Eagle bancorp montana, inc. (EBMT)
Balance Sheet / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11
ASSETS:
Cash and due from banks

11,544

18,094

9,697

10,581

9,054

10,144

7,889

7,583

7,679

5,517

7,371

7,244

5,353

6,531

6,802

5,579

5,620

6,468

6,529

8,108

3,506

11,889

3,295

6,208

6,278

6,439

6,493

3,776

4,517

8,076

3,357

3,534

3,889

5,641

3,444

2,703

Interest bearing deposits in banks

8,229

4,284

3,589

2,855

2,225

1,057

1,079

1,397

1,641

1,920

784

1,797

813

787

1,029

844

993

970

717

619

1,244

613

615

611

3,013

616

633

2,385

360

1,136

1,751

16,280

6,714

692

2,159

1,837

Federal funds sold

-

2,540

-

-

-

-

-

-

3,591

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

12,161

16,949

6,632

0

5,001

2,200

5,000

5,000

Total cash and cash equivalents

19,773

24,918

13,286

13,436

11,279

11,201

8,968

8,980

12,911

7,437

8,155

9,041

6,166

7,318

7,831

6,423

6,613

7,438

7,246

8,727

4,750

12,502

3,910

6,819

-

-

-

6,161

-

-

-

-

-

-

-

-

Securities available-for-sale, at fair value

167,904

126,875

136,383

124,065

140,161

142,165

148,935

154,265

158,417

132,044

120,767

123,191

127,212

128,436

133,754

140,449

145,070

145,738

-

-

-

161,787

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total cash and cash equivalents

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

9,291

7,055

7,126

-

17,038

26,161

11,740

19,814

15,604

8,533

10,603

9,540

Securities available-for-sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

147,460

148,766

152,239

-

178,428

189,553

191,280

195,007

201,832

218,963

225,999

205,561

98,253

89,277

94,019

97,678

102,888

102,700

Federal Home Loan Bank ("FHLB") stock

5,161

4,683

4,167

5,384

4,807

5,011

4,617

4,559

3,704

4,086

4,121

4,841

3,344

4,012

3,870

3,735

3,564

3,397

2,853

2,326

1,967

1,968

1,878

1,878

1,878

1,896

1,914

1,931

1,949

1,967

1,985

2,003

2,003

2,003

2,003

2,003

Federal Reserve Bank ("FRB") stock

2,601

2,526

2,526

2,526

2,040

2,033

2,033

2,019

2,019

1,465

871

871

871

871

871

871

871

887

642

642

641

641

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Investment in Eagle Bancorp Statutory Trust I

-

-

155

155

155

-

155

155

155

155

155

155

155

155

155

155

155

155

155

155

155

155

155

155

155

155

155

155

155

155

155

155

155

155

155

155

Mortgage loans held-for-sale, at fair value

25,187

25,612

24,913

23,760

8,075

7,318

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Mortgage loans held-for-sale

-

-

-

-

-

-

8,747

11,700

8,979

8,949

9,606

16,206

8,432

18,230

19,415

21,246

18,284

18,702

14,731

17,184

17,021

17,587

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Mortgage loans held-for-sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

21,656

17,245

9,405

14,655

20,717

20,807

12,627

15,085

9,160

10,613

11,885

9,397

3,160

1,784

Loans receivable, net of allowance for loan losses of $9,250 at March 31, 2020 and $8,600 at December 31, 2019

812,784

770,635

745,369

744,684

720,920

610,333

590,290

575,578

560,852

507,404

504,684

502,907

483,783

461,391

456,849

439,668

418,941

403,734

388,244

355,420

333,790

316,270

298,613

273,991

258,592

247,379

233,345

214,677

210,822

214,000

167,186

173,839

177,283

182,535

186,237

185,471

Accrued interest and dividends receivable

5,329

4,577

5,318

4,903

5,005

3,479

3,890

3,668

3,212

2,555

2,269

2,174

2,101

2,123

2,138

2,274

2,213

2,278

2,332

2,337

2,146

2,318

2,340

2,429

2,219

2,388

2,339

2,387

2,237

1,954

1,352

1,371

1,451

1,484

1,548

1,558

Mortgage servicing rights, net

9,018

8,739

8,218

7,666

7,318

7,100

6,947

6,716

6,613

6,578

6,398

6,127

5,892

5,853

5,439

5,196

4,988

4,968

4,808

4,517

4,271

4,115

3,913

3,756

3,602

3,526

3,420

3,192

-

-

-

-

-

-

-

-

Mortgage servicing rights, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,832

