EAGLE FINANCIAL BANCORP, INC. EFBI Income Statement

Eagle financial bancorp, inc. (EFBI)

Income statement / Quarterly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16
Interest and Dividend Income
Interest earned on loans
1,200	1,251	1,268	1,300	1,284	1,284	1,228	1,168	1,091	1,010	1,079	998	953	950	942	927	879
Dividends on FHLB stock
9	5	11	11	11	11	12	12	10	11	11	9	9	7	7	8	7
Other interest-earning deposits
65	70	81	52	59	59	52	55	64	56	60	28	32	18	20	17	21
Total interest and dividend income
1,274	1,326	1,360	1,363	1,354	1,354	1,292	1,235	1,165	1,077	1,150	1,035	994	975	969	952	907
Interest Expense
Interest on deposits
285	300	302	266	237	214	202	185	169	166	167	167	162	166	180	177	166
FHLB advances
-	-	-	1	-	-	-	-	-	-	-	-	-	-1	1	1	32
Total interest expense
285	299	302	267	237	214	202	185	169	167	167	167	162	165	181	178	198
Net Interest Income
989	1,027	1,058	1,096	1,117	1,140	1,090	1,050	996	910	983	868	832	810	788	774	709
Provision for Loan Losses
25	-	0	0	0	0	99	0	0	0	17	75	10	18	40	0	25
Net Interest Income After Provision for Loan Losses
964	1,027	1,058	1,096	1,117	1,140	991	1,050	996	910	966	793	822	792	748	774	684
Noninterest Income
Net gains on loan sales
606	759	802	496	329	300	430	388	378	387	448	493	602	668	666	486	311
Other service charges and fees
76	114	116	44	40	44	51	50	41	-	56	-	-	-	-	-	-
Gain on sale of foreclosed real estate
-	-	0	0	28	-	-	-	-	-	-	-	-	-	-	-	-
Other service charges and fees
-	-	-	-	-	-	-	-	-	-	-	-	38	39	59	47	42
Death benefit proceeds in excess of cash surrender value of BOLI
-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	940
Income from BOLI
12	12	11	12	12	11	12	12	11	12	12	11	12	12	12	12	12
Total noninterest income
694	885	929	552	409	359	493	450	430	445	516	559	652	719	737	545	1,305
Noninterest Expense
Compensation and benefits
1,002	1,155	1,117	1,058	962	857	837	898	841	899	849	806	741	732	654	556	521
Occupancy and equipment, net
58	68	62	66	59	69	62	59	63	72	59	60	51	58	57	51	60
Data processing
85	66	78	78	95	43	74	75	112	138	72	67	93	94	76	80	110
Legal and professional services
77	97	94	86	82	123	113	80	72	15	76	46	81	80	46	13	50
FDIC premium expense
-	-	9	8	-	7	10	10	10	-	10	9	-	12	10	17	18
Foreclosed real estate impairments and expenses, net
-	0	0	0	21	-	6	-	-	0	0	2	7	10	13	2	7
Franchise and other taxes
56	55	55	56	56	59	60	59	41	27	27	27	27	27	29	26	27
Advertising
8	20	41	25	10	26	38	30	10	20	34	51	16	31	42	85	21
ATM processing expense
20	17	22	22	24	20	22	21	20	20	21	21	23	12	26	24	19
FHLB advance prepayment penalty
-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	121
Death benefit obligation expense
-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	410
Charitable contribution expense
-	-	-	-	-	-	-	-	-	-	503	-	-	-	3	-	-
Other expenses
123	145	160	146	108	199	161	159	108	52	134	135	98	84	91	82	82
Total noninterest expense
1,429	1,628	1,638	1,545	1,417	1,420	1,383	1,391	1,277	1,259	1,785	1,224	1,137	1,150	1,047	936	1,446
Income Before Income Taxes
229	284	349	103	109	79	101	109	149	96	-303	128	337	361	438	383	543
Income Taxes
Provision for Income taxes
52	266	79	22	28	210	22	25	21	90	-83	39	111	3	146	126	-127
Total income taxes
52	58	79	22	28	26	22	25	21	-149	-83	39	111	120	146	126	-127
Net Income and Comprehensive Income
177	226	270	81	81	53	79	84	128	-	-220	89	226	-	292	257	670
Earnings per share - basic (in dollars per share)
-	-	0.18	-	-	-	0.05	-	-	-	-	-	-	-	-	-	-
Earnings per share - diluted (in dollars per share)
-	-	0.18	-	-	-	0.05	-	-	-	-	-	-	-	-	-	-
Weighted-average shares outstanding - basic (in shares)
-	-	1,486	-	-	-	1,494	-	-	-	-	-	-	-	-	-	-
Weighted-average shares outstanding - diluted (in shares)
-	-	1,486	-	-	-	1,494	-	-	-	-	-	-	-	-	-	-
Earnings per share - basic and diluted (in dollars per share)
0.12	-	-	0.05	0.05	-	-	0.05	0.09	-	-	-	-	-	-	-	-
Weighted-average shares outstanding - basic and diluted (in shares)
1,450	-	-	1,486	1,490	-	-	1,492	1,491	-	-	-	-	-	-	-	-