DNB FINANCIAL CORP /PA/ DNBF Cash Flow

Dnb financial corp /pa/ (DNBF)

CashFlow / TTM

Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11
Cash Flows From Operating Activities:
Net income
11,046	11,196	10,658	10,684	8,490	7,881	8,118	7,946	9,451	7,041	5,864	4,979	4,048	5,316	5,442	5,138	5,207	5,167	5,052	4,804	4,514	3,618	3,748	3,919	4,079	5,162	5,312	5,239	5,222	5,101	4,989	4,902	0	0	0
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation, amortization and accretion
1,370	1,432	1,465	1,499	1,540	1,564	1,606	1,649	1,697	1,725	1,688	1,622	1,599	1,618	1,707	1,806	1,817	1,817	1,800	1,802	1,864	1,909	2,005	2,103	2,132	2,139	1,993	1,985	2,144	2,194	2,350	2,436	0	0	0
Provision for credit losses
975	750	1,025	1,200	1,225	1,500	1,710	1,660	1,385	1,110	725	730	920	920	1,135	1,105	1,015	1,215	1,055	1,130	1,305	2,605	2,725	2,530	2,335	1,110	1,210	1,455	1,477	1,528	1,479	1,480	0	0	0
Stock based compensation
270	254	280	315	508	549	548	559	460	424	387	940	893	907	915	342	317	297	284	267	250	233	217	204	192	178	165	143	122	108	93	80	0	0	0
Non-cash funding of retirement plans
581	588	581	584	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net gain on sale of securities
0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net gain on sale of securities
-	-	-	-	-	-	-	-	-	-	-	431	435	248	56	78	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net gain on sale of investments
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,528	1,161	904	610	0	0	0	-	-	-	-	-38	0	0	0
Net loss on sale or write down of OREO and other repossessed property
0	0	0	-	-	-	-	-121	0	0	0	-	-	-	-	-	-	-	-	-7	127	127	110	106	-239	-451	-433	-440	0	0	0	-	-	-	-
Gain on insurance proceeds
-	-	-	-	-	-	-	203	80	110	110	1,180	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net loss on sale and write down of OREO and other repossessed property
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Earnings from investment in BOLI
218	217	216	216	216	217	220	223	225	226	226	226	225	227	228	228	230	231	232	235	236	237	238	238	240	240	241	242	243	244	245	246	0	0	0
Deferred tax (benefit) expense
-	-	218	247	2,262	2,207	2,242	2,329	934	457	347	344	-133	512	549	-88	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sales of mortgage loans
14,910	13,663	14,394	14,170	13,100	12,673	7,943	5,710	7,180	8,319	11,968	11,682	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Mortgage loans originated for sale
14,903	13,636	13,941	13,695	12,521	12,714	8,216	6,213	7,325	8,100	11,523	11,400	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on sale of mortgage loans
266	252	256	243	229	235	173	148	205	219	286	282	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Deferred tax benefit
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	355	0	0	0	-	-	-	-
Proceeds from sales of loans
-	-	-	-	-	-	-	-	-	-	-	564	4,932	7,215	13,709	18,739	0	0	0	-	-	-	-	2,740	0	0	0	-	-	-	-	-	-	-	-
Loans originated for sale
-	-	-	-	-	-	-	-	-	-	-	525	4,952	7,197	13,455	17,638	0	0	0	-	-	-	-	2,578	0	0	0	-	-	-	-	-	-	-	-
Gain on sale of loans
-	-	-	-	-	-	-	-	-	-	-	39	-20	18	254	484	0	0	0	-	-	-	-	162	0	0	0	-	-	-	-	-	-	-	-
Decrease (increase) in accrued interest receivable
-88	386	414	385	419	353	392	255	54	70	-77	59	97	2	-3	157	265	140	212	-44	-187	-215	-366	-173	-324	-182	-132	-66	151	253	346	253	0	0	0
Decrease (increase) in other assets
-1,256	-1,000	-184	118	736	677	211	405	-11,465	-5,002	-4,665	-4,859	6,121	-365	685	475	276	791	60	-799	-76	21	-1,004	-1,050	-843	-1,018	-163	821	-451	-591	-575	-1,269	0	0	0
(Decrease) increase in accrued interest payable
-12	80	205	92	96	9	3	20	3	46	49	60	7	22	7	-6	21	0	-11	-25	-28	-41	-40	-45	-42	-37	-46	-23	-19	-35	-30	-83	0	0	0
