Eagle financial bancorp, inc. (EFBI)
Balance Sheet / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16
Assets
Cash and due from banks

525

408

384

532

450

471

445

429

534

519

368

498

505

459

Federal Reserve and Federal Home Loan Bank (FHLB) demand accounts

14,871

14,893

8,399

7,273

6,631

6,963

9,003

7,522

9,841

14,831

12,341

19,663

16,573

19,130

Cash and cash equivalents

15,396

15,301

8,783

7,805

7,081

7,434

9,448

7,951

10,375

15,350

12,709

20,161

17,078

19,589

Interest-bearing time deposits in other banks

2,988

2,988

2,988

-

-

3,486

-

-

-

-

-

-

-

-

Interest-bearing time deposits in other banks

-

-

-

2,490

2,739

-

4,233

4,482

5,478

5,079

3,585

99

346

346

Loans held for sale

8,487

6,390

9,948

5,711

3,000

1,827

2,228

4,119

2,858

3,336

6,387

6,606

4,690

2,732

Loans, net of allowance for loan losses of $1,196 and $1,166 at March 31, 2020 and December 31, 2019, respectively

105,659

106,568

109,249

113,308

112,783

113,317

110,779

105,738

102,434

96,529

96,130

90,570

86,271

83,048

Premises and equipment - at depreciated cost

4,049

4,062

4,109

4,134

4,168

4,210

4,260

4,296

4,328

4,361

4,372

4,338

4,346

4,340

FHLB stock - at cost

858

816

816

816

754

754

754

754

754

736

736

736

728

728

Foreclosed real estate held for sale, net

-

-

-

-

-

217

217

46

-

-

-

0

36

55

Bank-owned life insurance (BOLI)

2,017

2,005

1,993

1,982

1,970

1,958

1,947

1,935

1,923

1,912

1,900

1,888

1,877

1,865

FHLB lender risk account receivable

3,656

3,646

3,464

3,406

3,373

3,377

3,278

3,242

3,188

3,168

3,107

3,050

2,942

2,698

Accrued interest receivable

334

326

343

358

364

354

354

328

316

287

294

282

277

270

Deferred federal tax asset

134

77

-

-

-

-

-

-

-

-

-

-

-

-

Prepaid federal income tax

-

-

-

226

-

-

-

-

-

37

-

-

-

75

Deferred federal tax asset

-

-

102

-

-

-

13

12

18

-

-

-

30

-

Other assets

529

609

513

460

313

151

308

610

557

287

364

1,225

675

227

Total assets

144,107

142,788

142,308

140,696

136,545

137,085

137,819

133,513

132,229

131,082

129,584

128,955

119,296

115,973

Liabilities and Shareholders' Equity
Liabilities
Deposits
Noninterest-bearing

5,767

5,967

6,346

6,719

5,654

5,878

5,881

5,524

4,208

4,032

4,323

3,782

6,182

4,816

Interest-bearing

107,476

106,024

105,319

102,556

100,312

100,491

101,491

98,130

98,283

97,086

95,524

108,891

96,909

95,228

Total deposits

113,243

111,991

111,665

109,275

105,966

106,369

107,372

103,654

102,491

101,118

99,847

112,673

103,091

100,044

FHLB advances

-

-

-

-

-

-

-

-

4

9

13

17

24

28

Advances from borrowers for taxes and insurance

558

858

580

272

624

950

622

285

559

866

553

264

492

716

Accrued interest payable

2

2

2

2

2

1

1

1

1

1

1

1

1

1

Accrued supplemental retirement plans

1,557

1,518

1,464

1,410

1,355

1,301

1,245

1,190

1,135

1,079

1,027

973

921

868

Accrued federal income tax

118

9

-

-

261

182

-

-

-

-

-

-

-

-

Deferred federal tax liability

-

-

15

60

79

131

315

316

317

315

470

618

620

554

Accrued federal income taxes

-

-

-

-

-

-

-

-

-

-

-

12

-

-

Other liabilities

541

507

712

1,710

426

377

552

466

231

357

635

605

444

285

Total liabilities

116,019

114,885

114,438

112,729

108,713

109,311

110,107

105,912

104,738

103,745

102,546

115,163

105,593

102,496

Shareholders' Equity
Preferred stock, $0.01 par value, 5,000,000 shares authorized; none issued and outstanding

-

-

-

-

-

-

0

0

0

-

0

-

-

0

Common stock, $0.01 par value, 50,000,000 shares authorized at March 31 , 2020 and December 31, 2019; issued 1,654,758 at March, 2020 and December 31, 2019; outstanding 1,589,558 at March 31, 2020 and 1,594,658 at December 31, 2019

16

16

16

16

16

16

16

16

16

16

16

-

-

-

Additional paid-in capital

14,157

14,165

14,374

14,977

14,906

14,758

14,765

14,749

14,740

14,730

14,708

-

-

-

Commitments and Contingencies

-

-

-

-

-

-

-

-

-

-

-

0

0

-

Retained earnings

14,996

14,819

14,593

14,323

14,242

14,161

14,108

14,029

13,945

13,817

13,572

13,792

13,703

13,477

Treasury Stock, at cost 14,100 shares at June 30, 2019 and 5,000 shares at December 31, 2018

-

-

-

220

187

-

-

-

-

-

-

-

-

-

Unearned Employee Stock Ownership Plan ("ESOP") shares

1,081

1,097

1,113

1,129

1,145

1,161

1,177

1,193

1,210

1,226

1,258

-

-

-

Total shareholders' equity

28,088

27,903

27,870

27,967

27,832

27,774

27,712

27,601

27,491

27,337

27,038

-

-

13,477

Total liabilities and shareholders' equity

144,107

142,788

142,308

140,696

136,545

137,085

137,819

133,513

132,229

131,082

129,584

128,955

119,296

115,973