ENTERPRISE BANCORP INC /MA/ EBTC Balance Sheet

Enterprise bancorp inc /ma/ (EBTC)

Balance Sheet / Quarterly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Dec'10
Assets
Cash and cash equivalents:
Cash and due from banks
32	39	52	46	35	43	29	41	34	40	35	51	35	33	34	99	34	32	35	55	55	30	49	51	39	41	48	40	29	38	50	40	28	30	-	-	26
Interest-earning deposits
42	23	29	139	99	19	35	97	22	14	14	24	18	17	27	42	24	19	20	60	35	10	5	17	7	10	33	6	9	12	25	38	50	6	-	-	9
Fed funds sold
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	2	26	4	1	2	5	21	17	2	-	-	19
Total cash and cash equivalents
74	63	82	186	135	63	65	138	56	54	50	75	54	50	62	141	58	51	55	115	91	40	54	68	47	53	108	51	40	52	82	100	96	39	33	29	55
Investments:
Debt securities at fair value
505	504	482	465	458	431	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Equity securities at fair value
0	0	1	2	2	1	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total investment securities at fair value
506	505	483	468	460	432	-	-	-	405	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Short-term investments
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	48	74	-
Total cash and cash equivalents
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	82	103	-
Investment securities at fair value
-	-	-	-	-	-	434	422	412	-	385	388	376	374	349	319	304	300	281	260	240	245	236	214	209	215	195	190	183	184	191	165	154	140	128	134	142
Federal Home Loan Bank (FHLB) stock
5	4	2	1	1	5	2	2	2	5	7	4	3	2	1	1	2	3	4	4	4	3	3	3	4	4	4	4	4	4	4	4	4	4	4	4	4
Loans held for sale
0	0	3	1	0	0	0	0	0	0	0	0	0	1	2	1	0	1	1	1	1	2	-	-	-	1	-	-	-	-	-	-	-	-	-	-	-
Loans held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1	2	1	-	1	3	3	8	-	-	-	5	-	-	-
Loans and Leases Receivable, Net Amount
2,644	2,531	2,438	2,379	2,350	2,353	2,275	2,263	2,255	2,236	2,169	2,082	2,033	1,991	1,954	1,868	1,834	1,830	1,762	1,708	1,654	1,645	1,585	1,564	1,521	1,497	1,446	1,421	1,379	1,335	-	1,269	1,228	1,222	1,206	1,154	1,123
Loans, less allowance for loan losses of $23,930 at September 30, 2012 and $23,160 at December 31, 2011, respectively
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,280	-	-	-	-	-	-
Premises and equipment, net
46	45	43	39	38	37	37	37	37	37	36	35	34	33	33	34	31	30	30	30	30	30	30	29	29	29	28	28	28	27	27	26	27	27	25	25	24
Lease right-of-use asset
18	19	19	19	18	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Accrued interest receivable
12	12	12	12	12	11	11	10	11	10	10	9	9	8	8	7	8	7	7	6	7	6	6	6	6	6	5	6	6	5	5	5	5	5	5	5	5
Deferred income taxes, net
9	8	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Deferred income taxes, net
-	-	8	8	10	11	14	13	12	10	15	14	16	17	13	11	12	14	13	13	12	12	12	12	13	13	13	13	12	12	12	12	12	12	12	10	11
Bank-owned life insurance
30	30	30	30	30	30	29	29	29	29	29	29	28	28	28	28	28	28	28	16	16	16	16	16	16	15	15	15	15	15	15	15	15	14	14	14	14
Prepaid income taxes
1	0	1	1	0	0	1	1	0	1	0	1	0	1	0	0	0	0	0	0	0	0	1	0	0	0	0	1	0	0	0	1	0	0	0	1	0
Prepaid expenses and other assets
10	6	8	12	8	11	11	7	10	20	13	9	8	10	11	10	15	11	5	6	6	13	7	8	10	6	5	10	14	13	12	8	10	11	9	11	9
Goodwill
5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5
Total assets
3,367	3,235	3,138	3,167	3,073	2,964	2,890	2,933	2,834	2,817	2,725	2,656	2,572	2,526	2,470	2,433	2,304	2,285	2,195	2,170	2,068	2,022	1,962	1,933	1,865	1,849	1,832	1,753	1,693	1,665	1,637	1,615	1,560	1,489	1,496	1,470	1,397