(Decrease) increase in other liabilities
-524	-372	-621	706	-236	2,143	1,421	1,899	-495	-2,169	-664	-1,772	1,424	254	-190	-260	-159	433	548	260	-10	79	243	68	301	-148	1	779	1,006	1,026	98	-157	0	0	0
Amortization of operating lease right-of-use asset
0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Accretion of operating lease liability
0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Cash Provided by Operating Activities
14,569	14,355	14,217	15,003	13,850	15,164	15,027	14,938	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	9,745	8,799	9,242	0	0	0
Net Cash Provided By (Used In) Operating Activities
-	-	-	-	-	-	-	-	-	-	-	-	732	8,272	7,802	8,428	7,529	7,350	6,984	7,152	7,643	8,057	9,778	9,692	0	0	0	-	-	-	-	-	-	-	-
Cash Flows From Investing Activities:
Activity in available-for-sale securities:
Sales
-	-	-	-	-	-	-	-	-	-	-	43,913	43,932	36,472	26,180	17,988	22,332	22,180	28,031	39,333	43,321	43,646	38,247	39,311	0	0	0	-	-	-	-	27,823	0	0	0
Maturities, repayments and calls
61,268	63,412	44,304	24,490	21,859	22,813	27,083	30,201	23,853	41,389	51,249	55,195	68,940	70,565	55,743	58,262	45,470	25,959	26,260	25,805	36,311	37,805	38,047	34,109	29,370	33,845	43,088	43,325	50,264	57,388	55,457	55,809	0	0	0
Purchases
0	0	0	-	-	-	-	-	-	-	-	59,646	72,645	88,023	51,837	57,928	93,363	83,757	97,193	114,425	80,296	81,527	74,041	64,044	81,010	72,548	85,339	90,138	90,802	91,829	87,322	68,520	0	0	0
Activity in held-to-maturity securities:
Sales
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,612	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Maturities, repayments and calls
4,783	2,333	1,353	489	5,214	5,239	5,329	5,442	7,424	7,621	11,765	13,647	7,234	7,349	3,507	1,822	4,533	4,643	4,587	4,756	2,430	3,132	4,325	5,472	6,619	7,285	7,372	7,034	7,124	6,477	6,382	5,935	0	0	0
Purchases
-	-	-	-	-	-	-	1,407	0	0	0	-	-	-	-	10,093	0	0	0	-	-	-	-	4,714	18,547	18,547	35,083	36,672	22,839	22,839	16,758	13,932	0	0	0
Net (increase) decrease in restricted stock
-104	-1,216	-974	-2,025	-507	384	1,963	2,260	-185	315	-699	-999	659	454	446	860	97	44	-14	-316	0	0	0	-	-	-	-	-198	-331	-430	-548	-576	0	0	0
Net decrease (increase) in loans
14,143	43,253	67,765	86,914	89,227	69,757	49,720	32,453	7,788	19,614	23,260	29,693	39,726	23,551	28,201	29,020	23,639	35,466	34,651	41,196	51,062	54,608	36,394	26,765	4,581	-14,203	-7,028	-6,055	-7,348	-8,426	3,824	10,769	0	0	0
Proceeds from insurance company
-	-	-	-	-	-	-	-	-	-	-	1,180	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Death benefit proceeds
-	-	-	-	-	-	-	664	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchases property and equipment
344	289	217	219	230	305	418	642	865	1,482	2,227	3,181	4,403	3,833	2,962	1,791	341	248	248	344	553	758	745	663	747	515	1,229	1,548	1,358	1,367	735	496	0	0	0
Purchase of third party ownership in OREO
0	0	0	-	-	-	-	15	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Costs capitalized in OREO and other repossessed property
-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sale of OREO and other repossessed property
3,015	3,058	2,370	262	115	474	641	609	596	240	149	432	0	0	0	-	-	-	-	288	3,587	3,475	3,516	3,411	2,567	2,578	2,563	2,647	208	233	566	466	0	0	0
Net Cash Provided By (Used In) Investing Activities
29,687	-1,321	-40,484	-69,859	-76,659	-59,832	-45,278	-26,446	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-21,198	-21,198	-3,108	0	0	0
Net Cash Provided by (Used in) Investing Activities
-	-	-	-	-	-	-	-	-	-	-	-	-11,078	-16,366	-4,265	-20,395	-52,326	-72,956	-74,161	-83,855	-44,611	-47,462	-27,049	-13,359	0	0	0	-	-	-	-	-	-	-	-
Cash Flows From Financing Activities:
Net (decrease) increase in deposits
