	1,933	1,553	2,047	355	352	653	288	334	61	-275	-285	-9	104	0	0	0
Net interest income after provision (credit) for loan losses
53,721	53,639	51,740	50,120	47,186	45,119	44,142	42,962	42,045	41,147	40,573	39,903	39,226	39,184	38,625	38,682	38,790	39,072	39,530	39,891	39,929	40,411	39,295	39,620	40,667	41,102	43,854	44,834	45,721	47,313	48,070	48,944	48,967	47,985	46,171	44,199	0	0	0
NONINTEREST INCOME
Service charges on deposit accounts
-	-	-	-	-	-	-	-	-	-	-	-	-	4,695	4,758	4,839	4,980	4,864	4,842	4,815	4,824	5,025	5,233	5,315	5,243	5,246	5,440	5,373	5,387	5,322	4,894	4,834	4,803	4,773	4,752	4,712	0	0	0
Service charges and fees
-	-	-	-	-	-	-	-	-	-	-	-	-	439	456	475	475	494	506	513	524	538	558	579	590	597	393	467	557	643	900	879	851	849	834	826	0	0	0
Trust and financial management revenue
-	-	-	-	-	-	-	-	-	-	-	-	-	4,760	4,715	4,666	4,656	4,626	4,643	4,660	4,557	4,490	4,390	4,283	4,190	4,087	3,895	3,822	0	-	0	0	-	-	-	-	-	-	-
Brokerage revenue
1,292	1,266	1,301	1,203	1,113	1,018	964	916	853	797	738	767	739	756	768	767	793	839	859	857	893	901	880	872	867	784	0	0	0	-	-	-	-	-	-	-	-	-	-
Insurance commissions, fees and premiums
170	167	182	126	91	105	89	100	118	115	126	126	122	102	96	94	90	109	102	122	126	118	137	125	157	170	188	218	232	221	234	238	223	257	257	252	0	0	0
Net gains from sale of loans
1,152	924	782	638	0	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interchange revenue from debit card transactions
-	-	-	-	-	-	-	-	-	-	-	-	-	1,943	1,910	1,911	1,924	1,935	1,941	1,963	1,980	1,959	1,958	0	0	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Trust and financial management revenue
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	3,484	3,529	0	0	0
Interchange revenue from debit card transactions
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	1,955	1,968	1,965	1,922	1,854	1,787	0	0	0
Net gains from sale of loans
-	-	-	-	-	-	-	-	836	818	981	920	1,027	1,029	861	868	756	735	784	682	764	768	966	1,329	1,616	1,969	2,313	2,434	2,255	2,016	1,693	1,331	1,113	1,107	952	826	0	0	0
Loan servicing fees, net
-	-	-	-	-	-	-	-	-	-	-	-	-	103	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Decrease in fair value of servicing rights
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	27	-18	-114	-164	-67	0	0	0	-	-	-	-	-	-	-	-	-	-
Increase in cash surrender value of life insurance
414	402	395	390	389	394	393	390	386	379	377	377	376	382	378	376	385	386	392	396	385	376	376	386	394	399	409	411	429	455	475	491	506	509	502	494	0	0	0
Net (loss) from premises and equipment
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	0	0	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-
Impairment loss on limited partnership investment
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	948	0	0	0	-	0
Other noninterest income
2,332	1,875	2,250	2,141	2,233	2,153	1,602	1,529	1,267	1,275	1,358	1,359	1,389	1,302	1,144	1,183	1,198	1,274	1,420	1,427	1,421	1,272	1,244	1,220	1,224	1,207	306	440	907	1,058	1,949	2,324	2,012	1,956	2,102	1,572	0	0	0
Sub-total
-	-	0	0	-	-	0	0	-	16,153	16,067	15,885	15,685	15,511	15,479	15,556	15,612	15,478	15,281	15,207	15,225	15,420	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on restricted equity security
-	-	0	0	-	-	0	0	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Realized gains (losses) on available-for-sale debt securities, net
-	-	0	0	-	-	0	0	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Sub-total
-	-	0	0	-	-	0	0	-	16,153	0	0	0	-	0	0	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Sub-total
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	0	0	0	-	-	-	-	-	-
Total other-than-temporary impairment losses on available-for-sale securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	25	25	25	25	67	0	0	0	-	-	-	-	-	-
