Eagle financial bancorp, inc. (EFBI)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16
Operating Activities
Net income

754

658

485

294

297

344

536

237

242

340

0

0

0

-

0

0

0

Items not requiring (providing) cash:
Depreciation and amortization

193

199

207

269

246

248

192

138

170

167

212

197

179

174

0

0

0

Amortization of deferred loan fees

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of deferred loan fees

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

Amortization of deferred loan fees

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Proceeds on sale of loans in the secondary market

96,986

84,893

66,324

55,691

52,004

54,036

58,927

62,527

65,584

68,006

76,148

96,381

86,061

83,873

0

0

0

Loans originated for sale in the secondary market

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Loans originated for sale in the secondary market

-

-

-

-

-

-

-

58,441

62,046

66,680

74,286

95,254

83,224

82,035

0

0

0

Gain on sale of loans

2,663

2,386

1,928

1,556

1,447

1,496

1,582

1,599

1,706

1,930

2,211

2,430

2,422

2,131

0

0

0

Provision for loan losses

0

-

-

-

0

-

-

-

-

102

120

143

68

83

0

0

0

Gain on sale of foreclosed real estate

-

28

0

0

0

-

-

-

-

-3

-8

-11

-1

12

0

0

0

Deferred federal tax liability

-213

-208

0

0

0

-

-

-302

-303

-239

81

215

203

117

0

0

0

Death benefit proceeds in excess of cash surrender value of BOLI

-

-

-

-

-

-

-

-

-

-

-

-

-

940

0

0

0

Increase in cash surrender value of BOLI

47

47

46

47

47

46

0

0

0

-

0

0

0

-

0

0

0

Impairment on foreclosed real estate

-

-

-

-

-

-

-

-

-

3

0

0

0

-

-

-

-

Stock based compensation expense

247

246

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

ESOP compensation expense

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

ESOP compensation expense

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

Changes in:
FHLB lender risk account receivable

283

269

186

164

185

209

171

192

246

470

666

748

715

486

0

0

0

Accrued interest receivable

-30

-28

-12

29

48

67

60

46

39

17

24

-4

10

10

0

0

0

Other assets and prepaid federal income taxes

216

458

476

64

-262

-173

-43

-603

-130

22

-62

943

148

-14

0

0

0

Accrued federal income taxes

0

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Accrued supplemental retirement plans

202

217

219

220

220

222

219

217

214

211

229

218

208

99

0

0

0

Accrued expenses and other liabilities

115

131

160

1,244

196

20

-84

-151

-213

72

137

484

188

-11

0

0

0

Net cash flows used in operating activities

-4,722

-4,165

-7,143

239

1,136

2,463

0

0

0

-

-

-

-

-

-

-

-

Investing Activities
Net cash flows provided by (used in) operating activities

-

-

-

-

-

-

-

-

-

-

-

-

1,368

150

0

0

0

Net decrease in interest-bearing time deposits in other banks

-

-498

-1,245

-1,992

-2,739

-1,593

0

0

0

-

-

-

-

-496

0

0

0

Net decrease in loans

-7,103

-6,751

-1,527

7,950

10,761

17,189

14,997

15,168

16,216

13,557

13,818

8,932

7,170

5,317

0

0

0

Purchase of premises and equipment

76

53

53

43

47

58

94

159

178

214

0

0

0

-

-

-

-

Purchase of FHLB stock

0

-

-

-

-

18

0

0

0

-

-

-

-

-

-

-

-

Proceeds from sale of foreclosed real estate

-

245

0

0

0

-

-

-

-

49

105

157

156

432

0

0

0

Net cash provided by investing activities

6,674

7,379

2,901

-5,773

-7,779

-15,627

0

0

0

-

-

-

-

-

-

-

-

Financing Activities
Death benefit proceeds received

-

-

-

-

-

-

-

-

-

-

-

-

-

1,485

0

0

0

Net cash used in investing activities

-

-

-

-

-

-

-

-

-

-

-

-

-7,853

-4,185

0

0

0

Net increase (decrease) in deposits

7,277

5,622

4,293

5,621

3,475

5,251

7,525

-9,019

-600

1,074

347

14,049

7,761

7,594

0

0

0

Repayment of FHLB advances

-

-

-

-

-

9

13

17

20

19

20

20

22

3,024

0

0

0

Repurchase of common stock

848

877

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net decrease in advances from borrowers for taxes and insurance

-66

-92

-42

-13

65

84

69

21

67

150

76

27

38

42

0

0

0

Net cash provided by (used in) financing activities

6,363

4,653

3,577

5,388

3,349

5,248

0

0

0

-

-

-

-

-

-

-

-

Increase (Decrease) in Cash and Cash Equivalents

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by financing activities

-

-

-

-

-

-

-

-

-

-

-

-

7,777

4,612

0

0

0

Increase (Decrease) in Cash and Cash Equivalents

-

-

-

-

-

-

-

-12,210

-6,703

-4,239

-4,431

3,485

1,292

577

0

0

0

Supplemental Cash Flows Information:
Interest paid

1,153

1,104

1,019

919

837

770

0

0

0

-

-

-

-

-

-

-

-

Interest paid

-

-

-

-

-

-

-

-

-

-

-

-

697

733

0

0

0