-7,764	41,748	88,471	123,363	68,553	41,056	-13,982	-23,984	-1,368	24,062	41,560	51,759	37,085	15,468	9,794	1,192	19,092	50,807	65,488	46,336	37,508	13,661	24,235	28,323	33,975	35,330	22,481	32,879	19,377	7,958	7,814	4,799	0	0	0
Repayment of FHLBP advances
80,764	106,769	225,675	240,678	248,695	233,497	104,979	46,167	57,237	46,415	45,312	43,104	0	0	0	-	-	-	-	-	-	-	-	10,000	0	0	0	-	-	-	-	5,000	0	0	0
Funding of FHLBP advances
75,000	75,000	199,600	194,600	234,600	246,600	122,000	69,848	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net decrease in repurchase agreements
-	-	-	-12,023	-11,294	-10,091	-757	134	-4,100	-2,048	-10,187	-20,527	-11,018	-10,463	1,345	13,195	11,171	4,272	-15,239	-633	4,688	706	13,740	2,840	-2,765	4,647	-922	-6,756	-9,169	-10,610	2,201	421	0	0	0
Proceeds from issuance of subordinated debt
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	9,750	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Repayment of other borrowings
-	-	-	-	-	-	-	-	-	0	0	-	44	43	41	41	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
(Decrease) increase in other borrowings
0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-34	-33	-31	-30	-30	-28	-28	-27	0	0	0	-	-	-	-
Dividends paid
1,212	1,209	1,207	1,204	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Dividends paid
-	-	-	-	-	-	-	-	1,192	1,093	993	895	803	807	813	834	856	879	900	906	903	903	902	899	843	785	822	993	906	1,026	991	824	0	0	0
Proceeds from the exercise of stock options
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	402	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Payment of employee taxes on stock option exercise and share award vest
-	-	-	365	712	628	537	635	453	452	400	701	753	753	859	469	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Tax benefit for restricted stock vesting
-	-	-	-	-	-	-	-	-	-	234	188	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Redemption of preferred stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	13,000	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Sale of treasury stock
-	-	-	-	-	-	-	-	510	469	449	424	409	392	389	387	388	386	375	370	362	358	346	344	343	340	340	332	326	317	289	263	0	0	0
Net Cash (Used in) Provided by Financing Activities
-	-	-	-	-	-	-	-	-	-	-	-	21,829	747	6,868	20,582	39,865	64,671	59,820	55,147	41,638	13,793	37,388	20,578	0	0	0	-	-	-	-	-	-	-	-
Net Cash (Used in) Provided by Financing Activities
-35,236	-88	47,082	61,260	54,021	41,931	261	322	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-2,640	10,030	383	0	0	0
Net Change in Cash and Cash Equivalents
0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Change in Cash and Cash Equivalents
-	-	-	-	-	-	-	-11,186	-10,952	16,043	5,328	984	11,483	-7,347	10,405	8,615	-4,932	-935	-7,357	-21,556	4,670	-25,612	20,117	16,911	228	37,654	-6,215	-15,728	-3,822	-14,093	-2,369	6,517	0	0	0
Supplemental Disclosure of Cash Flow Information:
Cash paid during the period for: Interest
11,800	11,150	10,242	9,279	8,088	7,174	6,341	5,700	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash paid during the period for: Interest
-	-	-	-	-	-	-	-	-	-	-	-	-	2,764	2,749	2,718	2,535	2,389	2,303	2,336	2,452	2,616	2,753	2,933	3,132	3,353	3,610	3,778	3,930	4,153	4,392	4,727	0	0	0
Cash paid during the period for: Income taxes
-	-	-	-	-	-	-	3,511	2,836	2,811	1,250	1,175	950	600	1,069	1,777	1,852	1,907	1,708	872	722	467	497	1,578	2,252	2,687	2,287	1,735	1,061	1,351	2,506	1,959	0	0	0
Supplemental Disclosure of Non-cash Flow Information:
Transfers from loans to real estate owned and other repossessed property
806	786	962	472	427	383	755	2,960	0	0	0	-	-	-	-	1,789	0	0	0	-	-	-	-	3,164	3,133	2,578	346	350	358	85	-1,881	75	0	0	0