Sub-total
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0
Total other-than-temporary impairment losses on available-for-sale securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	0
Portion of (gain) recognized in other comprehensive loss (before taxes)
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	0	0	0	0	2	0	0	-	0
Net impairment losses recognized in earnings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	25	25	25	25	67	0	0	0	-	-	-	-	-	-
Realized gains on securities, net
-	-	-	-	-	-	-	-	-	-	-	-	920	1,158	2,865	2,360	3,170	2,861	1,295	1,976	1,147	1,104	1,160	593	590	1,743	1,658	3,895	3,998	2,749	0	0	0	-	-	-	-	-	-
Net realized gains recognized in earnings on available-for-sale securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-
Net impairment losses recognized in earnings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2	0	0	-	0
Realized gains on available-for-sale securities, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-2,416	-2,711	0	0	0
Net realized gains on available-for-sale securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0
Total noninterest income
20,182	19,307	19,274	19,329	20,630	20,630	19,711	18,751	16,807	16,410	16,393	16,790	16,605	16,669	18,344	17,916	18,782	18,339	16,576	17,183	16,372	16,524	16,902	16,741	16,949	18,169	18,157	20,223	20,414	19,065	18,545	16,018	15,372	16,113	16,205	15,759	0	0	0
NONINTEREST EXPENSE
Salaries and wages
21,491	20,644	19,860	18,643	17,560	17,191	16,561	16,283	16,062	15,806	15,535	15,451	15,392	15,411	15,549	15,392	15,082	14,682	14,396	15,000	15,043	15,121	14,994	14,182	14,171	14,206	14,386	14,444	14,395	14,370	14,300	14,157	14,040	13,866	13,675	13,423	0	0	0
Pensions and other employee benefits
6,257	5,837	5,504	5,292	5,267	5,259	5,525	5,497	5,434	5,348	5,088	4,939	4,804	4,717	4,583	4,539	4,472	4,420	4,542	4,617	4,835	4,769	4,548	4,333	4,214	4,150	4,224	4,330	4,386	4,497	4,501	4,539	4,467	4,407	4,324	4,287	0	0	0
Occupancy expense, net
2,717	2,629	2,575	2,569	2,517	2,497	2,480	2,412	2,399	2,340	2,328	2,349	2,309	2,340	2,359	2,381	2,461	2,574	2,611	2,634	2,635	2,628	2,616	2,596	2,554	2,473	2,461	2,445	2,474	2,476	2,474	2,505	2,542	2,638	2,692	2,702	0	0	0
Furniture and equipment expense
1,346	1,289	1,262	1,246	1,226	1,196	1,232	1,255	1,257	1,299	1,397	1,492	1,616	1,730	1,763	1,805	1,833	1,860	1,858	1,842	1,841	1,859	1,883	1,909	1,926	1,948	1,933	1,921	1,899	1,887	1,915	1,938	1,930	1,932	1,935	1,979	0	0	0
Data processing expenses
3,618	3,403	3,315	3,180	2,912	2,750	2,623	2,551	2,472	2,406	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Automated teller machine and interchange expense
1,211	1,103	1,079	1,129	1,171	1,304	1,327	1,326	1,312	1,284	1,275	1,220	1,182	1,137	1,060	1,003	991	988	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FDIC Assessments
-	-	-	-	-	-	-	-	-	-	-	-	-	488	597	601	594	603	610	606	604	600	598	598	599	604	615	629	639	633	612	621	653	832	1,070	1,311	0	0	0
Pennsylvania shares tax
1,455	1,380	1,355	1,340	1,329	1,318	1,319	1,329	1,329	1,329	1,350	1,301	1,288	1,274	1,234	1,258	1,252	1,248	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Pennsylvania shares tax
1,455	1,380	1,355	1,340	1,329	1,318	1,319	1,329	1,329	1,329	1,350	1,301	1,288	1,274	1,234	1,258	1,252	1,248	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Pennsylvania shares tax
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,365	1,379	1,393	1,402	1,352	1,341	1,330	1,312	1,333	1,339	1,319	1,306	1,289	1,250	0	0	0
Professional fees
1,226	1,069	1,011	974	922	976	1,033	1,052	961	872	909	930	1,024	1,126	1,017	913	771	638	709	703	707	699	537	1,208	1,525	1,534	1,536	0	0	-	0	-	-	-	-	-	-	-	-
Telecommunications
786	744	718	698	679	748	0	0	0	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Directors' fees