2,360

2,350

2,218

2,135

2,121

2,133

2,142

Premises and equipment, net

51,731

40,082

38,628

36,992

35,364

29,343

28,600

27,969

27,364

21,958

20,860

20,040

19,750

19,393

19,543

17,965

18,145

18,217

18,290

18,459

19,694

19,964

20,037

20,101

19,655

19,155

18,801

18,943

19,040

19,207

15,530

15,561

15,700

15,837

16,017

16,151

Cash surrender value of life insurance, net

25,898

23,608

23,460

23,724

23,564

20,545

20,405

14,670

14,575

14,481

14,385

14,289

14,191

14,095

13,996

14,683

12,598

12,514

12,429

11,898

11,816

11,735

11,653

11,082

11,004

11,035

10,953

10,869

9,393

9,322

9,247

9,172

9,101

9,031

8,955

6,900

Real estate and other repossessed assets acquired in settlement of loans, net

-

-

91

91

354

-

457

457

639

525

527

493

668

825

513

565

606

595

619

623

642

637

619

458

-

-

-

550

-

-

-

-

-

-

-

-

Real estate and other repossessed assets acquired in settlement of loans, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

458

419

496

-

1,087

1,174

1,937

2,361

1,872

2,017

1,303

1,181

Goodwill

20,798

15,836

15,710

15,710

15,710

12,124

12,124

12,124

12,124

7,034

7,034

7,034

7,034

7,034

7,034

7,034

7,034

7,034

7,034

7,034

7,034

7,034

7,034

7,034

7,034

7,034

6,890

6,890

6,890

6,890

-

-

-

-

-

-

Core deposit intangible, net

2,832

2,786

2,961

3,136

3,311

1,498

1,599

1,702

1,859

273

300

328

356

384

416

449

481

514

550

588

625

663

703

745

788

830

875

922

-

-

-

-

-

-

-

-

Deferred tax asset, net

-

-

-

75

1,304

1,190

2,100

2,012

2,040

1,360

1,349

1,132

2,036

1,965

462

313

1,198

1,490

1,694

2,196

798

1,467

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Deferred tax asset, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,084

-

-

-

2,705

-

-

-

-

-

-

-

-

Core deposit intangible, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

981

1,018

-

-

-

-

-

-

Other assets

9,584

3,383

1,036

1,418

236

563

100

253

472

478

1,089

1,385

1,686

1,840

2,209

2,310

2,210

2,686

2,322

2,495

1,776

1,364

2,927

1,778

4,470

5,853

4,992

1,382

1,777

3,267

1,142

915

960

1,082

906

1,508

Total assets

1,158,600

1,054,260

1,022,221

1,007,725

979,603

853,903

839,967

826,827

815,935

716,782

702,570

710,214

683,677

673,925

674,495

663,336

642,971

630,347

611,409

583,367

559,365

560,207

553,866

539,108

519,831

516,387

513,855

510,534

512,827

508,121

320,037

327,299

332,168

331,873

335,908

331,093

LIABILITIES:
Noninterest bearing

223,723

200,035

199,086

183,116

180,070

142,788

142,351

133,736

133,933

99,799

104,866

91,811

95,737

82,877

89,242

88,327

90,308

77,031

82,842

69,565

65,877

60,924

66,263

58,432

59,889

56,775

62,533

52,972

55,998

53,465

26,031

23,425

24,353

23,337

21,650

19,052

Interest bearing

664,502

608,958

590,375

565,272

560,975

483,823

478,951

479,439

492,002

420,765

420,301

422,454

430,548

429,918

426,035

420,555

403,877

406,151

398,286

396,016

386,822

380,476

373,882

368,613

378,913

375,466

365,747

364,779

365,589

361,260

194,870

196,564

195,801

191,824

191,970

190,134

Total deposits

888,225

808,993

789,461

748,388

741,045

626,611

621,302

613,175

625,935

520,564

525,167

514,265

526,285

512,795

515,277

508,882

494,185

483,182

481,128

465,581

452,699

441,400

440,145

427,045

438,802

432,241

428,280

417,751

421,587

414,725

220,901

219,989

220,154

215,161

213,620

209,186

Accrued expenses and other liabilities

17,067

9,825

10,266

11,987

9,061

5,388

6,082

5,535

4,697

4,822

5,426

4,867

4,309

4,291

5,363

5,000

5,933

4,050

5,372

5,463

4,050

4,161

4,749

3,749

3,164

3,167

3,761

3,535

3,714

5,337

6,356

5,809

4,652

-

-

3,371

Deferred tax liability, net

58

492

420

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Accrued expenses and other liabilities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

4,570

4,889

-

Federal funds purchased

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

0

0

0

-

0

0

0

-

FHLB advances and other borrowings

94,585

88,350

76,699

106,748

92,313

102,222

95,731

91,469

69,528

82,969

83,836

104,182

68,266

82,413

78,855

75,491

71,204

72,716

55,534

43,611

42,640

54,993

51,172

51,454

23,211

28,067

28,466

34,861

29,411

29,461

33,646

42,696

48,746

53,796

58,846

60,896

Other long-term debt:
Principal amount

25,155

25,155

25,155

25,155

25,155

25,155

25,155

25,155

25,155

25,155

25,155

25,155

25,155

15,155

15,155

15,155

15,155

15,155

15,155

15,155

-

5,155

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Unamortized debt issuance costs