Liabilities and Stockholders' Equity
Liabilities
Deposits [Abstract]
Deposits, Excluding Non-reciprocal Brokered Deposits
-	-	2,784	2,830	2,725	2,507	2,487	2,481	-	2,293	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Brokered deposits
-	-	0	0	30	56	123	178	-	147	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Deposits
2,912	2,786	2,784	2,830	2,756	2,564	2,611	2,660	2,571	2,441	2,302	2,353	2,274	2,268	2,221	2,184	2,087	2,018	1,963	1,959	1,865	1,768	1,768	1,746	1,678	1,635	1,653	1,579	1,484	1,475	1,470	1,453	1,405	1,333	1,345	1,319	1,244
Borrowed funds
84	96	4	0	0	100	0	0	0	89	149	44	46	10	0	0	0	53	-	-	-	58	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Borrowed funds
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	24	1	0	-	1	0	7	36	1	1	44	26	2	2	2	4	4	4	15
Subordinated debt
14	14	14	14	14	14	14	14	14	14	14	14	14	14	14	14	14	14	14	14	14	10	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Lease liability
17	18	18	18	17	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Junior subordinated debentures
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	10	10	10	10	10	10	10	10	10	10	10	10	10	10	10
Accrued expenses and other liabilities
31	21	25	22	16	27	20	19	16	40	26	15	15	16	17	20	13	18	15	22	15	16	19	15	11	14	17	16	10	13	16	13	-	12	-	-	-
Income taxes payable
-	-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	1	-	0	-	0	-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	-
Accrued expenses and other liabilities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	10	-	11	11	9
Accrued interest payable
0	0	0	0	1	0	1	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total liabilities
3,062	2,938	2,848	2,886	2,807	2,709	2,648	2,696	2,603	2,585	2,493	2,428	2,352	2,311	2,254	2,220	2,118	2,105	2,018	1,998	1,897	1,855	1,800	1,773	1,709	1,698	1,684	1,609	1,551	1,526	1,501	1,481	1,429	1,361	1,372	1,348	1,280
Commitments and Contingencies
-	-	-	-	-	-	0	0	0	-	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-
Stockholders' Equity
Preferred stock, $0.01 par value per share; 1,000,000 shares authorized; no shares issued
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Common stock, $0.01 par value per share; 40,000,000 shares authorized; 11,897,322 shares issued and outstanding at March 31, 2020 and 11,825,331 shares issued and outstanding at December 31, 2019
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Additional paid-in capital
94	94	93	92	92	91	90	90	89	88	87	86	85	85	83	82	61	61	60	59	58	57	55	55	54	52	52	50	49	48	47	46	45	45	44	44	42
Retained earnings
193	191	184	177	172	165	160	154	148	143	141	138	134	130	126	123	119	116	113	110	108	105	103	100	98	96	93	91	89	87	84	82	81	78	77	75	72
Accumulated other comprehensive income
15	10	12	9	1	-1	-9	-6	-5	0	2	2	-0	-0	5	6	4	2	3	2	4	3	3	3	2	2	2	1	4	4	4	3	3	3	2	3	1
Total stockholders' equity
304	296	290	280	266	255	241	237	231	231	231	227	219	214	216	212	186	180	176	172	171	166	162	159	155	151	148	143	142	139	136	133	130	127	124	-	116
Total stockholders' equity
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	122	-
Total liabilities and stockholders' equity
3,367	3,235	3,138	3,167	3,073	2,964	2,890	2,933	2,834	2,817	2,725	2,656	2,572	2,526	2,470	2,433	2,304	2,285	2,195	2,170	2,068	2,022	1,962	1,933	1,865	1,849	1,832	1,753	1,693	1,665	1,637	1,615	1,560	1,489	1,496	1,470	1,397