660	673	643	678	705	706	721	701	719	720	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Merger-related expenses
3,929	4,099	4,018	3,812	0	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Automated teller machine and interchange expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	886	865	959	1,020	1,020	0	0	-	0	-	-	-	-	-	-	-	-
Software subscriptions
-	-	-	-	-	-	-	-	-	-	-	-	-	981	988	960	920	876	0	0	0	-	770	795	803	836	931	0	0	-	0	-	-	-	-	-	-	-	-
Automated teller machine and interchange expense
1,211	1,103	1,079	1,129	1,171	1,304	1,327	1,326	1,312	1,284	1,275	1,220	1,182	1,137	1,060	1,003	991	988	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Software subscriptions
-	-	-	-	-	-	-	-	-	-	-	-	-	981	988	960	920	876	826	801	791	784	770	795	803	836	931	0	0	-	0	-	-	-	-	-	-	-	-
Loss on prepayment of debt
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	0	0	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Loss on prepayment of debt
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	0	0	0	-	-	-	-	-	-
Loss on prepayment of debt
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-
Other noninterest expense
6,887	6,667	6,228	5,948	5,671	5,213	4,925	4,933	4,811	4,988	5,342	5,456	5,509	5,540	5,452	5,288	5,193	5,141	5,039	5,277	5,424	5,423	5,498	5,404	5,298	5,298	3,907	3,997	4,767	5,227	4,928	5,410	5,031	4,851	7,206	6,890	0	0	0
Total noninterest expense
51,583	49,537	47,496	45,637	40,598	39,486	38,813	38,172	37,564	36,967	36,124	35,511	34,970	34,744	36,265	35,803	36,142	35,603	33,774	34,693	34,166	34,157	33,695	33,269	33,442	34,494	34,660	36,466	36,410	35,247	35,200	32,836	32,166	32,016	32,191	31,842	0	0	0
Income before income tax provision
22,320	23,409	23,518	23,812	27,218	26,263	25,040	23,541	21,288	20,590	20,842	21,182	20,861	21,109	20,704	20,795	21,430	21,808	22,332	22,381	22,135	22,778	22,502	23,092	24,174	24,777	27,351	28,591	29,725	31,131	31,415	32,126	32,173	32,082	30,185	28,116	0	0	0
Income tax provision
3,740	3,905	3,791	3,806	4,490	4,250	6,765	6,916	6,913	7,156	5,120	5,309	5,238	5,347	5,108	5,052	5,201	5,337	5,558	5,574	5,522	5,692	5,559	5,727	5,998	6,183	0	0	0	-	-	-	-	-	-	-	-	-	-
Income tax provision
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	0	0	0	0	0
NET INCOME
18,580	19,504	19,727	20,006	22,728	22,013	18,275	16,625	14,375	13,434	15,722	15,873	15,623	15,762	15,596	15,743	16,229	16,471	16,774	16,807	16,613	17,086	16,943	17,365	18,176	18,594	20,308	21,113	21,824	22,705	22,907	23,402	23,414	23,368	22,091	20,971	0	0	0
U.S Treasury preferred dividends
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
EARNINGS PER COMMON SHARE - BASIC (in dollars per share)
0.30	0.39	0.39	0.27	0.41	0.46	0.45	0.52	0.36	0.16	0.32	0.34	0.28	0.35	0.34	0.32	0.29	0.33	0.35	0.36	0.31	0.36	0.34	0.33	0.35	0.35	0.38	0.40	0.38	0.49	0.45	0.46	0.46	0.50	0.49	0.47	0.46	0.34	0.37
EARNINGS PER COMMON SHARE - DILUTED (in dollars per share)
0.30	0.39	0.39	0.27	0.41	0.46	0.45	0.52	0.36	0.16	0.32	0.34	0.28	0.35	0.34	0.32	0.29	0.33	0.35	0.36	0.31	0.37	0.34	0.33	0.34	0.34	0.38	0.40	0.38	0.48	0.45	0.46	0.46	0.51	0.49	0.47	0.45	0.34	0.37
Trust and Asset Management [Member]
Revenue
6,225	6,106	5,885	5,833	5,776	5,838	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Deposit Account [Member]
Revenue
5,358	5,358	5,297	5,192	5,217	5,171	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Service Charges and Fees [Member]
Revenue
316	332	339	343	336	343	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Debit Card [Member]
Revenue
2,842	2,754	2,730	2,668	2,610	2,546	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Bank Servicing [Member]
Revenue
58	100	93	221	247	347	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-