Eagle financial bancorp, inc. (EFBI)
CashFlow / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16
Operating Activities
Net income

177

226

270

81

81

53

79

84

128

245

-220

89

226

-

292

257

670

Items not requiring (providing) cash:
Depreciation and amortization

43

49

50

51

49

57

112

28

51

1

58

60

48

46

43

42

43

Amortization of deferred loan fees

-

-

-

-

2

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of deferred loan fees

-

-

-

-

-

-

-

-

-9

-

-

-

-

-

-

-

-

Amortization of deferred loan fees

-

-

-

-

-

-

-

-

-

-

-

-

-4

-

-

-

-

Proceeds on sale of loans in the secondary market

20,808

29,865

25,964

20,349

8,715

11,296

15,331

16,662

10,747

16,187

18,931

19,719

13,169

24,329

39,164

9,399

10,981

Loans originated for sale in the secondary market

22,299

-

-

-

9,559

-

-

-

-

-

-

-

-

-

-

-

-

Loans originated for sale in the secondary market

-

-

-

-

-

-

-

17,536

9,891

12,749

18,265

21,141

14,525

20,355

39,233

9,111

13,336

Gain on sale of loans

606

759

802

496

329

301

430

387

378

387

447

494

602

668

666

486

311

Provision for loan losses

25

-

-

-

0

-

-

-

-

0

17

75

10

18

40

0

25

Gain on sale of foreclosed real estate

-

0

0

0

28

-

-

-

-

0

0

0

-3

-5

-3

10

10

Deferred federal tax liability

-57

-92

-45

-19

-52

-

-

-1

2

-155

-148

-2

66

165

-14

-14

-20

Death benefit proceeds in excess of cash surrender value of BOLI

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

940

Increase in cash surrender value of BOLI

12

12

11

12

12

11

12

12

11

-

12

11

12

-

12

11

13

Impairment on foreclosed real estate

-

-

-

-

-

-

-

-

-

0

0

0

3

-

-

-

-

Stock based compensation expense

62

61

62

62

61

-

-

-

-

-

-

-

-

-

-

-

-

ESOP compensation expense

26

-

-

-

25

-

-

-

-

-

-

-

-

-

-

-

-

ESOP compensation expense

-

-

-

-

-

-

-

26

26

-

-

-

-

-

-

-

-

Changes in:
FHLB lender risk account receivable

10

182

58

33

-4

99

36

54

20

61

57

108

244

257

139

75

15

Accrued interest receivable

8

-16

-15

-7

10

0

26

12

29

-7

12

5

7

0

-16

19

7

Other assets and prepaid federal income taxes

-80

-188

111

373

162

-170

-301

47

251

-40

-861

520

403

-124

144

-275

241

Accrued federal income taxes

109

-

-

-261

79

-

-

-

-

-

-

-

-

-

-

-

-

Accrued supplemental retirement plans

39

54

54

55

54

56

55

55

56

53

53

52

53

71

42

42

-56

Accrued expenses and other liabilities

34

-204

-998

1,283

50

-175

86

235

-126

-279

19

173

159

-214

366

-123

-40

Net cash flows used in operating activities

-1,589

3,516

-4,802

-1,847

-1,032

538

2,580

-950

295

-

-

-

-

-

-

-

-

Investing Activities
Net cash flows provided by (used in) operating activities

-

-

-

-

-

-

-

-

-

-

-

-

-2,052

3,493

-242

169

-3,270

Net decrease in interest-bearing time deposits in other banks

-

0

498

-249

-747

-747

-249

-996

399

-

-

-

-

0

-247

-249

0

Net decrease in loans

-884

-2,684

-4,060

525

-532

2,540

5,417

3,336

5,896

348

5,588

4,384

3,237

609

702

2,622

1,384

Purchase of premises and equipment

30

5

26

15

7

5

16

19

18

41

81

38

54

-

-

-

-

Purchase of FHLB stock

42

-

-

-

-

0

0

0

18

-

-

-

-

-

-

-

-

Proceeds from sale of foreclosed real estate

-

0

0

0

245

-

-

-

-

0

0

36

13

56

52

35

289

Net cash provided by investing activities

812

2,679

3,536

-353

1,517

-1,799

-5,138

-2,359

-6,331

-

-

-

-

-

-

-

-

Financing Activities
Death benefit proceeds received

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

1,485

Net cash used in investing activities

-

-

-

-

-

-

-

-

-

-

-

-

-3,278

-1,822

-406

-2,347

390

Net increase (decrease) in deposits

1,252

326

2,390

3,309

-403

-1,003

3,718

1,163

1,373

1,271

-12,826

9,582

3,047

544

876

3,294

2,880

Repayment of FHLB advances

-

-

-

-

-

0

0

4

5

4

4

7

4

5

4

9

3,006

Repurchase of common stock

80

281

454

33

109

-

-

-

-

-

-

-

-

-

-

-

-

Net decrease in advances from borrowers for taxes and insurance

-300

278

308

-352

-326

328

337

-274

-307

313

289

-228

-224

239

240

-217

-220

Net cash provided by (used in) financing activities

872

323

2,244

2,924

-838

-753

4,055

885

1,061

-

-

-

-

-

-

-

-

Increase (Decrease) in Cash and Cash Equivalents

95

-

-

-

-353

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by financing activities

-

-

-

-

-

-

-

-

-

-

-

-

2,819

778

1,112

3,068

-346

Increase (Decrease) in Cash and Cash Equivalents

-

-

-

-

-

-

-

-2,424

-4,975

2,641

-7,452

3,083

-2,511

2,449

464

890

-3,226

Supplemental Cash Flows Information:
Interest paid

285

299

302

267

236

214

202

185

169

-

-

-

-

-

-

-

-

Interest paid

-

-

-

-

-

-

-

-

-

-

-

-

162

177

180

178

198