198

214

230

247

263

279

295

312

328

344

360

377

373

185

190

196

201

206

204

150

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total other long-term debt, net

24,957

24,941

24,925

24,908

24,892

24,876

24,860

24,843

24,827

24,811

-

-

-

14,970

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total other long-term debt less unamortized debt issuance costs

-

-

-

-

-

-

-

-

-

-

24,795

24,778

24,782

-

14,965

14,959

14,954

14,949

14,951

15,005

5,155

5,155

5,155

5,155

5,155

5,155

5,155

5,155

5,155

5,155

5,155

5,155

5,155

5,155

5,155

5,155

Total liabilities

1,024,892

932,601

901,771

892,031

867,311

759,097

747,975

735,022

724,987

633,166

639,224

648,092

623,642

614,469

614,460

604,332

586,276

574,897

556,985

529,660

504,544

505,709

501,221

487,403

470,332

468,630

465,662

461,302

459,867

454,678

266,058

273,649

278,707

278,682

282,510

278,608

SHAREHOLDERS' EQUITY:
Preferred stock (par value $0.01 per share; 1,000,000 shares authorized; no shares issued or outstanding)

-

-

0

0

0

-

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Common stock (par value $0.01 per share; 20,000,000 shares authorized; 7,110,833 and 6,714,983 shares issued; 6,818,883 and 6,423,033 shares outstanding at March 31, 2020 and December 31, 2019, respectively)

71

67

67

67

67

57

57

57

57

53

41

41

41

41

41

41

41

41

41

41

41

41

41

41

41

41

41

41

41

41

41

41

41

41

41

41

Additional paid-in capital

77,399

68,826

68,894

68,535

68,506

52,051

51,927

51,890

51,849

42,780

22,477

22,444

22,407

22,366

22,184

22,168

22,157

22,152

22,134

22,129

22,126

22,122

22,126

22,123

22,120

22,118

22,114

22,109

22,106

22,103

22,113

22,112

22,111

22,112

22,112

22,110

Unallocated common stock held by Employee Stock Ownership Plan ("ESOP")

269

311

352

393

-

477

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Unallocated common stock held by Employee Stock Ownership Plan

-

-

-

-

435

-

518

559

601

643

684

725

767

809

850

891

933

975

-

-

-

-

1,182

1,224

-

-

-

1,390

-

-

-

-

-

-

-

-

Unallocated common stock held by Employee Stock Ownership Plan

269

311

352

393

-

477

-

-

-

-

-

-

-

-

-

-

-

-

1,016

1,057

1,099

1,141

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Unallocated common stock held by employee stock ownership plan ("ESOP")

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,265

1,307

1,348

-

1,431

1,473

1,514

1,556

1,598

1,639

1,681

1,722

Treasury stock, at cost

3,643

3,643

3,850

3,850

3,372

2,640

2,826

2,826

2,826

2,826

2,971

2,971

2,971

2,971

3,321

3,321

3,321

3,321

3,338

2,810

2,810

2,194

2,333

1,800

1,800

1,800

1,993

1,993

1,993

1,993

2,210

2,210

2,210

2,210

1,981

1,796

Retained earnings

58,670

55,391

53,664

50,167

47,512

46,926

45,989

44,862

44,020

43,939

43,837

42,460

41,699

41,240

40,096

38,626

37,831

37,301

36,714

36,490

35,983

35,885

35,252

34,824

34,246

34,422

34,233

33,849

33,447

32,818

33,135

32,990

32,661

32,278

32,068

31,918

Accumulated other comprehensive income, net of tax

1,480

1,329

2,027

1,168

14

-1,111

-2,637

-1,619

-1,551

313

646

873

-374

-411

1,885

2,381

920

252

-111

-1,086

580

-215

-1,259

-2,259

-3,843

-5,717

-4,854

-3,384

790

1,947

2,414

2,273

2,456

2,609

2,839

1,934

Total shareholders' equity

133,708

121,659

120,450

115,694

112,292

94,806

91,992

91,805

90,948

83,616

63,346

62,122

60,035

59,456

60,035

59,004

56,695

55,450

54,424

53,707

54,821

54,498

52,645

51,705

49,499

47,757

48,193

49,232

52,960

53,443

53,979

53,650

53,461

53,191

53,398

52,485

Total liabilities and shareholders' equity

1,158,600

1,054,260

1,022,221

1,007,725

979,603

853,903

839,967

826,827

815,935

716,782

702,570

710,214

683,677

673,925

674,495

663,336

642,971

630,347

611,409

583,367

559,365

560,207

553,866

539,108

519,831

516,387

513,855

510,534

512,827

508,121

320,037

327,299

332,168

331,873

335,908

331,093